Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.73%.

Get $RAYS

Leaderboard

Rank	User	Rays
4874 42159	0x837995018ba8e99dda3d293ef3db59cfc8dbf06f	500
6463 40570	0x09442f025c47d0e3280c8c418001a60911df2914	500
4733 42300	0x20b4210281ec50ddd8fdae6ab7db8aebbc797239	500
7332 39701	0x2af5de789f9349ef9cf68b67f9c9cc718f17bce8	500
6267 40766	0x3619157e14408eda5498ccfbeccfe80a8bb315d5	500
4336 42697	0x7d02e5a16ba38d61ac5eca5c6536f23d09e3add0	500
5906 41127	0x236ddcbec59db65e1641c11adab444bf159ae3b5	500
6327 40706	0x21b98f5698fd33d9cb58f6ab8d5ec58e803fcba2	500
4556 42477	0x987e0cddce6f6b2c4b1bc6f23573f1b91cc7645a	500
5009 42024	0x46a0b4fa58141aba23185e79f7047a7dfd0ff100	500
4107 42926	0x563159debca67f15273e85ef556d27db5e5c109d	500
5111 41922	0xf46f6120821b00ac5ffe036da826804cb0170bfc	500
4793 42240	0x533caaeaee0396bed2714c547104591ca3e2f345	500
4992 42041	0x457524ecd5275df362b1a6ab17d92d8ecdb98abc	500
5376 41657	0x61503ad92e94ca295926854b35dfced55797f5a1	500
5148 41885	0x4347dd04a5a83228e65894c4f476612e66d90585	500
5843 41190	0x9cf30a1cdee7d686de0211a3f98b6d4ff59a3532	500
4392 42641	0x4d9b6fd8d235212b17564c85eb5cf98a4c3e2018	500
5453 41580	0x7a16c1b3ed3a72776f65a16de2e58576e3acb1cc	500
5307 41726	0x3049c80bdd527128eb4e7886ab1db1e8042a8eb7	500
5877 41156	0xe82c60f27b265123419570a4a7ee9cdc7f21aa48	500
6465 40568	0xceb69a2cd0832dccc02a87891d8742325feaa73c	500
5914 41119	0x65f85007f7db4a6eddc1f13e57cac7ed3bb348bf	500
4486 42547	0xbac4d298de484bef485ec5a7b38ce40bf1844f87	500
4188 42845	0x806da29201d10cdda91f299d68fb326b1d9fcb48	500
7313 39720	0x5f75fc60e8fb33ee14c250e41aa451bdea28375f	500
5474 41559	0x4202e733eb2d17a92401fd75148d04ac1b28f1c3	500
6194 40839	0xfbf3bf1ffe79f59cb58958288f0dfb596098ab6f	500
7137 39896	0x154b54cdb205db5553aaa7c8302ef6fab7f6646b	500
5510 41523	0xe31ca893b9e7d221eec832416372a851ba5b0071	500
6385 40648	0x6951cbf075d3f719e8a6fcd0e279b3a19ccd89db	500
5470 41563	0x42a9ef92f7c61fb40bcc6aea56a68c1d594db551	500
4166 42867	0xe67e43b831a541c5fa40de52ab0afbe311514e64	500
5196 41837	0xa76bb9d0b8b5d40157ae65333e7fd3c97fd8ad8a	500
7168 39865	0xab95d2cd70a80469985fafe7457de81498211ed4	500
7272 39761	0x2fda012d3d7478f7aab877c264bb362dbe3f575e	500
6260 40773	0x31176a669d6912e87e4ba60f71c066fb9bf7516a	500
5377 41656	0x706e714e63eabaa8602c209ecc92943655e0c7b8	500
5205 41828	0xffe46a6a80497df667a251aa0392d09278f7eec7	500
4492 42541	0x3faddecd0e7ac609002360c4416994e354099736	500
How do I move up the leaderboard?
7009 40024	0x28430f7887e17c4028f4ae55e1c1c1a3962d81c9	500
4557 42476	0x0eb59acd1f0b73970e5b2fd095bf373ce569e4a9	500
4349 42684	0xd8014b36b8e304a6b9659867e7b430e2383efcf3	500
7108 39925	0x41c837095bfb417d5768a3a48017e6130309c24e	500
4872 42161	0x1cdde20fd300c95427819be44a4fdc8c537361f1	500
5486 41547	0xdd138f26e5224f40f80d1d6fd05c09f4b580302a	500
6275 40758	0x59c2f94df6621b967c68bbe8e9291f3080e1bff5	500
6391 40642	0xfc8fcfaba20fd142fd9839173d18cf4b094c11ca	500
5187 41846	0xd53a09059e46ae357e02a803f89a807a82381ca1	500
6687 40346	0x239a0a64ed64d96a1a5261f42719fc64c27f02e3	500
4937 42096	0x86f3bd39f7a9431b53fa984d6e8ba5b1593eb5eb	500
6296 40737	0x71f6429b87dc1f3539bc00303cdbc3a335365063	500
5416 41617	0xaf02cd3f19316d7c8a96987fd056931cb125494c	500
4460 42573	0x35d04f4f70f39d402ba2c2a93180e700b0a5611c	500
7036 39997	0x6651fc2d0c347cd0072ff12a64be74ac35f18693	500
4989 42044	0x7c04786f04c522ca664bb8b6804e0d182eec505f	500
5488 41545	0x376e0b7d3cf6d256bb8869e5f1ab73597bc6bdf1	500
4599 42434	0x056ae750b6fa8501f5bc9c8acb0caf986fa224ef	500
7072 39961	0x652ff69683e62d57e17094d69ed00f022737ff00	500
4809 42224	0x4086e3e1e99a563989a9390facff553a4f29b6ee	500
4529 42504	0x13aff6b6d6ad092e8d552af8fbde6203770ad0eb	500
5540 41493	0x70cb64fc8a03a979edd1bddc2801a763ad108a9b	500
6678 40355	0x63048fa9d83c6e07dbb01efc0fb576f73dc1580c	500
6530 40503	0xd862eb8753f55f30a0b694f268ecb72c5a9ea176	500
6791 40242	0xf47e736a1f9ba1eb781a5b3ceb37e0eeba9dace1	500
5939 41094	0x4b80ba8cbac5fa281658ba07cbdbc151c73553c9	500
4176 42857	0x7d6149ad9a573a6e2ca6ebf7d4897c1b766841b4	500
6942 40091	0xa910901140d6a2c64b1fcb5889cc142d00c80941	500
7240 39793	0xd3c9a57df7eb5f3183444164b13d2faef0e012d4	500
6321 40712	0x4909c0ff1b5044490e88e3f02a41d696054316bb	500
6540 40493	0xba2522bb321793fbb6beeae9c8cb1120ee8dfb8d	500
4202 42831	0x310d5c8ee1512d5092ee4377061ae82e48973689	500
6977 40056	0xbe8fd1a2cdb1a5611b82d86590b97d2a7585440f	500
4394 42639	0xbe260c98ff79994f0de6a9923eabd9ecc5759ff3	500
5720 41313	0x4ce3b8c59632a564b8334ffe311ba411d874c5b5	500
6205 40828	0x4a6ef0d843754d2b99c42c947911c346d6043ecc	500
4291 42742	0x4476cd619170868d6f9e8b4c7604037db1a0c8c4	500
6510 40523	0xcd261bb4fb0d390b72324a6002ae63abe9d57422	500
6237 40796	0x39a8e74127719df86f00eedd902e49f1dd43d8b3	500
5297 41736	0x3a15f0394297e74904657e7088b83a127defc9c4	500
How do I move up the leaderboard?
7013 40020	0xb47ca176a3ea91ceddd0ef91053338462d18c7ff	500
4373 42660	0x45b14b5d5c536c3faba451a1ba53387dcddfcf2f	500
6238 40795	0x1320177063f24289753b3e5eecd1f8512b42a47d	500
6511 40522	0x9ebd9eee338e71537b8ecbbf588f9219aa6fbba0	500
7281 39752	0x99daaf637e697c53afaa67d6ff27e336db925812	500
6964 40069	0xb403b4005bdc98391fd06c13f47b8c74957c1e16	500
6172 40861	0x326481a3b0c792cc7df1df0c8e76490b5ccd7031	500
5247 41786	0x2859fa1c532c0cf9551dd8e5e93f94a4390590ee	500
7212 39821	0xfe13988736d95d052c2e45e5b4e1ef2e2750b7f4	500
7359 39674	0x42d10f9a788e33798e11646eb90576877a62cd37	500
4978 42055	0x91b4556d4ccaaae59e37c4a57ddef8903f644621	500
7112 39921	0x22e6621eb093b5ba59572d632d9bb0b5b36c4211	500
4135 42898	0xd6756d55ee43b61d3362c0678fbba85d755e659c	500
4988 42045	0x548b363f28234fe88a72d628c5350e37640429bc	500
4277 42756	0x450e6eac6ae354ad25b1b3ab579970ea1ffde1be	500
6706 40327	0xe3de4b13799cc50b62995598713298a2c42bf85e	500
6853 40180	0xd82d473ef07e6b13bed0645cdeff37923ff16fc4	500
4897 42136	0x7ef001e2627d5b9016503a8f62f5188db69c95b6	500
4790 42243	0xe68d7a6c421e2d220b5840116008c9abdbcf53b2	500
6792 40241	0xa158d0f2171cd76e0ef9edd02f72b1e46f06ff88	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 7.45% on your WSTETH

Earn 5.50% on your DAI

Earn 4.30% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.05% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About