Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.48x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.71%.

Get $RAYS

Leaderboard

Rank	User	Rays
6059 40973	0x226bd275e353a18d2f465df4132c4746f2847abd	500
4445 42587	0xe7da19d08df73c9371080a14b8e6fdca9243e16e	500
4998 42034	0xe7ed69b5b87088e5c6400d652d1b08180113d0fc	500
5699 41333	0x749f9ecbe54c74585f3d3d402354b620d2b89264	500
7123 39909	0x114b50c2897d274afb844a8682af21317f5c83e4	500
7200 39832	0x785476bce5032ff749295e42622a42721a3cc9bd	500
4146 42886	0x58295bba59b4bf056cb99a900da9bde190606eea	500
6146 40886	0xbf35741a0c151fbdc37dad5c6b8a14cd21277cf4	500
7066 39966	0x473c31058d14f8eadfb6627adbbc90dddc7bbf09	500
5431 41601	0x6bd4361f03d345da1a357b72026f787cfab51c92	500
4721 42311	0xcfb96bc298aadf182d9f1300c37bd4c5fef25b45	500
6952 40080	0xae721fb008c3035e568f4d9ac0c9a6bccff4f87f	500
5448 41584	0x251199baeb4236ec5b54e9ef8a0b7cd493cc8155	500
7418 39614	0x5abd1c9387b58bc233cd0daa86640d0ec1e1dcfe	500
5325 41707	0x627ce855f25223859bb360aa096a2fe6b8eae319	500
4565 42467	0x62fdee7cd0a4dd06f26d5dc66f33c1e65ee7ae6d	500
4265 42767	0x57db2d7d80fc2669a67f32e6fd1e5c22846eb150	500
4669 42363	0xdb5ac83c137321da29a59a7592232bc4ed461730	500
7051 39981	0x475a24c7c7679e3399cf55e90cb3d50a6aceea7b	500
5345 41687	0x6e3ac17b4081b239c1857aa7389aaef005e4c593	500
4432 42600	0x8d78415e17a9b1b8884401805b65b6fe710264d8	500
7421 39611	0x5995423cefb0a97a656316daf7dee697d19b9098	500
6520 40512	0xc8598168d8475133de3150eff9b0ce27fb9b038d	500
4187 42845	0x806da29201d10cdda91f299d68fb326b1d9fcb48	500
4485 42547	0xbac4d298de484bef485ec5a7b38ce40bf1844f87	500
6510 40522	0x9ebd9eee338e71537b8ecbbf588f9219aa6fbba0	500
6237 40795	0x1320177063f24289753b3e5eecd1f8512b42a47d	500
4372 42660	0x45b14b5d5c536c3faba451a1ba53387dcddfcf2f	500
6837 40195	0x16529e2081ae0d4ecdca1ac27a81ec9693bee286	500
7012 40020	0xb47ca176a3ea91ceddd0ef91053338462d18c7ff	500
5296 41736	0x3a15f0394297e74904657e7088b83a127defc9c4	500
6236 40796	0x39a8e74127719df86f00eedd902e49f1dd43d8b3	500
6509 40523	0xcd261bb4fb0d390b72324a6002ae63abe9d57422	500
6193 40839	0xfbf3bf1ffe79f59cb58958288f0dfb596098ab6f	500
4290 42742	0x4476cd619170868d6f9e8b4c7604037db1a0c8c4	500
6204 40828	0x4a6ef0d843754d2b99c42c947911c346d6043ecc	500
5719 41313	0x4ce3b8c59632a564b8334ffe311ba411d874c5b5	500
4393 42639	0xbe260c98ff79994f0de6a9923eabd9ecc5759ff3	500
6976 40056	0xbe8fd1a2cdb1a5611b82d86590b97d2a7585440f	500
4201 42831	0x310d5c8ee1512d5092ee4377061ae82e48973689	500
How do I move up the leaderboard?
6539 40493	0xba2522bb321793fbb6beeae9c8cb1120ee8dfb8d	500
6320 40712	0x4909c0ff1b5044490e88e3f02a41d696054316bb	500
7239 39793	0xd3c9a57df7eb5f3183444164b13d2faef0e012d4	500
6941 40091	0xa910901140d6a2c64b1fcb5889cc142d00c80941	500
4175 42857	0x7d6149ad9a573a6e2ca6ebf7d4897c1b766841b4	500
5938 41094	0x4b80ba8cbac5fa281658ba07cbdbc151c73553c9	500
6790 40242	0xf47e736a1f9ba1eb781a5b3ceb37e0eeba9dace1	500
6529 40503	0xd862eb8753f55f30a0b694f268ecb72c5a9ea176	500
6677 40355	0x63048fa9d83c6e07dbb01efc0fb576f73dc1580c	500
5539 41493	0x70cb64fc8a03a979edd1bddc2801a763ad108a9b	500
4528 42504	0x13aff6b6d6ad092e8d552af8fbde6203770ad0eb	500
4808 42224	0x4086e3e1e99a563989a9390facff553a4f29b6ee	500
7071 39961	0x652ff69683e62d57e17094d69ed00f022737ff00	500
4598 42434	0x056ae750b6fa8501f5bc9c8acb0caf986fa224ef	500
5487 41545	0x376e0b7d3cf6d256bb8869e5f1ab73597bc6bdf1	500
7136 39896	0x154b54cdb205db5553aaa7c8302ef6fab7f6646b	500
4988 42044	0x7c04786f04c522ca664bb8b6804e0d182eec505f	500
5509 41523	0xe31ca893b9e7d221eec832416372a851ba5b0071	500
6384 40648	0x6951cbf075d3f719e8a6fcd0e279b3a19ccd89db	500
5416 41616	0x08a8cdb90bc9305bf079a208d1fc77049ae6f634	500
6819 40213	0x775f257b08d549b18db348d29160b3aea8e9c2e6	500
7288 39744	0x1f2acefbb92ba21881c0e26357efc52640e87b92	500
7401 39631	0x4c5100ac23d81b134655aa4c76827dcf35543c6f	500
7408 39624	0xb34e48227beb089b67541e918d9a9307601b886d	500
7153 39879	0xb23447dfe6ce14c6771f7a2d83f01e49eac151b3	500
7035 39997	0x6651fc2d0c347cd0072ff12a64be74ac35f18693	500
5643 41389	0xdf5562b943a27b391d14cd487d99d0fd23d493f6	500
4165 42867	0xe67e43b831a541c5fa40de52ab0afbe311514e64	500
4459 42573	0x35d04f4f70f39d402ba2c2a93180e700b0a5611c	500
5195 41837	0xa76bb9d0b8b5d40157ae65333e7fd3c97fd8ad8a	500
5415 41617	0xaf02cd3f19316d7c8a96987fd056931cb125494c	500
6295 40737	0x71f6429b87dc1f3539bc00303cdbc3a335365063	500
4936 42096	0x86f3bd39f7a9431b53fa984d6e8ba5b1593eb5eb	500
6686 40346	0x239a0a64ed64d96a1a5261f42719fc64c27f02e3	500
5186 41846	0xd53a09059e46ae357e02a803f89a807a82381ca1	500
6390 40642	0xfc8fcfaba20fd142fd9839173d18cf4b094c11ca	500
7167 39865	0xab95d2cd70a80469985fafe7457de81498211ed4	500
6274 40758	0x59c2f94df6621b967c68bbe8e9291f3080e1bff5	500
5485 41547	0xdd138f26e5224f40f80d1d6fd05c09f4b580302a	500
7271 39761	0x2fda012d3d7478f7aab877c264bb362dbe3f575e	500
How do I move up the leaderboard?
6259 40773	0x31176a669d6912e87e4ba60f71c066fb9bf7516a	500
4871 42161	0x1cdde20fd300c95427819be44a4fdc8c537361f1	500
5376 41656	0x706e714e63eabaa8602c209ecc92943655e0c7b8	500
7107 39925	0x41c837095bfb417d5768a3a48017e6130309c24e	500
5204 41828	0xffe46a6a80497df667a251aa0392d09278f7eec7	500
4491 42541	0x3faddecd0e7ac609002360c4416994e354099736	500
4348 42684	0xd8014b36b8e304a6b9659867e7b430e2383efcf3	500
4556 42476	0x0eb59acd1f0b73970e5b2fd095bf373ce569e4a9	500
7008 40024	0x28430f7887e17c4028f4ae55e1c1c1a3962d81c9	500
6373 40659	0x18e6e9b94e71a2efd7606290d9c9f5b5d56f7f5e	500
6239 40793	0xcd27776e2c01795009b32edbcadbfbf8f96b2aab	500
5982 41050	0x19264fb71be0703710a83be562f72ac76ca38116	500
5580 41452	0xdd4d4d88dcbfb975e28a9398131cad26286fa955	500
5536 41496	0x5720c986be488476ca2a4ec12e4a77b32f4a2bca	500
6838 40194	0x2d85c5f793728692de01f59b61871f43cbaaac65	500
7454 39578	0xd99ae01ffb9516dd667872bca134b7dd844bdafe	500
7280 39752	0x99daaf637e697c53afaa67d6ff27e336db925812	500
6966 40066	0x0bec35a2fe64b38d9850d6a225c23bc4a1aef427	500
4426 42606	0x39764845c6cffb3ad9efc0473005aea05f75abbc	500
5828 41204	0x72ec26bb8aeecb6dabab39fe90bfa0e2311dbeea	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 3.18% on your WSTETH

Earn 5.50% on your DAI

Earn 4.20% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.87% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About