Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.71%.

Get $RAYS

Leaderboard

Rank	User	Rays
4486 42547	0xbac4d298de484bef485ec5a7b38ce40bf1844f87	500
5148 41885	0x4347dd04a5a83228e65894c4f476612e66d90585	500
5843 41190	0x9cf30a1cdee7d686de0211a3f98b6d4ff59a3532	500
4392 42641	0x4d9b6fd8d235212b17564c85eb5cf98a4c3e2018	500
5453 41580	0x7a16c1b3ed3a72776f65a16de2e58576e3acb1cc	500
5307 41726	0x3049c80bdd527128eb4e7886ab1db1e8042a8eb7	500
5877 41156	0xe82c60f27b265123419570a4a7ee9cdc7f21aa48	500
6465 40568	0xceb69a2cd0832dccc02a87891d8742325feaa73c	500
4992 42041	0x457524ecd5275df362b1a6ab17d92d8ecdb98abc	500
5376 41657	0x61503ad92e94ca295926854b35dfced55797f5a1	500
5914 41119	0x65f85007f7db4a6eddc1f13e57cac7ed3bb348bf	500
4509 42524	0xee160154b02a2e404c6c13ff0b28ed76010cf07d	500
5830 41203	0x4a8bfb4f442f0909d748825f20c65444fc9feace	500
6026 41007	0x81985b00143216136c63dbe1bdffb09fe6b81a3e	500
4853 42180	0x14408105ab3ce8afe13a1b0380d112928e4dc6ec	500
7181 39852	0x1f5ecbb61648b0f2143092981162e0affe1d56ab	500
4728 42305	0xf3ec7a87f8082042de854ea4d382dd6ef548bc79	500
5046 41987	0x4855ea3738b30192e86d52ca9a3ce4030c3de794	500
4802 42231	0xc6c2a697e27242b3ba5a393f304b64a27040e006	500
5823 41210	0xcbbcf45a1aeddaf93ed0c8a558fcb8f021225610	500
6314 40719	0x944fb2f58ed2c2e8fd4d9bb7013f262875467da5	500
4945 42088	0x41101882cb54935335f4e08c484c3def212a20be	500
7312 39721	0xc99ee469a38109e9deac40b20d343163d057c0cc	500
5309 41724	0xdf63be2e473ba04c26b1609e51d08cf0d78e0913	500
6288 40745	0xf75fcd9849d3365d436d0cd889ed500150c9482a	500
6015 41018	0x60badabbd89483d6dd0da1dbd076ad3dcdfbfdb4	500
7359 39674	0x42d10f9a788e33798e11646eb90576877a62cd37	500
4978 42055	0x91b4556d4ccaaae59e37c4a57ddef8903f644621	500
7112 39921	0x22e6621eb093b5ba59572d632d9bb0b5b36c4211	500
4135 42898	0xd6756d55ee43b61d3362c0678fbba85d755e659c	500
4988 42045	0x548b363f28234fe88a72d628c5350e37640429bc	500
4277 42756	0x450e6eac6ae354ad25b1b3ab579970ea1ffde1be	500
6706 40327	0xe3de4b13799cc50b62995598713298a2c42bf85e	500
6853 40180	0xd82d473ef07e6b13bed0645cdeff37923ff16fc4	500
4897 42136	0x7ef001e2627d5b9016503a8f62f5188db69c95b6	500
4790 42243	0xe68d7a6c421e2d220b5840116008c9abdbcf53b2	500
6792 40241	0xa158d0f2171cd76e0ef9edd02f72b1e46f06ff88	500
4268 42765	0x372ade773c9be6db0679620b902c6e83ed46fffa	500
5260 41773	0x0133d38e720076a40794496e316f59b039e09083	500
4289 42744	0xd51825a59e3d47ca04ca8695f5d7de6c3e2d797a	500
How do I move up the leaderboard?
4716 42317	0x6875d9b42502c79917910b0fc00c6a5a27f1fc68	500
6266 40767	0x3142e9381af4c9cd702529c7f94a341c1c3e71bf	500
6597 40436	0xb720a27283f5f733922a50e727e05dd3c2bcd4ad	500
6079 40954	0x9cc81a1af762c954ea0954bcce97f0cdca397f1e	500
5034 41999	0xe690bc925cd404e98d848a4c907388ea66772933	500
7413 39620	0x9d58441823cf7be3d4336340bc6eca8d3ebc1052	500
4393 42640	0xc8d744b4418fd52e6fb540a37fb1b9a8d0204e27	500
6683 40350	0x5ef2a4473471e7d9bc1cf70e5b0c6381306847a7	500
6435 40598	0x40692724326503b8fdc8472df7ee658f4bdbfc89	500
5721 41312	0xc09bd9355a87d63097918f5454125dacc4c76c86	500
6783 40250	0x40d6ab433d4dcdb239906c042be4b8a003b32abb	500
4813 42220	0xdd38127788f0247ca387717f9e5ba3ce66685b7a	500
4449 42584	0x6c5e7948139b217e0d626dc213e5279ab4c62248	500
6726 40307	0x766c44d27d5a4732070525f95a9198b04380eaf9	500
5519 41514	0x370a5275f69cb3c2e76cfe575cf7f846f906b34d	500
5270 41763	0x05b258373d15956a927c3a57c3005e9d37fc0949	500
6704 40329	0x2ce1a66f22a2dc6e410d9021d57aeb8d13d6bfef	500
7467 39566	0xe0527e66ed8c7e372007de0d65a5eb45cac53e07	500
7099 39934	0xb51e0709df01d9a70167a23160e0e0911a4c178f	500
6546 40487	0xbd2940e549c38cc6b201767a0238c2c07820ef35	500
6664 40369	0x28d5142a8677688bfeabea774a180d886117a86c	500
7290 39743	0x92cb284a7c0316751148222e310a3654bc2d113d	500
6964 40069	0xb403b4005bdc98391fd06c13f47b8c74957c1e16	500
6172 40861	0x326481a3b0c792cc7df1df0c8e76490b5ccd7031	500
5247 41786	0x2859fa1c532c0cf9551dd8e5e93f94a4390590ee	500
7212 39821	0xfe13988736d95d052c2e45e5b4e1ef2e2750b7f4	500
4481 42552	0x90faae2db20120d6b8bc60f1a8af79ab9d1eefc5	500
4430 42603	0x9d3c241a24c8a34bae2f3c06e93e8ca1c6e69443	500
4977 42056	0xb3b7d3f5ec0fd3ded5409f4a3454507f98e7bee0	500
4524 42509	0xf2b889437f243396b29e829908b5d8ebe2e13048	500
7073 39960	0x687528c008f78cc62eed8f10665cf0a62bd92c03	500
6046 40987	0xbf49b8f00a6d9826907fa72f8edbcbcc0eede1cc	500
6116 40917	0xbc9dc77fe9294081b1b3bd5862ce325f02d3ba4c	500
5811 41222	0xfab434f658372ed5fdc7cbd8225604b93954f5b4	500
6618 40415	0xf616b55699c0a2169aa25eaa91c84d7adc9e5bce	500
5829 41204	0x72ec26bb8aeecb6dabab39fe90bfa0e2311dbeea	500
6967 40066	0x0bec35a2fe64b38d9850d6a225c23bc4a1aef427	500
6020 41013	0x8c822f1377cd8a3e26b99a77a78ff1bbf2aeced3	500
6733 40300	0x326d9d4870c636d9b25c939237e0f1ea9ea1a974	500
4943 42090	0xb853ceb4d30ebfc30924db42d90111d51662bb8a	500
How do I move up the leaderboard?
5343 41690	0x63d1cae75d367be8af4c2cbb975b3bdef349d265	500
5959 41074	0x6b8e55286e0f30a2e8f69d685cfb3fea84cb2d11	500
6512 40521	0x7bebf3d7eb8351edea30564d07f17cda22e65467	500
5656 41377	0x58f123bd4261ea25955b362be57d89f4b6e7110a	500
4099 42934	0xbb1e599e15f2bf248732ef060cadffeb6363cc4c	500
5913 41120	0x2d018eeeab1593b8f9042f70863d15c074750398	500
7252 39781	0xecc4ce0c774a97bd23086c96206f33414d650106	500
4900 42133	0xe03ec7c250d8cf5d96ce0ca0293d974abe3847d3	500
4892 42141	0x985a8e848b8c9fd95deddd8bc7ce042e41f0a0a8	500
5198 41835	0x753cb2cfb62d4d7c5e12c67e7bfc9b5e134def47	500
4607 42426	0x534ec329f4dfbf760e786f82afe18a72c55861ea	500
7263 39770	0xfedc3d1bda22eae14be46a5056596cb6ae18832d	500
6331 40702	0x37690f20c2b226518ddd306ad3df0b7c1ac918ae	500
5737 41296	0x1d4b898d0f7e34e28913b2dcd42f7f8eab48e6b4	500
4353 42680	0x3961927081e0ff240c9f6550af7eb676f0612bc2	500
5379 41654	0xc574998e8ab0363a46ac02b62e02a35a50173cb8	500
4861 42172	0x9908bb558f9b86f2bebc48542c8b2c51dcae2a2e	500
5736 41297	0xf188761c1beefdfc9ec1ff4dc3095be7dd74e6a8	500
6895 40138	0x5844391b36a7fd46f335ccf4056b58c3be272a5d	500
6098 40935	0x8fb7a5744c839781f896a2551b3886701d45c6a8	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 7.43% on your WSTETH

Earn 5.50% on your DAI

Earn 4.30% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.07% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About