Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 11.82x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
7213 39818	0x44287e97d852c60b8d307143add12bf16fcc8486	500
5097 41934	0x212c2a2891227f39b48d655c5eca0b1377daff90	500
6158 40873	0xb0380dd6ae72c813c33986314951e30b56b77d84	500
5311 41720	0xddb50ffdba4d89354e1088e4ea402de895562173	500
4359 42672	0x5fd1fbd87a17657e8f36acbc0e5c09a83676f680	500
5927 41104	0x6b6a30d79ddfebc3884bbb8f05f61d83a7631a9b	500
7336 39695	0x2367386801e28b15a7ef606fd55fe455dfee6053	500
5066 41965	0x2307ac63c122f47e498fc9ff7b77257a2b006442	500
4313 42718	0x85419d3637f65773068d9f8329b3a80920c8ca76	500
7099 39932	0x005b1173f6a762f5b92e48ea9d23a88a357ceac9	500
6686 40345	0xfc117cb4c186586f415cebaaa0644aa0ad530b8a	500
6589 40442	0xd6a6beea41361b475c9eec0cc78ef273a8f448f4	500
7077 39954	0xa9c7c3559c0f93539b58a67c0111c5192875e179	500
4682 42349	0xacdc50e4eb30749555853d3b542bfa303537ada5	500
6358 40673	0x6f155ff2c6ff3c152206c9c9069e941c42cb0f3b	500
4849 42182	0xa766718b7e2b99c13585a07129caf27aa31fc865	500
5419 41612	0xdd706f081e8e30500924b51fbb871663e9f81b9c	500
4448 42583	0x2ad5993c48e00f288fc10c0a7624baee75a117e5	500
6277 40754	0x6b395d5964c5c698fc36cde3008747aacfe1f8a5	500
7353 39678	0x4b1f31eb6440e101ddadd9bf10c1a6c8b9d8981d	500
7252 39779	0x29534646cfe255419b1299874eb6d38cc7df2d56	500
5048 41983	0xf158bcecc70bf0e27baeaf43ecc25a84e45d1d57	500
7403 39628	0x1bea81e6a339f0f559c7e504929c5f1f869f1600	500
7208 39823	0x451aff1d2326787590ef3fa3258aab49c49631d6	500
6369 40662	0x4ae958b4de0e6f21d51e73625fb9d5e0c3b0985f	500
4830 42201	0xaf2908c5d67c28c595948ea5c1cd03d426f84870	500
6350 40681	0x185edd1553735e2bd47db34b823a4cf6353e1b37	500
6459 40572	0xe32998f3d8be95cabd63d0a4859af887e7594719	500
4193 42838	0x5c8472ae8af4dbefe9d2695c1f798d382dcf3773	500
4591 42440	0x6ecc36d0453f3b2ab0cc65af06fbba43c2886b7e	500
6852 40179	0xe238545cad42aaddf29ecb823ded5966a360a46a	500
4935 42096	0x617311eaed829c63d728e228e3742bad95daaa81	500
6313 40718	0xe6d2c0d5616cb02db1ccb75cc590be2bb154f3ba	500
4247 42784	0x0de42103e5856aacbb29a95987d762eb5ba1be2f	500
4271 42760	0x0f45336625f030b99c3f2a2d91c1bc5625ca4743	500
5504 41527	0x2ba583396ae2af58766f684af9d734aff59be87a	500
4156 42875	0xa0a9ad080abcbe33641cd7fa97bf3d205f1980cd	500
6316 40715	0x1c789fa68223c1701ae3a1cb3f37f0d8a3d53297	500
4678 42353	0xef46a9851de5b9ccb7289cdb81f56cbaadbf41f9	500
4257 42774	0xbc722152042d4e5a4252a6d4a01607e3a381480c	500
How do I move up the leaderboard?
6864 40167	0xbdcadc4bc5805b67b43da380b4bade25e3936ffa	500
6957 40074	0x74e60d06f3ef2adfcf70468b1f8832e421140eaa	500
5636 41395	0x7cfa59c0aeab32faeec9c191565959ddec6e6655	500
5900 41131	0x1567f9688e892ba76cb533fb9ebb08d4834af454	500
6326 40705	0x70dac40adc7c9fc435bbe3e62126867713291900	500
4469 42562	0x79d4da48709e007f851383e466123abf9ffdb9b5	500
5405 41626	0x13efcd0477a64447a55d98a3d308d2355f63c3a0	500
5598 41433	0x1f71ab5f2a187ef95b12cff78bbf62a42f624f1f	500
4216 42815	0x089f5a5fd767d736f67f13d36286e2c66fb131f9	500
5027 42004	0xb0dab85eb5896fa249eb448ee692d6d636c14c95	500
4414 42617	0xe03a5189dac8182085e4adf66281f679fff2291d	500
5996 41035	0x31b9289e2f31745e28ea8f0391127e4c3cde3920	500
5740 41291	0x3ea62ef471bc2a27a50f6ab16a6c99dbd3b2eac0	500
6270 40761	0x7d2bfda1dbb2f1aa523396f0c87212a0abcd7566	500
5925 41106	0xa0551958edf6f408429bea57416ca017b7fc520b	500
7299 39732	0xc2dc6a76abc610387ce3dd672c6e4b8a249782a3	500
7195 39836	0x25b248911b9551f48cd3fdf016f9ef7653d78433	500
5345 41686	0x2f02c976a0311e7edac8a465d151d20b2be7bf28	500
5626 41405	0xe2e61752ef7ed9ab04b61bcc88b918d5264dc259	500
5713 41318	0xd352eeb43ed458a7cb069f6364cabfcb6e158f21	500
5209 41822	0x03894d4ac41dd6c4c2f524ed4417c90fa46972c6	500
7389 39642	0xf1cd2ff3d38257abe3e9d47c572037b70b972555	500
5556 41475	0x931292c42a5f600e80d75b7c7743f0164240882c	500
5417 41614	0x3e25f8a910b4fb671b95caeb22a6c550fe82e877	500
5844 41187	0x0e0fa3935b16986b1f27be306364980107f2ea1b	500
7015 40016	0xa27008afcf6491df18d01bae2d17b931def1d5b4	500
4549 42482	0xd3dab9080aa8225c4b3839c2a66b35ca8d39d3bf	500
4646 42385	0xedf4a91ebec2270c12991704ab010ecb93565b2d	500
4383 42648	0x62b724a0bb9d8afd48493e8bbed7c0dd56e2f711	500
6630 40401	0x25f00a2c3155503fe36c74904638c817ac9fdada	500
4501 42530	0x3c84ed12b015af1d964f97328bb9739a75bf074c	500
6291 40740	0x54a24c7155681a561ae9dfe600134854d52f5be5	500
5889 41142	0x76afba96774d4c940ed607476f4c32a27b88f71b	500
4545 42486	0xa4b7b2abfa9c99eeb002c881c0bb6604ccc60fe8	500
5617 41414	0x3ccc87c683f389aa6ce6ef103639940841e8ecb4	500
6443 40588	0x698e49fed80bce1c3958616c25c2fca4fabae11e	500
7359 39672	0x852928b8566f134d9f223fe4f00169dfa543599c	500
6346 40685	0x65227c68d0410a4340944810d8f88a1df4c573a1	500
4366 42665	0xa2b9a5f796ef1f68b2aef0c984f961bed1085500	500
6365 40666	0xc4ea7bbc6b186089ae4b90e282dec17ee08bc340	500
How do I move up the leaderboard?
6074 40957	0x8b4288e47e43436a99c0851a226fac8508bfb779	500
5999 41032	0x8a1440926ed7b7e8fbbb9f735f3b8e0433cca61b	500
6579 40452	0x68047ab3f0dfb43aeb5d94949368655e94d2b51c	500
4310 42721	0x02d7bddf6e42001a8058e2c67482b32aa72a9e39	500
5640 41391	0x09fe227727119fa25fcceb88d75b09fdcbe87385	500
4401 42630	0xe59b150ab850ce59c3be44aaa963fd5239d658f6	500
7343 39688	0xcfe14e771973e4803e5cc9d7fe35541e883fc096	500
4871 42160	0x837995018ba8e99dda3d293ef3db59cfc8dbf06f	500
6460 40571	0x09442f025c47d0e3280c8c418001a60911df2914	500
4730 42301	0x20b4210281ec50ddd8fdae6ab7db8aebbc797239	500
7329 39702	0x2af5de789f9349ef9cf68b67f9c9cc718f17bce8	500
6264 40767	0x3619157e14408eda5498ccfbeccfe80a8bb315d5	500
5336 41695	0x96e1199931a9e201a4d209262c8c379e2c0e4852	500
5948 41083	0x5d9c1eb3dec9b3545583f67eaa030fbfaeabacf7	500
4996 42035	0xe7ed69b5b87088e5c6400d652d1b08180113d0fc	500
4158 42873	0x7a082f34519306057d644f87c7c95474717b643d	500
4181 42850	0x652740d58e182a6ae5fd5217063094a98d6ab8d1	500
4344 42687	0x07453f2d29d96b779cc1aee67349b407f55f85e6	500
4726 42305	0x6a184eb57d2eb8fed03234a044fd4ccb24b7eb50	500
6163 40868	0x9a40ac0a5755e9338887940e977b33ca48c5d8f3	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 3.60% on your WSTETH

Earn 5.50% on your DAI

Earn 4.13% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.10% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About