Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.73x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 3.30%.

Get $RAYS

Leaderboard

Rank	User	Rays
5080 41952	0x0167940dd408bd12b8c319e979109d0f1c07e1d2	500
7125 39907	0x728b87636f8db404f70cbe4e86c9c5a23cb74783	500
5476 41556	0xd4cf2edce775851ddfaaa2ea39cf595b998dee02	500
6101 40931	0x164ba6d1e6dd5f937908c34137d271ea3852c214	500
4518 42514	0xa623c4fe2502a99056d800fb33799d2724d657d4	500
7297 39735	0xef95e465aafff526b7ee2d49de367e7616f9fe0d	500
5332 41700	0xf275de16c1019002e81bb5096b267b818b97149b	500
4630 42402	0x4b2de6e4aaff455e23ab3525528dd79f8e3e00b9	500
4160 42872	0x7a082f34519306057d644f87c7c95474717b643d	500
4183 42849	0x652740d58e182a6ae5fd5217063094a98d6ab8d1	500
4345 42687	0x07453f2d29d96b779cc1aee67349b407f55f85e6	500
4727 42305	0x6a184eb57d2eb8fed03234a044fd4ccb24b7eb50	500
6164 40868	0x9a40ac0a5755e9338887940e977b33ca48c5d8f3	500
6248 40784	0x649b2c98d4c3e2740a205da0405e7391bafbd7e9	500
7217 39815	0xd977714dc94e80dcadb4882b2ecd532946190e3c	500
5082 41950	0xbb372224d0d87d7500f4dd57ec392e998695f8d6	500
7443 39589	0xdcf603a248ad9534a482596bef1f5e20262266f1	500
5799 41233	0x3fe8203c176969a7de17b487eddac1b026fe2855	500
5837 41195	0x288b495abd83656ba6eef2d689d7a085a5a9fdc2	500
5920 41112	0xd916e35b331245e9ca8cc10b7b633f46d3fd51d4	500
4716 42316	0xe8801f3715631caa6d6a1de9f30fd85a798eecef	500
5311 41721	0x8a62b848e73862ec5efe465b9d664f593241fd7b	500
7104 39928	0xc7f9b8f25e1dc372d5092d747031f9bec38d4878	500
4370 42662	0x9a1d76f8940fcd1a88cf399c93776d4fdbf2f640	500
5325 41707	0x727d5dc8006796d4bf224eebad824ee5c771ff96	500
6291 40741	0x852cd465597acd094464b657c69cdd6ca343260f	500
5319 41713	0x78af09a26d7a004c6de020aa5e454d6ed9766356	500
5234 41798	0x2dbcd61d7866eaa5528fd45721066c44cb9fbd94	500
7214 39818	0x44287e97d852c60b8d307143add12bf16fcc8486	500
5098 41934	0x212c2a2891227f39b48d655c5eca0b1377daff90	500
6159 40873	0xb0380dd6ae72c813c33986314951e30b56b77d84	500
5312 41720	0xddb50ffdba4d89354e1088e4ea402de895562173	500
4360 42672	0x5fd1fbd87a17657e8f36acbc0e5c09a83676f680	500
5928 41104	0x6b6a30d79ddfebc3884bbb8f05f61d83a7631a9b	500
7337 39695	0x2367386801e28b15a7ef606fd55fe455dfee6053	500
5067 41965	0x2307ac63c122f47e498fc9ff7b77257a2b006442	500
4314 42718	0x85419d3637f65773068d9f8329b3a80920c8ca76	500
7100 39932	0x005b1173f6a762f5b92e48ea9d23a88a357ceac9	500
6687 40345	0xfc117cb4c186586f415cebaaa0644aa0ad530b8a	500
6590 40442	0xd6a6beea41361b475c9eec0cc78ef273a8f448f4	500
How do I move up the leaderboard?
7078 39954	0xa9c7c3559c0f93539b58a67c0111c5192875e179	500
4449 42583	0x2ad5993c48e00f288fc10c0a7624baee75a117e5	500
5049 41983	0xf158bcecc70bf0e27baeaf43ecc25a84e45d1d57	500
7404 39628	0x1bea81e6a339f0f559c7e504929c5f1f869f1600	500
7209 39823	0x451aff1d2326787590ef3fa3258aab49c49631d6	500
6370 40662	0x4ae958b4de0e6f21d51e73625fb9d5e0c3b0985f	500
4831 42201	0xaf2908c5d67c28c595948ea5c1cd03d426f84870	500
6351 40681	0x185edd1553735e2bd47db34b823a4cf6353e1b37	500
4195 42837	0x5c8472ae8af4dbefe9d2695c1f798d382dcf3773	500
4592 42440	0x6ecc36d0453f3b2ab0cc65af06fbba43c2886b7e	500
6853 40179	0xe238545cad42aaddf29ecb823ded5966a360a46a	500
4936 42096	0x617311eaed829c63d728e228e3742bad95daaa81	500
6314 40718	0xe6d2c0d5616cb02db1ccb75cc590be2bb154f3ba	500
4248 42784	0x0de42103e5856aacbb29a95987d762eb5ba1be2f	500
4272 42760	0x0f45336625f030b99c3f2a2d91c1bc5625ca4743	500
6341 40691	0x6ec4f659b0d35d28483bcc8d223c7ebef0427878	500
7156 39876	0x7dd4e4210968fb10d6ef1a8c7b067ab2ff5010f1	500
5652 41380	0x737d5902b5363b4a6e62ecac05994851b86b053f	500
6947 40085	0xd2405a7fbdfc3ffbaab54e600db0e752a556ac21	500
6343 40689	0xc1ed4bb443cf2afdd038621f6ef88c7804801325	500
5293 41739	0xa63524cd362d22f79c949b922cc509d0f2a54aff	500
6897 40135	0xadb6f19761e695c663998b0232b0c3d1b003e717	500
5069 41963	0xbd160c0de7cc1bd36ab1a3a6ec5b801daf92a962	500
4912 42120	0x296c2d4daaef7b105ea4482a842e1cc882583547	500
7293 39739	0xb118c2132613a6cb8f581f03bd7fdad1393602ec	500
6941 40091	0x36cef04b8fb1679e877499a564b144b8732358fc	500
5132 41900	0xcbb4c43307ad77e4e5ac2c742d05f548c2212491	500
7283 39749	0xd628c8aca6d482d4e8e84beaa91ef75e2039d77f	500
5765 41267	0xdab60d0ae9fdb14a8722614078defaf2fa332a5c	500
6945 40087	0x80556f5d177f7cb96cf8453898d8e931ade3d85b	500
7384 39648	0x6631ac0e5a93662847efa72b2a888702edfa99a4	500
6714 40318	0x784f1375f430485f061ca603fd8d3573ef2302f4	500
6850 40182	0x9cc08c4f484a6dca20ab177c471933baa40aee9d	500
4363 42669	0x11c4a4e91d851976f59d8e6381044d8571c9fd45	500
6660 40372	0x8d0bd4df6e2af6d88073bae81fa78a1e043a667f	500
4521 42511	0x9754d3e51161b42ae68d3805da6de290665c2cdb	500
4616 42416	0xcc82a253b050b842e4b3445276bc3ed3f4ee84ed	500
5687 41345	0xaeba9f8bff0d1ace3a1bc2555aa6fdebeedb7433	500
6873 40159	0xc94f282af425199b29a406c30f9c0093241b6085	500
6841 40191	0x1e21d538c7b6733ecc3ce593c47bf0c23240998c	500
How do I move up the leaderboard?
5862 41170	0x3163b30cb2a8aefea2c12bb144749ffce562bdd9	500
4184 42848	0xf6b6f07862a02c85628b3a9688beae07fea9c863	500
7300 39732	0xc2dc6a76abc610387ce3dd672c6e4b8a249782a3	500
7196 39836	0x25b248911b9551f48cd3fdf016f9ef7653d78433	500
5275 41757	0x17e63d9f3befa27b9fb7917b1aef23a6c8a45760	500
4791 42241	0x533caaeaee0396bed2714c547104591ca3e2f345	500
5109 41923	0xf46f6120821b00ac5ffe036da826804cb0170bfc	500
4554 42478	0x987e0cddce6f6b2c4b1bc6f23573f1b91cc7645a	500
6325 40707	0x21b98f5698fd33d9cb58f6ab8d5ec58e803fcba2	500
5904 41128	0x236ddcbec59db65e1641c11adab444bf159ae3b5	500
6040 40992	0xaa071b314f9f84dd3bb946feb4961c2845564690	500
4224 42808	0x4e106d5e97b59c6b0cd84bb9c65ea67570502176	500
4334 42698	0x7d02e5a16ba38d61ac5eca5c6536f23d09e3add0	500
7205 39827	0xd120cf3e0408dd794f856e8ca2a23e3396a9b687	500
4963 42069	0x71a91c9202c8091c62c630ca2de44b333ddcd0d7	500
4642 42390	0x5273611f2caadcda536495909ea87bd2bb9cb9f9	500
7032 40000	0x74b2ed3972897156f7646303e1612570ffe54895	500
6263 40769	0x2876d4e97a272e7a3c2764de9f090e06cbd62915	500
6047 40985	0x5192a9272c92e9a9912bdece3e854db70d249139	500
5347 41685	0x981bd14bf51b9fba7dbe6c50d6b3a520e2f3a92b	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 1.11% on your WSTETH

Earn 5.50% on your DAI

Earn 4.15% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.17% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About