Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 3.52%.

Get $RAYS

Leaderboard

Rank	User	Rays
4487 42547	0xbac4d298de484bef485ec5a7b38ce40bf1844f87	500
4189 42845	0x806da29201d10cdda91f299d68fb326b1d9fcb48	500
7285 39749	0x93317663640016b5b2351e42b3284bafaa4ebb4e	500
7140 39894	0x99a41f138172a493fca0743c3c440d4ec7f54fe9	500
7251 39783	0x5ca4df5c99a390064c8e7a5f6980a65c3af597c3	500
6479 40555	0xe7be3b63fcdadb873d69b3ce17967ce211c230b8	500
4820 42214	0x9ace5df0fb6c1d6087ff5e82c93124096d054e97	500
7084 39950	0xd92fdb169bf65654bc88383fd142a66dd456cf63	500
4542 42492	0x823b92d6a4b2aed4b15675c7917c9f922ea8adad	500
6799 40235	0xfc47cdb245701e57ec80cfe66316861699008264	500
4794 42240	0x533caaeaee0396bed2714c547104591ca3e2f345	500
5112 41922	0xf46f6120821b00ac5ffe036da826804cb0170bfc	500
4108 42926	0x563159debca67f15273e85ef556d27db5e5c109d	500
5010 42024	0x46a0b4fa58141aba23185e79f7047a7dfd0ff100	500
4557 42477	0x987e0cddce6f6b2c4b1bc6f23573f1b91cc7645a	500
6328 40706	0x21b98f5698fd33d9cb58f6ab8d5ec58e803fcba2	500
5907 41127	0x236ddcbec59db65e1641c11adab444bf159ae3b5	500
4337 42697	0x7d02e5a16ba38d61ac5eca5c6536f23d09e3add0	500
6043 40991	0xaa071b314f9f84dd3bb946feb4961c2845564690	500
4227 42807	0x4e106d5e97b59c6b0cd84bb9c65ea67570502176	500
7368 39666	0x5770c83ce0c3d5ebd0f2429ef4d2bc464046d27e	500
5778 41256	0xc31471e4a7429ba0bdea9fa061adff491e9839d4	500
4526 42508	0x7ac76056b8c68bce493cf0e402e30d327657dae4	500
5955 41079	0x86e20163d39637ec8d484b884dc0c644feb7a4a5	500
6994 40040	0xa333e7a5a85f5022bc58c2f299765134b927c163	500
5944 41090	0xb9c350b95efde941310e227c0a578f3f05906fc8	500
5515 41519	0x1f5f8f6a9ed1a3c7d895dcbf14660337b4fb60e9	500
6407 40627	0x69898295bad5cd0c999275aa57f3c823c046d126	500
4151 42883	0x43fc188f003e444e9e538189fc675acdfb8f5d12	500
7070 39964	0x42e0c028032ff2bfb0a52201d699a9455e920a0d	500
5987 41047	0x4994e3394a641dd1e36e59bde488de6e098b5f17	500
5373 41661	0x8b07bc7b5276f7e0ee1f7c786ad654af01671a8e	500
6631 40403	0xffa959e7f5a394acdbbf263d22b0fdbb0c1d1157	500
6762 40272	0x1fdebd374939c85a2068d1be6c620a3c8ebe831f	500
7332 39702	0xce7298e5ef1ae8af0573edc2ebd03ab0f837e214	500
4767 42267	0x19360799a15730fac556088793895aa7650ee442	500
7279 39755	0x3fd2bcf0d407983b18a29ad2e1ec4053c298ab5d	500
4191 42843	0x635689a6342eedf4fda188169aa9df47425bbb36	500
4235 42799	0x29b20c2eba813f316485f834868f5fa707dd89c0	500
7110 39924	0xcdba19e0e34d6ac31922b1c153d1f6c80bb03a60	500
How do I move up the leaderboard?
7017 40017	0xd10fcd8e8085bf01896290f6cb097eefc1a95634	500
5687 41347	0x7453c0cf1a48edbdb277b37b372db7c851363823	500
7178 39856	0xccf96983180998229965efdc416cdfcf9fc80fe6	500
4593 42441	0x01f6a06ec1f5341f7d322a27a3dac7004c698963	500
5173 41861	0xd5bb449ebd48276d1b5cbd2ccf1b0fb453059d28	500
5416 41618	0xb6875ec94be06d159a28d627422b7c9388cc8861	500
7247 39787	0x8f55fb74b8fc011c9a50f062ccfce272177c8847	500
5343 41691	0xc243fe7e28abb957beebfcee6df694d5bc944fff	500
6670 40364	0xafa454ad02ae3ad5cac4d04342756fb90e51462c	500
7225 39809	0x31ee25b6b653b02526027e4ec29496b7748ba953	500
5925 41109	0x8b1b0f049b9a7c76bd721b14d90359a3dee1f58d	500
4920 42114	0xc3fb3ce620a7bdaae936e8a284028b938b5584f7	500
6142 40892	0x0fe8583c45d181fda20d49b05361cd41236485a9	500
6325 40709	0x9ae301f85aa01190be7e06a23ed110cde0930511	500
6463 40571	0xe32998f3d8be95cabd63d0a4859af887e7594719	500
6201 40833	0xfe5ea1b842ea067ffd3761b10e4e018aebfe7a8f	500
6980 40054	0xe5350d96fc3161bf5c385843ec5ee24e8b465b2f	500
5105 41929	0xaf1caed60ec8fea41d493efa393c6fd500cf15d7	500
6815 40219	0xbe294571f4d9c6f99707e18dfc49b86ce1110e83	500
5504 41530	0x4c54facfcbdecdaefd722bf6acc7ec8863d1c715	500
5187 41847	0x66ea2d335291a5afa8d3522eef6adfc3f8746e16	500
4246 42788	0xab24b4cf2346539c6015141d2c9af9706df8ada1	500
5771 41263	0x14ae02f8b3857666ddecbce8e78809e4ab44d7e2	500
4260 42774	0x218f23c2b1cbc74525ee557ee366b636f4731636	500
6660 40374	0x174c19f1d1589198ad028c81075ca0551f843e36	500
6909 40125	0x0e7e9300dc6e143fab3e6b8ba950b3fcca54146b	500
6205 40829	0x77bd91d91530e766b009a240670965680998ffff	500
4490 42544	0x3613bc8c90c3fc79bad550a371ed0cdc77200901	500
7062 39972	0x47ecd7054cda10e941524514f25082e1fd210f56	500
7030 40004	0x8dd6538ec8a33cd75006d3fef6efbdcd239b5651	500
5386 41648	0x940a93344fb7d658fedd9db54daaffd6cb52f481	500
6818 40216	0xedcf354909dc19734bdc5b35f800238f592d5a92	500
4331 42703	0x769538c3ba280cb7b5018239937cc8f92458e689	500
4769 42265	0x0099fa965c7620921332455e3a1f9ae24867ddab	500
5605 41429	0xe0fcd728feca04f2ac5a9b43da124f5418f917da	500
6423 40611	0x6cad7524593155d31ef529af231b782f7f7442c6	500
4377 42657	0xeefa7451c03d52ce909a93654664c46cf81ddd21	500
4232 42802	0xb9d64860f0064dbfb9b64065238dda80d36fca17	500
4291 42743	0xe45f3aa7c32eae6c2594bcc0330b6287afe7248e	500
4215 42819	0x0fcc4f38a9578a0fb0e58c954c2e6d485f23ed06	500
How do I move up the leaderboard?
4519 42515	0xc06dbddf5b059d4de36ed72fde4bc3793c63ce6e	500
6247 40787	0x25e2888e17ea78be034c75f08324a803bf4efcfa	500
5001 42033	0x0339865fce92b197e6d5e29f1d20886f1a6702b3	500
4607 42427	0xdb6aab3f6e320926ade666f03a34af31ed08372a	500
4193 42841	0x07b3ca546c1011aa0b801a539e6ee5c5bba1a86f	500
4841 42193	0x6fc6f371763371f0fd66e65b157017eb7ce7e1a1	500
4289 42745	0x9f6d129b16f5d789f282a848851a70319ad05ce3	500
6244 40790	0xf5422827e1a3791fb06605aff0d24fb824be126e	500
6404 40630	0xd0f7824a307c4ed5f343ef0b726f9472c983a88a	500
7123 39911	0xd76764cc7cbd5440da0e40584f314eaca939336d	500
6124 40910	0x7892fc5e981d03193a52b1e7f17c564b2b346a38	500
7472 39562	0x0337dcbc6f5f2c2ca665fdd487f7d8f23c305b08	500
5074 41960	0x55a5f913ae82c43f1d63f338a304a0d1af0f3ac0	500
6248 40786	0xbb5e9f954fb0b190225f1b0f9f946d78ff0fa0e6	500
6525 40509	0x96671ece6ad478e806978bfcf296d2e734445461	500
5689 41345	0x4bc3754b624ec2acca8bc687bcf0c2edacd69943	500
6145 40889	0x59cdf8f0298210cbe8ed2326cf4d6cc75f65705e	500
6764 40270	0x5229b61841fbebb4e0f70cf82714d16b8ca436a7	500
6673 40361	0x222ad0d795f1b86bcea45db800c5a4c550d8219a	500
4714 42320	0x3a9b02c14d967333ce68e353a64653e258da2baa	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.92% on your WSTETH

Earn 5.50% on your DAI

Earn 4.79% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.08% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About