Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 8.25x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
5276 41756	0x17e63d9f3befa27b9fb7917b1aef23a6c8a45760	500
5347 41685	0x2f02c976a0311e7edac8a465d151d20b2be7bf28	500
5628 41404	0xe2e61752ef7ed9ab04b61bcc88b918d5264dc259	500
5715 41317	0xd352eeb43ed458a7cb069f6364cabfcb6e158f21	500
5211 41821	0x03894d4ac41dd6c4c2f524ed4417c90fa46972c6	500
7391 39641	0xf1cd2ff3d38257abe3e9d47c572037b70b972555	500
5558 41474	0x931292c42a5f600e80d75b7c7743f0164240882c	500
5419 41613	0x3e25f8a910b4fb671b95caeb22a6c550fe82e877	500
5846 41186	0x0e0fa3935b16986b1f27be306364980107f2ea1b	500
7017 40015	0xa27008afcf6491df18d01bae2d17b931def1d5b4	500
4551 42481	0xd3dab9080aa8225c4b3839c2a66b35ca8d39d3bf	500
4648 42384	0xedf4a91ebec2270c12991704ab010ecb93565b2d	500
4385 42647	0x62b724a0bb9d8afd48493e8bbed7c0dd56e2f711	500
6632 40400	0x25f00a2c3155503fe36c74904638c817ac9fdada	500
4503 42529	0x3c84ed12b015af1d964f97328bb9739a75bf074c	500
6293 40739	0x54a24c7155681a561ae9dfe600134854d52f5be5	500
5891 41141	0x76afba96774d4c940ed607476f4c32a27b88f71b	500
6684 40348	0x0d0a955ddbac22b8a51c61c289386a178015719e	500
4547 42485	0xa4b7b2abfa9c99eeb002c881c0bb6604ccc60fe8	500
5619 41413	0x3ccc87c683f389aa6ce6ef103639940841e8ecb4	500
6445 40587	0x698e49fed80bce1c3958616c25c2fca4fabae11e	500
7361 39671	0x852928b8566f134d9f223fe4f00169dfa543599c	500
6348 40684	0x65227c68d0410a4340944810d8f88a1df4c573a1	500
4368 42664	0xa2b9a5f796ef1f68b2aef0c984f961bed1085500	500
6367 40665	0xc4ea7bbc6b186089ae4b90e282dec17ee08bc340	500
6076 40956	0x8b4288e47e43436a99c0851a226fac8508bfb779	500
6001 41031	0x8a1440926ed7b7e8fbbb9f735f3b8e0433cca61b	500
6581 40451	0x68047ab3f0dfb43aeb5d94949368655e94d2b51c	500
4312 42720	0x02d7bddf6e42001a8058e2c67482b32aa72a9e39	500
5642 41390	0x09fe227727119fa25fcceb88d75b09fdcbe87385	500
6220 40812	0x3824ff083cc4452d5a9700a5f99c821d4a92e823	500
4890 42142	0x6e4863fcd6a276538a5b9165efc807752b4c26d2	500
5219 41813	0xe56a192ab8571628ab1ade27dfc2f0cf47221eae	500
4403 42629	0xe59b150ab850ce59c3be44aaa963fd5239d658f6	500
7345 39687	0xcfe14e771973e4803e5cc9d7fe35541e883fc096	500
4873 42159	0x837995018ba8e99dda3d293ef3db59cfc8dbf06f	500
6462 40570	0x09442f025c47d0e3280c8c418001a60911df2914	500
4732 42300	0x20b4210281ec50ddd8fdae6ab7db8aebbc797239	500
7331 39701	0x2af5de789f9349ef9cf68b67f9c9cc718f17bce8	500
6266 40766	0x3619157e14408eda5498ccfbeccfe80a8bb315d5	500
How do I move up the leaderboard?
5338 41694	0x96e1199931a9e201a4d209262c8c379e2c0e4852	500
5950 41082	0x5d9c1eb3dec9b3545583f67eaa030fbfaeabacf7	500
5537 41495	0xeff9cf0574ede99eb23d34e9e058ad6056cfc3c7	500
5962 41070	0xd270e8113dfdd403d02545c37265e5e2061e049e	500
7315 39717	0x8e3ff5639aec60121a3a627bf50f4aac31ff21fc	500
6555 40477	0xaaaa7ecdcded220ceeb1a1a16b70ac894746727b	500
6570 40462	0xf318b7964549cf3b3f1076a8d795c3ebbc231b01	500
7410 39622	0x756e0868dee2adc7e46c5c3281df3e75053a1b59	500
5018 42014	0xab2731d2889e9111623568c191fcc12ea25562c6	500
7052 39980	0x3b11267dfc4b9ebe8427e8f557056b4b6ce98112	500
5116 41916	0xd79fe5ca182b112e62d1466068b572493b88cb24	500
6902 40130	0xeb72929778eacc166a62ee71ddd8a19fa78871a9	500
4729 42303	0xcbf0e8ba08d0c330c3b8586eda50860f3367380a	500
6325 40707	0x44a19463c22337cf80cd4edf4b2eeba94d900450	500
6614 40418	0xe8daf72958a50f02cb683096bd00d3f1981bf6de	500
5081 41951	0x0167940dd408bd12b8c319e979109d0f1c07e1d2	500
7126 39906	0x728b87636f8db404f70cbe4e86c9c5a23cb74783	500
5477 41555	0xd4cf2edce775851ddfaaa2ea39cf595b998dee02	500
6102 40930	0x164ba6d1e6dd5f937908c34137d271ea3852c214	500
4519 42513	0xa623c4fe2502a99056d800fb33799d2724d657d4	500
7298 39734	0xef95e465aafff526b7ee2d49de367e7616f9fe0d	500
7421 39611	0x5995423cefb0a97a656316daf7dee697d19b9098	500
4432 42600	0x8d78415e17a9b1b8884401805b65b6fe710264d8	500
5345 41687	0x6e3ac17b4081b239c1857aa7389aaef005e4c593	500
5256 41776	0x8dabeaa91b77fa464f5b1511aaae7ecffa07c2c7	500
7051 39981	0x475a24c7c7679e3399cf55e90cb3d50a6aceea7b	500
4669 42363	0xdb5ac83c137321da29a59a7592232bc4ed461730	500
4265 42767	0x57db2d7d80fc2669a67f32e6fd1e5c22846eb150	500
4565 42467	0x62fdee7cd0a4dd06f26d5dc66f33c1e65ee7ae6d	500
5325 41707	0x627ce855f25223859bb360aa096a2fe6b8eae319	500
7418 39614	0x5abd1c9387b58bc233cd0daa86640d0ec1e1dcfe	500
5448 41584	0x251199baeb4236ec5b54e9ef8a0b7cd493cc8155	500
6952 40080	0xae721fb008c3035e568f4d9ac0c9a6bccff4f87f	500
6520 40512	0xc8598168d8475133de3150eff9b0ce27fb9b038d	500
4684 42348	0xacdc50e4eb30749555853d3b542bfa303537ada5	500
6360 40672	0x6f155ff2c6ff3c152206c9c9069e941c42cb0f3b	500
6279 40753	0x6b395d5964c5c698fc36cde3008747aacfe1f8a5	500
7355 39677	0x4b1f31eb6440e101ddadd9bf10c1a6c8b9d8981d	500
7254 39778	0x29534646cfe255419b1299874eb6d38cc7df2d56	500
5333 41699	0xf275de16c1019002e81bb5096b267b818b97149b	500
How do I move up the leaderboard?
4631 42401	0x4b2de6e4aaff455e23ab3525528dd79f8e3e00b9	500
6953 40079	0x3f3601613fc12f2bea6654432883d2c1398b98b3	500
6654 40378	0xaa2b89a48a9d30f55384da342c430e385a6357f5	500
6924 40108	0xab9317a3d1c141be550112e1187294742ef3cd77	500
6515 40517	0x86786534f0c88af39bf0109c7a3458e6b5c73de9	500
6175 40857	0xf93adee9f14871ae716287b49e24d4a912e84714	500
6997 40035	0x14295f90dc7a40441576cc731f65fc6a1d714813	500
5668 41364	0xf90a01af91468f5418cda5ed6b19c51550eb5352	500
5673 41359	0x177e3e1cba47340f3c24d1b3d4dc511099bffea8	500
4869 42163	0x99b25f2b6a5ccb8dc45ea07041f6caf045d8eda5	500
4461 42571	0xf97dee2d5aef90a99dde88edb3e8050b435e88b5	500
7344 39688	0x1c72a8abeca71141d22cdc6696b49a1bd9565ee9	500
4510 42522	0xf35bf057bcd469ed2e80b54ed2ecddc385e7e630	500
4131 42901	0x0172e05392aba65366c4dbbb70d958bbf43304e4	500
4639 42393	0x9aa5b9922f7b1912b3798373cf48f51a54e4c14d	500
5366 41666	0xee97c4aac2720422cfbb25e418191af26043bb67	500
4802 42230	0xb7435f59a5f867805ca797f73b362bfe4f149c9a	500
6342 40690	0x6ec4f659b0d35d28483bcc8d223c7ebef0427878	500
7157 39875	0x7dd4e4210968fb10d6ef1a8c7b067ab2ff5010f1	500
5653 41379	0x737d5902b5363b4a6e62ecac05994851b86b053f	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 3.24% on your WSTETH

Earn 5.50% on your DAI

Earn 4.15% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.22% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About