Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 12.29x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.73%.

Get $RAYS

Leaderboard

Rank	User	Rays
5079 41952	0x0167940dd408bd12b8c319e979109d0f1c07e1d2	500
7124 39907	0x728b87636f8db404f70cbe4e86c9c5a23cb74783	500
5475 41556	0xd4cf2edce775851ddfaaa2ea39cf595b998dee02	500
6100 40931	0x164ba6d1e6dd5f937908c34137d271ea3852c214	500
4517 42514	0xa623c4fe2502a99056d800fb33799d2724d657d4	500
7296 39735	0xef95e465aafff526b7ee2d49de367e7616f9fe0d	500
5331 41700	0xf275de16c1019002e81bb5096b267b818b97149b	500
4629 42402	0x4b2de6e4aaff455e23ab3525528dd79f8e3e00b9	500
5217 41814	0xe56a192ab8571628ab1ade27dfc2f0cf47221eae	500
4888 42143	0x6e4863fcd6a276538a5b9165efc807752b4c26d2	500
6218 40813	0x3824ff083cc4452d5a9700a5f99c821d4a92e823	500
6682 40349	0x0d0a955ddbac22b8a51c61c289386a178015719e	500
5254 41777	0x8dabeaa91b77fa464f5b1511aaae7ecffa07c2c7	500
4982 42049	0x2e748c90489545214a7f59fe97b343440a800ad5	500
7083 39948	0x59512422af0709c7cab8285838975cd8d7c7ce7d	500
5399 41632	0x4dd0bba91c023a39e942533cc9daeef8f9f39dd6	500
7342 39689	0x1c72a8abeca71141d22cdc6696b49a1bd9565ee9	500
4508 42523	0xf35bf057bcd469ed2e80b54ed2ecddc385e7e630	500
4128 42903	0x0172e05392aba65366c4dbbb70d958bbf43304e4	500
4637 42394	0x9aa5b9922f7b1912b3798373cf48f51a54e4c14d	500
5364 41667	0xee97c4aac2720422cfbb25e418191af26043bb67	500
4800 42231	0xb7435f59a5f867805ca797f73b362bfe4f149c9a	500
7077 39954	0xa9c7c3559c0f93539b58a67c0111c5192875e179	500
4448 42583	0x2ad5993c48e00f288fc10c0a7624baee75a117e5	500
5048 41983	0xf158bcecc70bf0e27baeaf43ecc25a84e45d1d57	500
7403 39628	0x1bea81e6a339f0f559c7e504929c5f1f869f1600	500
7208 39823	0x451aff1d2326787590ef3fa3258aab49c49631d6	500
6369 40662	0x4ae958b4de0e6f21d51e73625fb9d5e0c3b0985f	500
4830 42201	0xaf2908c5d67c28c595948ea5c1cd03d426f84870	500
6350 40681	0x185edd1553735e2bd47db34b823a4cf6353e1b37	500
4193 42838	0x5c8472ae8af4dbefe9d2695c1f798d382dcf3773	500
4591 42440	0x6ecc36d0453f3b2ab0cc65af06fbba43c2886b7e	500
6852 40179	0xe238545cad42aaddf29ecb823ded5966a360a46a	500
4935 42096	0x617311eaed829c63d728e228e3742bad95daaa81	500
6313 40718	0xe6d2c0d5616cb02db1ccb75cc590be2bb154f3ba	500
4247 42784	0x0de42103e5856aacbb29a95987d762eb5ba1be2f	500
4271 42760	0x0f45336625f030b99c3f2a2d91c1bc5625ca4743	500
4444 42587	0xf3e111646cadc868efb1097061c7e96f1a2e487d	500
6807 40224	0xbe5a9d804ef8a91144ed804e6585c76dcfd154d3	500
4280 42751	0x97891bb5a666800d2f07c27feb00ddddb69af221	500
How do I move up the leaderboard?
7271 39760	0x8e23803326a182df61dd7ad1aace1b7633c75244	500
4514 42517	0x5e7f3b42e4b6567785f9fdd702519f23bf285a1d	500
4504 42527	0x023bf0c0bd87df17153fcd2a8f441d177ee21c64	500
5095 41936	0xa59c818ddb801f1253edebf0cf08c9e481ea2fe5	500
4294 42737	0x7560ec8d375eeefabe2dc1a1dbd038ccab45263b	500
7044 39987	0x1f1e3ae905b8df4c67132d565005f8ecea526402	500
4094 42937	0x236f233dbf78341d25fb0f1bd14cb2ba4b8a777c	500
5428 41603	0xc781b829aff316334fd732a8822ca27677872a31	500
6894 40137	0xbc6ad843a1024f2d18626acf5ef7a8e4cbd0e85c	500
7290 39741	0x9389e143dff86096766cd9ff82198857745a8d7b	500
4583 42448	0x00c9cf6d9479fc3abec435346d8d3330661944ee	500
4951 42080	0x13c60de9e82a78eec2060de7c1a7dea40646c8f1	500
6340 40691	0x6ec4f659b0d35d28483bcc8d223c7ebef0427878	500
7155 39876	0x7dd4e4210968fb10d6ef1a8c7b067ab2ff5010f1	500
5651 41380	0x737d5902b5363b4a6e62ecac05994851b86b053f	500
6946 40085	0xd2405a7fbdfc3ffbaab54e600db0e752a556ac21	500
6342 40689	0xc1ed4bb443cf2afdd038621f6ef88c7804801325	500
5292 41739	0xa63524cd362d22f79c949b922cc509d0f2a54aff	500
6896 40135	0xadb6f19761e695c663998b0232b0c3d1b003e717	500
5068 41963	0xbd160c0de7cc1bd36ab1a3a6ec5b801daf92a962	500
4911 42120	0x296c2d4daaef7b105ea4482a842e1cc882583547	500
5504 41527	0x2ba583396ae2af58766f684af9d734aff59be87a	500
4156 42875	0xa0a9ad080abcbe33641cd7fa97bf3d205f1980cd	500
4678 42353	0xef46a9851de5b9ccb7289cdb81f56cbaadbf41f9	500
4257 42774	0xbc722152042d4e5a4252a6d4a01607e3a381480c	500
6864 40167	0xbdcadc4bc5805b67b43da380b4bade25e3936ffa	500
6957 40074	0x74e60d06f3ef2adfcf70468b1f8832e421140eaa	500
5636 41395	0x7cfa59c0aeab32faeec9c191565959ddec6e6655	500
5900 41131	0x1567f9688e892ba76cb533fb9ebb08d4834af454	500
6326 40705	0x70dac40adc7c9fc435bbe3e62126867713291900	500
7292 39739	0xb118c2132613a6cb8f581f03bd7fdad1393602ec	500
6940 40091	0x36cef04b8fb1679e877499a564b144b8732358fc	500
5131 41900	0xcbb4c43307ad77e4e5ac2c742d05f548c2212491	500
7282 39749	0xd628c8aca6d482d4e8e84beaa91ef75e2039d77f	500
5764 41267	0xdab60d0ae9fdb14a8722614078defaf2fa332a5c	500
4469 42562	0x79d4da48709e007f851383e466123abf9ffdb9b5	500
5405 41626	0x13efcd0477a64447a55d98a3d308d2355f63c3a0	500
5598 41433	0x1f71ab5f2a187ef95b12cff78bbf62a42f624f1f	500
4216 42815	0x089f5a5fd767d736f67f13d36286e2c66fb131f9	500
5027 42004	0xb0dab85eb5896fa249eb448ee692d6d636c14c95	500
How do I move up the leaderboard?
4414 42617	0xe03a5189dac8182085e4adf66281f679fff2291d	500
5996 41035	0x31b9289e2f31745e28ea8f0391127e4c3cde3920	500
5740 41291	0x3ea62ef471bc2a27a50f6ab16a6c99dbd3b2eac0	500
6270 40761	0x7d2bfda1dbb2f1aa523396f0c87212a0abcd7566	500
5925 41106	0xa0551958edf6f408429bea57416ca017b7fc520b	500
6944 40087	0x80556f5d177f7cb96cf8453898d8e931ade3d85b	500
7383 39648	0x6631ac0e5a93662847efa72b2a888702edfa99a4	500
6713 40318	0x784f1375f430485f061ca603fd8d3573ef2302f4	500
6849 40182	0x9cc08c4f484a6dca20ab177c471933baa40aee9d	500
4362 42669	0x11c4a4e91d851976f59d8e6381044d8571c9fd45	500
6659 40372	0x8d0bd4df6e2af6d88073bae81fa78a1e043a667f	500
4520 42511	0x9754d3e51161b42ae68d3805da6de290665c2cdb	500
4615 42416	0xcc82a253b050b842e4b3445276bc3ed3f4ee84ed	500
5686 41345	0xaeba9f8bff0d1ace3a1bc2555aa6fdebeedb7433	500
6872 40159	0xc94f282af425199b29a406c30f9c0093241b6085	500
6840 40191	0x1e21d538c7b6733ecc3ce593c47bf0c23240998c	500
5861 41170	0x3163b30cb2a8aefea2c12bb144749ffce562bdd9	500
4182 42849	0xf6b6f07862a02c85628b3a9688beae07fea9c863	500
4792 42239	0x06ec2f2c6521101565b8b833a763dd1b41210956	500
5143 41888	0xfc3bf7918ba967f3dba6b60a29db990cfcd3da63	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 3.61% on your WSTETH

Earn 5.50% on your DAI

Earn 4.13% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.04% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About