Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
6800 40235	0xfc47cdb245701e57ec80cfe66316861699008264	500
4687 42348	0xacdc50e4eb30749555853d3b542bfa303537ada5	500
6363 40672	0x6f155ff2c6ff3c152206c9c9069e941c42cb0f3b	500
6282 40753	0x6b395d5964c5c698fc36cde3008747aacfe1f8a5	500
7358 39677	0x4b1f31eb6440e101ddadd9bf10c1a6c8b9d8981d	500
7257 39778	0x29534646cfe255419b1299874eb6d38cc7df2d56	500
5459 41576	0x929ae2674c0f639d94b3507f69c8f8761b36cb71	500
5279 41756	0x17e63d9f3befa27b9fb7917b1aef23a6c8a45760	500
5350 41685	0x2f02c976a0311e7edac8a465d151d20b2be7bf28	500
5631 41404	0xe2e61752ef7ed9ab04b61bcc88b918d5264dc259	500
5718 41317	0xd352eeb43ed458a7cb069f6364cabfcb6e158f21	500
5214 41821	0x03894d4ac41dd6c4c2f524ed4417c90fa46972c6	500
7394 39641	0xf1cd2ff3d38257abe3e9d47c572037b70b972555	500
5561 41474	0x931292c42a5f600e80d75b7c7743f0164240882c	500
5422 41613	0x3e25f8a910b4fb671b95caeb22a6c550fe82e877	500
5849 41186	0x0e0fa3935b16986b1f27be306364980107f2ea1b	500
7020 40015	0xa27008afcf6491df18d01bae2d17b931def1d5b4	500
4554 42481	0xd3dab9080aa8225c4b3839c2a66b35ca8d39d3bf	500
4651 42384	0xedf4a91ebec2270c12991704ab010ecb93565b2d	500
4388 42647	0x62b724a0bb9d8afd48493e8bbed7c0dd56e2f711	500
6635 40400	0x25f00a2c3155503fe36c74904638c817ac9fdada	500
4506 42529	0x3c84ed12b015af1d964f97328bb9739a75bf074c	500
6296 40739	0x54a24c7155681a561ae9dfe600134854d52f5be5	500
5894 41141	0x76afba96774d4c940ed607476f4c32a27b88f71b	500
4550 42485	0xa4b7b2abfa9c99eeb002c881c0bb6604ccc60fe8	500
5622 41413	0x3ccc87c683f389aa6ce6ef103639940841e8ecb4	500
6448 40587	0x698e49fed80bce1c3958616c25c2fca4fabae11e	500
7364 39671	0x852928b8566f134d9f223fe4f00169dfa543599c	500
6351 40684	0x65227c68d0410a4340944810d8f88a1df4c573a1	500
4371 42664	0xa2b9a5f796ef1f68b2aef0c984f961bed1085500	500
6370 40665	0xc4ea7bbc6b186089ae4b90e282dec17ee08bc340	500
6079 40956	0x8b4288e47e43436a99c0851a226fac8508bfb779	500
6004 41031	0x8a1440926ed7b7e8fbbb9f735f3b8e0433cca61b	500
6584 40451	0x68047ab3f0dfb43aeb5d94949368655e94d2b51c	500
4315 42720	0x02d7bddf6e42001a8058e2c67482b32aa72a9e39	500
5645 41390	0x09fe227727119fa25fcceb88d75b09fdcbe87385	500
4406 42629	0xe59b150ab850ce59c3be44aaa963fd5239d658f6	500
4876 42159	0x837995018ba8e99dda3d293ef3db59cfc8dbf06f	500
6465 40570	0x09442f025c47d0e3280c8c418001a60911df2914	500
4735 42300	0x20b4210281ec50ddd8fdae6ab7db8aebbc797239	500
How do I move up the leaderboard?
7334 39701	0x2af5de789f9349ef9cf68b67f9c9cc718f17bce8	500
6269 40766	0x3619157e14408eda5498ccfbeccfe80a8bb315d5	500
5341 41694	0x96e1199931a9e201a4d209262c8c379e2c0e4852	500
5222 41813	0xe56a192ab8571628ab1ade27dfc2f0cf47221eae	500
4893 42142	0x6e4863fcd6a276538a5b9165efc807752b4c26d2	500
6223 40812	0x3824ff083cc4452d5a9700a5f99c821d4a92e823	500
6687 40348	0x0d0a955ddbac22b8a51c61c289386a178015719e	500
5259 41776	0x8dabeaa91b77fa464f5b1511aaae7ecffa07c2c7	500
4987 42048	0x2e748c90489545214a7f59fe97b343440a800ad5	500
7088 39947	0x59512422af0709c7cab8285838975cd8d7c7ce7d	500
5404 41631	0x4dd0bba91c023a39e942533cc9daeef8f9f39dd6	500
4464 42571	0xf97dee2d5aef90a99dde88edb3e8050b435e88b5	500
7347 39688	0x1c72a8abeca71141d22cdc6696b49a1bd9565ee9	500
4513 42522	0xf35bf057bcd469ed2e80b54ed2ecddc385e7e630	500
4134 42901	0x0172e05392aba65366c4dbbb70d958bbf43304e4	500
4642 42393	0x9aa5b9922f7b1912b3798373cf48f51a54e4c14d	500
5369 41666	0xee97c4aac2720422cfbb25e418191af26043bb67	500
4805 42230	0xb7435f59a5f867805ca797f73b362bfe4f149c9a	500
4449 42586	0xf3e111646cadc868efb1097061c7e96f1a2e487d	500
6812 40223	0xbe5a9d804ef8a91144ed804e6585c76dcfd154d3	500
4285 42750	0x97891bb5a666800d2f07c27feb00ddddb69af221	500
7276 39759	0x8e23803326a182df61dd7ad1aace1b7633c75244	500
4519 42516	0x5e7f3b42e4b6567785f9fdd702519f23bf285a1d	500
4509 42526	0x023bf0c0bd87df17153fcd2a8f441d177ee21c64	500
5100 41935	0xa59c818ddb801f1253edebf0cf08c9e481ea2fe5	500
4299 42736	0x7560ec8d375eeefabe2dc1a1dbd038ccab45263b	500
7049 39986	0x1f1e3ae905b8df4c67132d565005f8ecea526402	500
4100 42935	0x236f233dbf78341d25fb0f1bd14cb2ba4b8a777c	500
5433 41602	0xc781b829aff316334fd732a8822ca27677872a31	500
6899 40136	0xbc6ad843a1024f2d18626acf5ef7a8e4cbd0e85c	500
7295 39740	0x9389e143dff86096766cd9ff82198857745a8d7b	500
4588 42447	0x00c9cf6d9479fc3abec435346d8d3330661944ee	500
4956 42079	0x13c60de9e82a78eec2060de7c1a7dea40646c8f1	500
6345 40690	0x6ec4f659b0d35d28483bcc8d223c7ebef0427878	500
7160 39875	0x7dd4e4210968fb10d6ef1a8c7b067ab2ff5010f1	500
5656 41379	0x737d5902b5363b4a6e62ecac05994851b86b053f	500
6951 40084	0xd2405a7fbdfc3ffbaab54e600db0e752a556ac21	500
6347 40688	0xc1ed4bb443cf2afdd038621f6ef88c7804801325	500
5297 41738	0xa63524cd362d22f79c949b922cc509d0f2a54aff	500
6901 40134	0xadb6f19761e695c663998b0232b0c3d1b003e717	500
How do I move up the leaderboard?
5073 41962	0xbd160c0de7cc1bd36ab1a3a6ec5b801daf92a962	500
4916 42119	0x296c2d4daaef7b105ea4482a842e1cc882583547	500
4474 42561	0x79d4da48709e007f851383e466123abf9ffdb9b5	500
5410 41625	0x13efcd0477a64447a55d98a3d308d2355f63c3a0	500
5603 41432	0x1f71ab5f2a187ef95b12cff78bbf62a42f624f1f	500
4222 42813	0x089f5a5fd767d736f67f13d36286e2c66fb131f9	500
5032 42003	0xb0dab85eb5896fa249eb448ee692d6d636c14c95	500
4419 42616	0xe03a5189dac8182085e4adf66281f679fff2291d	500
6001 41034	0x31b9289e2f31745e28ea8f0391127e4c3cde3920	500
5745 41290	0x3ea62ef471bc2a27a50f6ab16a6c99dbd3b2eac0	500
6275 40760	0x7d2bfda1dbb2f1aa523396f0c87212a0abcd7566	500
5930 41105	0xa0551958edf6f408429bea57416ca017b7fc520b	500
5953 41082	0x5d9c1eb3dec9b3545583f67eaa030fbfaeabacf7	500
5833 41202	0xd57caf59a0243897162a514f6ba7bffdbf170e98	500
5093 41942	0x879804243d7d62dfa20191b75e0bd3af64356951	500
6598 40437	0x0952615cd36904d97c736a0b0a5eea75c75e26d8	500
4427 42608	0x8bb2a140e43d2ddd4a36dca27317e5d08aab5719	500
4854 42181	0xa766718b7e2b99c13585a07129caf27aa31fc865	500
5424 41611	0xdd706f081e8e30500924b51fbb871663e9f81b9c	500
6321 40714	0x1c789fa68223c1701ae3a1cb3f37f0d8a3d53297	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.57% on your WSTETH

Earn 5.50% on your DAI

Earn 4.69% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.19% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About