Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.65%.

Get $RAYS

Leaderboard

Rank	User	Rays
4919 42145	0x643f5eeec98ce266c484fd1457744cfaa1ba5f9b	500
6880 40184	0x9aa4e6641fefd0764bfebdeda637e7782d7ed4dc	500
5595 41469	0x0fa2a3b8823766967ccce3265db9adc8f6fbb90d	500
4433 42631	0x7cea41844b4b90528708a69c722c6e6e67adf8d9	500
7096 39968	0xa94e0e247ee415adcce5d0f5630b735c70c9842a	500
5660 41404	0x7181fa3d8e1620efa2d7a98646280ad7c181cbb6	500
4256 42808	0x056b19b3908b12dae166101644b5307c2a70e2c6	500
6407 40657	0x0f574c3526e9b3d10bcfb71e3ce3359375873bdd	500
5141 41923	0xee9ae5bdc43ac8e0cb1168a99eb7fa1684043ae0	500
5136 41928	0x971ef8176d1b995eacf9811d4fc16b366f15484e	500
7467 39597	0x7801bf252acfa0143b2a928f9f48db30c3ca1e77	500
6725 40339	0x039274ed5c6a33fd1dc12a91d260a4f5096b133f	500
4581 42483	0xd4eddcef8643be102338e1d967d2516bd8904fef	500
5614 41450	0xf491687bc3d8fd1c910ed444da494cf66df40d56	500
7405 39659	0xe4326e3fbaf6e028e1496dddf964071b56d81797	500
6694 40370	0x4b09fae65705466ef0f646e158ff156c6229c197	500
5462 41602	0xc3788908cb8999c9b7c928c1d17dbe78736713f7	500
6528 40536	0xf7125120bc41758fb157cbd18c2f012005ed48d2	500
5899 41165	0x27c01ef62d559547ae7dbe4420f12190685ae959	500
7216 39848	0x2fb8f7fc5b95d67e9d4b9e785dc4587d55b3083f	500
6345 40719	0xb96f7ba0803c8ec655cbc965ce1aa2a6fb37ed6e	500
6113 40951	0x25c261e5e0bb6c3046b2afc76922b24ff06e718f	500
5861 41203	0xcd393dc930d976de3dc6b2dd28c19dc0d3877404	500
4390 42674	0xef2aa0f3696a9cb114dd61fc052101614c6025c0	500
5486 41578	0x98ed2d5a40f7b47e5f2f369b52c4e0d6270be183	500
4820 42244	0x7dabce8ef7b0096a53892aca3e462dffb81ec005	500
6193 40871	0x4fc4d16b8dd58ae3fa7aac8ff29336d17f199f97	500
5461 41603	0x983e89740ee164a5e1529f5cf33ee82f990d041f	500
4810 42254	0x1b1b6caed0d90978658770636217f20cde5ee4df	500
6867 40197	0x2d8ed84d04b17dd0c4ea08d40645cc4c278c76a8	500
6063 41001	0x34d0265ee4ffb23192709b5f2dc686cf31b89ab8	500
6701 40363	0x7f85c38d42c22e3c2e82590f0234901757d77218	500
4408 42656	0x5f981045dea5677e099fc291e2287f97b7d59659	500
4879 42185	0xaf943dfc5e0707e497d7806ec62363420fd2b898	500
6569 40495	0x8540f80fab2afcae8d8fd6b1557b1cf943a0999b	500
5679 41385	0x9859dd8f057334ae0c6c0f2c03af39803cb36d56	500
5142 41922	0xe9061f863bcfecb595928b5cdc69a05b1818569f	500
6522 40542	0x5a5fe81a376495c7ab16a762611afacb14280218	500
4537 42527	0x8ebc255474e5c806517ff4cc51bf0abdf728ddfd	500
5681 41383	0xc69aca7e5c69748c55375103fe0bddec4ab35902	500
How do I move up the leaderboard?
4220 42844	0xc4b853f10f8fff315f21c6f9d1a1cea8fbf0df01	500
4977 42087	0xbf96108197ef7a94cacf9cc2f54d884fa1cfb490	500
6904 40160	0x24df9ca6c7bd036d4b20048cf8718860165d2bcd	500
5648 41416	0xa4d809dee0692c16a8a7552155a07b905ce8578b	500
7483 39581	0x2eb5e98a660cc9f5c948edda9a1b7e27147ec072	500
5050 42014	0xffc3dc3e3da68753d286e62e2d38437c64d521db	500
7115 39949	0x1fcd321042d83e78f58de19b142cdde098799244	500
5404 41660	0x3120a7c463f7993e85ac2a40aa7b2c8a0a9acd54	500
4808 42256	0xd46a1881fa0332c0ed1a767eae3990e6d1fe1f29	500
7060 40004	0x1effd55a8646f7dc67c7578c20ce575cefeb1120	500
4159 42905	0x8873e2d6aeb0494c61e512167a87d6ccd759ca53	500
5908 41156	0xf1548775df7a3f0b5e7bcce63bd1dfa470ead53a	500
5534 41530	0x895899f6f5f06842b2750d9e4f7f1f5d80d644a2	500
4392 42672	0xc03de7887e89b38e29deac584fe83b7cb798d51c	500
4362 42702	0x5d0860864c73dd2945e797b60c7149821ca2dbb3	500
6906 40158	0x19803e8c2e54722d22e8dd05c3c602db3271e5fb	500
6091 40973	0xd6fa0351348e16c101a2462c90019949cc936b66	500
4212 42852	0xdb1da78dc92a6ec8868c214338c251439035d564	500
5953 41111	0x898c22cfa7b47a513f361d01fc6ecef0511afc2f	500
6577 40487	0xdaf92fbda8495c2bd1e5dccc4801fee49a9d222a	500
4578 42486	0x5e4d69ee0b1f5d9adf06b973d176221f1664f6a9	500
5670 41394	0x8fe743b95a63604e5a8ec5e8af0854efad5d6cfe	500
6363 40701	0x8a550bfa4122e28ceed9591430e7d92cb42697a2	500
6217 40847	0x86eb418354b39d67c17a9c79b8dd5156bec421d2	500
6570 40494	0x8c6796b5b7887056ff3f474220389e48b3d6d086	500
5016 42048	0x929947470be23e9e96d9d39c5e27a6c38ba6f7ea	500
7420 39644	0xac3e2b760232a413171d539c78008cdb7c18ab52	500
6872 40192	0x62a833ed5626cb5069b7615be8a7bbc4d4bb4f4b	500
5893 41171	0xd03da0e83208dd1baa96c525197bf4c1caa497ad	500
7107 39957	0x5191bc74f0825c7b15b89215969f69aa22df9d6e	500
6625 40439	0xd3fd5c2f754591a3c9148bc72cc4d28b9e88283e	500
5351 41713	0xec36e9b03849e15a349f7d0e4362d16d0f2a526c	500
4539 42525	0x897f76958796a634c52f35de8662f172ce2b4a38	500
4753 42311	0x84f4ccc36fc9d5fb1947949ae5572a33ad738667	500
7138 39926	0x783d24c7efd9545e52d71fbb4b29c3c60582d8d6	500
5064 42000	0x182a0dd51b8baee3c1932f22560cad5b77ae8091	500
5306 41758	0xff001256c72926c871892ae775583e8e5ce9583a	500
4541 42523	0xa547ae5c30c92ce58789f78a6b9d7802ab7955af	500
7294 39770	0xb495c494c3b7c8a08701f014d25eb5411898501d	500
7069 39995	0xf2368a334936ceec7809e32c334e1aafda9c58ee	500
How do I move up the leaderboard?
6542 40522	0x978452c747ee0b617285caf3c50cae0103af5656	500
5259 41805	0xcffaaf34835b6a550741c9d36afa95dee70a2e8d	500
7475 39589	0x3be221cc24aeaf13554220465051fcf4ce152d57	500
7344 39720	0x99686944dd50cba648f1dc1dff4ff2dbdb05abb9	500
7109 39955	0xbac2bc70e1e84d11bface3adad1755dc80e4caaf	500
6589 40475	0xd7580338de996a8ad78610e74947e950b29770d3	500
5476 41588	0x7320b0bfcdc29d4bff6334481e6a58912fd53035	500
7479 39585	0x1f9bb27d0c66feb932f3f8b02620a128d072f3d8	500
6776 40288	0x18aeb0798bb9625414e9190fb9bf3f2ce661da88	500
4899 42165	0x26b5e14dbf21bfb62bff869f5f4bce8dbddbcfca	500
4651 42413	0xdd8c96399d5c16456910e58837c2da8224568ccb	500
5110 41954	0xd211aa4552b29f591e89d89e212bc8eee15135ac	500
6670 40394	0x4450e3362289813b9db295a7859f8ef7b8885c81	500
5485 41579	0x5d548f7db4e9b07c0adb87b287e2fdb8cd87202c	500
4161 42903	0x5d7e2d973ab65b6628c37457dd3d5a2a12a80fdd	500
5455 41609	0x624a8637ef964aa038c2c859e60cb141a7f10376	500
4163 42901	0x3e3ee511e30f98cc1a39a0bc74d37f183d682269	500
4659 42405	0x28802056d379fffab87bd566473313b06bedf359	500
4366 42698	0x898efa55ce5ccec7efad8c7b77204edeb8847961	500
4836 42228	0x41de6b0654997118c8c17dcc5ee52d98f53cd44e	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 10.88% on your WSTETH

Earn 5.50% on your DAI

Earn 7.93% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 109.93% LTV

Borrow against DAI from 0.11% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About