Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.65%.

Get $RAYS

Leaderboard

Rank	User	Rays
6891 40173	0x1da259de22a6ce4effe6e0d860c166c7064a0289	500
5499 41565	0xb827323d55ccd0d725261accc8f83e05a3ebc651	500
4824 42240	0xd745b071d9188f57feda378020173faed9dbf327	500
7187 39877	0x00ea67d1e6cab97994e75c800bc65bf632598802	500
5796 41268	0x636f33aa381a7022dbb7206908b2b66c78960fa0	500
5652 41412	0x767b1615206bc4507005696220d7efacd29a31d6	500
6535 40529	0xf9aa0da6e2fa01a17e2f69e878e45bb26c1b34b7	500
7324 39740	0x22acb809d08ae7c79f0b84513efce0577acfe514	500
6233 40831	0x047d01a584547c0c64da76aa37a2461dec11a5de	500
5151 41913	0x5844391b36a7fd46f335ccf4056b58c3be272a5d	500
4969 42095	0x687528c008f78cc62eed8f10665cf0a62bd92c03	500
6012 41052	0xbf49b8f00a6d9826907fa72f8edbcbcc0eede1cc	500
5920 41144	0x10dbfcfd43b1c9bcca0b5d0d895e528965f1a09b	500
5209 41855	0x52c3bb96451b97861f3cb89c6c86ff0a90170afc	500
6439 40625	0xda6041e696862816ea8ca76ce8322089829a6993	500
5077 41987	0x0bec35a2fe64b38d9850d6a225c23bc4a1aef427	500
4599 42465	0x35438fe42af3c15685f4fa9272c2a3d037a2d493	500
7404 39660	0x034e8229ffb73b828f710500e0b761ff1c09e9c7	500
6702 40362	0x7e936e45dba4f226ba58f27ae9fd35db7bbebc08	500
6635 40429	0x0845b04785b1fc11e0cf9012cba4feab6726a663	500
4837 42227	0xce7aa2d3c1f8b572b50238230f5d55a78db86087	500
6144 40920	0x56ee79dc33ffa5f6b7be0d8da56927e6b577da54	500
7352 39712	0xbec6e4ac010114e515483060fda81cf9088040ff	500
4944 42120	0x5050179adce2bf9c9fcb2d78892fe956046ce6f7	500
5128 41936	0x81f295a88a37060d43bc680dbd00182f84ee2f52	500
7091 39973	0xea4670cb895ad7b4a4739745bc9462a79cf2de30	500
5941 41123	0xbc9dc77fe9294081b1b3bd5862ce325f02d3ba4c	500
6248 40816	0xfab434f658372ed5fdc7cbd8225604b93954f5b4	500
4439 42625	0x39764845c6cffb3ad9efc0473005aea05f75abbc	500
6230 40834	0x72ec26bb8aeecb6dabab39fe90bfa0e2311dbeea	500
7098 39966	0xa5522efe7c13f3eef012f6871d4bd07d48e515c8	500
5198 41866	0x437ae28150189890d987deee46cc29bf4098622f	500
7177 39887	0x8cb541ddbe00c8ac83c7122d835e94167a982c7c	500
7151 39913	0xe03ec7c250d8cf5d96ce0ca0293d974abe3847d3	500
7099 39965	0x0aadd259211f712b57b6648b305f336f637b6713	500
7388 39676	0xa0456eaae985bdb6381bd7baac0796448933f04f	500
5199 41865	0x3b90bbdad3286f09fffab7be4f1dcc724bd5db6f	500
4171 42893	0x1f2acefbb92ba21881c0e26357efc52640e87b92	500
7208 39856	0x2ef9834de85f62f36fe39cb3387d30469762ad1b	500
7332 39732	0x558e9887c2d8deecc862a51bbab3b2ca969fedb6	500
How do I move up the leaderboard?
6808 40256	0x75536cf4f01c2bfa528f5c74ddc1232db3af3ee5	500
5880 41184	0x7a74495d0f52683d5c0b04f804ed0b5efa083bd0	500
5543 41521	0xf90f819031899a487d24fdd9c49599e20aa27572	500
6979 40085	0x666a31f167eabb6eb986af97f362d2d71aa8fe54	500
5056 42008	0x0a67584e178192fe61756f8633f3c5eb264aff7c	500
4750 42314	0xa0b6253d7787ae282749b71fd4ef5d5c9d8a9e87	500
6293 40771	0xf5b2b0f3299f50763e36909cec35831b179e2d72	500
7274 39790	0x728e7f512e01e7811037985ddfb15f9bfef517a8	500
5826 41238	0x807c19cd4ed825155c5e7036aaddfa38be083272	500
4562 42502	0xb527a981e1d415af696936b3174f2d7ac8d11369	500
4423 42641	0x953c871b6d8608eb3eaff869970d9fee596fa51b	500
4342 42722	0xf2b889437f243396b29e829908b5d8ebe2e13048	500
7073 39991	0xb3b7d3f5ec0fd3ded5409f4a3454507f98e7bee0	500
6201 40863	0x5b80c38c81b5a9410f81026497601ab005fdef9b	500
5027 42037	0x17c9cf35b9aa40e4eb62f5768b020e3587d90b6e	500
7288 39776	0xd21d809692a62e73532348d8a6f68aab3a64f913	500
7134 39930	0xa05cb371f894ba24697cfe672f8262c3a206313f	500
4436 42628	0x9d3c241a24c8a34bae2f3c06e93e8ca1c6e69443	500
4384 42680	0x90faae2db20120d6b8bc60f1a8af79ab9d1eefc5	500
6842 40222	0x0412ed8438b5fae246606909ef8ba365f9103783	500
4937 42127	0x35b860303938431ed0fe053bfdad15ef677728fc	500
6912 40152	0xf2e6d74cfbe87259ebceab5bb0e6b4c9a55af20c	500
4446 42618	0x50adf7a75d7cd6132acc0a2fb21c019011286635	500
4458 42606	0xf75ea61daaf847849b173a2734f0e8cd15453ec8	500
4292 42772	0x89c1deb43fea7f299d404e7c252b8c2c7e79ee17	500
5965 41099	0x0ea5b251d7c4883027f082d9193dfdf4cdd98696	500
4922 42142	0x1ea02b6367670fb06b9465106836eb31978f4db5	500
5973 41091	0x54d7d300d3b1e4268bac4a52d81cfc180c75842b	500
6852 40212	0xe9cc26f9d0237c4fa976e9a2d10579fff3e0a649	500
6865 40199	0x857cd16a827db79369ff9920e94e22fb916d2d3d	500
5932 41132	0xef7d61352922e7ee440e8e4997c4a8c435b12a0f	500
7498 39566	0x0eb59acd1f0b73970e5b2fd095bf373ce569e4a9	500
7029 40035	0x28430f7887e17c4028f4ae55e1c1c1a3962d81c9	500
6367 40697	0x859a8e0ae06b4912da619938c5469c01d2a2b7da	500
4373 42691	0x3faddecd0e7ac609002360c4416994e354099736	500
7103 39961	0x86f35cbfa96d6d143055b787c188cc49d6e6570a	500
6853 40211	0xffe46a6a80497df667a251aa0392d09278f7eec7	500
6682 40382	0x706e714e63eabaa8602c209ecc92943655e0c7b8	500
5794 41270	0x31176a669d6912e87e4ba60f71c066fb9bf7516a	500
7424 39640	0x2fda012d3d7478f7aab877c264bb362dbe3f575e	500
How do I move up the leaderboard?
6272 40792	0x240cd4e8672c484f2ab52f73c783ffa341a245ec	500
6689 40375	0x03bf7fd823908e56c8785e4c7ebfc46fc6a6e41b	500
6030 41034	0x3e2278342f272c18fd23f85dc5eb6c36ae689de9	500
5443 41621	0xb7b94b3000b013f339a5ac9afe050bc6b8bbe1bd	500
6721 40343	0x801df1783ba4f3d60f6d035b9ab1be8e4725c6d2	500
4873 42191	0xab95d2cd70a80469985fafe7457de81498211ed4	500
4779 42285	0x2d21a056182a86b7a9221ec1ad48ab623f10353e	500
4798 42266	0xd3adc16a06828e8f053b3ed1aee793b15f99b71b	500
6862 40202	0xa76bb9d0b8b5d40157ae65333e7fd3c97fd8ad8a	500
6695 40369	0x5637bf8cf5f25799faf7c372184bfa6b790f901a	500
5773 41291	0xd283519a942fca17bd478c65cf2eb74bbcd4cfff	500
6109 40955	0x3f40c47b7d3a0d6bf1a48f96a0656a1062311339	500
5460 41604	0x16a33dcbec8cb50471d425f4c6ae7bb5e8cb6aa6	500
6021 41043	0x4149f044998bac5407ff1a194dc568af905bc480	500
6647 40417	0xdfc8056a3375dffda7d7400bb39327960486fcd5	500
4696 42368	0xe67e43b831a541c5fa40de52ab0afbe311514e64	500
6590 40474	0x42a9ef92f7c61fb40bcc6aea56a68c1d594db551	500
5668 41396	0x6951cbf075d3f719e8a6fcd0e279b3a19ccd89db	500
5504 41560	0xbd2940e549c38cc6b201767a0238c2c07820ef35	500
5617 41447	0x941f06f25385ad47e6e7940fe9c0822f88958c89	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 10.88% on your WSTETH

Earn 5.50% on your DAI

Earn 7.93% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 110.12% LTV

Borrow against DAI from 0.11% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About