Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.71%.

Get $RAYS

Leaderboard

Rank	User	Rays
7472 39563	0x0337dcbc6f5f2c2ca665fdd487f7d8f23c305b08	500
5074 41961	0x55a5f913ae82c43f1d63f338a304a0d1af0f3ac0	500
6248 40787	0xbb5e9f954fb0b190225f1b0f9f946d78ff0fa0e6	500
6525 40510	0x96671ece6ad478e806978bfcf296d2e734445461	500
5689 41346	0x4bc3754b624ec2acca8bc687bcf0c2edacd69943	500
6145 40890	0x59cdf8f0298210cbe8ed2326cf4d6cc75f65705e	500
6764 40271	0x5229b61841fbebb4e0f70cf82714d16b8ca436a7	500
5349 41686	0x2f02c976a0311e7edac8a465d151d20b2be7bf28	500
5630 41405	0xe2e61752ef7ed9ab04b61bcc88b918d5264dc259	500
5717 41318	0xd352eeb43ed458a7cb069f6364cabfcb6e158f21	500
5213 41822	0x03894d4ac41dd6c4c2f524ed4417c90fa46972c6	500
7393 39642	0xf1cd2ff3d38257abe3e9d47c572037b70b972555	500
5560 41475	0x931292c42a5f600e80d75b7c7743f0164240882c	500
5421 41614	0x3e25f8a910b4fb671b95caeb22a6c550fe82e877	500
5848 41187	0x0e0fa3935b16986b1f27be306364980107f2ea1b	500
7019 40016	0xa27008afcf6491df18d01bae2d17b931def1d5b4	500
4553 42482	0xd3dab9080aa8225c4b3839c2a66b35ca8d39d3bf	500
4650 42385	0xedf4a91ebec2270c12991704ab010ecb93565b2d	500
4387 42648	0x62b724a0bb9d8afd48493e8bbed7c0dd56e2f711	500
6634 40401	0x25f00a2c3155503fe36c74904638c817ac9fdada	500
4505 42530	0x3c84ed12b015af1d964f97328bb9739a75bf074c	500
6295 40740	0x54a24c7155681a561ae9dfe600134854d52f5be5	500
5893 41142	0x76afba96774d4c940ed607476f4c32a27b88f71b	500
4549 42486	0xa4b7b2abfa9c99eeb002c881c0bb6604ccc60fe8	500
5621 41414	0x3ccc87c683f389aa6ce6ef103639940841e8ecb4	500
6447 40588	0x698e49fed80bce1c3958616c25c2fca4fabae11e	500
7363 39672	0x852928b8566f134d9f223fe4f00169dfa543599c	500
7368 39667	0x5770c83ce0c3d5ebd0f2429ef4d2bc464046d27e	500
4871 42164	0x99b25f2b6a5ccb8dc45ea07041f6caf045d8eda5	500
4510 42525	0xee160154b02a2e404c6c13ff0b28ed76010cf07d	500
6027 41008	0x81985b00143216136c63dbe1bdffb09fe6b81a3e	500
5831 41204	0x4a8bfb4f442f0909d748825f20c65444fc9feace	500
6656 40379	0xaa2b89a48a9d30f55384da342c430e385a6357f5	500
6926 40109	0xab9317a3d1c141be550112e1187294742ef3cd77	500
6517 40518	0x86786534f0c88af39bf0109c7a3458e6b5c73de9	500
6177 40858	0xf93adee9f14871ae716287b49e24d4a912e84714	500
6999 40036	0x14295f90dc7a40441576cc731f65fc6a1d714813	500
5670 41365	0xf90a01af91468f5418cda5ed6b19c51550eb5352	500
5675 41360	0x177e3e1cba47340f3c24d1b3d4dc511099bffea8	500
5149 41886	0x4347dd04a5a83228e65894c4f476612e66d90585	500
How do I move up the leaderboard?
5844 41191	0x9cf30a1cdee7d686de0211a3f98b6d4ff59a3532	500
4393 42642	0x4d9b6fd8d235212b17564c85eb5cf98a4c3e2018	500
5454 41581	0x7a16c1b3ed3a72776f65a16de2e58576e3acb1cc	500
5308 41727	0x3049c80bdd527128eb4e7886ab1db1e8042a8eb7	500
5878 41157	0xe82c60f27b265123419570a4a7ee9cdc7f21aa48	500
6466 40569	0xceb69a2cd0832dccc02a87891d8742325feaa73c	500
4993 42042	0x457524ecd5275df362b1a6ab17d92d8ecdb98abc	500
5377 41658	0x61503ad92e94ca295926854b35dfced55797f5a1	500
5915 41120	0x65f85007f7db4a6eddc1f13e57cac7ed3bb348bf	500
7208 39827	0xd120cf3e0408dd794f856e8ca2a23e3396a9b687	500
4359 42676	0x25f14502c0400b469c7d19e9df7a8f59fdf05d0f	500
5358 41677	0x2e3bd4e33281ec73b88233ab5f8b0e52a8d6f913	500
6395 40640	0x18d355370cffa7ec4815743f14833b0cd11d3d32	500
6954 40081	0xae721fb008c3035e568f4d9ac0c9a6bccff4f87f	500
5450 41585	0x251199baeb4236ec5b54e9ef8a0b7cd493cc8155	500
7420 39615	0x5abd1c9387b58bc233cd0daa86640d0ec1e1dcfe	500
5327 41708	0x627ce855f25223859bb360aa096a2fe6b8eae319	500
4567 42468	0x62fdee7cd0a4dd06f26d5dc66f33c1e65ee7ae6d	500
4267 42768	0x57db2d7d80fc2669a67f32e6fd1e5c22846eb150	500
4671 42364	0xdb5ac83c137321da29a59a7592232bc4ed461730	500
7053 39982	0x475a24c7c7679e3399cf55e90cb3d50a6aceea7b	500
5347 41688	0x6e3ac17b4081b239c1857aa7389aaef005e4c593	500
4434 42601	0x8d78415e17a9b1b8884401805b65b6fe710264d8	500
7423 39612	0x5995423cefb0a97a656316daf7dee697d19b9098	500
6522 40513	0xc8598168d8475133de3150eff9b0ce27fb9b038d	500
4820 42215	0x9ace5df0fb6c1d6087ff5e82c93124096d054e97	500
7140 39895	0x99a41f138172a493fca0743c3c440d4ec7f54fe9	500
7251 39784	0x5ca4df5c99a390064c8e7a5f6980a65c3af597c3	500
4542 42493	0x823b92d6a4b2aed4b15675c7917c9f922ea8adad	500
6479 40556	0xe7be3b63fcdadb873d69b3ce17967ce211c230b8	500
7084 39951	0xd92fdb169bf65654bc88383fd142a66dd456cf63	500
7285 39750	0x93317663640016b5b2351e42b3284bafaa4ebb4e	500
6955 40080	0x3f3601613fc12f2bea6654432883d2c1398b98b3	500
7284 39751	0xe8d95c8d0a4b1cb573e95a74cc7b64cde71aa63e	500
4966 42069	0x71a91c9202c8091c62c630ca2de44b333ddcd0d7	500
4645 42390	0x5273611f2caadcda536495909ea87bd2bb9cb9f9	500
7035 40000	0x74b2ed3972897156f7646303e1612570ffe54895	500
6266 40769	0x2876d4e97a272e7a3c2764de9f090e06cbd62915	500
6050 40985	0x5192a9272c92e9a9912bdece3e854db70d249139	500
5350 41685	0x981bd14bf51b9fba7dbe6c50d6b3a520e2f3a92b	500
How do I move up the leaderboard?
4114 42921	0x1a677955f6f111061393beffbf350b22863e1fa3	500
5250 41785	0x046e7d7ad00c6b89f334ea9fcd9df364a12720db	500
6467 40568	0x51b0a8d89edb1146c55e72b3cf028560defa129b	500
4459 42576	0x867bcd07f1cbaeb7b1eb8024e8922409ab4f247b	500
6204 40831	0xa4c1011fb7482b0cd3862e4f1c6645b31442d76a	500
6580 40455	0x4f3c2c213a00c0bee6ff27da6b6d2f8edc56b5d4	500
7398 39637	0x1eb0df2ef0ef7a08bcfcbb511a0aebaeee0a8345	500
7182 39853	0x1f5ecbb61648b0f2143092981162e0affe1d56ab	500
4729 42306	0xf3ec7a87f8082042de854ea4d382dd6ef548bc79	500
4794 42241	0x533caaeaee0396bed2714c547104591ca3e2f345	500
5112 41923	0xf46f6120821b00ac5ffe036da826804cb0170bfc	500
4108 42927	0x563159debca67f15273e85ef556d27db5e5c109d	500
5010 42025	0x46a0b4fa58141aba23185e79f7047a7dfd0ff100	500
4557 42478	0x987e0cddce6f6b2c4b1bc6f23573f1b91cc7645a	500
6328 40707	0x21b98f5698fd33d9cb58f6ab8d5ec58e803fcba2	500
5907 41128	0x236ddcbec59db65e1641c11adab444bf159ae3b5	500
4337 42698	0x7d02e5a16ba38d61ac5eca5c6536f23d09e3add0	500
6043 40992	0xaa071b314f9f84dd3bb946feb4961c2845564690	500
4227 42808	0x4e106d5e97b59c6b0cd84bb9c65ea67570502176	500
7068 39967	0x473c31058d14f8eadfb6627adbbc90dddc7bbf09	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.72% on your WSTETH

Earn 5.50% on your DAI

Earn 4.66% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.07% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About