Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.64%.

Get $RAYS

Leaderboard

Rank	User	Rays
4604 42460	0x976d34936f9adb2712a1f0325984e18ca6a020c4	500
7214 39850	0xce87b45a6b54d7f5bcf8270ab27c0582c479dd8b	500
4908 42156	0xe467d1dcb1f04949a432d423d2b2cd1f606ea558	500
4957 42107	0x10786a8634aaffb234c3983553f27bff8ab4aabd	500
6961 40103	0x2f5bb1a7665da4fbefb160dce96724c2e20a2d20	500
5255 41809	0x4accd34447a79981f2d480ab3e869ba375f000d9	500
5740 41324	0xb2e083b127986a9342a6918e1d7a8c0053e828a4	500
6141 40923	0x9141e07491347467855e16a2d973bf84c6ecd8de	500
4774 42290	0x724fe5339d310487251afae6269726c6533d9a77	500
6138 40926	0x0e8cd19e494e53717057d0fb9e1f309defb11f59	500
6242 40822	0xc999fa649c40c95899c752e635df8bda01581349	500
5906 41158	0xbbb0115caa125df29b77d2152f2e3242a33cee13	500
6562 40502	0x7ff40b10781e5e6a05f8f33a1478064a44ccb5a9	500
6319 40745	0xce0990b254573d7594a515543558fa5695509f52	500
4542 42522	0x9dd45eb7a21fdd243c98a96e777f332f2743348e	500
5461 41603	0xc3788908cb8999c9b7c928c1d17dbe78736713f7	500
6693 40371	0x4b09fae65705466ef0f646e158ff156c6229c197	500
5550 41514	0x12bc42540a1d98428ad9872cd80370ac48109bba	500
7404 39660	0xe4326e3fbaf6e028e1496dddf964071b56d81797	500
5613 41451	0xf491687bc3d8fd1c910ed444da494cf66df40d56	500
4580 42484	0xd4eddcef8643be102338e1d967d2516bd8904fef	500
4342 42722	0x181b12729ccb398a7151635e7a61fc9edd3369bb	500
5480 41584	0xeccd7127ed5c291fb1e91ef5aa62113d30769345	500
6917 40147	0xdbaa75e14dba1a4f57e1daaa7b0a16fc0dd5dd4a	500
6724 40340	0x039274ed5c6a33fd1dc12a91d260a4f5096b133f	500
5126 41938	0x0fe580d0e226fd8b356162fe2eed0b274b63e828	500
7466 39598	0x7801bf252acfa0143b2a928f9f48db30c3ca1e77	500
5135 41929	0x971ef8176d1b995eacf9811d4fc16b366f15484e	500
5140 41924	0xee9ae5bdc43ac8e0cb1168a99eb7fa1684043ae0	500
5799 41265	0x235a0eb8503a88d5f3e58c58e15e7dfabb8754f1	500
5699 41365	0x9df330f7b07b434c8dc9baf5e3fedce2bc62ad3f	500
5182 41882	0xfe731d0abac0464aff89cca7bd85b2a8017480b2	500
7037 40027	0xfe763070ff20407fcb5b00f2f7ef72cb3dc9cd1a	500
7002 40062	0x96342f72f2d51027347cba749e852a3e6518e1a9	500
6285 40779	0xd0d16f936c1e00feb9fc93fa8f7972673e3cb3df	500
6787 40277	0x05b258373d15956a927c3a57c3005e9d37fc0949	500
4178 42886	0x8fc2e87db46e107756d1363174f015d84178636d	500
5389 41675	0x91270f9558319432a8ed74fa886ab684cf34f42c	500
6406 40658	0x0f574c3526e9b3d10bcfb71e3ce3359375873bdd	500
4256 42808	0x056b19b3908b12dae166101644b5307c2a70e2c6	500
How do I move up the leaderboard?
4347 42717	0xa24e114bea925eee368262a3d7647f7baf21db5e	500
5659 41405	0x7181fa3d8e1620efa2d7a98646280ad7c181cbb6	500
5306 41758	0xce612d91a21203671901142034a76ded9d8591ee	500
7255 39809	0x762476a04bb9b66b5ac8a5445a4a2808552d94c7	500
7095 39969	0xa94e0e247ee415adcce5d0f5630b735c70c9842a	500
4432 42632	0x7cea41844b4b90528708a69c722c6e6e67adf8d9	500
5594 41470	0x0fa2a3b8823766967ccce3265db9adc8f6fbb90d	500
7409 39655	0x45c90da6dc0b7d6282824e684492f48cd50ca5da	500
6879 40185	0x9aa4e6641fefd0764bfebdeda637e7782d7ed4dc	500
5436 41628	0x11814552ae8f05cd79950dd11aa549b52766464a	500
4918 42146	0x643f5eeec98ce266c484fd1457744cfaa1ba5f9b	500
5000 42064	0xfdef61e8fb46d3c836c75a2a14be1f1af00e1291	500
7455 39609	0xa55b65c1f4f4d6895374e9f13193d4f004f536f0	500
4331 42733	0x6b0b8e5880d1772d1bc13d318bb6821bcbae31f3	500
6987 40077	0xdbbbc0a4b5b5971f09774219daee1285e42a98ce	500
5881 41183	0xc2c78f21a1396bc4cfd6381f22d5dc506e68bdae	500
6793 40271	0x0417ad62bee5df0adab31121bee4d89de7586d0f	500
6523 40541	0xd247c45d64a21b7c1f7cd3372a3645e549a50cb6	500
6660 40404	0x055ad5e56c11c0ef55818155c69ed9ba2f4b3e90	500
7316 39748	0xae7428c9874b211cbbdca19e89b583e856d36413	500
6353 40711	0x8094fd1473df3b5d01c87fd0dbe81e1315e11e8b	500
5357 41707	0x312e02d14b8d2bb593f681739dc0fe51ac84d23b	500
4837 42227	0xad64708775efa0d390a24cff42d1d768418e0f83	500
5056 42008	0xe10a232f587b44e81425a83cbef2997e7457501f	500
6907 40157	0x202f5492d81ebfd07998e95ac74ca0de811663fd	500
4218 42846	0x0dd488037792083e9b7591ae709ab64e14aa0520	500
5720 41344	0xb2969d3429e99e4846e5be4df47d74ba87069e0d	500
5154 41910	0xbe433100eab05c2fcd541f3ad897aa73e0b4d6ab	500
4496 42568	0x26c7bcd61784450aa355ab90116264c8f2e0f758	500
5809 41255	0xb77d25ae3278699f176742aa014db31642fbac8b	500
6511 40553	0xd7931a598fecc7a53160edc4d4f213927737e8bd	500
7080 39984	0x347dc91a32bc00e6fb38e2b4380e6a1c0fbca254	500
6607 40457	0x6222354ad88f7a412e97901ab3f772a2769d0fc7	500
6463 40601	0x1e6dfc5287c5357d55bf897d5b57481cf645cbf4	500
6658 40406	0xe895084850c04af3a57fdd90c0ba42ba440bc3a8	500
6067 40997	0xeff1c285f3580662b6d7edb92f37e74afe94f56b	500
6294 40770	0x08f38b09777486bac18df882f2b9e9a181e36bc2	500
5454 41610	0x624a8637ef964aa038c2c859e60cb141a7f10376	500
5484 41580	0x5d548f7db4e9b07c0adb87b287e2fdb8cd87202c	500
4898 42166	0x26b5e14dbf21bfb62bff869f5f4bce8dbddbcfca	500
How do I move up the leaderboard?
7108 39956	0xbac2bc70e1e84d11bface3adad1755dc80e4caaf	500
6541 40523	0x978452c747ee0b617285caf3c50cae0103af5656	500
6871 40193	0x62a833ed5626cb5069b7615be8a7bbc4d4bb4f4b	500
7314 39750	0x54f50320f5de1420361c2f09285ae5be513a067a	500
4391 42673	0xc03de7887e89b38e29deac584fe83b7cb798d51c	500
5533 41531	0x895899f6f5f06842b2750d9e4f7f1f5d80d644a2	500
4878 42186	0xaf943dfc5e0707e497d7806ec62363420fd2b898	500
4389 42675	0xef2aa0f3696a9cb114dd61fc052101614c6025c0	500
7490 39574	0x0b08dcc37e449c04a55a12454a8957a72e608994	500
6995 40069	0x65cf8ebc125aa5e320fb8dd5569fe1b0a86d0759	500
6527 40537	0xf7125120bc41758fb157cbd18c2f012005ed48d2	500
6615 40449	0x65b9e2138dcb91be48f77f234838db5fe46807c8	500
5178 41886	0xdb2ed468930cd4594fb3bf8a17dcbbe206b3562f	500
6893 40171	0x06d14a9b14017f18f9f7a4c1460458d6097a7a08	500
5595 41469	0x370a5275f69cb3c2e76cfe575cf7f846f906b34d	500
5823 41241	0x6c76e681cbc01b283677cb5255587c22a29780f0	500
4534 42530	0x8dfd545a2d6ba57d0ccfb060a0eefe01f41f2902	500
6394 40670	0x3d3fb403f9614393304ef477ac96543e39ea64db	500
5748 41316	0x509f3f4247f28a89bfa59afb8748c6fa41da48d0	500
7493 39571	0x6adcc6c1656975ca558f10063416e2886355bf8f	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 10.87% on your WSTETH

Earn 5.50% on your DAI

Earn 7.93% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 109.87% LTV

Borrow against DAI from 0.11% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About