Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
4133 42902	0x0172e05392aba65366c4dbbb70d958bbf43304e4	500
4641 42394	0x9aa5b9922f7b1912b3798373cf48f51a54e4c14d	500
5368 41667	0xee97c4aac2720422cfbb25e418191af26043bb67	500
4804 42231	0xb7435f59a5f867805ca797f73b362bfe4f149c9a	500
5508 41527	0x2ba583396ae2af58766f684af9d734aff59be87a	500
4161 42874	0xa0a9ad080abcbe33641cd7fa97bf3d205f1980cd	500
4682 42353	0xef46a9851de5b9ccb7289cdb81f56cbaadbf41f9	500
4261 42774	0xbc722152042d4e5a4252a6d4a01607e3a381480c	500
6868 40167	0xbdcadc4bc5805b67b43da380b4bade25e3936ffa	500
6961 40074	0x74e60d06f3ef2adfcf70468b1f8832e421140eaa	500
5640 41395	0x7cfa59c0aeab32faeec9c191565959ddec6e6655	500
5904 41131	0x1567f9688e892ba76cb533fb9ebb08d4834af454	500
6330 40705	0x70dac40adc7c9fc435bbe3e62126867713291900	500
6948 40087	0x80556f5d177f7cb96cf8453898d8e931ade3d85b	500
7387 39648	0x6631ac0e5a93662847efa72b2a888702edfa99a4	500
6717 40318	0x784f1375f430485f061ca603fd8d3573ef2302f4	500
6853 40182	0x9cc08c4f484a6dca20ab177c471933baa40aee9d	500
4366 42669	0x11c4a4e91d851976f59d8e6381044d8571c9fd45	500
6663 40372	0x8d0bd4df6e2af6d88073bae81fa78a1e043a667f	500
4524 42511	0x9754d3e51161b42ae68d3805da6de290665c2cdb	500
4619 42416	0xcc82a253b050b842e4b3445276bc3ed3f4ee84ed	500
5690 41345	0xaeba9f8bff0d1ace3a1bc2555aa6fdebeedb7433	500
6876 40159	0xc94f282af425199b29a406c30f9c0093241b6085	500
6844 40191	0x1e21d538c7b6733ecc3ce593c47bf0c23240998c	500
5865 41170	0x3163b30cb2a8aefea2c12bb144749ffce562bdd9	500
4187 42848	0xf6b6f07862a02c85628b3a9688beae07fea9c863	500
7303 39732	0xc2dc6a76abc610387ce3dd672c6e4b8a249782a3	500
7199 39836	0x25b248911b9551f48cd3fdf016f9ef7653d78433	500
5463 41572	0xd582d8067eb63243ccb7411bf85474ad1937ac36	500
7015 40020	0xe46e8996a7bfd82ca059ceccbf99df153c199e64	500
5402 41633	0xda2492f0918b3e3f0b791649a3c76831a869e7ed	500
4681 42354	0x7196ccdc9ba6214492e165a5dda53e20de5b5352	500
7216 39819	0x3ca8e210d3978f1bbf96399bf26c641113b667bc	500
5078 41957	0xe6d81358a1322e29cbc5f347f8d59c60b42f4324	500
6702 40333	0xcdfeeff98ef0f6ccf4ac0e3e3f6c7c8ab5ab3a4d	500
4676 42359	0x0dac1e97d866cad71fd9c71abb904612443fc755	500
5367 41668	0x79282db7be479ae091ff5df9cddb91d8d4118217	500
5250 41785	0x046e7d7ad00c6b89f334ea9fcd9df364a12720db	500
4114 42921	0x1a677955f6f111061393beffbf350b22863e1fa3	500
5350 41685	0x981bd14bf51b9fba7dbe6c50d6b3a520e2f3a92b	500
How do I move up the leaderboard?
6050 40985	0x5192a9272c92e9a9912bdece3e854db70d249139	500
6266 40769	0x2876d4e97a272e7a3c2764de9f090e06cbd62915	500
7035 40000	0x74b2ed3972897156f7646303e1612570ffe54895	500
4645 42390	0x5273611f2caadcda536495909ea87bd2bb9cb9f9	500
6467 40568	0x51b0a8d89edb1146c55e72b3cf028560defa129b	500
4459 42576	0x867bcd07f1cbaeb7b1eb8024e8922409ab4f247b	500
6204 40831	0xa4c1011fb7482b0cd3862e4f1c6645b31442d76a	500
6580 40455	0x4f3c2c213a00c0bee6ff27da6b6d2f8edc56b5d4	500
7398 39637	0x1eb0df2ef0ef7a08bcfcbb511a0aebaeee0a8345	500
4966 42069	0x71a91c9202c8091c62c630ca2de44b333ddcd0d7	500
6395 40640	0x18d355370cffa7ec4815743f14833b0cd11d3d32	500
5358 41677	0x2e3bd4e33281ec73b88233ab5f8b0e52a8d6f913	500
4359 42676	0x25f14502c0400b469c7d19e9df7a8f59fdf05d0f	500
7208 39827	0xd120cf3e0408dd794f856e8ca2a23e3396a9b687	500
6709 40326	0x337b62c9266e1dd1dffd8d5f266488ca28bde971	500
7314 39721	0x5f75fc60e8fb33ee14c250e41aa451bdea28375f	500
5675 41360	0x177e3e1cba47340f3c24d1b3d4dc511099bffea8	500
4871 42164	0x99b25f2b6a5ccb8dc45ea07041f6caf045d8eda5	500
4510 42525	0xee160154b02a2e404c6c13ff0b28ed76010cf07d	500
6027 41008	0x81985b00143216136c63dbe1bdffb09fe6b81a3e	500
5831 41204	0x4a8bfb4f442f0909d748825f20c65444fc9feace	500
6656 40379	0xaa2b89a48a9d30f55384da342c430e385a6357f5	500
6926 40109	0xab9317a3d1c141be550112e1187294742ef3cd77	500
6517 40518	0x86786534f0c88af39bf0109c7a3458e6b5c73de9	500
6177 40858	0xf93adee9f14871ae716287b49e24d4a912e84714	500
6999 40036	0x14295f90dc7a40441576cc731f65fc6a1d714813	500
5670 41365	0xf90a01af91468f5418cda5ed6b19c51550eb5352	500
4794 42241	0x533caaeaee0396bed2714c547104591ca3e2f345	500
5112 41923	0xf46f6120821b00ac5ffe036da826804cb0170bfc	500
4108 42927	0x563159debca67f15273e85ef556d27db5e5c109d	500
5010 42025	0x46a0b4fa58141aba23185e79f7047a7dfd0ff100	500
4557 42478	0x987e0cddce6f6b2c4b1bc6f23573f1b91cc7645a	500
6328 40707	0x21b98f5698fd33d9cb58f6ab8d5ec58e803fcba2	500
5907 41128	0x236ddcbec59db65e1641c11adab444bf159ae3b5	500
4337 42698	0x7d02e5a16ba38d61ac5eca5c6536f23d09e3add0	500
7284 39751	0xe8d95c8d0a4b1cb573e95a74cc7b64cde71aa63e	500
4189 42846	0x806da29201d10cdda91f299d68fb326b1d9fcb48	500
4487 42548	0xbac4d298de484bef485ec5a7b38ce40bf1844f87	500
6320 40715	0x1c789fa68223c1701ae3a1cb3f37f0d8a3d53297	500
5349 41686	0x2f02c976a0311e7edac8a465d151d20b2be7bf28	500
How do I move up the leaderboard?
5630 41405	0xe2e61752ef7ed9ab04b61bcc88b918d5264dc259	500
5717 41318	0xd352eeb43ed458a7cb069f6364cabfcb6e158f21	500
5213 41822	0x03894d4ac41dd6c4c2f524ed4417c90fa46972c6	500
7393 39642	0xf1cd2ff3d38257abe3e9d47c572037b70b972555	500
5560 41475	0x931292c42a5f600e80d75b7c7743f0164240882c	500
5421 41614	0x3e25f8a910b4fb671b95caeb22a6c550fe82e877	500
5848 41187	0x0e0fa3935b16986b1f27be306364980107f2ea1b	500
7019 40016	0xa27008afcf6491df18d01bae2d17b931def1d5b4	500
4553 42482	0xd3dab9080aa8225c4b3839c2a66b35ca8d39d3bf	500
4650 42385	0xedf4a91ebec2270c12991704ab010ecb93565b2d	500
4387 42648	0x62b724a0bb9d8afd48493e8bbed7c0dd56e2f711	500
6634 40401	0x25f00a2c3155503fe36c74904638c817ac9fdada	500
4505 42530	0x3c84ed12b015af1d964f97328bb9739a75bf074c	500
6295 40740	0x54a24c7155681a561ae9dfe600134854d52f5be5	500
5893 41142	0x76afba96774d4c940ed607476f4c32a27b88f71b	500
4549 42486	0xa4b7b2abfa9c99eeb002c881c0bb6604ccc60fe8	500
5621 41414	0x3ccc87c683f389aa6ce6ef103639940841e8ecb4	500
6447 40588	0x698e49fed80bce1c3958616c25c2fca4fabae11e	500
7363 39672	0x852928b8566f134d9f223fe4f00169dfa543599c	500
6350 40685	0x65227c68d0410a4340944810d8f88a1df4c573a1	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.74% on your WSTETH

Earn 5.50% on your DAI

Earn 4.66% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.18% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About