Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 11.91x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.73%.

Get $RAYS

Leaderboard

Rank	User	Rays
4256 42775	0x218f23c2b1cbc74525ee557ee366b636f4731636	500
5183 41848	0x66ea2d335291a5afa8d3522eef6adfc3f8746e16	500
4242 42789	0xab24b4cf2346539c6015141d2c9af9706df8ada1	500
6656 40375	0x174c19f1d1589198ad028c81075ca0551f843e36	500
6905 40126	0x0e7e9300dc6e143fab3e6b8ba950b3fcca54146b	500
6201 40830	0x77bd91d91530e766b009a240670965680998ffff	500
4486 42545	0x3613bc8c90c3fc79bad550a371ed0cdc77200901	500
7058 39973	0x47ecd7054cda10e941524514f25082e1fd210f56	500
4455 42576	0x867bcd07f1cbaeb7b1eb8024e8922409ab4f247b	500
7026 40005	0x8dd6538ec8a33cd75006d3fef6efbdcd239b5651	500
5382 41649	0x940a93344fb7d658fedd9db54daaffd6cb52f481	500
6814 40217	0xedcf354909dc19734bdc5b35f800238f592d5a92	500
4327 42704	0x769538c3ba280cb7b5018239937cc8f92458e689	500
4765 42266	0x0099fa965c7620921332455e3a1f9ae24867ddab	500
5601 41430	0xe0fcd728feca04f2ac5a9b43da124f5418f917da	500
6419 40612	0x6cad7524593155d31ef529af231b782f7f7442c6	500
4373 42658	0xeefa7451c03d52ce909a93654664c46cf81ddd21	500
4228 42803	0xb9d64860f0064dbfb9b64065238dda80d36fca17	500
4287 42744	0xe45f3aa7c32eae6c2594bcc0330b6287afe7248e	500
4210 42821	0x0fcc4f38a9578a0fb0e58c954c2e6d485f23ed06	500
4515 42516	0xc06dbddf5b059d4de36ed72fde4bc3793c63ce6e	500
6243 40788	0x25e2888e17ea78be034c75f08324a803bf4efcfa	500
4997 42034	0x0339865fce92b197e6d5e29f1d20886f1a6702b3	500
4603 42428	0xdb6aab3f6e320926ade666f03a34af31ed08372a	500
4188 42843	0x07b3ca546c1011aa0b801a539e6ee5c5bba1a86f	500
4837 42194	0x6fc6f371763371f0fd66e65b157017eb7ce7e1a1	500
4285 42746	0x9f6d129b16f5d789f282a848851a70319ad05ce3	500
6240 40791	0xf5422827e1a3791fb06605aff0d24fb824be126e	500
6400 40631	0xd0f7824a307c4ed5f343ef0b726f9472c983a88a	500
7119 39912	0xd76764cc7cbd5440da0e40584f314eaca939336d	500
6120 40911	0x7892fc5e981d03193a52b1e7f17c564b2b346a38	500
7469 39562	0x0337dcbc6f5f2c2ca665fdd487f7d8f23c305b08	500
5070 41961	0x55a5f913ae82c43f1d63f338a304a0d1af0f3ac0	500
6244 40787	0xbb5e9f954fb0b190225f1b0f9f946d78ff0fa0e6	500
7364 39667	0x5770c83ce0c3d5ebd0f2429ef4d2bc464046d27e	500
6521 40510	0x96671ece6ad478e806978bfcf296d2e734445461	500
5685 41346	0x4bc3754b624ec2acca8bc687bcf0c2edacd69943	500
6141 40890	0x59cdf8f0298210cbe8ed2326cf4d6cc75f65705e	500
6760 40271	0x5229b61841fbebb4e0f70cf82714d16b8ca436a7	500
5398 41633	0xda2492f0918b3e3f0b791649a3c76831a869e7ed	500
How do I move up the leaderboard?
4677 42354	0x7196ccdc9ba6214492e165a5dda53e20de5b5352	500
7212 39819	0x3ca8e210d3978f1bbf96399bf26c641113b667bc	500
5074 41957	0xe6d81358a1322e29cbc5f347f8d59c60b42f4324	500
6698 40333	0xcdfeeff98ef0f6ccf4ac0e3e3f6c7c8ab5ab3a4d	500
4672 42359	0x0dac1e97d866cad71fd9c71abb904612443fc755	500
5363 41668	0x79282db7be479ae091ff5df9cddb91d8d4118217	500
6337 40694	0x6581ecde05ef7c7350131e456ba10a3547cbae0b	500
5971 41060	0xb0cf98ef1dcae360d0f22d21983acf8008b30ae9	500
6982 40049	0x20ed77eb091744f9ffadc66a22aa461312db5c51	500
4098 42933	0xc19847b4f3dd807246773adc5fc24714dcc545c7	500
5923 41108	0x21bd1d5644d8f44efe986a804c66f87542c6f5ff	500
6283 40748	0xe502f5caa229ccb9ad1069790b04492175d34888	500
6457 40574	0xa5c3a513645a9a00cb561fed40438e9dfe0d6a69	500
4878 42153	0x3b2cba3423199f73924ad609fa8eec504e1fac1f	500
6316 40715	0x1c789fa68223c1701ae3a1cb3f37f0d8a3d53297	500
7247 39784	0x5ca4df5c99a390064c8e7a5f6980a65c3af597c3	500
4538 42493	0x823b92d6a4b2aed4b15675c7917c9f922ea8adad	500
7281 39750	0x93317663640016b5b2351e42b3284bafaa4ebb4e	500
7178 39853	0x1f5ecbb61648b0f2143092981162e0affe1d56ab	500
4725 42306	0xf3ec7a87f8082042de854ea4d382dd6ef548bc79	500
6475 40556	0xe7be3b63fcdadb873d69b3ce17967ce211c230b8	500
4816 42215	0x9ace5df0fb6c1d6087ff5e82c93124096d054e97	500
7136 39895	0x99a41f138172a493fca0743c3c440d4ec7f54fe9	500
7013 40018	0xd10fcd8e8085bf01896290f6cb097eefc1a95634	500
5671 41360	0x177e3e1cba47340f3c24d1b3d4dc511099bffea8	500
7080 39951	0xd92fdb169bf65654bc88383fd142a66dd456cf63	500
6504 40527	0xc3dafa27d265a2ae6a8c2f6eca5bce471b86f906	500
6917 40114	0x48545646a7c3185854fbd4a4bbe2b3deba6ddb37	500
4675 42356	0xe0c43cf26b0bacb408c6334468700179c61aeebf	500
7280 39751	0xe8d95c8d0a4b1cb573e95a74cc7b64cde71aa63e	500
4962 42069	0x71a91c9202c8091c62c630ca2de44b333ddcd0d7	500
4641 42390	0x5273611f2caadcda536495909ea87bd2bb9cb9f9	500
7031 40000	0x74b2ed3972897156f7646303e1612570ffe54895	500
6262 40769	0x2876d4e97a272e7a3c2764de9f090e06cbd62915	500
6046 40985	0x5192a9272c92e9a9912bdece3e854db70d249139	500
5346 41685	0x981bd14bf51b9fba7dbe6c50d6b3a520e2f3a92b	500
4109 42922	0x1a677955f6f111061393beffbf350b22863e1fa3	500
5246 41785	0x046e7d7ad00c6b89f334ea9fcd9df364a12720db	500
6951 40080	0x3f3601613fc12f2bea6654432883d2c1398b98b3	500
6922 40109	0xab9317a3d1c141be550112e1187294742ef3cd77	500
How do I move up the leaderboard?
6173 40858	0xf93adee9f14871ae716287b49e24d4a912e84714	500
4506 42525	0xee160154b02a2e404c6c13ff0b28ed76010cf07d	500
6513 40518	0x86786534f0c88af39bf0109c7a3458e6b5c73de9	500
6023 41008	0x81985b00143216136c63dbe1bdffb09fe6b81a3e	500
6079 40952	0xbf11c3c49d9d172f8a6f4754d23a67ad2c9ba309	500
7106 39925	0xcdba19e0e34d6ac31922b1c153d1f6c80bb03a60	500
5827 41204	0x4a8bfb4f442f0909d748825f20c65444fc9feace	500
4401 42630	0xe59b150ab850ce59c3be44aaa963fd5239d658f6	500
7343 39688	0xcfe14e771973e4803e5cc9d7fe35541e883fc096	500
4871 42160	0x837995018ba8e99dda3d293ef3db59cfc8dbf06f	500
6460 40571	0x09442f025c47d0e3280c8c418001a60911df2914	500
4730 42301	0x20b4210281ec50ddd8fdae6ab7db8aebbc797239	500
7329 39702	0x2af5de789f9349ef9cf68b67f9c9cc718f17bce8	500
6264 40767	0x3619157e14408eda5498ccfbeccfe80a8bb315d5	500
5336 41695	0x96e1199931a9e201a4d209262c8c379e2c0e4852	500
5948 41083	0x5d9c1eb3dec9b3545583f67eaa030fbfaeabacf7	500
4682 42349	0xacdc50e4eb30749555853d3b542bfa303537ada5	500
6277 40754	0x6b395d5964c5c698fc36cde3008747aacfe1f8a5	500
7353 39678	0x4b1f31eb6440e101ddadd9bf10c1a6c8b9d8981d	500
7252 39779	0x29534646cfe255419b1299874eb6d38cc7df2d56	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 3.60% on your WSTETH

Earn 5.50% on your DAI

Earn 4.13% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.07% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About