Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.67%.

Get $RAYS

Leaderboard

Rank	User	Rays
5127 41937	0x0fe580d0e226fd8b356162fe2eed0b274b63e828	500
5800 41264	0x235a0eb8503a88d5f3e58c58e15e7dfabb8754f1	500
5700 41364	0x9df330f7b07b434c8dc9baf5e3fedce2bc62ad3f	500
5183 41881	0xfe731d0abac0464aff89cca7bd85b2a8017480b2	500
7038 40026	0xfe763070ff20407fcb5b00f2f7ef72cb3dc9cd1a	500
7003 40061	0x96342f72f2d51027347cba749e852a3e6518e1a9	500
6788 40276	0x05b258373d15956a927c3a57c3005e9d37fc0949	500
4178 42886	0x8fc2e87db46e107756d1363174f015d84178636d	500
5389 41675	0x91270f9558319432a8ed74fa886ab684cf34f42c	500
4351 42713	0xa24e114bea925eee368262a3d7647f7baf21db5e	500
5307 41757	0xce612d91a21203671901142034a76ded9d8591ee	500
7256 39808	0x762476a04bb9b66b5ac8a5445a4a2808552d94c7	500
7410 39654	0x45c90da6dc0b7d6282824e684492f48cd50ca5da	500
5437 41627	0x11814552ae8f05cd79950dd11aa549b52766464a	500
6988 40076	0xdbbbc0a4b5b5971f09774219daee1285e42a98ce	500
5882 41182	0xc2c78f21a1396bc4cfd6381f22d5dc506e68bdae	500
6794 40270	0x0417ad62bee5df0adab31121bee4d89de7586d0f	500
6524 40540	0xd247c45d64a21b7c1f7cd3372a3645e549a50cb6	500
6661 40403	0x055ad5e56c11c0ef55818155c69ed9ba2f4b3e90	500
7317 39747	0xae7428c9874b211cbbdca19e89b583e856d36413	500
6354 40710	0x8094fd1473df3b5d01c87fd0dbe81e1315e11e8b	500
4838 42226	0xad64708775efa0d390a24cff42d1d768418e0f83	500
4221 42843	0x0dd488037792083e9b7591ae709ab64e14aa0520	500
5810 41254	0xb77d25ae3278699f176742aa014db31642fbac8b	500
5596 41468	0x370a5275f69cb3c2e76cfe575cf7f846f906b34d	500
6295 40769	0x08f38b09777486bac18df882f2b9e9a181e36bc2	500
5455 41609	0x624a8637ef964aa038c2c859e60cb141a7f10376	500
5485 41579	0x5d548f7db4e9b07c0adb87b287e2fdb8cd87202c	500
4899 42165	0x26b5e14dbf21bfb62bff869f5f4bce8dbddbcfca	500
7109 39955	0xbac2bc70e1e84d11bface3adad1755dc80e4caaf	500
6542 40522	0x978452c747ee0b617285caf3c50cae0103af5656	500
6872 40192	0x62a833ed5626cb5069b7615be8a7bbc4d4bb4f4b	500
4395 42669	0xc03de7887e89b38e29deac584fe83b7cb798d51c	500
5534 41530	0x895899f6f5f06842b2750d9e4f7f1f5d80d644a2	500
4879 42185	0xaf943dfc5e0707e497d7806ec62363420fd2b898	500
4393 42671	0xef2aa0f3696a9cb114dd61fc052101614c6025c0	500
6528 40536	0xf7125120bc41758fb157cbd18c2f012005ed48d2	500
5749 41315	0x509f3f4247f28a89bfa59afb8748c6fa41da48d0	500
7494 39570	0x6adcc6c1656975ca558f10063416e2886355bf8f	500
7225 39839	0xc90cdec8e18ba905573fc1444d7e0d321a165908	500
How do I move up the leaderboard?
6089 40975	0xee1c1f7a6c916b9d8e66f2bbf332c76dfc6cf6d1	500
5231 41833	0x71ab463e79c129a326d44cd173f1baf7211bb956	500
5465 41599	0xec7f8187a940c2bd97f8f9798dd18f314a42261b	500
6446 40618	0x6239de4b23af56a6fa8fe5c3e5c83a9f55c0a99b	500
6612 40452	0x0443dfeae39b783c045b0659ac5d231c35d9df44	500
6866 40198	0x45fe2d78c7b7b5a6981b1934cc9f2903f8a8e4f5	500
5658 41406	0xd2e028b93417ec1cc2c00d354ca0edf255f4c112	500
5930 41134	0x53a3ab2f8acde757fafdcfa31c4c66be14a6fccd	500
6741 40323	0x1e4dd7540f0917a435e056710a57ed3c11235fe4	500
5257 41807	0x0609a51be9b94ec56840d73312a458159cbce421	500
4595 42469	0x172b2be0d028161683e3113dfa19d296d4ac361b	500
4334 42730	0x92b7a575a95dbc2e0448820a1a861668b74ae013	500
5427 41637	0x6aa9cd8de141b99b5b22e47d50fe525247b31466	500
5131 41933	0xc8f6237a3f7acbf3c16cb85f883fe41a00683b9e	500
5146 41918	0xcfedb2552d8e8ce5e492c1976ef08af99f19eb98	500
7200 39864	0x2d6dbbe8e304017897cfc6fa91c9dd71b91b62a3	500
6605 40459	0x695a2d04aafa8aabb6e97b79906b38bd93303636	500
7085 39979	0xc7c37b0c7af5af560bf31b0bcbfec04b97361275	500
4505 42559	0x38bc5934d41152fc74ef50c5ee15ccece3a41c93	500
5334 41730	0x622438202bb50583dfa854b89ecaf6593289c714	500
4415 42649	0xbf57f59d35124f071001fc9185e5169a7c44da1b	500
4430 42634	0xb49877bae8b5ee5e19cb87da9dd7e99437653688	500
5302 41762	0x1053e162c387fef8e1f8e4bbd3f2363f1c7d4066	500
7194 39870	0xa2c6817b00a8e45ed15438fdb79564316843c6d9	500
7237 39827	0x2c51978916976e9041d22e3b164f033e553e2c3d	500
4226 42838	0xe8b57ceef46cb983de4e08e48446a5c51b75fab0	500
6318 40746	0xf45f4f634746d69ffdd6b369fa416a617cdc64ae	500
6805 40259	0xb4355d0420821b499c199de5e28f1668422f4963	500
5495 41569	0x3fde69a46006fb172ff8d6fb0b09106f4deedd60	500
5956 41108	0x55977dbaa11902772d8a661962544a1583c35099	500
5887 41177	0x81f62fc8626363961677a213573b0de61de521e4	500
4708 42356	0xde605c92727aa270fffbd39a99cf07e5d3cc3a1a	500
5497 41567	0x699c3f33da71d392afdb97767801d5e6a59c67d6	500
6668 40396	0x7a0dff2a955b72159650300a9acef97146dd12e6	500
7504 39560	0x51904b09216975ba76a2dd94e69010b1a0ee9643	500
6857 40207	0x9c0da3467aed02e49fe051104efb2255c2982c61	500
5675 41389	0x456767cbbd27e1fc187a32181c9741f8313dafed	500
5929 41135	0x8273e38cd191df0a82d3a67e7991e999d48f88bc	500
6395 40669	0x3d3fb403f9614393304ef477ac96543e39ea64db	500
4538 42526	0x8dfd545a2d6ba57d0ccfb060a0eefe01f41f2902	500
How do I move up the leaderboard?
5824 41240	0x6c76e681cbc01b283677cb5255587c22a29780f0	500
6894 40170	0x06d14a9b14017f18f9f7a4c1460458d6097a7a08	500
5179 41885	0xdb2ed468930cd4594fb3bf8a17dcbbe206b3562f	500
6616 40448	0x65b9e2138dcb91be48f77f234838db5fe46807c8	500
6996 40068	0x65cf8ebc125aa5e320fb8dd5569fe1b0a86d0759	500
7491 39573	0x0b08dcc37e449c04a55a12454a8957a72e608994	500
7315 39749	0x54f50320f5de1420361c2f09285ae5be513a067a	500
6068 40996	0xeff1c285f3580662b6d7edb92f37e74afe94f56b	500
6659 40405	0xe895084850c04af3a57fdd90c0ba42ba440bc3a8	500
6464 40600	0x1e6dfc5287c5357d55bf897d5b57481cf645cbf4	500
6608 40456	0x6222354ad88f7a412e97901ab3f772a2769d0fc7	500
7081 39983	0x347dc91a32bc00e6fb38e2b4380e6a1c0fbca254	500
6512 40552	0xd7931a598fecc7a53160edc4d4f213927737e8bd	500
4500 42564	0x26c7bcd61784450aa355ab90116264c8f2e0f758	500
5155 41909	0xbe433100eab05c2fcd541f3ad897aa73e0b4d6ab	500
5721 41343	0xb2969d3429e99e4846e5be4df47d74ba87069e0d	500
6908 40156	0x202f5492d81ebfd07998e95ac74ca0de811663fd	500
5057 42007	0xe10a232f587b44e81425a83cbef2997e7457501f	500
5358 41706	0x312e02d14b8d2bb593f681739dc0fe51ac84d23b	500
4335 42729	0x6b0b8e5880d1772d1bc13d318bb6821bcbae31f3	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 10.66% on your WSTETH

Earn 5.50% on your DAI

Earn 8.06% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 108.95% LTV

Borrow against DAI from 0.11% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About