Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.60%.

Get $RAYS

Leaderboard

Rank	User	Rays
6386 40735	0x18aeb0798bb9625414e9190fb9bf3f2ce661da88	500
5959 41162	0xdd8c96399d5c16456910e58837c2da8224568ccb	500
7270 39851	0xd211aa4552b29f591e89d89e212bc8eee15135ac	500
6246 40875	0x4450e3362289813b9db295a7859f8ef7b8885c81	500
4839 42282	0x5d7e2d973ab65b6628c37457dd3d5a2a12a80fdd	500
4837 42284	0x3e3ee511e30f98cc1a39a0bc74d37f183d682269	500
6068 41053	0x28802056d379fffab87bd566473313b06bedf359	500
6024 41097	0x898efa55ce5ccec7efad8c7b77204edeb8847961	500
7541 39580	0x41de6b0654997118c8c17dcc5ee52d98f53cd44e	500
7222 39899	0x29c42c0ff2d6dd3e72c6ee03259318f8f2f692d6	500
6899 40222	0x18f09a7f539e7dce4ded73e7e8f797a20c1bbe30	500
4819 42302	0x99daaf637e697c53afaa67d6ff27e336db925812	500
7365 39756	0x3dfb83f5b16f932fdcbbe70af088698fb58b3880	500
4226 42895	0xfc462f5129a43207bfe332f357473c74f1f1c738	500
6897 40224	0x82eb9824937566d772b9d123a518b4f67f6a35fe	500
6174 40947	0x8b013d78bb0d1cc1cf743d43dec8ea8dc616dfbd	500
4187 42934	0xfbf3bf1ffe79f59cb58958288f0dfb596098ab6f	500
4836 42285	0xe0b53ec383dc20d9b2a3fd7411ab5a7dabb86e64	500
4396 42725	0x9ebd9eee338e71537b8ecbbf588f9219aa6fbba0	500
4571 42550	0x137a09148d08d6ceeb8697693496ea37f31fa78a	500
4714 42407	0x1320177063f24289753b3e5eecd1f8512b42a47d	500
6631 40490	0x45b14b5d5c536c3faba451a1ba53387dcddfcf2f	500
7203 39918	0x6011436690a085d35d8d90ae417cbaf3767c0fca	500
7346 39775	0xb47ca176a3ea91ceddd0ef91053338462d18c7ff	500
6367 40754	0x3a15f0394297e74904657e7088b83a127defc9c4	500
6257 40864	0xa7930847d69a04635d60e5f5cb6948f6bd960e55	500
5731 41390	0x22b7b3d515dca68c8d6cb8c9925cf476b4bb262a	500
7339 39782	0x86d4b1daa2dba26f98b404d6bbffeca76764d323	500
5050 42071	0x9f637d0c7c66adcd1a974200a5c96a3619d7fc4f	500
4908 42213	0xf788697a46ecaefe9521e47a651c3f444c19ed5d	500
5239 41882	0xc4ae53cf8bb9446eb49fe3f1c3aead136d530ad3	500
7316 39805	0x64e2f305227e53696935499fb3309ac8e3cbd9db	500
4715 42406	0x39a8e74127719df86f00eedd902e49f1dd43d8b3	500
5928 41193	0x20e13e46090bb00e1d5c233241f45c26b47cd866	500
5922 41199	0x07bc45627de245e7cd6e0a37b3c433a868a2a94e	500
6936 40185	0x20c0b79571aabd309d1c2672aca0e1a76817bc2a	500
4397 42724	0xcd261bb4fb0d390b72324a6002ae63abe9d57422	500
4337 42784	0x1b3cd68b2fcea1e02b12bfcb83c7f167df55283c	500
5551 41570	0x0b0441cdcd867c79ef66aa556504626e69e005de	500
5813 41308	0xe6474d67bdc106221136ff2a6c20420c6505fbfb	500
How do I move up the leaderboard?
5463 41658	0xfe0f7c722b04bb73cf2028415811e3d98d0af295	500
7132 39989	0x3e0ad95d235c9175c14b85b6b27fddb441eb4b44	500
6219 40902	0xf6aa36a5bb1955b741f11a82fa8e185ec74b40b2	500
7151 39970	0x71947cb13c53922f56b7881169f97357ad8a465a	500
7267 39854	0x3b8c618bfdded6544b27ef67cb71043b30655514	500
5407 41714	0x88ac25f2b4b8be692918fda5d0333278851787f7	500
6557 40564	0x6a4d361b7d0dadf8146dcfe6258a8699ea35eb81	500
7029 40092	0x4476cd619170868d6f9e8b4c7604037db1a0c8c4	500
4987 42134	0x628b414a88edbeafc2c0104041208297da840b5f	500
4754 42367	0x4a6ef0d843754d2b99c42c947911c346d6043ecc	500
5773 41348	0x4ce3b8c59632a564b8334ffe311ba411d874c5b5	500
6541 40580	0xbe260c98ff79994f0de6a9923eabd9ecc5759ff3	500
7312 39809	0xbe8fd1a2cdb1a5611b82d86590b97d2a7585440f	500
5998 41123	0x622a69180982c3469f0a9080724c194268ee9797	500
6065 41056	0x310d5c8ee1512d5092ee4377061ae82e48973689	500
4360 42761	0xba2522bb321793fbb6beeae9c8cb1120ee8dfb8d	500
4446 42675	0xc39467091b1897779a8a275c7bdf67affd0b0852	500
4618 42503	0x4909c0ff1b5044490e88e3f02a41d696054316bb	500
6715 40406	0x561ada4b0243f1d83df80d1653e9f76e84128b0b	500
4777 42344	0xd3c9a57df7eb5f3183444164b13d2faef0e012d4	500
7277 39844	0xa910901140d6a2c64b1fcb5889cc142d00c80941	500
6727 40394	0x7d6149ad9a573a6e2ca6ebf7d4897c1b766841b4	500
5491 41630	0x4b80ba8cbac5fa281658ba07cbdbc151c73553c9	500
4373 42748	0xd862eb8753f55f30a0b694f268ecb72c5a9ea176	500
6533 40588	0x3befcb841faf938cf294a033d93eb56f0b227b98	500
5185 41936	0x63048fa9d83c6e07dbb01efc0fb576f73dc1580c	500
6042 41079	0x70cb64fc8a03a979edd1bddc2801a763ad108a9b	500
5858 41263	0x13aff6b6d6ad092e8d552af8fbde6203770ad0eb	500
7047 40074	0x4086e3e1e99a563989a9390facff553a4f29b6ee	500
7406 39715	0x652ff69683e62d57e17094d69ed00f022737ff00	500
5306 41815	0x056ae750b6fa8501f5bc9c8acb0caf986fa224ef	500
6111 41010	0x376e0b7d3cf6d256bb8869e5f1ab73597bc6bdf1	500
6786 40335	0x0355cc56e32b5265ff66f775b77113b9c1eb212a	500
6051 41070	0x3cb07d1f0620090bb667df1a5c90b4b80f8ede73	500
5053 42068	0xde3faa27dd5daca77115e3af6a2077c111bb81a6	500
6588 40533	0x00c76cd5aa04d2eee7d50226ad53cd1a3c78845a	500
5303 41818	0x9b77944268691fdcb40b6dbd87743eccc836880d	500
6143 40978	0x42a9ef92f7c61fb40bcc6aea56a68c1d594db551	500
7433 39688	0xb51e0709df01d9a70167a23160e0e0911a4c178f	500
6044 41077	0x3faddecd0e7ac609002360c4416994e354099736	500
How do I move up the leaderboard?
6860 40261	0x86f35cbfa96d6d143055b787c188cc49d6e6570a	500
6489 40632	0xffe46a6a80497df667a251aa0392d09278f7eec7	500
5938 41183	0x99bf623e41487c6184c0cdb9edfb2fa2ff998294	500
6323 40798	0x2fda012d3d7478f7aab877c264bb362dbe3f575e	500
6275 40846	0x03bf7fd823908e56c8785e4c7ebfc46fc6a6e41b	500
6312 40809	0x801df1783ba4f3d60f6d035b9ab1be8e4725c6d2	500
7503 39618	0xab95d2cd70a80469985fafe7457de81498211ed4	500
5476 41645	0x42fc6bf3b3f247d528483279153cd32a8de9bc53	500
6503 40618	0xa76bb9d0b8b5d40157ae65333e7fd3c97fd8ad8a	500
6282 40839	0x5637bf8cf5f25799faf7c372184bfa6b790f901a	500
4666 42455	0xd283519a942fca17bd478c65cf2eb74bbcd4cfff	500
5480 41641	0x3f40c47b7d3a0d6bf1a48f96a0656a1062311339	500
6845 40276	0xdfc8056a3375dffda7d7400bb39327960486fcd5	500
6864 40257	0xe67e43b831a541c5fa40de52ab0afbe311514e64	500
5298 41823	0x0da40fa8171574bdc01019b269dc90ad926f2390	500
6728 40393	0xc6eec94269413bd1dd77b639b3bab2e811e5a027	500
4351 42770	0xbd2940e549c38cc6b201767a0238c2c07820ef35	500
4479 42642	0x941f06f25385ad47e6e7940fe9c0822f88958c89	500
6272 40849	0x03d4e3f7598107487fc7c7549f5fd02a54346f28	500
4830 42291	0x92cb284a7c0316751148222e310a3654bc2d113d	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 14.73% on your WSTETH

Earn 11.50% on your DAI

Earn 9.22% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 328095991.23% LTV

Borrow against DAI from 0.08% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About