Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.66%.

Get $RAYS

Leaderboard

Rank	User	Rays
5243 41823	0x6c6db850c2d3849f2a8b66886ec4a754fba5bee5	500
5893 41173	0x43093861e897d139342ce149935a5f721532a660	500
5724 41342	0x37690f20c2b226518ddd306ad3df0b7c1ac918ae	500
7190 39876	0x9908bb558f9b86f2bebc48542c8b2c51dcae2a2e	500
6924 40142	0xdee3ac81081ec6318f689df4a35258d046ddd329	500
7022 40044	0xc6eec94269413bd1dd77b639b3bab2e811e5a027	500
6623 40443	0xefcde2b644977cc2e6fd32e60084f524db9b7dd4	500
6633 40433	0xb0f094c9e85a0ee7b89214a3a67efbc131022cc0	500
6147 40919	0x2d018eeeab1593b8f9042f70863d15c074750398	500
6034 41032	0x1ab149ad80d8f49045cf452c4f1ba2284b5aeda2	500
5657 41409	0xbca3a27da478f038e78544a9fb4b1eae0c14a0e6	500
6234 40832	0x047d01a584547c0c64da76aa37a2461dec11a5de	500
4472 42594	0x99bf623e41487c6184c0cdb9edfb2fa2ff998294	500
7016 40050	0xb278550ebf8010b8f9aed23c4d0dd32b253f4644	500
6597 40469	0x60c669e0caeb21352b0403be0c41359b3edaf627	500
4467 42599	0xeb4e17f4b6a9490ee3579c0f1edf144868f2753c	500
4182 42884	0x57de8382e52279c2428ab556fe9d418c50fe97d7	500
6440 40626	0xda6041e696862816ea8ca76ce8322089829a6993	500
4971 42095	0x687528c008f78cc62eed8f10665cf0a62bd92c03	500
6013 41053	0xbf49b8f00a6d9826907fa72f8edbcbcc0eede1cc	500
5921 41145	0x10dbfcfd43b1c9bcca0b5d0d895e528965f1a09b	500
5210 41856	0x52c3bb96451b97861f3cb89c6c86ff0a90170afc	500
5314 41752	0x326d9d4870c636d9b25c939237e0f1ea9ea1a974	500
5777 41289	0xbe2c2e0391aef6ccf86d8871343dd1ff5f15dade	500
6619 40447	0xf090dc8364cda35c8e911336026bce394539c9d3	500
4998 42068	0x9a5e4d421d72bc1835e6a7b9658ca1924d12d0e0	500
4687 42379	0xa262bf5feb94fcc927ad9b479c6bd99a14b22594	500
4681 42385	0xf788697a46ecaefe9521e47a651c3f444c19ed5d	500
5871 41195	0x4cc9f5e56324c3d0c70d8e9effaafd78ec21d7c0	500
6680 40386	0x587b938a8b21ea570325e91bdd01b161783a75e8	500
7402 39664	0x4ee79e19c9c398e364d135f01b25dccc0473047c	500
4621 42445	0x628b414a88edbeafc2c0104041208297da840b5f	500
6481 40585	0xdd4d4d88dcbfb975e28a9398131cad26286fa955	500
6076 40990	0x19264fb71be0703710a83be562f72ac76ca38116	500
5816 41250	0xcd27776e2c01795009b32edbcadbfbf8f96b2aab	500
5681 41385	0x18e6e9b94e71a2efd7606290d9c9f5b5d56f7f5e	500
5933 41133	0xef7d61352922e7ee440e8e4997c4a8c435b12a0f	500
4598 42468	0x5720c986be488476ca2a4ec12e4a77b32f4a2bca	500
4128 42938	0xd99ae01ffb9516dd667872bca134b7dd844bdafe	500
5570 41496	0x5d7d318115abc9565c4881ba83ba13e8a841029c	500
How do I move up the leaderboard?
4851 42215	0xdb34edc8c96608c64126600e0470d65173e9e741	500
7024 40042	0x42cb839acf94fe3f3009d58e9fca4970c6271553	500
4796 42270	0x9618a5ab26828b54a5ad5ce9d60cca6c6361a39e	500
5279 41787	0xb172023a98c5f5632110f1a39445e131455ea48d	500
6765 40301	0xadc6f7adda2851eef027f38bfbcf6ce880287a02	500
4430 42636	0x1c8d5078d8014c453ce5b74c0a12d7a58ca0a711	500
4188 42878	0x3d9e37ac11b85e41a61c7784584d4aab3b583a6b	500
6280 40786	0x26cf02f892b04af4cf350539ce2c77fcf79ec172	500
5244 41822	0x109a4943efaff9f9a49829fedf83159eca9491c6	500
5807 41259	0x48039cfabedc5e0d24482a6f71edcf3a75b1921f	500
5323 41743	0x5f93d3d64e416c3e3e63db631072bcfa8321a0ad	500
5016 42050	0xf0b7a830db92a017ac2ff7eabb4cd42841d6af7e	500
5113 41953	0xd966f64eff6080ec2cf7e3712f1b3e9c90a60604	500
6967 40099	0x3ba5023496ac10a79c18d6680bbeac2e22f98b52	500
5611 41455	0x18a8b3b2c0d8380ab7dcf9e10ae8e266398cf77f	500
4356 42710	0x75cb79e1bd7a218e3dd3e3c2bce88f0ba3f515a6	500
6197 40869	0x8f6e8ae52b3ec8caf5c7b719b8f739b26d32174e	500
4466 42600	0xe0c50c18c7b47e780652af43cbf9a767d0b8c22e	500
5941 41125	0xc6877617124c183c8b6cf0aa508feb8194c1f716	500
4869 42197	0x48ceb5a4209ab8cfdca693348727d3384c547e24	500
5913 41153	0xb7bcccc572bc508e9dc10456f3925a37a87d3dee	500
7419 39647	0xb4758dd8c0f274f6bf07cb3bb1e7780d87e18489	500
6750 40316	0x30c0ed6047752b0cd93754e84dbd919662c2d79e	500
6369 40697	0x859a8e0ae06b4912da619938c5469c01d2a2b7da	500
6273 40793	0x240cd4e8672c484f2ab52f73c783ffa341a245ec	500
7470 39596	0x770fe46d043b5e6bece644fb2ae75486e4bb6697	500
4366 42700	0xbfd640edb7266d764412b0d2bd1392837442ee9a	500
5211 41855	0xd874387ebb001a6b0bea98072f8de05f8965e51e	500
5569 41497	0x91675eb4e32badbe176948c5b1d193186a0d83c1	500
6864 40202	0x1a6db538813dbfa63e1f19f8804447187b7d401d	500
5826 41240	0x508a700185bae013e06862c307c84523cf46435e	500
6256 40810	0xdc2e88dd9bdf3dc44636c7ccac86ac6dbae0a8b3	500
4867 42199	0x5042fcf60d007d6379109e247b8d24aee321ab68	500
5609 41457	0xe59758f944077c84c6fc19b61c6ef13b8a8b5203	500
4441 42625	0xf2259acf73bcefe7607db044771dca0355d80a28	500
6925 40141	0x75b58da9e5c601a35d1aecb3b873396062d5ecd9	500
6852 40214	0x4196d3479fda0ebed8b67ff8b3134dbf4c35f1a9	500
6649 40417	0x5c6f0e48e9eb6a8cdfaf4f00234bd8727a363484	500
5040 42026	0x0eac6a6ce95bc1ee0c561fb8406afa4be8c7046c	500
6884 40182	0x3befcb841faf938cf294a033d93eb56f0b227b98	500
How do I move up the leaderboard?
7346 39720	0x3cb07d1f0620090bb667df1a5c90b4b80f8ede73	500
5272 41794	0xde3faa27dd5daca77115e3af6a2077c111bb81a6	500
6918 40148	0x00c76cd5aa04d2eee7d50226ad53cd1a3c78845a	500
6836 40230	0x7295c0918f2524d94d855425f92c7a8bb1b7da03	500
6107 40959	0x42fc6bf3b3f247d528483279153cd32a8de9bc53	500
6579 40487	0xc149701eb565de8f94b9b7ef35e7017029cf1cb7	500
7414 39652	0x010f9534964929fa82160ea6782da44df961ec7b	500
5471 41595	0x8d84d31700c17f31f570082a43cb7c830f9b52bf	500
5318 41748	0xff1704ed58389ed6012dcf885c74eece4a6adf75	500
5320 41746	0xcaf5b90131fc9d799fba1712bb655d1fd257ceca	500
7231 39835	0x7dcf87df7b6b9626c705927bf15fa83dc9bf54be	500
4399 42667	0xc272279ab6544c88f85505d45ff4c0775cb870c1	500
5375 41691	0x48f78003f2fd9575f7a75d8591eab4788e50a82c	500
4954 42112	0xa69e7a9147602a051ae127c128961fbd2e1754e5	500
6057 41009	0x9581d20acbecc3d09c2a7e78d210e3323330d90f	500
6459 40607	0xd378fc596c4882eeb5737b751e24fdaec2cd819b	500
6425 40641	0x225d824d4f8a1f393cd3fd22d08e423bbcb79427	500
4456 42610	0x94225985d15b663486f6acaac64207f3a8440b0d	500
6423 40643	0xf753befe986e8be8ebe7598c9d2b6297d9dd6662	500
7128 39938	0x68e224065325c640131672779181a2f2d1324c4d	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 10.43% on your WSTETH

Earn 5.50% on your DAI

Earn 8.06% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 109.61% LTV

Borrow against USDC from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About