Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.65%.

Get $RAYS

Leaderboard

Rank	User	Rays
6329 40737	0xdf1dd8f308bd9116f5eb03157bca7ea311010974	500
6287 40779	0xd0d16f936c1e00feb9fc93fa8f7972673e3cb3df	500
5378 41688	0x21296255bea8b75aa6236d898459b1ac6f283120	500
7235 39831	0xed60b1e49cad22e635f981bb03a58a9ec8943faf	500
5423 41643	0x8165f66f206a7ba47be7b878de70e6f4cf141d0e	500
5208 41858	0x2d85c5f793728692de01f59b61871f43cbaaac65	500
6481 40585	0xdd4d4d88dcbfb975e28a9398131cad26286fa955	500
6076 40990	0x19264fb71be0703710a83be562f72ac76ca38116	500
5816 41250	0xcd27776e2c01795009b32edbcadbfbf8f96b2aab	500
5681 41385	0x18e6e9b94e71a2efd7606290d9c9f5b5d56f7f5e	500
5933 41133	0xef7d61352922e7ee440e8e4997c4a8c435b12a0f	500
4598 42468	0x5720c986be488476ca2a4ec12e4a77b32f4a2bca	500
4128 42938	0xd99ae01ffb9516dd667872bca134b7dd844bdafe	500
6921 40145	0x131c1eeac6ce18033be0c4c06350114ba9a94983	500
5549 41517	0x2e970945c64f7a41fca935c68b0024986e096021	500
5154 41912	0x7b40c9250d2697ec25936d4c901df046d59623d2	500
4328 42738	0x04efd5b8f6a498ed0b0df0490f1761f1e5fcfffd	500
5489 41577	0xba3b9deaa7f0f7bcd93c4b0e2a057a67eeb9d33e	500
5299 41767	0x43cf0eed4bbf72830ac2bc65f74aab59e596903f	500
5139 41927	0xbb58eb71c07e8721b60dd6c9f285358793740b0a	500
7174 39892	0x1768d745673e9ee2f350f6de817ad88fd72c637e	500
5814 41252	0x9319ddcd58c8e9657a9bc039c5f5c184fb9c814e	500
5164 41902	0x39d7723eb0ac4a278c7a5775d06b1e1f53246c9c	500
5645 41421	0x5eaaa37b6e8fa18e473d278edc0b303e585be281	500
6887 40179	0x09173487b272311edda01f45f97911aeb6abd602	500
7273 39793	0xc3f8d5096d81770d58988c4330a8262112a04e24	500
4599 42467	0x224910152ff0b9cf2dfcf1931a4866f5d336fc9c	500
6181 40885	0x5e6d26cf3370c61fe369d724224e3d12af8d74de	500
6129 40937	0x4404dea49f2342c46da9bc0580ec4d2f93848e03	500
6360 40706	0x859d41d50ffe4e7f8f916da4968c5f0e850a417b	500
4883 42183	0x8e4c045940d1aa75e38c6148e44239c06b8e0961	500
6477 40589	0xb926f4eae7795c009c2b5478c7f7358ad309a8a3	500
6318 40748	0xdcb67e5e80e7411c451ca9edeebcde0cc9af175b	500
6631 40435	0x852fd9c2cbcba000663a35e15d6604dde40ee7f3	500
5688 41378	0x2828bcb8d08f60b6e7df4640e15aba6e385e7473	500
5474 41592	0x812d2e05afb6e15a47355ac616fc69098b22c794	500
5168 41898	0x7915203ab23230b0043a412e9e0800f5e653102d	500
4389 42677	0x70265950add51748aa041de8accce6747507adce	500
5246 41820	0x7e4066640fbf4aa3b9eb6c1e39b6572268bb5b8a	500
6991 40075	0xc7a89cc20fdd54af6f3b31704ac8f2d319b3fbf6	500
How do I move up the leaderboard?
4491 42575	0xafdbf0d20ea5fd75d6a2c59bbfab9ea90e238fcd	500
6112 40954	0xcc4f660155d0b35aa6bbc71f71b3f3722e01f19d	500
5493 41573	0xccbeb5370d9ca93a13c80cabf8dbcc9ecee2947a	500
6467 40599	0x97ae524baeb06a035488a0e452f3901e67beb6e2	500
7371 39695	0x86c38963e837b6c977d6e4a5a78b5836f985ff36	500
4778 42288	0x724fe5339d310487251afae6269726c6533d9a77	500
6244 40822	0xc999fa649c40c95899c752e635df8bda01581349	500
5908 41158	0xbbb0115caa125df29b77d2152f2e3242a33cee13	500
6564 40502	0x7ff40b10781e5e6a05f8f33a1478064a44ccb5a9	500
4429 42637	0x976d34936f9adb2712a1f0325984e18ca6a020c4	500
7217 39849	0xce87b45a6b54d7f5bcf8270ab27c0582c479dd8b	500
4911 42155	0xe467d1dcb1f04949a432d423d2b2cd1f606ea558	500
6963 40103	0x2f5bb1a7665da4fbefb160dce96724c2e20a2d20	500
5258 41808	0x4accd34447a79981f2d480ab3e869ba375f000d9	500
5742 41324	0xb2e083b127986a9342a6918e1d7a8c0053e828a4	500
6143 40923	0x9141e07491347467855e16a2d973bf84c6ecd8de	500
5746 41320	0xc12b521a95c6a82dd6fbab8ebfcaae404e8c8fb8	500
7133 39933	0x36eee454d09971274fa580730338b29d50ad5ba0	500
6133 40933	0x8f91a830f387a79ec51f7ab6ab13dbb61d0e91a5	500
4959 42107	0x10786a8634aaffb234c3983553f27bff8ab4aabd	500
6321 40745	0xce0990b254573d7594a515543558fa5695509f52	500
6140 40926	0x0e8cd19e494e53717057d0fb9e1f309defb11f59	500
6018 41048	0xa38920dbe9cbd87f3541ba74598901d958fe3b76	500
5586 41480	0x82e6acb81e8f091bd1e4975baee900e23daa0d29	500
6588 40478	0xaaf25843e803fc09c76f96f083b2985fb36af17f	500
6492 40574	0x24e09f0b6e050754a9ddee77d867a786a38339dd	500
5074 41992	0xd59228cea6d813012c58a3e74c7dcfe5dcaa137e	500
6021 41045	0x916378e803e899f0a30c66302c9d0896ac6a7431	500
4658 42408	0xd7129fc6118a7bc6197d6f3dace7757b05339f22	500
4671 42395	0x9c7de17133271abe6d8ce355ec5eb5aba4641f32	500
7136 39930	0x18f09a7f539e7dce4ded73e7e8f797a20c1bbe30	500
4765 42301	0x99daaf637e697c53afaa67d6ff27e336db925812	500
5014 42052	0x3dfb83f5b16f932fdcbbe70af088698fb58b3880	500
5899 41167	0xfc462f5129a43207bfe332f357473c74f1f1c738	500
7134 39932	0x82eb9824937566d772b9d123a518b4f67f6a35fe	500
4225 42841	0x8b013d78bb0d1cc1cf743d43dec8ea8dc616dfbd	500
4750 42316	0xe0b53ec383dc20d9b2a3fd7411ab5a7dabb86e64	500
5542 41524	0x9ebd9eee338e71537b8ecbbf588f9219aa6fbba0	500
5818 41248	0x1320177063f24289753b3e5eecd1f8512b42a47d	500
4314 42752	0x45b14b5d5c536c3faba451a1ba53387dcddfcf2f	500
How do I move up the leaderboard?
5177 41889	0x6011436690a085d35d8d90ae417cbaf3767c0fca	500
5034 42032	0xb47ca176a3ea91ceddd0ef91053338462d18c7ff	500
6762 40304	0x3a15f0394297e74904657e7088b83a127defc9c4	500
4238 42828	0xa7930847d69a04635d60e5f5cb6948f6bd960e55	500
7496 39570	0x22b7b3d515dca68c8d6cb8c9925cf476b4bb262a	500
5042 42024	0x86d4b1daa2dba26f98b404d6bbffeca76764d323	500
5271 41795	0x9f637d0c7c66adcd1a974200a5c96a3619d7fc4f	500
5409 41657	0xc4ae53cf8bb9446eb49fe3f1c3aead136d530ad3	500
5065 42001	0x64e2f305227e53696935499fb3309ac8e3cbd9db	500
5819 41247	0x39a8e74127719df86f00eedd902e49f1dd43d8b3	500
4174 42892	0x20e13e46090bb00e1d5c233241f45c26b47cd866	500
4470 42596	0x07bc45627de245e7cd6e0a37b3c433a868a2a94e	500
4373 42693	0x20c0b79571aabd309d1c2672aca0e1a76817bc2a	500
5543 41523	0xcd261bb4fb0d390b72324a6002ae63abe9d57422	500
5494 41572	0x1b3cd68b2fcea1e02b12bfcb83c7f167df55283c	500
6177 40889	0x0b0441cdcd867c79ef66aa556504626e69e005de	500
6365 40701	0xe6474d67bdc106221136ff2a6c20420c6505fbfb	500
6093 40973	0xfe0f7c722b04bb73cf2028415811e3d98d0af295	500
7306 39760	0x3e0ad95d235c9175c14b85b6b27fddb441eb4b44	500
6647 40419	0xf6aa36a5bb1955b741f11a82fa8e185ec74b40b2	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 10.41% on your WSTETH

Earn 7.50% on your DAI

Earn 7.85% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 112.20% LTV

Borrow against USDC from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About