Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.71%.

Get $RAYS

Leaderboard

Rank	User	Rays
6581 40452	0x68047ab3f0dfb43aeb5d94949368655e94d2b51c	500
4312 42721	0x02d7bddf6e42001a8058e2c67482b32aa72a9e39	500
5642 41391	0x09fe227727119fa25fcceb88d75b09fdcbe87385	500
4403 42630	0xe59b150ab850ce59c3be44aaa963fd5239d658f6	500
7345 39688	0xcfe14e771973e4803e5cc9d7fe35541e883fc096	500
4873 42160	0x837995018ba8e99dda3d293ef3db59cfc8dbf06f	500
6462 40571	0x09442f025c47d0e3280c8c418001a60911df2914	500
4732 42301	0x20b4210281ec50ddd8fdae6ab7db8aebbc797239	500
7331 39702	0x2af5de789f9349ef9cf68b67f9c9cc718f17bce8	500
6266 40767	0x3619157e14408eda5498ccfbeccfe80a8bb315d5	500
5338 41695	0x96e1199931a9e201a4d209262c8c379e2c0e4852	500
5950 41083	0x5d9c1eb3dec9b3545583f67eaa030fbfaeabacf7	500
4161 42872	0x7a082f34519306057d644f87c7c95474717b643d	500
4184 42849	0x652740d58e182a6ae5fd5217063094a98d6ab8d1	500
4346 42687	0x07453f2d29d96b779cc1aee67349b407f55f85e6	500
4728 42305	0x6a184eb57d2eb8fed03234a044fd4ccb24b7eb50	500
6165 40868	0x9a40ac0a5755e9338887940e977b33ca48c5d8f3	500
6249 40784	0x649b2c98d4c3e2740a205da0405e7391bafbd7e9	500
7218 39815	0xd977714dc94e80dcadb4882b2ecd532946190e3c	500
5083 41950	0xbb372224d0d87d7500f4dd57ec392e998695f8d6	500
7444 39589	0xdcf603a248ad9534a482596bef1f5e20262266f1	500
5800 41233	0x3fe8203c176969a7de17b487eddac1b026fe2855	500
5838 41195	0x288b495abd83656ba6eef2d689d7a085a5a9fdc2	500
5921 41112	0xd916e35b331245e9ca8cc10b7b633f46d3fd51d4	500
4717 42316	0xe8801f3715631caa6d6a1de9f30fd85a798eecef	500
5312 41721	0x8a62b848e73862ec5efe465b9d664f593241fd7b	500
7105 39928	0xc7f9b8f25e1dc372d5092d747031f9bec38d4878	500
4371 42662	0x9a1d76f8940fcd1a88cf399c93776d4fdbf2f640	500
5326 41707	0x727d5dc8006796d4bf224eebad824ee5c771ff96	500
6292 40741	0x852cd465597acd094464b657c69cdd6ca343260f	500
5320 41713	0x78af09a26d7a004c6de020aa5e454d6ed9766356	500
5235 41798	0x2dbcd61d7866eaa5528fd45721066c44cb9fbd94	500
7215 39818	0x44287e97d852c60b8d307143add12bf16fcc8486	500
5099 41934	0x212c2a2891227f39b48d655c5eca0b1377daff90	500
6160 40873	0xb0380dd6ae72c813c33986314951e30b56b77d84	500
5313 41720	0xddb50ffdba4d89354e1088e4ea402de895562173	500
4361 42672	0x5fd1fbd87a17657e8f36acbc0e5c09a83676f680	500
5929 41104	0x6b6a30d79ddfebc3884bbb8f05f61d83a7631a9b	500
7338 39695	0x2367386801e28b15a7ef606fd55fe455dfee6053	500
5068 41965	0x2307ac63c122f47e498fc9ff7b77257a2b006442	500
How do I move up the leaderboard?
4315 42718	0x85419d3637f65773068d9f8329b3a80920c8ca76	500
7101 39932	0x005b1173f6a762f5b92e48ea9d23a88a357ceac9	500
6688 40345	0xfc117cb4c186586f415cebaaa0644aa0ad530b8a	500
6591 40442	0xd6a6beea41361b475c9eec0cc78ef273a8f448f4	500
5219 41814	0xe56a192ab8571628ab1ade27dfc2f0cf47221eae	500
4890 42143	0x6e4863fcd6a276538a5b9165efc807752b4c26d2	500
6220 40813	0x3824ff083cc4452d5a9700a5f99c821d4a92e823	500
6684 40349	0x0d0a955ddbac22b8a51c61c289386a178015719e	500
5256 41777	0x8dabeaa91b77fa464f5b1511aaae7ecffa07c2c7	500
4984 42049	0x2e748c90489545214a7f59fe97b343440a800ad5	500
7085 39948	0x59512422af0709c7cab8285838975cd8d7c7ce7d	500
5401 41632	0x4dd0bba91c023a39e942533cc9daeef8f9f39dd6	500
4461 42572	0xf97dee2d5aef90a99dde88edb3e8050b435e88b5	500
4684 42349	0xacdc50e4eb30749555853d3b542bfa303537ada5	500
7344 39689	0x1c72a8abeca71141d22cdc6696b49a1bd9565ee9	500
4510 42523	0xf35bf057bcd469ed2e80b54ed2ecddc385e7e630	500
4131 42902	0x0172e05392aba65366c4dbbb70d958bbf43304e4	500
6279 40754	0x6b395d5964c5c698fc36cde3008747aacfe1f8a5	500
7355 39678	0x4b1f31eb6440e101ddadd9bf10c1a6c8b9d8981d	500
4639 42394	0x9aa5b9922f7b1912b3798373cf48f51a54e4c14d	500
5366 41667	0xee97c4aac2720422cfbb25e418191af26043bb67	500
4802 42231	0xb7435f59a5f867805ca797f73b362bfe4f149c9a	500
7079 39954	0xa9c7c3559c0f93539b58a67c0111c5192875e179	500
4450 42583	0x2ad5993c48e00f288fc10c0a7624baee75a117e5	500
5050 41983	0xf158bcecc70bf0e27baeaf43ecc25a84e45d1d57	500
7405 39628	0x1bea81e6a339f0f559c7e504929c5f1f869f1600	500
7210 39823	0x451aff1d2326787590ef3fa3258aab49c49631d6	500
6371 40662	0x4ae958b4de0e6f21d51e73625fb9d5e0c3b0985f	500
4832 42201	0xaf2908c5d67c28c595948ea5c1cd03d426f84870	500
6352 40681	0x185edd1553735e2bd47db34b823a4cf6353e1b37	500
4196 42837	0x5c8472ae8af4dbefe9d2695c1f798d382dcf3773	500
4593 42440	0x6ecc36d0453f3b2ab0cc65af06fbba43c2886b7e	500
6854 40179	0xe238545cad42aaddf29ecb823ded5966a360a46a	500
4937 42096	0x617311eaed829c63d728e228e3742bad95daaa81	500
6315 40718	0xe6d2c0d5616cb02db1ccb75cc590be2bb154f3ba	500
4249 42784	0x0de42103e5856aacbb29a95987d762eb5ba1be2f	500
4273 42760	0x0f45336625f030b99c3f2a2d91c1bc5625ca4743	500
4446 42587	0xf3e111646cadc868efb1097061c7e96f1a2e487d	500
6809 40224	0xbe5a9d804ef8a91144ed804e6585c76dcfd154d3	500
4282 42751	0x97891bb5a666800d2f07c27feb00ddddb69af221	500
How do I move up the leaderboard?
7273 39760	0x8e23803326a182df61dd7ad1aace1b7633c75244	500
4516 42517	0x5e7f3b42e4b6567785f9fdd702519f23bf285a1d	500
4506 42527	0x023bf0c0bd87df17153fcd2a8f441d177ee21c64	500
5097 41936	0xa59c818ddb801f1253edebf0cf08c9e481ea2fe5	500
4296 42737	0x7560ec8d375eeefabe2dc1a1dbd038ccab45263b	500
7046 39987	0x1f1e3ae905b8df4c67132d565005f8ecea526402	500
4097 42936	0x236f233dbf78341d25fb0f1bd14cb2ba4b8a777c	500
5430 41603	0xc781b829aff316334fd732a8822ca27677872a31	500
6896 40137	0xbc6ad843a1024f2d18626acf5ef7a8e4cbd0e85c	500
7292 39741	0x9389e143dff86096766cd9ff82198857745a8d7b	500
4585 42448	0x00c9cf6d9479fc3abec435346d8d3330661944ee	500
4953 42080	0x13c60de9e82a78eec2060de7c1a7dea40646c8f1	500
6342 40691	0x6ec4f659b0d35d28483bcc8d223c7ebef0427878	500
7157 39876	0x7dd4e4210968fb10d6ef1a8c7b067ab2ff5010f1	500
5653 41380	0x737d5902b5363b4a6e62ecac05994851b86b053f	500
6948 40085	0xd2405a7fbdfc3ffbaab54e600db0e752a556ac21	500
6344 40689	0xc1ed4bb443cf2afdd038621f6ef88c7804801325	500
5294 41739	0xa63524cd362d22f79c949b922cc509d0f2a54aff	500
6898 40135	0xadb6f19761e695c663998b0232b0c3d1b003e717	500
5070 41963	0xbd160c0de7cc1bd36ab1a3a6ec5b801daf92a962	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 7.12% on your WSTETH

Earn 5.50% on your DAI

Earn 4.20% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.55% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About