Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 12.06x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.73%.

Get $RAYS

Leaderboard

Rank	User	Rays
5097 41934	0x212c2a2891227f39b48d655c5eca0b1377daff90	500
6158 40873	0xb0380dd6ae72c813c33986314951e30b56b77d84	500
5311 41720	0xddb50ffdba4d89354e1088e4ea402de895562173	500
4359 42672	0x5fd1fbd87a17657e8f36acbc0e5c09a83676f680	500
5927 41104	0x6b6a30d79ddfebc3884bbb8f05f61d83a7631a9b	500
7336 39695	0x2367386801e28b15a7ef606fd55fe455dfee6053	500
5066 41965	0x2307ac63c122f47e498fc9ff7b77257a2b006442	500
4313 42718	0x85419d3637f65773068d9f8329b3a80920c8ca76	500
7099 39932	0x005b1173f6a762f5b92e48ea9d23a88a357ceac9	500
6686 40345	0xfc117cb4c186586f415cebaaa0644aa0ad530b8a	500
6589 40442	0xd6a6beea41361b475c9eec0cc78ef273a8f448f4	500
7049 39982	0x475a24c7c7679e3399cf55e90cb3d50a6aceea7b	500
5911 41120	0x65f85007f7db4a6eddc1f13e57cac7ed3bb348bf	500
4710 42321	0x3a9b02c14d967333ce68e353a64653e258da2baa	500
5767 41264	0x14ae02f8b3857666ddecbce8e78809e4ab44d7e2	500
4385 42646	0xb5842f3101ff9f4e3049bf5af6d560ffeb803fbe	500
6513 40518	0x86786534f0c88af39bf0109c7a3458e6b5c73de9	500
5827 41204	0x4a8bfb4f442f0909d748825f20c65444fc9feace	500
6173 40858	0xf93adee9f14871ae716287b49e24d4a912e84714	500
6079 40952	0xbf11c3c49d9d172f8a6f4754d23a67ad2c9ba309	500
6023 41008	0x81985b00143216136c63dbe1bdffb09fe6b81a3e	500
4506 42525	0xee160154b02a2e404c6c13ff0b28ed76010cf07d	500
6950 40081	0xae721fb008c3035e568f4d9ac0c9a6bccff4f87f	500
5446 41585	0x251199baeb4236ec5b54e9ef8a0b7cd493cc8155	500
7417 39614	0x5abd1c9387b58bc233cd0daa86640d0ec1e1dcfe	500
5323 41708	0x627ce855f25223859bb360aa096a2fe6b8eae319	500
4563 42468	0x62fdee7cd0a4dd06f26d5dc66f33c1e65ee7ae6d	500
4263 42768	0x57db2d7d80fc2669a67f32e6fd1e5c22846eb150	500
4667 42364	0xdb5ac83c137321da29a59a7592232bc4ed461730	500
5343 41688	0x6e3ac17b4081b239c1857aa7389aaef005e4c593	500
4430 42601	0x8d78415e17a9b1b8884401805b65b6fe710264d8	500
7420 39611	0x5995423cefb0a97a656316daf7dee697d19b9098	500
6518 40513	0xc8598168d8475133de3150eff9b0ce27fb9b038d	500
6705 40326	0x337b62c9266e1dd1dffd8d5f266488ca28bde971	500
7080 39951	0xd92fdb169bf65654bc88383fd142a66dd456cf63	500
6475 40556	0xe7be3b63fcdadb873d69b3ce17967ce211c230b8	500
4538 42493	0x823b92d6a4b2aed4b15675c7917c9f922ea8adad	500
7136 39895	0x99a41f138172a493fca0743c3c440d4ec7f54fe9	500
7247 39784	0x5ca4df5c99a390064c8e7a5f6980a65c3af597c3	500
7281 39750	0x93317663640016b5b2351e42b3284bafaa4ebb4e	500
How do I move up the leaderboard?
4816 42215	0x9ace5df0fb6c1d6087ff5e82c93124096d054e97	500
6795 40236	0xfc47cdb245701e57ec80cfe66316861699008264	500
7178 39853	0x1f5ecbb61648b0f2143092981162e0affe1d56ab	500
4725 42306	0xf3ec7a87f8082042de854ea4d382dd6ef548bc79	500
6195 40836	0x20e66e3541df0fd5944857e6a60c2578a572ff97	500
5828 41203	0xd57caf59a0243897162a514f6ba7bffdbf170e98	500
5088 41943	0x879804243d7d62dfa20191b75e0bd3af64356951	500
6627 40404	0xffa959e7f5a394acdbbf263d22b0fdbb0c1d1157	500
7106 39925	0xcdba19e0e34d6ac31922b1c153d1f6c80bb03a60	500
5274 41757	0x17e63d9f3befa27b9fb7917b1aef23a6c8a45760	500
7013 40018	0xd10fcd8e8085bf01896290f6cb097eefc1a95634	500
5683 41348	0x7453c0cf1a48edbdb277b37b372db7c851363823	500
7204 39827	0xd120cf3e0408dd794f856e8ca2a23e3396a9b687	500
4355 42676	0x25f14502c0400b469c7d19e9df7a8f59fdf05d0f	500
7364 39667	0x5770c83ce0c3d5ebd0f2429ef4d2bc464046d27e	500
6593 40438	0x0952615cd36904d97c736a0b0a5eea75c75e26d8	500
4422 42609	0x8bb2a140e43d2ddd4a36dca27317e5d08aab5719	500
4849 42182	0xa766718b7e2b99c13585a07129caf27aa31fc865	500
5419 41612	0xdd706f081e8e30500924b51fbb871663e9f81b9c	500
5345 41686	0x2f02c976a0311e7edac8a465d151d20b2be7bf28	500
5626 41405	0xe2e61752ef7ed9ab04b61bcc88b918d5264dc259	500
5713 41318	0xd352eeb43ed458a7cb069f6364cabfcb6e158f21	500
5209 41822	0x03894d4ac41dd6c4c2f524ed4417c90fa46972c6	500
7389 39642	0xf1cd2ff3d38257abe3e9d47c572037b70b972555	500
5556 41475	0x931292c42a5f600e80d75b7c7743f0164240882c	500
5417 41614	0x3e25f8a910b4fb671b95caeb22a6c550fe82e877	500
5844 41187	0x0e0fa3935b16986b1f27be306364980107f2ea1b	500
7015 40016	0xa27008afcf6491df18d01bae2d17b931def1d5b4	500
4549 42482	0xd3dab9080aa8225c4b3839c2a66b35ca8d39d3bf	500
4646 42385	0xedf4a91ebec2270c12991704ab010ecb93565b2d	500
4383 42648	0x62b724a0bb9d8afd48493e8bbed7c0dd56e2f711	500
6630 40401	0x25f00a2c3155503fe36c74904638c817ac9fdada	500
4501 42530	0x3c84ed12b015af1d964f97328bb9739a75bf074c	500
6291 40740	0x54a24c7155681a561ae9dfe600134854d52f5be5	500
5889 41142	0x76afba96774d4c940ed607476f4c32a27b88f71b	500
4545 42486	0xa4b7b2abfa9c99eeb002c881c0bb6604ccc60fe8	500
5617 41414	0x3ccc87c683f389aa6ce6ef103639940841e8ecb4	500
6443 40588	0x698e49fed80bce1c3958616c25c2fca4fabae11e	500
7359 39672	0x852928b8566f134d9f223fe4f00169dfa543599c	500
6346 40685	0x65227c68d0410a4340944810d8f88a1df4c573a1	500
How do I move up the leaderboard?
4366 42665	0xa2b9a5f796ef1f68b2aef0c984f961bed1085500	500
6365 40666	0xc4ea7bbc6b186089ae4b90e282dec17ee08bc340	500
6074 40957	0x8b4288e47e43436a99c0851a226fac8508bfb779	500
5999 41032	0x8a1440926ed7b7e8fbbb9f735f3b8e0433cca61b	500
6579 40452	0x68047ab3f0dfb43aeb5d94949368655e94d2b51c	500
4310 42721	0x02d7bddf6e42001a8058e2c67482b32aa72a9e39	500
5640 41391	0x09fe227727119fa25fcceb88d75b09fdcbe87385	500
4401 42630	0xe59b150ab850ce59c3be44aaa963fd5239d658f6	500
7343 39688	0xcfe14e771973e4803e5cc9d7fe35541e883fc096	500
4871 42160	0x837995018ba8e99dda3d293ef3db59cfc8dbf06f	500
6460 40571	0x09442f025c47d0e3280c8c418001a60911df2914	500
4730 42301	0x20b4210281ec50ddd8fdae6ab7db8aebbc797239	500
7329 39702	0x2af5de789f9349ef9cf68b67f9c9cc718f17bce8	500
6264 40767	0x3619157e14408eda5498ccfbeccfe80a8bb315d5	500
5336 41695	0x96e1199931a9e201a4d209262c8c379e2c0e4852	500
5948 41083	0x5d9c1eb3dec9b3545583f67eaa030fbfaeabacf7	500
5535 41496	0xeff9cf0574ede99eb23d34e9e058ad6056cfc3c7	500
5960 41071	0xd270e8113dfdd403d02545c37265e5e2061e049e	500
7313 39718	0x8e3ff5639aec60121a3a627bf50f4aac31ff21fc	500
6553 40478	0xaaaa7ecdcded220ceeb1a1a16b70ac894746727b	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 3.59% on your WSTETH

Earn 5.50% on your DAI

Earn 4.13% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.08% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About