Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 3.52%.

Get $RAYS

Leaderboard

Rank	User	Rays
5865 41169	0x3163b30cb2a8aefea2c12bb144749ffce562bdd9	500
4187 42847	0xf6b6f07862a02c85628b3a9688beae07fea9c863	500
7303 39731	0xc2dc6a76abc610387ce3dd672c6e4b8a249782a3	500
7199 39835	0x25b248911b9551f48cd3fdf016f9ef7653d78433	500
5644 41390	0x09fe227727119fa25fcceb88d75b09fdcbe87385	500
4314 42720	0x02d7bddf6e42001a8058e2c67482b32aa72a9e39	500
6583 40451	0x68047ab3f0dfb43aeb5d94949368655e94d2b51c	500
6003 41031	0x8a1440926ed7b7e8fbbb9f735f3b8e0433cca61b	500
6078 40956	0x8b4288e47e43436a99c0851a226fac8508bfb779	500
6369 40665	0xc4ea7bbc6b186089ae4b90e282dec17ee08bc340	500
5349 41685	0x2f02c976a0311e7edac8a465d151d20b2be7bf28	500
5630 41404	0xe2e61752ef7ed9ab04b61bcc88b918d5264dc259	500
4370 42664	0xa2b9a5f796ef1f68b2aef0c984f961bed1085500	500
6350 40684	0x65227c68d0410a4340944810d8f88a1df4c573a1	500
5717 41317	0xd352eeb43ed458a7cb069f6364cabfcb6e158f21	500
5213 41821	0x03894d4ac41dd6c4c2f524ed4417c90fa46972c6	500
7393 39641	0xf1cd2ff3d38257abe3e9d47c572037b70b972555	500
5560 41474	0x931292c42a5f600e80d75b7c7743f0164240882c	500
5421 41613	0x3e25f8a910b4fb671b95caeb22a6c550fe82e877	500
5848 41186	0x0e0fa3935b16986b1f27be306364980107f2ea1b	500
7019 40015	0xa27008afcf6491df18d01bae2d17b931def1d5b4	500
4553 42481	0xd3dab9080aa8225c4b3839c2a66b35ca8d39d3bf	500
4650 42384	0xedf4a91ebec2270c12991704ab010ecb93565b2d	500
4387 42647	0x62b724a0bb9d8afd48493e8bbed7c0dd56e2f711	500
6634 40400	0x25f00a2c3155503fe36c74904638c817ac9fdada	500
7363 39671	0x852928b8566f134d9f223fe4f00169dfa543599c	500
6447 40587	0x698e49fed80bce1c3958616c25c2fca4fabae11e	500
5621 41413	0x3ccc87c683f389aa6ce6ef103639940841e8ecb4	500
4549 42485	0xa4b7b2abfa9c99eeb002c881c0bb6604ccc60fe8	500
4505 42529	0x3c84ed12b015af1d964f97328bb9739a75bf074c	500
6295 40739	0x54a24c7155681a561ae9dfe600134854d52f5be5	500
5893 41141	0x76afba96774d4c940ed607476f4c32a27b88f71b	500
5085 41949	0xbb372224d0d87d7500f4dd57ec392e998695f8d6	500
7220 39814	0xd977714dc94e80dcadb4882b2ecd532946190e3c	500
7446 39588	0xdcf603a248ad9534a482596bef1f5e20262266f1	500
5802 41232	0x3fe8203c176969a7de17b487eddac1b026fe2855	500
5840 41194	0x288b495abd83656ba6eef2d689d7a085a5a9fdc2	500
7217 39817	0x44287e97d852c60b8d307143add12bf16fcc8486	500
5101 41933	0x212c2a2891227f39b48d655c5eca0b1377daff90	500
6162 40872	0xb0380dd6ae72c813c33986314951e30b56b77d84	500
How do I move up the leaderboard?
5315 41719	0xddb50ffdba4d89354e1088e4ea402de895562173	500
4363 42671	0x5fd1fbd87a17657e8f36acbc0e5c09a83676f680	500
5931 41103	0x6b6a30d79ddfebc3884bbb8f05f61d83a7631a9b	500
7340 39694	0x2367386801e28b15a7ef606fd55fe455dfee6053	500
5070 41964	0x2307ac63c122f47e498fc9ff7b77257a2b006442	500
4317 42717	0x85419d3637f65773068d9f8329b3a80920c8ca76	500
4633 42401	0x4b2de6e4aaff455e23ab3525528dd79f8e3e00b9	500
5335 41699	0xf275de16c1019002e81bb5096b267b818b97149b	500
7103 39931	0x005b1173f6a762f5b92e48ea9d23a88a357ceac9	500
6690 40344	0xfc117cb4c186586f415cebaaa0644aa0ad530b8a	500
6593 40441	0xd6a6beea41361b475c9eec0cc78ef273a8f448f4	500
5221 41813	0xe56a192ab8571628ab1ade27dfc2f0cf47221eae	500
4892 42142	0x6e4863fcd6a276538a5b9165efc807752b4c26d2	500
6222 40812	0x3824ff083cc4452d5a9700a5f99c821d4a92e823	500
6686 40348	0x0d0a955ddbac22b8a51c61c289386a178015719e	500
5258 41776	0x8dabeaa91b77fa464f5b1511aaae7ecffa07c2c7	500
7300 39734	0xef95e465aafff526b7ee2d49de367e7616f9fe0d	500
4986 42048	0x2e748c90489545214a7f59fe97b343440a800ad5	500
4521 42513	0xa623c4fe2502a99056d800fb33799d2724d657d4	500
7087 39947	0x59512422af0709c7cab8285838975cd8d7c7ce7d	500
6104 40930	0x164ba6d1e6dd5f937908c34137d271ea3852c214	500
5479 41555	0xd4cf2edce775851ddfaaa2ea39cf595b998dee02	500
7128 39906	0x728b87636f8db404f70cbe4e86c9c5a23cb74783	500
5083 41951	0x0167940dd408bd12b8c319e979109d0f1c07e1d2	500
5403 41631	0x4dd0bba91c023a39e942533cc9daeef8f9f39dd6	500
6616 40418	0xe8daf72958a50f02cb683096bd00d3f1981bf6de	500
6327 40707	0x44a19463c22337cf80cd4edf4b2eeba94d900450	500
4463 42571	0xf97dee2d5aef90a99dde88edb3e8050b435e88b5	500
7346 39688	0x1c72a8abeca71141d22cdc6696b49a1bd9565ee9	500
4512 42522	0xf35bf057bcd469ed2e80b54ed2ecddc385e7e630	500
4133 42901	0x0172e05392aba65366c4dbbb70d958bbf43304e4	500
4641 42393	0x9aa5b9922f7b1912b3798373cf48f51a54e4c14d	500
5368 41666	0xee97c4aac2720422cfbb25e418191af26043bb67	500
4186 42848	0x652740d58e182a6ae5fd5217063094a98d6ab8d1	500
4163 42871	0x7a082f34519306057d644f87c7c95474717b643d	500
5322 41712	0x78af09a26d7a004c6de020aa5e454d6ed9766356	500
5237 41797	0x2dbcd61d7866eaa5528fd45721066c44cb9fbd94	500
5923 41111	0xd916e35b331245e9ca8cc10b7b633f46d3fd51d4	500
6251 40783	0x649b2c98d4c3e2740a205da0405e7391bafbd7e9	500
4719 42315	0xe8801f3715631caa6d6a1de9f30fd85a798eecef	500
How do I move up the leaderboard?
5314 41720	0x8a62b848e73862ec5efe465b9d664f593241fd7b	500
7107 39927	0xc7f9b8f25e1dc372d5092d747031f9bec38d4878	500
4373 42661	0x9a1d76f8940fcd1a88cf399c93776d4fdbf2f640	500
6167 40867	0x9a40ac0a5755e9338887940e977b33ca48c5d8f3	500
5328 41706	0x727d5dc8006796d4bf224eebad824ee5c771ff96	500
4730 42304	0x6a184eb57d2eb8fed03234a044fd4ccb24b7eb50	500
4348 42686	0x07453f2d29d96b779cc1aee67349b407f55f85e6	500
6294 40740	0x852cd465597acd094464b657c69cdd6ca343260f	500
6954 40080	0xae721fb008c3035e568f4d9ac0c9a6bccff4f87f	500
5450 41584	0x251199baeb4236ec5b54e9ef8a0b7cd493cc8155	500
7420 39614	0x5abd1c9387b58bc233cd0daa86640d0ec1e1dcfe	500
5327 41707	0x627ce855f25223859bb360aa096a2fe6b8eae319	500
4567 42467	0x62fdee7cd0a4dd06f26d5dc66f33c1e65ee7ae6d	500
4267 42767	0x57db2d7d80fc2669a67f32e6fd1e5c22846eb150	500
4671 42363	0xdb5ac83c137321da29a59a7592232bc4ed461730	500
7053 39981	0x475a24c7c7679e3399cf55e90cb3d50a6aceea7b	500
5347 41687	0x6e3ac17b4081b239c1857aa7389aaef005e4c593	500
4434 42600	0x8d78415e17a9b1b8884401805b65b6fe710264d8	500
7423 39611	0x5995423cefb0a97a656316daf7dee697d19b9098	500
6522 40512	0xc8598168d8475133de3150eff9b0ce27fb9b038d	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.92% on your WSTETH

Earn 5.50% on your DAI

Earn 4.79% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.08% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About