Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.52%.

Get $RAYS

Leaderboard

Rank	User	Rays
6293 40780	0x39764845c6cffb3ad9efc0473005aea05f75abbc	500
5498 41575	0x72ec26bb8aeecb6dabab39fe90bfa0e2311dbeea	500
6741 40332	0xa5522efe7c13f3eef012f6871d4bd07d48e515c8	500
6239 40834	0x6234fa23db2d02beb16e2e27f68979171a25ccc7	500
5404 41669	0x56ee79dc33ffa5f6b7be0d8da56927e6b577da54	500
4969 42104	0xbec6e4ac010114e515483060fda81cf9088040ff	500
6179 40894	0x7e936e45dba4f226ba58f27ae9fd35db7bbebc08	500
6095 40978	0x0845b04785b1fc11e0cf9012cba4feab6726a663	500
7476 39597	0xce7aa2d3c1f8b572b50238230f5d55a78db86087	500
4617 42456	0x8479cf0c5741ed0240128856cf1122d5dbff82a4	500
6020 41053	0x4202e733eb2d17a92401fd75148d04ac1b28f1c3	500
5205 41868	0x8fb7a5744c839781f896a2551b3886701d45c6a8	500
7053 40020	0x80a700eb20a9f1a79119067835c8a500e852ed8b	500
6553 40520	0x50c6a981b80a72d98af87b626d3dfbe226e7d9e0	500
5626 41447	0xcf7c25b821b27370afce74994af7d17f304105fc	500
5176 41897	0xa09d6ea7263430d73e06ce8e2d1df3e8b014cd55	500
5129 41944	0xfd7e940d0862a34e4632f98576bd5365529cf8f2	500
5461 41612	0x3cbfdc86b5ad587577b7eb6885de531d2bd0e9b5	500
4594 42479	0xfc9685364840db1362b16f15d72c1b294e031089	500
6474 40599	0x3b5677595284dafba92320dc3c64e9cd08046907	500
5012 42061	0x409411817b3c5c752a84c777ebe1c19d9d4aa209	500
5338 41735	0x383f5b7f94a9574df930611967464bcb53a5afc7	500
5981 41092	0x1f2dae739843041fe2a81b20f3ef9a2a6ba8ea7c	500
6484 40589	0x5271d6149c4e1e10e952b059b62a96c33bf09f93	500
7419 39654	0xf1b58ab117dbcd16be35f079e8ef9acaaa28cbdb	500
5472 41601	0x21f0dc23dc2516fb347ac64b9cdf6c7d4eb14566	500
4340 42733	0xba90e5b6d3376d792ca3927524c27a185fbfb159	500
7295 39778	0x370df8e1f117793d8142f9a801897614952261a5	500
4400 42673	0x9140754bc4995e51e2268475df7f3de4d71f2b43	500
5015 42058	0x4bc67ad2f21f0325568325c25da892ef7e7958b8	500
4404 42669	0xd57def61cf1f958ba9d8e8caae81fe9786e0f7df	500
6569 40504	0x1bbce7eb5fb02d7854b0ec69b479a1c99b4ae660	500
5912 41161	0x9dcef327ea66947156eaa2a5335af772b91177ae	500
4930 42143	0x5e66e1618a782d19dbc19c14695b707a8a8b15f4	500
6726 40347	0x7bc0146115c29168c9ca25086e42c2b50c3c8768	500
4836 42237	0x1ffb2124ba89d45472184b653aba3a2620d6645d	500
4218 42855	0x0da40fa8171574bdc01019b269dc90ad926f2390	500
4823 42250	0x2c9f39bce307956205b7e3d4b77475dab657ef70	500
4482 42591	0xbca3a27da478f038e78544a9fb4b1eae0c14a0e6	500
7197 39876	0xd658fec7bee783d4e1e6d08185dd7785975d0d44	500
How do I move up the leaderboard?
5925 41148	0xc6d00eb64b5197f89d3818b2176ef06c96d4fd18	500
6076 40997	0xefcde2b644977cc2e6fd32e60084f524db9b7dd4	500
5084 41989	0x57280d899fb8d7d63366a34eca4f66b81a5a87d4	500
6851 40222	0x0cdc67a39d4f0951f414cb508801e54e019d5171	500
4729 42344	0x6c6db850c2d3849f2a8b66886ec4a754fba5bee5	500
6812 40261	0xe03ec7c250d8cf5d96ce0ca0293d974abe3847d3	500
5032 42041	0x041c014b275fcd76466dccbc6f1ac17e351897eb	500
4165 42908	0x43093861e897d139342ce149935a5f721532a660	500
6092 40981	0xb0f094c9e85a0ee7b89214a3a67efbc131022cc0	500
5286 41787	0x1ab149ad80d8f49045cf452c4f1ba2284b5aeda2	500
5406 41667	0x2d018eeeab1593b8f9042f70863d15c074750398	500
6616 40457	0xc6eec94269413bd1dd77b639b3bab2e811e5a027	500
4562 42511	0x37690f20c2b226518ddd306ad3df0b7c1ac918ae	500
7109 39964	0x501bd2c731bd8ddba62958590633c66246f43ab5	500
6860 40213	0x9908bb558f9b86f2bebc48542c8b2c51dcae2a2e	500
6485 40588	0xdee3ac81081ec6318f689df4a35258d046ddd329	500
6607 40466	0xb278550ebf8010b8f9aed23c4d0dd32b253f4644	500
6038 41035	0x60c669e0caeb21352b0403be0c41359b3edaf627	500
5764 41309	0xeb4e17f4b6a9490ee3579c0f1edf144868f2753c	500
6909 40164	0x70265950add51748aa041de8accce6747507adce	500
4775 42298	0x7e4066640fbf4aa3b9eb6c1e39b6572268bb5b8a	500
6577 40496	0xc7a89cc20fdd54af6f3b31704ac8f2d319b3fbf6	500
6184 40889	0xafdbf0d20ea5fd75d6a2c59bbfab9ea90e238fcd	500
5370 41703	0xcc4f660155d0b35aa6bbc71f71b3f3722e01f19d	500
4280 42793	0xccbeb5370d9ca93a13c80cabf8dbcc9ecee2947a	500
5853 41220	0x97ae524baeb06a035488a0e452f3901e67beb6e2	500
5059 42014	0x86c38963e837b6c977d6e4a5a78b5836f985ff36	500
4753 42320	0x724fe5339d310487251afae6269726c6533d9a77	500
5516 41557	0xc999fa649c40c95899c752e635df8bda01581349	500
4182 42891	0xbbb0115caa125df29b77d2152f2e3242a33cee13	500
5988 41085	0x7ff40b10781e5e6a05f8f33a1478064a44ccb5a9	500
5020 42053	0x976d34936f9adb2712a1f0325984e18ca6a020c4	500
6241 40832	0x30c0ed6047752b0cd93754e84dbd919662c2d79e	500
5703 41370	0x859a8e0ae06b4912da619938c5469c01d2a2b7da	500
5553 41520	0x240cd4e8672c484f2ab52f73c783ffa341a245ec	500
5511 41562	0x770fe46d043b5e6bece644fb2ae75486e4bb6697	500
6767 40306	0xbfd640edb7266d764412b0d2bd1392837442ee9a	500
7103 39970	0xd874387ebb001a6b0bea98072f8de05f8965e51e	500
4384 42689	0x91675eb4e32badbe176948c5b1d193186a0d83c1	500
6394 40679	0x1a6db538813dbfa63e1f19f8804447187b7d401d	500
How do I move up the leaderboard?
4685 42388	0x508a700185bae013e06862c307c84523cf46435e	500
5531 41542	0xdc2e88dd9bdf3dc44636c7ccac86ac6dbae0a8b3	500
7448 39625	0x5042fcf60d007d6379109e247b8d24aee321ab68	500
4426 42647	0xe59758f944077c84c6fc19b61c6ef13b8a8b5203	500
4541 42532	0xf2259acf73bcefe7607db044771dca0355d80a28	500
6486 40587	0x75b58da9e5c601a35d1aecb3b873396062d5ecd9	500
6376 40697	0x4196d3479fda0ebed8b67ff8b3134dbf4c35f1a9	500
6110 40963	0x5c6f0e48e9eb6a8cdfaf4f00234bd8727a363484	500
7277 39796	0x0eac6a6ce95bc1ee0c561fb8406afa4be8c7046c	500
6422 40651	0x3befcb841faf938cf294a033d93eb56f0b227b98	500
5945 41128	0x3cb07d1f0620090bb667df1a5c90b4b80f8ede73	500
4936 42137	0xde3faa27dd5daca77115e3af6a2077c111bb81a6	500
6477 40596	0x00c76cd5aa04d2eee7d50226ad53cd1a3c78845a	500
6353 40720	0x7295c0918f2524d94d855425f92c7a8bb1b7da03	500
5364 41709	0x42fc6bf3b3f247d528483279153cd32a8de9bc53	500
6682 40391	0xc149701eb565de8f94b9b7ef35e7017029cf1cb7	500
4357 42716	0x010f9534964929fa82160ea6782da44df961ec7b	500
4248 42825	0x8d84d31700c17f31f570082a43cb7c830f9b52bf	500
5003 42070	0xff1704ed58389ed6012dcf885c74eece4a6adf75	500
5005 42068	0xcaf5b90131fc9d799fba1712bb655d1fd257ceca	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 8.66% on your WSTETH

Earn 7.50% on your DAI

Earn 7.58% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 115.85% LTV

Borrow against DAI from 0.11% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About