Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.71%.

Get $RAYS

Leaderboard

Rank	User	Rays
6820 40215	0xf2b7d747c08afe7a668db7081483ee9ac8563390	500
6070 40965	0xe29e146aca283e0e3e7117d56822942614917cf3	500
7462 39573	0xf44af6dc04a209fd295af4b8911d42041e0846fd	500
7380 39655	0xdda936d9b15473489503d4b5668e7af8ba8993b8	500
4617 42418	0x1f2d657cd16c0df5c1e6e7f86b445caac3a62533	500
4936 42099	0xd4f072b18c7a31d50bbf1df729b68e9ace7bc0d9	500
6414 40621	0x27fb938b7aa16cc301b38b487d7a267ef6bf773d	500
4301 42734	0x7117fb4e85286c159efa691a7699587ccd01e26e	500
4186 42849	0x2b5e3dc9791ac4ae92638513fdda5ce97816d30d	500
4733 42302	0xff3a7ac62f9e858187d0a42607f991084389c639	500
5269 41766	0x022a29ebe2be30f0c7ffc7dc9c51ffd3714762d0	500
5474 41561	0x2f7c56d73e77ec00406e4a50de5b6f5f99b0fdf0	500
6154 40881	0xd8e81aaa80a009410b10681067b46a4340e8c929	500
5666 41369	0x3cf3c26a35bfda5cd0b43afcb2e57aabee434bdb	500
6827 40208	0xb9afd25589450134610b618c6499c3d9a5803759	500
4833 42202	0x234dfbd48838323c133a1b857f5ec2309e3845f6	500
5958 41077	0x7c488d194ad746920768bcce265d60fafc5f72d8	500
5222 41813	0xe56a192ab8571628ab1ade27dfc2f0cf47221eae	500
4893 42142	0x6e4863fcd6a276538a5b9165efc807752b4c26d2	500
6223 40812	0x3824ff083cc4452d5a9700a5f99c821d4a92e823	500
6687 40348	0x0d0a955ddbac22b8a51c61c289386a178015719e	500
5259 41776	0x8dabeaa91b77fa464f5b1511aaae7ecffa07c2c7	500
4987 42048	0x2e748c90489545214a7f59fe97b343440a800ad5	500
7088 39947	0x59512422af0709c7cab8285838975cd8d7c7ce7d	500
5404 41631	0x4dd0bba91c023a39e942533cc9daeef8f9f39dd6	500
4464 42571	0xf97dee2d5aef90a99dde88edb3e8050b435e88b5	500
7347 39688	0x1c72a8abeca71141d22cdc6696b49a1bd9565ee9	500
4513 42522	0xf35bf057bcd469ed2e80b54ed2ecddc385e7e630	500
4134 42901	0x0172e05392aba65366c4dbbb70d958bbf43304e4	500
4642 42393	0x9aa5b9922f7b1912b3798373cf48f51a54e4c14d	500
5369 41666	0xee97c4aac2720422cfbb25e418191af26043bb67	500
4805 42230	0xb7435f59a5f867805ca797f73b362bfe4f149c9a	500
7297 39738	0xb118c2132613a6cb8f581f03bd7fdad1393602ec	500
6945 40090	0x36cef04b8fb1679e877499a564b144b8732358fc	500
5136 41899	0xcbb4c43307ad77e4e5ac2c742d05f548c2212491	500
7287 39748	0xd628c8aca6d482d4e8e84beaa91ef75e2039d77f	500
5769 41266	0xdab60d0ae9fdb14a8722614078defaf2fa332a5c	500
4797 42238	0x06ec2f2c6521101565b8b833a763dd1b41210956	500
5148 41887	0xfc3bf7918ba967f3dba6b60a29db990cfcd3da63	500
5327 41708	0x5fdab11e7d3ae700af9e8c50e976cd0a85b12438	500
How do I move up the leaderboard?
5974 41061	0xb32b951513b32f30905afaae5517963fd8ea850c	500
5833 41202	0xd57caf59a0243897162a514f6ba7bffdbf170e98	500
6200 40835	0x20e66e3541df0fd5944857e6a60c2578a572ff97	500
4855 42180	0x14408105ab3ce8afe13a1b0380d112928e4dc6ec	500
6017 41018	0x60badabbd89483d6dd0da1dbd076ad3dcdfbfdb4	500
4804 42231	0xc6c2a697e27242b3ba5a393f304b64a27040e006	500
5048 41987	0x4855ea3738b30192e86d52ca9a3ce4030c3de794	500
7314 39721	0xc99ee469a38109e9deac40b20d343163d057c0cc	500
4947 42088	0x41101882cb54935335f4e08c484c3def212a20be	500
5825 41210	0xcbbcf45a1aeddaf93ed0c8a558fcb8f021225610	500
6316 40719	0x944fb2f58ed2c2e8fd4d9bb7013f262875467da5	500
5311 41724	0xdf63be2e473ba04c26b1609e51d08cf0d78e0913	500
6290 40745	0xf75fcd9849d3365d436d0cd889ed500150c9482a	500
6480 40555	0xe7be3b63fcdadb873d69b3ce17967ce211c230b8	500
4821 42214	0x9ace5df0fb6c1d6087ff5e82c93124096d054e97	500
7141 39894	0x99a41f138172a493fca0743c3c440d4ec7f54fe9	500
7252 39783	0x5ca4df5c99a390064c8e7a5f6980a65c3af597c3	500
4543 42492	0x823b92d6a4b2aed4b15675c7917c9f922ea8adad	500
7085 39950	0xd92fdb169bf65654bc88383fd142a66dd456cf63	500
7286 39749	0x93317663640016b5b2351e42b3284bafaa4ebb4e	500
7315 39720	0x5f75fc60e8fb33ee14c250e41aa451bdea28375f	500
5832 41203	0x4a8bfb4f442f0909d748825f20c65444fc9feace	500
6028 41007	0x81985b00143216136c63dbe1bdffb09fe6b81a3e	500
4511 42524	0xee160154b02a2e404c6c13ff0b28ed76010cf07d	500
4360 42675	0x25f14502c0400b469c7d19e9df7a8f59fdf05d0f	500
7209 39826	0xd120cf3e0408dd794f856e8ca2a23e3396a9b687	500
6396 40639	0x18d355370cffa7ec4815743f14833b0cd11d3d32	500
5359 41676	0x2e3bd4e33281ec73b88233ab5f8b0e52a8d6f913	500
4388 42647	0x62b724a0bb9d8afd48493e8bbed7c0dd56e2f711	500
6635 40400	0x25f00a2c3155503fe36c74904638c817ac9fdada	500
4506 42529	0x3c84ed12b015af1d964f97328bb9739a75bf074c	500
6296 40739	0x54a24c7155681a561ae9dfe600134854d52f5be5	500
5894 41141	0x76afba96774d4c940ed607476f4c32a27b88f71b	500
4550 42485	0xa4b7b2abfa9c99eeb002c881c0bb6604ccc60fe8	500
5622 41413	0x3ccc87c683f389aa6ce6ef103639940841e8ecb4	500
6448 40587	0x698e49fed80bce1c3958616c25c2fca4fabae11e	500
7364 39671	0x852928b8566f134d9f223fe4f00169dfa543599c	500
6351 40684	0x65227c68d0410a4340944810d8f88a1df4c573a1	500
4371 42664	0xa2b9a5f796ef1f68b2aef0c984f961bed1085500	500
6370 40665	0xc4ea7bbc6b186089ae4b90e282dec17ee08bc340	500
How do I move up the leaderboard?
6079 40956	0x8b4288e47e43436a99c0851a226fac8508bfb779	500
6004 41031	0x8a1440926ed7b7e8fbbb9f735f3b8e0433cca61b	500
6584 40451	0x68047ab3f0dfb43aeb5d94949368655e94d2b51c	500
4315 42720	0x02d7bddf6e42001a8058e2c67482b32aa72a9e39	500
5645 41390	0x09fe227727119fa25fcceb88d75b09fdcbe87385	500
4406 42629	0xe59b150ab850ce59c3be44aaa963fd5239d658f6	500
4876 42159	0x837995018ba8e99dda3d293ef3db59cfc8dbf06f	500
6465 40570	0x09442f025c47d0e3280c8c418001a60911df2914	500
4735 42300	0x20b4210281ec50ddd8fdae6ab7db8aebbc797239	500
7334 39701	0x2af5de789f9349ef9cf68b67f9c9cc718f17bce8	500
6269 40766	0x3619157e14408eda5498ccfbeccfe80a8bb315d5	500
5341 41694	0x96e1199931a9e201a4d209262c8c379e2c0e4852	500
5953 41082	0x5d9c1eb3dec9b3545583f67eaa030fbfaeabacf7	500
4164 42871	0x7a082f34519306057d644f87c7c95474717b643d	500
4187 42848	0x652740d58e182a6ae5fd5217063094a98d6ab8d1	500
4349 42686	0x07453f2d29d96b779cc1aee67349b407f55f85e6	500
4731 42304	0x6a184eb57d2eb8fed03234a044fd4ccb24b7eb50	500
6168 40867	0x9a40ac0a5755e9338887940e977b33ca48c5d8f3	500
6252 40783	0x649b2c98d4c3e2740a205da0405e7391bafbd7e9	500
7221 39814	0xd977714dc94e80dcadb4882b2ecd532946190e3c	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.74% on your WSTETH

Earn 5.50% on your DAI

Earn 4.66% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.17% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About