Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.60%.

Get $RAYS

Leaderboard

Rank	User	Rays
6555 40513	0xdbbbc0a4b5b5971f09774219daee1285e42a98ce	500
4142 42926	0xc2c78f21a1396bc4cfd6381f22d5dc506e68bdae	500
6281 40787	0x0417ad62bee5df0adab31121bee4d89de7586d0f	500
5913 41155	0xd247c45d64a21b7c1f7cd3372a3645e549a50cb6	500
6105 40963	0x055ad5e56c11c0ef55818155c69ed9ba2f4b3e90	500
7020 40048	0xae7428c9874b211cbbdca19e89b583e856d36413	500
5660 41408	0x8094fd1473df3b5d01c87fd0dbe81e1315e11e8b	500
7464 39604	0xad64708775efa0d390a24cff42d1d768418e0f83	500
4980 42088	0x0dd488037792083e9b7591ae709ab64e14aa0520	500
4658 42410	0xb77d25ae3278699f176742aa014db31642fbac8b	500
5573 41495	0x08f38b09777486bac18df882f2b9e9a181e36bc2	500
5170 41898	0x624a8637ef964aa038c2c859e60cb141a7f10376	500
4257 42811	0x5d548f7db4e9b07c0adb87b287e2fdb8cd87202c	500
7402 39666	0x26b5e14dbf21bfb62bff869f5f4bce8dbddbcfca	500
6741 40327	0xbac2bc70e1e84d11bface3adad1755dc80e4caaf	500
5945 41123	0x978452c747ee0b617285caf3c50cae0103af5656	500
6386 40682	0x62a833ed5626cb5069b7615be8a7bbc4d4bb4f4b	500
6013 41055	0xc03de7887e89b38e29deac584fe83b7cb798d51c	500
4325 42743	0x895899f6f5f06842b2750d9e4f7f1f5d80d644a2	500
7422 39646	0xaf943dfc5e0707e497d7806ec62363420fd2b898	500
6005 41063	0xef2aa0f3696a9cb114dd61fc052101614c6025c0	500
5921 41147	0xf7125120bc41758fb157cbd18c2f012005ed48d2	500
4590 42478	0x509f3f4247f28a89bfa59afb8748c6fa41da48d0	500
5596 41472	0x6adcc6c1656975ca558f10063416e2886355bf8f	500
6892 40176	0xc90cdec8e18ba905573fc1444d7e0d321a165908	500
5326 41742	0xee1c1f7a6c916b9d8e66f2bbf332c76dfc6cf6d1	500
7071 39997	0x71ab463e79c129a326d44cd173f1baf7211bb956	500
4229 42839	0xec7f8187a940c2bd97f8f9798dd18f314a42261b	500
5804 41264	0x6239de4b23af56a6fa8fe5c3e5c83a9f55c0a99b	500
6041 41027	0x0443dfeae39b783c045b0659ac5d231c35d9df44	500
6378 40690	0x45fe2d78c7b7b5a6981b1934cc9f2903f8a8e4f5	500
4477 42591	0xd2e028b93417ec1cc2c00d354ca0edf255f4c112	500
4198 42870	0x53a3ab2f8acde757fafdcfa31c4c66be14a6fccd	500
6211 40857	0x1e4dd7540f0917a435e056710a57ed3c11235fe4	500
4839 42229	0x0609a51be9b94ec56840d73312a458159cbce421	500
7025 40043	0x172b2be0d028161683e3113dfa19d296d4ac361b	500
5714 41354	0x92b7a575a95dbc2e0448820a1a861668b74ae013	500
5129 41939	0x6aa9cd8de141b99b5b22e47d50fe525247b31466	500
7173 39895	0xc8f6237a3f7acbf3c16cb85f883fe41a00683b9e	500
7159 39909	0xcfedb2552d8e8ce5e492c1976ef08af99f19eb98	500
How do I move up the leaderboard?
6857 40211	0x2d6dbbe8e304017897cfc6fa91c9dd71b91b62a3	500
6030 41038	0x695a2d04aafa8aabb6e97b79906b38bd93303636	500
6701 40367	0xc7c37b0c7af5af560bf31b0bcbfec04b97361275	500
6583 40485	0x38bc5934d41152fc74ef50c5ee15ccece3a41c93	500
5005 42063	0x622438202bb50583dfa854b89ecaf6593289c714	500
6117 40951	0xbf57f59d35124f071001fc9185e5169a7c44da1b	500
6198 40870	0xb49877bae8b5ee5e19cb87da9dd7e99437653688	500
4960 42108	0x1053e162c387fef8e1f8e4bbd3f2363f1c7d4066	500
6847 40221	0xa2c6817b00a8e45ed15438fdb79564316843c6d9	500
6908 40160	0x2c51978916976e9041d22e3b164f033e553e2c3d	500
4932 42136	0xe8b57ceef46cb983de4e08e48446a5c51b75fab0	500
5605 41463	0xf45f4f634746d69ffdd6b369fa416a617cdc64ae	500
6293 40775	0xb4355d0420821b499c199de5e28f1668422f4963	500
4274 42794	0x3fde69a46006fb172ff8d6fb0b09106f4deedd60	500
5180 41888	0x55977dbaa11902772d8a661962544a1583c35099	500
4147 42921	0x81f62fc8626363961677a213573b0de61de521e4	500
6952 40116	0xde605c92727aa270fffbd39a99cf07e5d3cc3a1a	500
4277 42791	0x699c3f33da71d392afdb97767801d5e6a59c67d6	500
6111 40957	0x7a0dff2a955b72159650300a9acef97146dd12e6	500
5657 41411	0x51904b09216975ba76a2dd94e69010b1a0ee9643	500
6366 40702	0x9c0da3467aed02e49fe051104efb2255c2982c61	500
4494 42574	0x456767cbbd27e1fc187a32181c9741f8313dafed	500
4197 42871	0x8273e38cd191df0a82d3a67e7991e999d48f88bc	500
5728 41340	0x3d3fb403f9614393304ef477ac96543e39ea64db	500
6720 40348	0x8dfd545a2d6ba57d0ccfb060a0eefe01f41f2902	500
4676 42392	0x6c76e681cbc01b283677cb5255587c22a29780f0	500
6419 40649	0x06d14a9b14017f18f9f7a4c1460458d6097a7a08	500
7125 39943	0xdb2ed468930cd4594fb3bf8a17dcbbe206b3562f	500
6048 41020	0x65b9e2138dcb91be48f77f234838db5fe46807c8	500
6565 40503	0x65cf8ebc125aa5e320fb8dd5569fe1b0a86d0759	500
5589 41479	0x0b08dcc37e449c04a55a12454a8957a72e608994	500
7018 40050	0x54f50320f5de1420361c2f09285ae5be513a067a	500
5303 41765	0xeff1c285f3580662b6d7edb92f37e74afe94f56b	500
6103 40965	0xe895084850c04af3a57fdd90c0ba42ba440bc3a8	500
5830 41238	0x1e6dfc5287c5357d55bf897d5b57481cf645cbf4	500
6035 41033	0x6222354ad88f7a412e97901ab3f772a2769d0fc7	500
6695 40373	0x347dc91a32bc00e6fb38e2b4380e6a1c0fbca254	500
5898 41170	0xd7931a598fecc7a53160edc4d4f213927737e8bd	500
6533 40535	0x26c7bcd61784450aa355ab90116264c8f2e0f758	500
7150 39918	0xbe433100eab05c2fcd541f3ad897aa73e0b4d6ab	500
How do I move up the leaderboard?
4550 42518	0xb2969d3429e99e4846e5be4df47d74ba87069e0d	500
6442 40626	0x202f5492d81ebfd07998e95ac74ca0de811663fd	500
7246 39822	0xe10a232f587b44e81425a83cbef2997e7457501f	500
5035 42033	0x312e02d14b8d2bb593f681739dc0fe51ac84d23b	500
5716 41352	0x6b0b8e5880d1772d1bc13d318bb6821bcbae31f3	500
5183 41885	0xa55b65c1f4f4d6895374e9f13193d4f004f536f0	500
7299 39769	0xfdef61e8fb46d3c836c75a2a14be1f1af00e1291	500
7382 39686	0x643f5eeec98ce266c484fd1457744cfaa1ba5f9b	500
6400 40668	0x9aa4e6641fefd0764bfebdeda637e7782d7ed4dc	500
4407 42661	0x0fa2a3b8823766967ccce3265db9adc8f6fbb90d	500
6239 40829	0x7cea41844b4b90528708a69c722c6e6e67adf8d9	500
6716 40352	0xa94e0e247ee415adcce5d0f5630b735c70c9842a	500
4480 42588	0x7181fa3d8e1620efa2d7a98646280ad7c181cbb6	500
4889 42179	0x056b19b3908b12dae166101644b5307c2a70e2c6	500
5742 41326	0x0f574c3526e9b3d10bcfb71e3ce3359375873bdd	500
7164 39904	0xee9ae5bdc43ac8e0cb1168a99eb7fa1684043ae0	500
5343 41725	0x971ef8176d1b995eacf9811d4fc16b366f15484e	500
5429 41639	0x7801bf252acfa0143b2a928f9f48db30c3ca1e77	500
6188 40880	0x039274ed5c6a33fd1dc12a91d260a4f5096b133f	500
6969 40099	0xd4eddcef8643be102338e1d967d2516bd8904fef	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 9.59% on your WSTETH

Earn 7.50% on your DAI

Earn 7.45% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 109.71% LTV

Borrow against USDC from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About