Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.64%.

Get $RAYS

Leaderboard

Rank	User	Rays
6147 40917	0xff6ae0d72c0d4229b254aa7f81c893e5be7b21c5	500
5206 41858	0x2d85c5f793728692de01f59b61871f43cbaaac65	500
5775 41289	0xbe2c2e0391aef6ccf86d8871343dd1ff5f15dade	500
6617 40447	0xf090dc8364cda35c8e911336026bce394539c9d3	500
4993 42071	0x9a5e4d421d72bc1835e6a7b9658ca1924d12d0e0	500
4291 42773	0xa262bf5feb94fcc927ad9b479c6bd99a14b22594	500
4285 42779	0xf788697a46ecaefe9521e47a651c3f444c19ed5d	500
5868 41196	0x4cc9f5e56324c3d0c70d8e9effaafd78ec21d7c0	500
6678 40386	0x587b938a8b21ea570325e91bdd01b161783a75e8	500
6479 40585	0xdd4d4d88dcbfb975e28a9398131cad26286fa955	500
6073 40991	0x19264fb71be0703710a83be562f72ac76ca38116	500
5813 41251	0xcd27776e2c01795009b32edbcadbfbf8f96b2aab	500
5679 41385	0x18e6e9b94e71a2efd7606290d9c9f5b5d56f7f5e	500
5931 41133	0xef7d61352922e7ee440e8e4997c4a8c435b12a0f	500
4197 42867	0x5720c986be488476ca2a4ec12e4a77b32f4a2bca	500
4211 42853	0xd99ae01ffb9516dd667872bca134b7dd844bdafe	500
7162 39902	0x5cbe17ac145472072aeb8da4013e774d77ed676a	500
7016 40048	0x236e37f4aaf681b904e86be58f7db7562e9271f3	500
6142 40922	0xbb289e9188633256c8cf591b62a0fc60d6bd0e93	500
5007 42057	0x2d91338a647f78db6be147e64028c2e4008bc6de	500
5153 41911	0xd53046601e88ea3d7ec29f723ee855ac1ae7ab60	500
5715 41349	0x347e8ad1eaa19d2cafc2bf107a826d4ffefd5c9e	500
5688 41376	0x0f863cf5cc89f2b00c47752f9e78928006cb7b67	500
6383 40681	0x00ad3f07838961c10584e288a4bbeb2e9e99c155	500
5223 41841	0x81ca0f7411d0efd737adae4969d7b301b1f82faa	500
6741 40323	0xf4395c25143cf2252252600e67746ac27370a530	500
7011 40053	0x30faf0d46b99ece90d616912176a4e9097240eac	500
6632 40432	0x9800c2b37733d4f60827db465dff635348450ebc	500
6208 40856	0x2789bae4d737b63a476f02c5d89c4142cf4e0ef8	500
5568 41496	0x5d7d318115abc9565c4881ba83ba13e8a841029c	500
4849 42215	0xdb34edc8c96608c64126600e0470d65173e9e741	500
7022 40042	0x42cb839acf94fe3f3009d58e9fca4970c6271553	500
4793 42271	0x9618a5ab26828b54a5ad5ce9d60cca6c6361a39e	500
5277 41787	0xb172023a98c5f5632110f1a39445e131455ea48d	500
6763 40301	0xadc6f7adda2851eef027f38bfbcf6ce880287a02	500
7468 39596	0x770fe46d043b5e6bece644fb2ae75486e4bb6697	500
4541 42523	0xbfd640edb7266d764412b0d2bd1392837442ee9a	500
5209 41855	0xd874387ebb001a6b0bea98072f8de05f8965e51e	500
5567 41497	0x91675eb4e32badbe176948c5b1d193186a0d83c1	500
6862 40202	0x1a6db538813dbfa63e1f19f8804447187b7d401d	500
How do I move up the leaderboard?
5822 41242	0x508a700185bae013e06862c307c84523cf46435e	500
6254 40810	0xdc2e88dd9bdf3dc44636c7ccac86ac6dbae0a8b3	500
4864 42200	0x5042fcf60d007d6379109e247b8d24aee321ab68	500
5607 41457	0xe59758f944077c84c6fc19b61c6ef13b8a8b5203	500
4616 42448	0xf2259acf73bcefe7607db044771dca0355d80a28	500
6923 40141	0x75b58da9e5c601a35d1aecb3b873396062d5ecd9	500
6850 40214	0x4196d3479fda0ebed8b67ff8b3134dbf4c35f1a9	500
6645 40419	0x5c6f0e48e9eb6a8cdfaf4f00234bd8727a363484	500
5036 42028	0x0eac6a6ce95bc1ee0c561fb8406afa4be8c7046c	500
6882 40182	0x3befcb841faf938cf294a033d93eb56f0b227b98	500
7347 39717	0x3cb07d1f0620090bb667df1a5c90b4b80f8ede73	500
5270 41794	0xde3faa27dd5daca77115e3af6a2077c111bb81a6	500
6916 40148	0x00c76cd5aa04d2eee7d50226ad53cd1a3c78845a	500
6834 40230	0x7295c0918f2524d94d855425f92c7a8bb1b7da03	500
6104 40960	0x42fc6bf3b3f247d528483279153cd32a8de9bc53	500
6585 40479	0xc149701eb565de8f94b9b7ef35e7017029cf1cb7	500
7412 39652	0x010f9534964929fa82160ea6782da44df961ec7b	500
5467 41597	0x8d84d31700c17f31f570082a43cb7c830f9b52bf	500
5316 41748	0xff1704ed58389ed6012dcf885c74eece4a6adf75	500
5318 41746	0xcaf5b90131fc9d799fba1712bb655d1fd257ceca	500
7229 39835	0x7dcf87df7b6b9626c705927bf15fa83dc9bf54be	500
4574 42490	0xc272279ab6544c88f85505d45ff4c0775cb870c1	500
5372 41692	0x48f78003f2fd9575f7a75d8591eab4788e50a82c	500
4952 42112	0xa69e7a9147602a051ae127c128961fbd2e1754e5	500
6055 41009	0x9581d20acbecc3d09c2a7e78d210e3323330d90f	500
6457 40607	0xd378fc596c4882eeb5737b751e24fdaec2cd819b	500
6423 40641	0x225d824d4f8a1f393cd3fd22d08e423bbcb79427	500
4631 42433	0x94225985d15b663486f6acaac64207f3a8440b0d	500
6421 40643	0xf753befe986e8be8ebe7598c9d2b6297d9dd6662	500
7126 39938	0x68e224065325c640131672779181a2f2d1324c4d	500
6726 40338	0xb1d2086966b0fd7bc6d2f517112c7a6a6452d94f	500
7154 39910	0x71b3c575e2c1deed2ea7eaa51f6f168298add8e6	500
5324 41740	0xc7e2354f4b22b9c76fbb48d0534f419f1e32d178	500
7276 39788	0xed41bb902a1bf884f861835197dea07e0c97e372	500
7160 39904	0xca72a40efd660eb48be9b9456e8651e4631260f6	500
6935 40129	0x5111817277151611310ccd2aa2873ff0081f316f	500
4487 42577	0x6fd3df4ba884f165ee1897e555edc919316cd057	500
5591 41473	0x272d95e753fa4b43609ca22e91be6d186c5fc1f7	500
5571 41493	0x716c59f6fb15c8bdb35cb87340c165461e8f39aa	500
5942 41122	0xda1da8691d7aab2d281cf5fa0786a9acc2fa3faf	500
How do I move up the leaderboard?
7446 39618	0xa8eac1ec5054543ba627d0a06a96be024a6e924b	500
6551 40513	0xd360b8810689f99c22a3ab89cf22b5fc1df02712	500
7128 39936	0x3c01e0cdc9d7c3b548b4e6e6a558d78ea52c1f9e	500
7272 39792	0xe1d3baa26d94f53897efbeb550d95cc2ab72d5f7	500
4342 42722	0x181b12729ccb398a7151635e7a61fc9edd3369bb	500
5480 41584	0xeccd7127ed5c291fb1e91ef5aa62113d30769345	500
6917 40147	0xdbaa75e14dba1a4f57e1daaa7b0a16fc0dd5dd4a	500
5126 41938	0x0fe580d0e226fd8b356162fe2eed0b274b63e828	500
5799 41265	0x235a0eb8503a88d5f3e58c58e15e7dfabb8754f1	500
5699 41365	0x9df330f7b07b434c8dc9baf5e3fedce2bc62ad3f	500
5182 41882	0xfe731d0abac0464aff89cca7bd85b2a8017480b2	500
7037 40027	0xfe763070ff20407fcb5b00f2f7ef72cb3dc9cd1a	500
7002 40062	0x96342f72f2d51027347cba749e852a3e6518e1a9	500
4178 42886	0x8fc2e87db46e107756d1363174f015d84178636d	500
5388 41676	0x91270f9558319432a8ed74fa886ab684cf34f42c	500
4347 42717	0xa24e114bea925eee368262a3d7647f7baf21db5e	500
5306 41758	0xce612d91a21203671901142034a76ded9d8591ee	500
7255 39809	0x762476a04bb9b66b5ac8a5445a4a2808552d94c7	500
7409 39655	0x45c90da6dc0b7d6282824e684492f48cd50ca5da	500
5436 41628	0x11814552ae8f05cd79950dd11aa549b52766464a	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 10.87% on your WSTETH

Earn 5.50% on your DAI

Earn 7.93% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 110.99% LTV

Borrow against DAI from 0.11% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About