Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.73%.

Get $RAYS

Leaderboard

Rank	User	Rays
6203 40830	0xa4c1011fb7482b0cd3862e4f1c6645b31442d76a	500
6579 40454	0x4f3c2c213a00c0bee6ff27da6b6d2f8edc56b5d4	500
7397 39636	0x1eb0df2ef0ef7a08bcfcbb511a0aebaeee0a8345	500
5148 41885	0x4347dd04a5a83228e65894c4f476612e66d90585	500
5843 41190	0x9cf30a1cdee7d686de0211a3f98b6d4ff59a3532	500
4392 42641	0x4d9b6fd8d235212b17564c85eb5cf98a4c3e2018	500
5453 41580	0x7a16c1b3ed3a72776f65a16de2e58576e3acb1cc	500
5307 41726	0x3049c80bdd527128eb4e7886ab1db1e8042a8eb7	500
5877 41156	0xe82c60f27b265123419570a4a7ee9cdc7f21aa48	500
6465 40568	0xceb69a2cd0832dccc02a87891d8742325feaa73c	500
4992 42041	0x457524ecd5275df362b1a6ab17d92d8ecdb98abc	500
5376 41657	0x61503ad92e94ca295926854b35dfced55797f5a1	500
5914 41119	0x65f85007f7db4a6eddc1f13e57cac7ed3bb348bf	500
4336 42697	0x7d02e5a16ba38d61ac5eca5c6536f23d09e3add0	500
5906 41127	0x236ddcbec59db65e1641c11adab444bf159ae3b5	500
6327 40706	0x21b98f5698fd33d9cb58f6ab8d5ec58e803fcba2	500
4556 42477	0x987e0cddce6f6b2c4b1bc6f23573f1b91cc7645a	500
5009 42024	0x46a0b4fa58141aba23185e79f7047a7dfd0ff100	500
4107 42926	0x563159debca67f15273e85ef556d27db5e5c109d	500
5111 41922	0xf46f6120821b00ac5ffe036da826804cb0170bfc	500
4793 42240	0x533caaeaee0396bed2714c547104591ca3e2f345	500
6954 40079	0x3f3601613fc12f2bea6654432883d2c1398b98b3	500
7283 39750	0xe8d95c8d0a4b1cb573e95a74cc7b64cde71aa63e	500
5046 41987	0x4855ea3738b30192e86d52ca9a3ce4030c3de794	500
4802 42231	0xc6c2a697e27242b3ba5a393f304b64a27040e006	500
5823 41210	0xcbbcf45a1aeddaf93ed0c8a558fcb8f021225610	500
6314 40719	0x944fb2f58ed2c2e8fd4d9bb7013f262875467da5	500
4945 42088	0x41101882cb54935335f4e08c484c3def212a20be	500
7312 39721	0xc99ee469a38109e9deac40b20d343163d057c0cc	500
5309 41724	0xdf63be2e473ba04c26b1609e51d08cf0d78e0913	500
6288 40745	0xf75fcd9849d3365d436d0cd889ed500150c9482a	500
4853 42180	0x14408105ab3ce8afe13a1b0380d112928e4dc6ec	500
6015 41018	0x60badabbd89483d6dd0da1dbd076ad3dcdfbfdb4	500
5830 41203	0x4a8bfb4f442f0909d748825f20c65444fc9feace	500
6026 41007	0x81985b00143216136c63dbe1bdffb09fe6b81a3e	500
4509 42524	0xee160154b02a2e404c6c13ff0b28ed76010cf07d	500
4678 42355	0xe0c43cf26b0bacb408c6334468700179c61aeebf	500
6507 40526	0xc3dafa27d265a2ae6a8c2f6eca5bce471b86f906	500
6920 40113	0x48545646a7c3185854fbd4a4bbe2b3deba6ddb37	500
6082 40951	0xbf11c3c49d9d172f8a6f4754d23a67ad2c9ba309	500
How do I move up the leaderboard?
4590 42443	0x010b0d82cb1f8084c4357415fbe0d20a561dcde5	500
6672 40361	0x222ad0d795f1b86bcea45db800c5a4c550d8219a	500
4713 42320	0x3a9b02c14d967333ce68e353a64653e258da2baa	500
4388 42645	0xb5842f3101ff9f4e3049bf5af6d560ffeb803fbe	500
7422 39611	0x5995423cefb0a97a656316daf7dee697d19b9098	500
4433 42600	0x8d78415e17a9b1b8884401805b65b6fe710264d8	500
5346 41687	0x6e3ac17b4081b239c1857aa7389aaef005e4c593	500
7052 39981	0x475a24c7c7679e3399cf55e90cb3d50a6aceea7b	500
4670 42363	0xdb5ac83c137321da29a59a7592232bc4ed461730	500
4266 42767	0x57db2d7d80fc2669a67f32e6fd1e5c22846eb150	500
4566 42467	0x62fdee7cd0a4dd06f26d5dc66f33c1e65ee7ae6d	500
5326 41707	0x627ce855f25223859bb360aa096a2fe6b8eae319	500
7419 39614	0x5abd1c9387b58bc233cd0daa86640d0ec1e1dcfe	500
5449 41584	0x251199baeb4236ec5b54e9ef8a0b7cd493cc8155	500
6953 40080	0xae721fb008c3035e568f4d9ac0c9a6bccff4f87f	500
6521 40512	0xc8598168d8475133de3150eff9b0ce27fb9b038d	500
6394 40639	0x18d355370cffa7ec4815743f14833b0cd11d3d32	500
5357 41676	0x2e3bd4e33281ec73b88233ab5f8b0e52a8d6f913	500
4358 42675	0x25f14502c0400b469c7d19e9df7a8f59fdf05d0f	500
7207 39826	0xd120cf3e0408dd794f856e8ca2a23e3396a9b687	500
5432 41601	0x6bd4361f03d345da1a357b72026f787cfab51c92	500
6676 40357	0x82ab72623b1e29942781df85bd6a49326a977333	500
6487 40546	0xc1540d74bed404282f062c33afb991f4de37e43c	500
4722 42311	0xcfb96bc298aadf182d9f1300c37bd4c5fef25b45	500
6798 40235	0xfc47cdb245701e57ec80cfe66316861699008264	500
7086 39947	0x59512422af0709c7cab8285838975cd8d7c7ce7d	500
4985 42048	0x2e748c90489545214a7f59fe97b343440a800ad5	500
5257 41776	0x8dabeaa91b77fa464f5b1511aaae7ecffa07c2c7	500
5402 41631	0x4dd0bba91c023a39e942533cc9daeef8f9f39dd6	500
4462 42571	0xf97dee2d5aef90a99dde88edb3e8050b435e88b5	500
6685 40348	0x0d0a955ddbac22b8a51c61c289386a178015719e	500
6221 40812	0x3824ff083cc4452d5a9700a5f99c821d4a92e823	500
4891 42142	0x6e4863fcd6a276538a5b9165efc807752b4c26d2	500
5220 41813	0xe56a192ab8571628ab1ade27dfc2f0cf47221eae	500
7345 39688	0x1c72a8abeca71141d22cdc6696b49a1bd9565ee9	500
4511 42522	0xf35bf057bcd469ed2e80b54ed2ecddc385e7e630	500
4132 42901	0x0172e05392aba65366c4dbbb70d958bbf43304e4	500
4640 42393	0x9aa5b9922f7b1912b3798373cf48f51a54e4c14d	500
5367 41666	0xee97c4aac2720422cfbb25e418191af26043bb67	500
4803 42230	0xb7435f59a5f867805ca797f73b362bfe4f149c9a	500
How do I move up the leaderboard?
6198 40835	0x20e66e3541df0fd5944857e6a60c2578a572ff97	500
5091 41942	0x879804243d7d62dfa20191b75e0bd3af64356951	500
6596 40437	0x0952615cd36904d97c736a0b0a5eea75c75e26d8	500
4425 42608	0x8bb2a140e43d2ddd4a36dca27317e5d08aab5719	500
4685 42348	0xacdc50e4eb30749555853d3b542bfa303537ada5	500
4852 42181	0xa766718b7e2b99c13585a07129caf27aa31fc865	500
6361 40672	0x6f155ff2c6ff3c152206c9c9069e941c42cb0f3b	500
5422 41611	0xdd706f081e8e30500924b51fbb871663e9f81b9c	500
6280 40753	0x6b395d5964c5c698fc36cde3008747aacfe1f8a5	500
7356 39677	0x4b1f31eb6440e101ddadd9bf10c1a6c8b9d8981d	500
7255 39778	0x29534646cfe255419b1299874eb6d38cc7df2d56	500
5457 41576	0x929ae2674c0f639d94b3507f69c8f8761b36cb71	500
5277 41756	0x17e63d9f3befa27b9fb7917b1aef23a6c8a45760	500
5348 41685	0x2f02c976a0311e7edac8a465d151d20b2be7bf28	500
5629 41404	0xe2e61752ef7ed9ab04b61bcc88b918d5264dc259	500
5716 41317	0xd352eeb43ed458a7cb069f6364cabfcb6e158f21	500
5212 41821	0x03894d4ac41dd6c4c2f524ed4417c90fa46972c6	500
7392 39641	0xf1cd2ff3d38257abe3e9d47c572037b70b972555	500
5559 41474	0x931292c42a5f600e80d75b7c7743f0164240882c	500
5420 41613	0x3e25f8a910b4fb671b95caeb22a6c550fe82e877	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.99% on your WSTETH

Earn 5.50% on your DAI

Earn 4.30% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.06% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About