Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.71%.

Get $RAYS

Leaderboard

Rank	User	Rays
6151 40882	0xd8e81aaa80a009410b10681067b46a4340e8c929	500
5663 41370	0x3cf3c26a35bfda5cd0b43afcb2e57aabee434bdb	500
6824 40209	0xb9afd25589450134610b618c6499c3d9a5803759	500
4830 42203	0x234dfbd48838323c133a1b857f5ec2309e3845f6	500
5955 41078	0x7c488d194ad746920768bcce265d60fafc5f72d8	500
5400 41633	0xda2492f0918b3e3f0b791649a3c76831a869e7ed	500
4679 42354	0x7196ccdc9ba6214492e165a5dda53e20de5b5352	500
7214 39819	0x3ca8e210d3978f1bbf96399bf26c641113b667bc	500
5076 41957	0xe6d81358a1322e29cbc5f347f8d59c60b42f4324	500
6700 40333	0xcdfeeff98ef0f6ccf4ac0e3e3f6c7c8ab5ab3a4d	500
4674 42359	0x0dac1e97d866cad71fd9c71abb904612443fc755	500
5365 41668	0x79282db7be479ae091ff5df9cddb91d8d4118217	500
6339 40694	0x6581ecde05ef7c7350131e456ba10a3547cbae0b	500
5973 41060	0xb0cf98ef1dcae360d0f22d21983acf8008b30ae9	500
6984 40049	0x20ed77eb091744f9ffadc66a22aa461312db5c51	500
4101 42932	0xc19847b4f3dd807246773adc5fc24714dcc545c7	500
5925 41108	0x21bd1d5644d8f44efe986a804c66f87542c6f5ff	500
6285 40748	0xe502f5caa229ccb9ad1069790b04492175d34888	500
6459 40574	0xa5c3a513645a9a00cb561fed40438e9dfe0d6a69	500
4880 42153	0x3b2cba3423199f73924ad609fa8eec504e1fac1f	500
7082 39951	0xd92fdb169bf65654bc88383fd142a66dd456cf63	500
7138 39895	0x99a41f138172a493fca0743c3c440d4ec7f54fe9	500
4818 42215	0x9ace5df0fb6c1d6087ff5e82c93124096d054e97	500
7249 39784	0x5ca4df5c99a390064c8e7a5f6980a65c3af597c3	500
4540 42493	0x823b92d6a4b2aed4b15675c7917c9f922ea8adad	500
6477 40556	0xe7be3b63fcdadb873d69b3ce17967ce211c230b8	500
7283 39750	0x93317663640016b5b2351e42b3284bafaa4ebb4e	500
6059 40974	0x226bd275e353a18d2f465df4132c4746f2847abd	500
4445 42588	0xe7da19d08df73c9371080a14b8e6fdca9243e16e	500
4998 42035	0xe7ed69b5b87088e5c6400d652d1b08180113d0fc	500
5699 41334	0x749f9ecbe54c74585f3d3d402354b620d2b89264	500
7123 39910	0x114b50c2897d274afb844a8682af21317f5c83e4	500
7200 39833	0x785476bce5032ff749295e42622a42721a3cc9bd	500
4146 42887	0x58295bba59b4bf056cb99a900da9bde190606eea	500
6146 40887	0xbf35741a0c151fbdc37dad5c6b8a14cd21277cf4	500
7180 39853	0x1f5ecbb61648b0f2143092981162e0affe1d56ab	500
4727 42306	0xf3ec7a87f8082042de854ea4d382dd6ef548bc79	500
7312 39721	0x5f75fc60e8fb33ee14c250e41aa451bdea28375f	500
6486 40547	0xc1540d74bed404282f062c33afb991f4de37e43c	500
6675 40358	0x82ab72623b1e29942781df85bd6a49326a977333	500
How do I move up the leaderboard?
5431 41602	0x6bd4361f03d345da1a357b72026f787cfab51c92	500
4721 42312	0xcfb96bc298aadf182d9f1300c37bd4c5fef25b45	500
7066 39967	0x473c31058d14f8eadfb6627adbbc90dddc7bbf09	500
4106 42927	0x563159debca67f15273e85ef556d27db5e5c109d	500
6041 40992	0xaa071b314f9f84dd3bb946feb4961c2845564690	500
4225 42808	0x4e106d5e97b59c6b0cd84bb9c65ea67570502176	500
6707 40326	0x337b62c9266e1dd1dffd8d5f266488ca28bde971	500
6506 40527	0xc3dafa27d265a2ae6a8c2f6eca5bce471b86f906	500
6919 40114	0x48545646a7c3185854fbd4a4bbe2b3deba6ddb37	500
6081 40952	0xbf11c3c49d9d172f8a6f4754d23a67ad2c9ba309	500
4589 42444	0x010b0d82cb1f8084c4357415fbe0d20a561dcde5	500
6671 40362	0x222ad0d795f1b86bcea45db800c5a4c550d8219a	500
5829 41204	0x4a8bfb4f442f0909d748825f20c65444fc9feace	500
6025 41008	0x81985b00143216136c63dbe1bdffb09fe6b81a3e	500
4508 42525	0xee160154b02a2e404c6c13ff0b28ed76010cf07d	500
4677 42356	0xe0c43cf26b0bacb408c6334468700179c61aeebf	500
4712 42321	0x3a9b02c14d967333ce68e353a64653e258da2baa	500
4387 42646	0xb5842f3101ff9f4e3049bf5af6d560ffeb803fbe	500
4450 42583	0x2ad5993c48e00f288fc10c0a7624baee75a117e5	500
5050 41983	0xf158bcecc70bf0e27baeaf43ecc25a84e45d1d57	500
7405 39628	0x1bea81e6a339f0f559c7e504929c5f1f869f1600	500
7210 39823	0x451aff1d2326787590ef3fa3258aab49c49631d6	500
6371 40662	0x4ae958b4de0e6f21d51e73625fb9d5e0c3b0985f	500
4832 42201	0xaf2908c5d67c28c595948ea5c1cd03d426f84870	500
6352 40681	0x185edd1553735e2bd47db34b823a4cf6353e1b37	500
4196 42837	0x5c8472ae8af4dbefe9d2695c1f798d382dcf3773	500
4593 42440	0x6ecc36d0453f3b2ab0cc65af06fbba43c2886b7e	500
6854 40179	0xe238545cad42aaddf29ecb823ded5966a360a46a	500
4937 42096	0x617311eaed829c63d728e228e3742bad95daaa81	500
6315 40718	0xe6d2c0d5616cb02db1ccb75cc590be2bb154f3ba	500
4249 42784	0x0de42103e5856aacbb29a95987d762eb5ba1be2f	500
4273 42760	0x0f45336625f030b99c3f2a2d91c1bc5625ca4743	500
4446 42587	0xf3e111646cadc868efb1097061c7e96f1a2e487d	500
6809 40224	0xbe5a9d804ef8a91144ed804e6585c76dcfd154d3	500
4282 42751	0x97891bb5a666800d2f07c27feb00ddddb69af221	500
7273 39760	0x8e23803326a182df61dd7ad1aace1b7633c75244	500
4516 42517	0x5e7f3b42e4b6567785f9fdd702519f23bf285a1d	500
4506 42527	0x023bf0c0bd87df17153fcd2a8f441d177ee21c64	500
5097 41936	0xa59c818ddb801f1253edebf0cf08c9e481ea2fe5	500
4296 42737	0x7560ec8d375eeefabe2dc1a1dbd038ccab45263b	500
How do I move up the leaderboard?
7046 39987	0x1f1e3ae905b8df4c67132d565005f8ecea526402	500
4097 42936	0x236f233dbf78341d25fb0f1bd14cb2ba4b8a777c	500
5430 41603	0xc781b829aff316334fd732a8822ca27677872a31	500
6896 40137	0xbc6ad843a1024f2d18626acf5ef7a8e4cbd0e85c	500
7292 39741	0x9389e143dff86096766cd9ff82198857745a8d7b	500
4585 42448	0x00c9cf6d9479fc3abec435346d8d3330661944ee	500
4953 42080	0x13c60de9e82a78eec2060de7c1a7dea40646c8f1	500
7294 39739	0xb118c2132613a6cb8f581f03bd7fdad1393602ec	500
6942 40091	0x36cef04b8fb1679e877499a564b144b8732358fc	500
5133 41900	0xcbb4c43307ad77e4e5ac2c742d05f548c2212491	500
7284 39749	0xd628c8aca6d482d4e8e84beaa91ef75e2039d77f	500
5766 41267	0xdab60d0ae9fdb14a8722614078defaf2fa332a5c	500
6946 40087	0x80556f5d177f7cb96cf8453898d8e931ade3d85b	500
7385 39648	0x6631ac0e5a93662847efa72b2a888702edfa99a4	500
6715 40318	0x784f1375f430485f061ca603fd8d3573ef2302f4	500
6851 40182	0x9cc08c4f484a6dca20ab177c471933baa40aee9d	500
4364 42669	0x11c4a4e91d851976f59d8e6381044d8571c9fd45	500
6661 40372	0x8d0bd4df6e2af6d88073bae81fa78a1e043a667f	500
4522 42511	0x9754d3e51161b42ae68d3805da6de290665c2cdb	500
4617 42416	0xcc82a253b050b842e4b3445276bc3ed3f4ee84ed	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.99% on your WSTETH

Earn 5.50% on your DAI

Earn 4.30% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.45% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About