Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 10.94x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
4637 42393	0x9aa5b9922f7b1912b3798373cf48f51a54e4c14d	500
5364 41666	0xee97c4aac2720422cfbb25e418191af26043bb67	500
4800 42230	0xb7435f59a5f867805ca797f73b362bfe4f149c9a	500
4444 42586	0xf3e111646cadc868efb1097061c7e96f1a2e487d	500
6807 40223	0xbe5a9d804ef8a91144ed804e6585c76dcfd154d3	500
4280 42750	0x97891bb5a666800d2f07c27feb00ddddb69af221	500
7271 39759	0x8e23803326a182df61dd7ad1aace1b7633c75244	500
4514 42516	0x5e7f3b42e4b6567785f9fdd702519f23bf285a1d	500
4504 42526	0x023bf0c0bd87df17153fcd2a8f441d177ee21c64	500
5095 41935	0xa59c818ddb801f1253edebf0cf08c9e481ea2fe5	500
4294 42736	0x7560ec8d375eeefabe2dc1a1dbd038ccab45263b	500
7044 39986	0x1f1e3ae905b8df4c67132d565005f8ecea526402	500
4094 42936	0x236f233dbf78341d25fb0f1bd14cb2ba4b8a777c	500
5428 41602	0xc781b829aff316334fd732a8822ca27677872a31	500
6894 40136	0xbc6ad843a1024f2d18626acf5ef7a8e4cbd0e85c	500
7290 39740	0x9389e143dff86096766cd9ff82198857745a8d7b	500
4583 42447	0x00c9cf6d9479fc3abec435346d8d3330661944ee	500
4951 42079	0x13c60de9e82a78eec2060de7c1a7dea40646c8f1	500
6340 40690	0x6ec4f659b0d35d28483bcc8d223c7ebef0427878	500
7155 39875	0x7dd4e4210968fb10d6ef1a8c7b067ab2ff5010f1	500
5651 41379	0x737d5902b5363b4a6e62ecac05994851b86b053f	500
6946 40084	0xd2405a7fbdfc3ffbaab54e600db0e752a556ac21	500
6342 40688	0xc1ed4bb443cf2afdd038621f6ef88c7804801325	500
5292 41738	0xa63524cd362d22f79c949b922cc509d0f2a54aff	500
6896 40134	0xadb6f19761e695c663998b0232b0c3d1b003e717	500
5068 41962	0xbd160c0de7cc1bd36ab1a3a6ec5b801daf92a962	500
4911 42119	0x296c2d4daaef7b105ea4482a842e1cc882583547	500
5504 41526	0x2ba583396ae2af58766f684af9d734aff59be87a	500
4156 42874	0xa0a9ad080abcbe33641cd7fa97bf3d205f1980cd	500
4678 42352	0xef46a9851de5b9ccb7289cdb81f56cbaadbf41f9	500
4257 42773	0xbc722152042d4e5a4252a6d4a01607e3a381480c	500
6864 40166	0xbdcadc4bc5805b67b43da380b4bade25e3936ffa	500
6957 40073	0x74e60d06f3ef2adfcf70468b1f8832e421140eaa	500
5636 41394	0x7cfa59c0aeab32faeec9c191565959ddec6e6655	500
5900 41130	0x1567f9688e892ba76cb533fb9ebb08d4834af454	500
6326 40704	0x70dac40adc7c9fc435bbe3e62126867713291900	500
4469 42561	0x79d4da48709e007f851383e466123abf9ffdb9b5	500
5405 41625	0x13efcd0477a64447a55d98a3d308d2355f63c3a0	500
5598 41432	0x1f71ab5f2a187ef95b12cff78bbf62a42f624f1f	500
4216 42814	0x089f5a5fd767d736f67f13d36286e2c66fb131f9	500
How do I move up the leaderboard?
5027 42003	0xb0dab85eb5896fa249eb448ee692d6d636c14c95	500
4414 42616	0xe03a5189dac8182085e4adf66281f679fff2291d	500
5996 41034	0x31b9289e2f31745e28ea8f0391127e4c3cde3920	500
5740 41290	0x3ea62ef471bc2a27a50f6ab16a6c99dbd3b2eac0	500
6270 40760	0x7d2bfda1dbb2f1aa523396f0c87212a0abcd7566	500
5925 41105	0xa0551958edf6f408429bea57416ca017b7fc520b	500
6944 40086	0x80556f5d177f7cb96cf8453898d8e931ade3d85b	500
7383 39647	0x6631ac0e5a93662847efa72b2a888702edfa99a4	500
6713 40317	0x784f1375f430485f061ca603fd8d3573ef2302f4	500
6849 40181	0x9cc08c4f484a6dca20ab177c471933baa40aee9d	500
4362 42668	0x11c4a4e91d851976f59d8e6381044d8571c9fd45	500
6659 40371	0x8d0bd4df6e2af6d88073bae81fa78a1e043a667f	500
4520 42510	0x9754d3e51161b42ae68d3805da6de290665c2cdb	500
4615 42415	0xcc82a253b050b842e4b3445276bc3ed3f4ee84ed	500
5686 41344	0xaeba9f8bff0d1ace3a1bc2555aa6fdebeedb7433	500
6872 40158	0xc94f282af425199b29a406c30f9c0093241b6085	500
6840 40190	0x1e21d538c7b6733ecc3ce593c47bf0c23240998c	500
5861 41169	0x3163b30cb2a8aefea2c12bb144749ffce562bdd9	500
4182 42848	0xf6b6f07862a02c85628b3a9688beae07fea9c863	500
7299 39731	0xc2dc6a76abc610387ce3dd672c6e4b8a249782a3	500
7195 39835	0x25b248911b9551f48cd3fdf016f9ef7653d78433	500
6264 40766	0x3619157e14408eda5498ccfbeccfe80a8bb315d5	500
5336 41694	0x96e1199931a9e201a4d209262c8c379e2c0e4852	500
5948 41082	0x5d9c1eb3dec9b3545583f67eaa030fbfaeabacf7	500
7178 39852	0x1f5ecbb61648b0f2143092981162e0affe1d56ab	500
4725 42305	0xf3ec7a87f8082042de854ea4d382dd6ef548bc79	500
5767 41263	0x14ae02f8b3857666ddecbce8e78809e4ab44d7e2	500
4385 42645	0xb5842f3101ff9f4e3049bf5af6d560ffeb803fbe	500
4850 42180	0x14408105ab3ce8afe13a1b0380d112928e4dc6ec	500
6995 40035	0x14295f90dc7a40441576cc731f65fc6a1d714813	500
6195 40835	0x20e66e3541df0fd5944857e6a60c2578a572ff97	500
5666 41364	0xf90a01af91468f5418cda5ed6b19c51550eb5352	500
6012 41018	0x60badabbd89483d6dd0da1dbd076ad3dcdfbfdb4	500
7310 39720	0x5f75fc60e8fb33ee14c250e41aa451bdea28375f	500
4430 42600	0x8d78415e17a9b1b8884401805b65b6fe710264d8	500
5343 41687	0x6e3ac17b4081b239c1857aa7389aaef005e4c593	500
4667 42363	0xdb5ac83c137321da29a59a7592232bc4ed461730	500
7420 39610	0x5995423cefb0a97a656316daf7dee697d19b9098	500
4263 42767	0x57db2d7d80fc2669a67f32e6fd1e5c22846eb150	500
4563 42467	0x62fdee7cd0a4dd06f26d5dc66f33c1e65ee7ae6d	500
How do I move up the leaderboard?
5323 41707	0x627ce855f25223859bb360aa096a2fe6b8eae319	500
7417 39613	0x5abd1c9387b58bc233cd0daa86640d0ec1e1dcfe	500
5446 41584	0x251199baeb4236ec5b54e9ef8a0b7cd493cc8155	500
6950 40080	0xae721fb008c3035e568f4d9ac0c9a6bccff4f87f	500
6518 40512	0xc8598168d8475133de3150eff9b0ce27fb9b038d	500
7049 39981	0x475a24c7c7679e3399cf55e90cb3d50a6aceea7b	500
5911 41119	0x65f85007f7db4a6eddc1f13e57cac7ed3bb348bf	500
4184 42846	0x806da29201d10cdda91f299d68fb326b1d9fcb48	500
4483 42547	0xbac4d298de484bef485ec5a7b38ce40bf1844f87	500
7309 39721	0xc99ee469a38109e9deac40b20d343163d057c0cc	500
4942 42088	0x41101882cb54935335f4e08c484c3def212a20be	500
5043 41987	0x4855ea3738b30192e86d52ca9a3ce4030c3de794	500
5820 41210	0xcbbcf45a1aeddaf93ed0c8a558fcb8f021225610	500
6311 40719	0x944fb2f58ed2c2e8fd4d9bb7013f262875467da5	500
4799 42231	0xc6c2a697e27242b3ba5a393f304b64a27040e006	500
5306 41724	0xdf63be2e473ba04c26b1609e51d08cf0d78e0913	500
6475 40555	0xe7be3b63fcdadb873d69b3ce17967ce211c230b8	500
4816 42214	0x9ace5df0fb6c1d6087ff5e82c93124096d054e97	500
6285 40745	0xf75fcd9849d3365d436d0cd889ed500150c9482a	500
6391 40639	0x18d355370cffa7ec4815743f14833b0cd11d3d32	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 3.55% on your WSTETH

Earn 5.50% on your DAI

Earn 4.13% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.96% LTV

Borrow against DAI from 0.07% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About