Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.64%.

Get $RAYS

Leaderboard

Rank	User	Rays
5959 41105	0xe6e1ed297c72c80d1b1fe8935a4f71c1d2e16bca	500
4156 42908	0x49441f28d989f5fe10d645a4ffa658da20572fa3	500
6668 40396	0xa112ad9d74eecec50f3230d3245a90182d8fd701	500
6452 40612	0x4d322cc68b7b8f23df1c41fc19ebd7354bb627ae	500
4924 42140	0x3592b3dfe7da5921cfb53b168aefa4beaa73f010	500
6797 40267	0xa5d6fc51f029fd3785980ab54e02f098c61d1aa4	500
6894 40170	0xf4290ab1a8129b8b887d3ab331f24ecf812bda8e	500
4721 42343	0xd6756d55ee43b61d3362c0678fbba85d755e659c	500
6185 40879	0xb46b22dc3387756a448552379a37a682db3d0b2e	500
6234 40830	0x9726c55b0cb4dcfd3a8acf3c7ded770aaa22240e	500
6614 40450	0xc3799d706b664dde0adc459f81a67414633cd5a3	500
4929 42135	0x22e6621eb093b5ba59572d632d9bb0b5b36c4211	500
7071 39993	0x91b4556d4ccaaae59e37c4a57ddef8903f644621	500
4292 42772	0x42d10f9a788e33798e11646eb90576877a62cd37	500
6310 40754	0x8224f79eb2ec5f0fbc1c47b50dc4aaf7222a96e8	500
6683 40381	0x2ab3fe13eea37c502fa34e6d74b8d3b3dc62954f	500
5347 41717	0xc78163f8c600ea7568c146ec29d5232a341584f3	500
5504 41560	0x56d05db81374b1bb4da194cff7877609157d4be1	500
5792 41272	0x6ad36df674e7188ae9edbc032617ad65f9b13ece	500
4992 42072	0xc8cf224066d4272dfba64c009b2f58b3538377c8	500
6220 40844	0x938728abc0bd173b8a4f07813810e224a5c3c166	500
6071 40993	0x7b7d6ca0bf9aeb1744e98701ea777744eae280af	500
4988 42076	0x8d1d5d342ae08f85b20901753bc0d3d5be79e28a	500
7434 39630	0x373cfb073ebe4dd96b6ebe79dd8f5bbaa29b8a38	500
5275 41789	0x5f45e10673aef2bc159655fefc487fa6a695a8cd	500
6013 41051	0x0d6b1c75deed4a973e26882d4dd34a76c25518d8	500
5439 41625	0x950bf45abea90bcacc85ad1890c10df739866e30	500
4829 42235	0xfe13988736d95d052c2e45e5b4e1ef2e2750b7f4	500
6811 40253	0x2859fa1c532c0cf9551dd8e5e93f94a4390590ee	500
5924 41140	0x6ed656cf8a148076d09a9ea38907e1b7241abd76	500
6301 40763	0x9017d84d4af580bff21f6decfc467002e56e1fed	500
5239 41825	0x47389bf1ee3ef72afc0601db4a12bae48724a8d8	500
5884 41180	0x326481a3b0c792cc7df1df0c8e76490b5ccd7031	500
5262 41802	0x1ec310799596515179c0a8ec99b4c9a882883d5b	500
5505 41559	0x847bc53de3ebb154f970819eadff0cd43d4b5390	500
5908 41156	0xb89b78a4f0cfb980880c3def89f008577c67fa75	500
5080 41984	0xb403b4005bdc98391fd06c13f47b8c74957c1e16	500
7127 39937	0x38441a7e52b04a345741d1a9a1031cf718f11e74	500
6641 40423	0x08a8cdb90bc9305bf079a208d1fc77049ae6f634	500
7403 39661	0x034e8229ffb73b828f710500e0b761ff1c09e9c7	500
How do I move up the leaderboard?
5253 41811	0xf47e736a1f9ba1eb781a5b3ceb37e0eeba9dace1	500
4243 42821	0xe42e3ff374ca52ee3d4d4767d8606b263369465c	500
5234 41830	0x10c2b2623c54d4a03f3f59fcbd98bd16ff3742b1	500
7014 40050	0xb278550ebf8010b8f9aed23c4d0dd32b253f4644	500
6595 40469	0x60c669e0caeb21352b0403be0c41359b3edaf627	500
4642 42422	0xeb4e17f4b6a9490ee3579c0f1edf144868f2753c	500
6398 40666	0x052cd611c83aedad5ee2ca596223ad6c4310baed	500
4943 42121	0x5050179adce2bf9c9fcb2d78892fe956046ce6f7	500
4828 42236	0x8e3f10c966f455bff22112ad0c2057e37c3f6de9	500
4884 42180	0x66d3ece23023d838c231215acd7328a7d664b82a	500
6405 40659	0x58f123bd4261ea25955b362be57d89f4b6e7110a	500
5390 41674	0xbcbd4885ee8b2b74249c5ad9b8b668fb256a51b1	500
4775 42289	0xbf9a4ecc4151f28c03100ba2c0555a3d3e439e69	500
5085 41979	0xa3d3a7d0ce80173e99af14ca3a004c789df64323	500
5601 41463	0x6e5425fcdd0d27e3a77ae23ade36436d181337f7	500
6095 40969	0xd2dc28f65c76510a4a930d28664a60828c4cf64e	500
4647 42417	0x99bf623e41487c6184c0cdb9edfb2fa2ff998294	500
7105 39959	0xb853ceb4d30ebfc30924db42d90111d51662bb8a	500
6714 40350	0x63d1cae75d367be8af4c2cbb975b3bdef349d265	500
6098 40966	0x6b8e55286e0f30a2e8f69d685cfb3fea84cb2d11	500
4529 42535	0xd59ca61aec1933a19a26a751b0eb6f5fdf8fb06a	500
5731 41333	0xe3491998e82d355bc777327d137be31b458bbad6	500
4808 42256	0x2932516d9564cb799dda2c16559cad5b8357a0d6	500
5619 41445	0x234c38870ddbf92231df6bda0e73cde5f9837b9b	500
6446 40618	0x508b0907701dfad406bc80e7833fd60e267e26bb	500
5539 41525	0x7bebf3d7eb8351edea30564d07f17cda22e65467	500
7176 39888	0x8cb541ddbe00c8ac83c7122d835e94167a982c7c	500
4789 42275	0xecc4ce0c774a97bd23086c96206f33414d650106	500
5938 41126	0x0da40fa8171574bdc01019b269dc90ad926f2390	500
4127 42937	0x2c9f39bce307956205b7e3d4b77475dab657ef70	500
5766 41298	0x8479cf0c5741ed0240128856cf1122d5dbff82a4	500
6584 40480	0x4202e733eb2d17a92401fd75148d04ac1b28f1c3	500
5958 41106	0x8fb7a5744c839781f896a2551b3886701d45c6a8	500
7325 39739	0x80a700eb20a9f1a79119067835c8a500e852ed8b	500
4495 42569	0x50c6a981b80a72d98af87b626d3dfbe226e7d9e0	500
6318 40746	0xcf7c25b821b27370afce74994af7d17f304105fc	500
5444 41620	0xa09d6ea7263430d73e06ce8e2d1df3e8b014cd55	500
7089 39975	0x7bc0146115c29168c9ca25086e42c2b50c3c8768	500
4230 42834	0x5e66e1618a782d19dbc19c14695b707a8a8b15f4	500
6508 40556	0x9dcef327ea66947156eaa2a5335af772b91177ae	500
How do I move up the leaderboard?
6983 40081	0x1bbce7eb5fb02d7854b0ec69b479a1c99b4ae660	500
5583 41481	0xd57def61cf1f958ba9d8e8caae81fe9786e0f7df	500
5326 41738	0x4bc67ad2f21f0325568325c25da892ef7e7958b8	500
5580 41484	0x9140754bc4995e51e2268475df7f3de4d71f2b43	500
5016 42048	0x370df8e1f117793d8142f9a801897614952261a5	500
6556 40508	0x1f2dae739843041fe2a81b20f3ef9a2a6ba8ea7c	500
6079 40985	0x383f5b7f94a9574df930611967464bcb53a5afc7	500
7358 39706	0x409411817b3c5c752a84c777ebe1c19d9d4aa209	500
6196 40868	0x3cbfdc86b5ad587577b7eb6885de531d2bd0e9b5	500
7411 39653	0xba90e5b6d3376d792ca3927524c27a185fbfb159	500
4207 42857	0xfd7e940d0862a34e4632f98576bd5365529cf8f2	500
6921 40143	0x5271d6149c4e1e10e952b059b62a96c33bf09f93	500
5745 41319	0xfc9685364840db1362b16f15d72c1b294e031089	500
6206 40858	0x21f0dc23dc2516fb347ac64b9cdf6c7d4eb14566	500
4892 42172	0xf1b58ab117dbcd16be35f079e8ef9acaaa28cbdb	500
6913 40151	0x3b5677595284dafba92320dc3c64e9cd08046907	500
4303 42761	0x1ffb2124ba89d45472184b653aba3a2620d6645d	500
5861 41203	0xfbf3bf1ffe79f59cb58958288f0dfb596098ab6f	500
6064 41000	0xf6a8c989bd02f7986757f1a24380e452ca79557c	500
5207 41857	0x16529e2081ae0d4ecdca1ac27a81ec9693bee286	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 10.87% on your WSTETH

Earn 5.50% on your DAI

Earn 7.93% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 110.87% LTV

Borrow against DAI from 0.11% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About