Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.91x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.70%.

Get $RAYS

Leaderboard

Rank	User	Rays
7335 39706	0x0de42103e5856aacbb29a95987d762eb5ba1be2f	500
7311 39730	0x0f45336625f030b99c3f2a2d91c1bc5625ca4743	500
7128 39913	0xf3e111646cadc868efb1097061c7e96f1a2e487d	500
4992 42049	0xbe5a9d804ef8a91144ed804e6585c76dcfd154d3	500
7302 39739	0x97891bb5a666800d2f07c27feb00ddddb69af221	500
5652 41389	0x8e23803326a182df61dd7ad1aace1b7633c75244	500
7053 39988	0x5e7f3b42e4b6567785f9fdd702519f23bf285a1d	500
7064 39977	0x023bf0c0bd87df17153fcd2a8f441d177ee21c64	500
4703 42338	0xa59c818ddb801f1253edebf0cf08c9e481ea2fe5	500
7288 39753	0x7560ec8d375eeefabe2dc1a1dbd038ccab45263b	500
5317 41724	0x1f1e3ae905b8df4c67132d565005f8ecea526402	500
5322 41719	0x236f233dbf78341d25fb0f1bd14cb2ba4b8a777c	500
6541 40500	0xc781b829aff316334fd732a8822ca27677872a31	500
5119 41922	0xbc6ad843a1024f2d18626acf5ef7a8e4cbd0e85c	500
5681 41360	0x9389e143dff86096766cd9ff82198857745a8d7b	500
6983 40058	0x00c9cf6d9479fc3abec435346d8d3330661944ee	500
5192 41849	0x13c60de9e82a78eec2060de7c1a7dea40646c8f1	500
4361 42680	0x6ec4f659b0d35d28483bcc8d223c7ebef0427878	500
5483 41558	0x7dd4e4210968fb10d6ef1a8c7b067ab2ff5010f1	500
6854 40187	0x737d5902b5363b4a6e62ecac05994851b86b053f	500
5191 41850	0xd2405a7fbdfc3ffbaab54e600db0e752a556ac21	500
4363 42678	0xc1ed4bb443cf2afdd038621f6ef88c7804801325	500
6830 40211	0xa63524cd362d22f79c949b922cc509d0f2a54aff	500
5121 41920	0xadb6f19761e695c663998b0232b0c3d1b003e717	500
4768 42273	0xbd160c0de7cc1bd36ab1a3a6ec5b801daf92a962	500
5374 41667	0x296c2d4daaef7b105ea4482a842e1cc882583547	500
6558 40483	0x2ba583396ae2af58766f684af9d734aff59be87a	500
7435 39606	0xa0a9ad080abcbe33641cd7fa97bf3d205f1980cd	500
5953 41088	0xef46a9851de5b9ccb7289cdb81f56cbaadbf41f9	500
7325 39716	0xbc722152042d4e5a4252a6d4a01607e3a381480c	500
5074 41967	0xbdcadc4bc5805b67b43da380b4bade25e3936ffa	500
5208 41833	0x74e60d06f3ef2adfcf70468b1f8832e421140eaa	500
6820 40221	0x7cfa59c0aeab32faeec9c191565959ddec6e6655	500
6204 40837	0x1567f9688e892ba76cb533fb9ebb08d4834af454	500
4339 42702	0x70dac40adc7c9fc435bbe3e62126867713291900	500
5683 41358	0xb118c2132613a6cb8f581f03bd7fdad1393602ec	500
5180 41861	0x36cef04b8fb1679e877499a564b144b8732358fc	500
4499 42542	0xcbb4c43307ad77e4e5ac2c742d05f548c2212491	500
5665 41376	0xd628c8aca6d482d4e8e84beaa91ef75e2039d77f	500
6061 40980	0xdab60d0ae9fdb14a8722614078defaf2fa332a5c	500
How do I move up the leaderboard?
5187 41854	0x80556f5d177f7cb96cf8453898d8e931ade3d85b	500
5844 41197	0x6631ac0e5a93662847efa72b2a888702edfa99a4	500
4851 42190	0x784f1375f430485f061ca603fd8d3573ef2302f4	500
5053 41988	0x9cc08c4f484a6dca20ab177c471933baa40aee9d	500
7212 39829	0x11c4a4e91d851976f59d8e6381044d8571c9fd45	500
4783 42258	0x8d0bd4df6e2af6d88073bae81fa78a1e043a667f	500
7047 39994	0x9754d3e51161b42ae68d3805da6de290665c2cdb	500
6948 40093	0xcc82a253b050b842e4b3445276bc3ed3f4ee84ed	500
6896 40145	0xaeba9f8bff0d1ace3a1bc2555aa6fdebeedb7433	500
5083 41958	0xc94f282af425199b29a406c30f9c0093241b6085	500
5035 42006	0x1e21d538c7b6733ecc3ce593c47bf0c23240998c	500
6162 40879	0x3163b30cb2a8aefea2c12bb144749ffce562bdd9	500
7407 39634	0xf6b6f07862a02c85628b3a9688beae07fea9c863	500
5749 41292	0x06ec2f2c6521101565b8b833a763dd1b41210956	500
4446 42595	0xfc3bf7918ba967f3dba6b60a29db990cfcd3da63	500
6779 40262	0x5fdab11e7d3ae700af9e8c50e976cd0a85b12438	500
5694 41347	0xc2dc6a76abc610387ce3dd672c6e4b8a249782a3	500
5547 41494	0x25b248911b9551f48cd3fdf016f9ef7653d78433	500
5565 41476	0xa766718b7e2b99c13585a07129caf27aa31fc865	500
6557 40484	0xdd706f081e8e30500924b51fbb871663e9f81b9c	500
4327 42714	0x1c789fa68223c1701ae3a1cb3f37f0d8a3d53297	500
6127 40914	0xd57caf59a0243897162a514f6ba7bffdbf170e98	500
4716 42325	0x879804243d7d62dfa20191b75e0bd3af64356951	500
5796 41245	0x5770c83ce0c3d5ebd0f2429ef4d2bc464046d27e	500
4682 42359	0x0952615cd36904d97c736a0b0a5eea75c75e26d8	500
7150 39891	0x8bb2a140e43d2ddd4a36dca27317e5d08aab5719	500
6071 40970	0xc31471e4a7429ba0bdea9fa061adff491e9839d4	500
7045 39996	0x7ac76056b8c68bce493cf0e402e30d327657dae4	500
6264 40777	0x86e20163d39637ec8d484b884dc0c644feb7a4a5	500
5248 41793	0xa333e7a5a85f5022bc58c2f299765134b927c163	500
6249 40792	0xb9c350b95efde941310e227c0a578f3f05906fc8	500
6573 40468	0x1f5f8f6a9ed1a3c7d895dcbf14660337b4fb60e9	500
4437 42604	0x69898295bad5cd0c999275aa57f3c823c046d126	500
7448 39593	0x43fc188f003e444e9e538189fc675acdfb8f5d12	500
5352 41689	0x42e0c028032ff2bfb0a52201d699a9455e920a0d	500
6305 40736	0x4994e3394a641dd1e36e59bde488de6e098b5f17	500
6689 40352	0x8b07bc7b5276f7e0ee1f7c786ad654af01671a8e	500
4731 42310	0xffa959e7f5a394acdbbf263d22b0fdbb0c1d1157	500
4922 42119	0x1fdebd374939c85a2068d1be6c620a3c8ebe831f	500
5739 41302	0xce7298e5ef1ae8af0573edc2ebd03ab0f837e214	500
How do I move up the leaderboard?
5814 41227	0x19360799a15730fac556088793895aa7650ee442	500
5657 41384	0x3fd2bcf0d407983b18a29ad2e1ec4053c298ab5d	500
7403 39638	0x635689a6342eedf4fda188169aa9df47425bbb36	500
7351 39690	0x29b20c2eba813f316485f834868f5fa707dd89c0	500
5412 41629	0xcdba19e0e34d6ac31922b1c153d1f6c80bb03a60	500
6893 40148	0x7453c0cf1a48edbdb277b37b372db7c851363823	500
5516 41525	0xccf96983180998229965efdc416cdfcf9fc80fe6	500
6977 40064	0x01f6a06ec1f5341f7d322a27a3dac7004c698963	500
4317 42724	0xd5bb449ebd48276d1b5cbd2ccf1b0fb453059d28	500
6575 40466	0xb6875ec94be06d159a28d627422b7c9388cc8861	500
5613 41428	0x8f55fb74b8fc011c9a50f062ccfce272177c8847	500
6754 40287	0xc243fe7e28abb957beebfcee6df694d5bc944fff	500
4792 42249	0xafa454ad02ae3ad5cac4d04342756fb90e51462c	500
5582 41459	0x31ee25b6b653b02526027e4ec29496b7748ba953	500
6227 40814	0x8b1b0f049b9a7c76bd721b14d90359a3dee1f58d	500
5349 41692	0xc3fb3ce620a7bdaae936e8a284028b938b5584f7	500
4106 42935	0x0fe8583c45d181fda20d49b05361cd41236485a9	500
4332 42709	0x9ae301f85aa01190be7e06a23ed110cde0930511	500
4513 42528	0xe32998f3d8be95cabd63d0a4859af887e7594719	500
4184 42857	0xfe5ea1b842ea067ffd3761b10e4e018aebfe7a8f	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.14% on your WSTETH

Earn 5.50% on your DAI

Earn 4.05% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 98.86% LTV

Borrow against DAI from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About