Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 11.15x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
5940 41090	0xb9c350b95efde941310e227c0a578f3f05906fc8	500
5511 41519	0x1f5f8f6a9ed1a3c7d895dcbf14660337b4fb60e9	500
6403 40627	0x69898295bad5cd0c999275aa57f3c823c046d126	500
4146 42884	0x43fc188f003e444e9e538189fc675acdfb8f5d12	500
7066 39964	0x42e0c028032ff2bfb0a52201d699a9455e920a0d	500
5983 41047	0x4994e3394a641dd1e36e59bde488de6e098b5f17	500
6484 40546	0xc1540d74bed404282f062c33afb991f4de37e43c	500
6673 40357	0x82ab72623b1e29942781df85bd6a49326a977333	500
6758 40272	0x1fdebd374939c85a2068d1be6c620a3c8ebe831f	500
7328 39702	0xce7298e5ef1ae8af0573edc2ebd03ab0f837e214	500
4763 42267	0x19360799a15730fac556088793895aa7650ee442	500
7275 39755	0x3fd2bcf0d407983b18a29ad2e1ec4053c298ab5d	500
4186 42844	0x635689a6342eedf4fda188169aa9df47425bbb36	500
4231 42799	0x29b20c2eba813f316485f834868f5fa707dd89c0	500
4589 42441	0x01f6a06ec1f5341f7d322a27a3dac7004c698963	500
5006 42024	0x46a0b4fa58141aba23185e79f7047a7dfd0ff100	500
7221 39809	0x31ee25b6b653b02526027e4ec29496b7748ba953	500
5921 41109	0x8b1b0f049b9a7c76bd721b14d90359a3dee1f58d	500
5169 41861	0xd5bb449ebd48276d1b5cbd2ccf1b0fb453059d28	500
5412 41618	0xb6875ec94be06d159a28d627422b7c9388cc8861	500
7174 39856	0xccf96983180998229965efdc416cdfcf9fc80fe6	500
7243 39787	0x8f55fb74b8fc011c9a50f062ccfce272177c8847	500
5339 41691	0xc243fe7e28abb957beebfcee6df694d5bc944fff	500
6666 40364	0xafa454ad02ae3ad5cac4d04342756fb90e51462c	500
6197 40833	0xfe5ea1b842ea067ffd3761b10e4e018aebfe7a8f	500
6976 40054	0xe5350d96fc3161bf5c385843ec5ee24e8b465b2f	500
4916 42114	0xc3fb3ce620a7bdaae936e8a284028b938b5584f7	500
6138 40892	0x0fe8583c45d181fda20d49b05361cd41236485a9	500
6321 40709	0x9ae301f85aa01190be7e06a23ed110cde0930511	500
6811 40219	0xbe294571f4d9c6f99707e18dfc49b86ce1110e83	500
5500 41530	0x4c54facfcbdecdaefd722bf6acc7ec8863d1c715	500
5101 41929	0xaf1caed60ec8fea41d493efa393c6fd500cf15d7	500
4256 42774	0x218f23c2b1cbc74525ee557ee366b636f4731636	500
5183 41847	0x66ea2d335291a5afa8d3522eef6adfc3f8746e16	500
4242 42788	0xab24b4cf2346539c6015141d2c9af9706df8ada1	500
6656 40374	0x174c19f1d1589198ad028c81075ca0551f843e36	500
6905 40125	0x0e7e9300dc6e143fab3e6b8ba950b3fcca54146b	500
6201 40829	0x77bd91d91530e766b009a240670965680998ffff	500
4486 42544	0x3613bc8c90c3fc79bad550a371ed0cdc77200901	500
7058 39972	0x47ecd7054cda10e941524514f25082e1fd210f56	500
How do I move up the leaderboard?
4455 42575	0x867bcd07f1cbaeb7b1eb8024e8922409ab4f247b	500
7026 40004	0x8dd6538ec8a33cd75006d3fef6efbdcd239b5651	500
5382 41648	0x940a93344fb7d658fedd9db54daaffd6cb52f481	500
6814 40216	0xedcf354909dc19734bdc5b35f800238f592d5a92	500
4327 42703	0x769538c3ba280cb7b5018239937cc8f92458e689	500
4765 42265	0x0099fa965c7620921332455e3a1f9ae24867ddab	500
5666 41364	0xf90a01af91468f5418cda5ed6b19c51550eb5352	500
6012 41018	0x60badabbd89483d6dd0da1dbd076ad3dcdfbfdb4	500
5601 41429	0xe0fcd728feca04f2ac5a9b43da124f5418f917da	500
6419 40611	0x6cad7524593155d31ef529af231b782f7f7442c6	500
4373 42657	0xeefa7451c03d52ce909a93654664c46cf81ddd21	500
4228 42802	0xb9d64860f0064dbfb9b64065238dda80d36fca17	500
4287 42743	0xe45f3aa7c32eae6c2594bcc0330b6287afe7248e	500
4210 42820	0x0fcc4f38a9578a0fb0e58c954c2e6d485f23ed06	500
4515 42515	0xc06dbddf5b059d4de36ed72fde4bc3793c63ce6e	500
7011 40019	0xe46e8996a7bfd82ca059ceccbf99df153c199e64	500
6243 40787	0x25e2888e17ea78be034c75f08324a803bf4efcfa	500
4997 42033	0x0339865fce92b197e6d5e29f1d20886f1a6702b3	500
4603 42427	0xdb6aab3f6e320926ade666f03a34af31ed08372a	500
4188 42842	0x07b3ca546c1011aa0b801a539e6ee5c5bba1a86f	500
4837 42193	0x6fc6f371763371f0fd66e65b157017eb7ce7e1a1	500
4285 42745	0x9f6d129b16f5d789f282a848851a70319ad05ce3	500
6240 40790	0xf5422827e1a3791fb06605aff0d24fb824be126e	500
6400 40630	0xd0f7824a307c4ed5f343ef0b726f9472c983a88a	500
7119 39911	0xd76764cc7cbd5440da0e40584f314eaca939336d	500
6120 40910	0x7892fc5e981d03193a52b1e7f17c564b2b346a38	500
7469 39561	0x0337dcbc6f5f2c2ca665fdd487f7d8f23c305b08	500
5070 41960	0x55a5f913ae82c43f1d63f338a304a0d1af0f3ac0	500
6244 40786	0xbb5e9f954fb0b190225f1b0f9f946d78ff0fa0e6	500
5459 41571	0xd582d8067eb63243ccb7411bf85474ad1937ac36	500
7364 39666	0x5770c83ce0c3d5ebd0f2429ef4d2bc464046d27e	500
5429 41601	0x6bd4361f03d345da1a357b72026f787cfab51c92	500
4719 42311	0xcfb96bc298aadf182d9f1300c37bd4c5fef25b45	500
4867 42163	0x99b25f2b6a5ccb8dc45ea07041f6caf045d8eda5	500
4143 42887	0x58295bba59b4bf056cb99a900da9bde190606eea	500
6144 40886	0xbf35741a0c151fbdc37dad5c6b8a14cd21277cf4	500
7064 39966	0x473c31058d14f8eadfb6627adbbc90dddc7bbf09	500
6521 40509	0x96671ece6ad478e806978bfcf296d2e734445461	500
5685 41345	0x4bc3754b624ec2acca8bc687bcf0c2edacd69943	500
6141 40889	0x59cdf8f0298210cbe8ed2326cf4d6cc75f65705e	500
How do I move up the leaderboard?
6760 40270	0x5229b61841fbebb4e0f70cf82714d16b8ca436a7	500
5535 41495	0xeff9cf0574ede99eb23d34e9e058ad6056cfc3c7	500
5960 41070	0xd270e8113dfdd403d02545c37265e5e2061e049e	500
7313 39717	0x8e3ff5639aec60121a3a627bf50f4aac31ff21fc	500
6553 40477	0xaaaa7ecdcded220ceeb1a1a16b70ac894746727b	500
6568 40462	0xf318b7964549cf3b3f1076a8d795c3ebbc231b01	500
7408 39622	0x756e0868dee2adc7e46c5c3281df3e75053a1b59	500
7195 39835	0x25b248911b9551f48cd3fdf016f9ef7653d78433	500
5016 42014	0xab2731d2889e9111623568c191fcc12ea25562c6	500
7050 39980	0x3b11267dfc4b9ebe8427e8f557056b4b6ce98112	500
5114 41916	0xd79fe5ca182b112e62d1466068b572493b88cb24	500
6900 40130	0xeb72929778eacc166a62ee71ddd8a19fa78871a9	500
4727 42303	0xcbf0e8ba08d0c330c3b8586eda50860f3367380a	500
7299 39731	0xc2dc6a76abc610387ce3dd672c6e4b8a249782a3	500
6323 40707	0x44a19463c22337cf80cd4edf4b2eeba94d900450	500
6612 40418	0xe8daf72958a50f02cb683096bd00d3f1981bf6de	500
5079 41951	0x0167940dd408bd12b8c319e979109d0f1c07e1d2	500
7124 39906	0x728b87636f8db404f70cbe4e86c9c5a23cb74783	500
5475 41555	0xd4cf2edce775851ddfaaa2ea39cf595b998dee02	500
6100 40930	0x164ba6d1e6dd5f937908c34137d271ea3852c214	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 3.55% on your WSTETH

Earn 5.50% on your DAI

Earn 4.13% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.78% LTV

Borrow against DAI from 0.07% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About