Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.67%.

Get $RAYS

Leaderboard

Rank	User	Rays
6000 41122	0x622a69180982c3469f0a9080724c194268ee9797	500
5435 41687	0xf6a8c989bd02f7986757f1a24380e452ca79557c	500
7313 39809	0xbe8fd1a2cdb1a5611b82d86590b97d2a7585440f	500
6542 40580	0xbe260c98ff79994f0de6a9923eabd9ecc5759ff3	500
5775 41347	0x4ce3b8c59632a564b8334ffe311ba411d874c5b5	500
4754 42368	0x4a6ef0d843754d2b99c42c947911c346d6043ecc	500
7030 40092	0x4476cd619170868d6f9e8b4c7604037db1a0c8c4	500
6558 40564	0x6a4d361b7d0dadf8146dcfe6258a8699ea35eb81	500
5408 41714	0x88ac25f2b4b8be692918fda5d0333278851787f7	500
7268 39854	0x3b8c618bfdded6544b27ef67cb71043b30655514	500
7152 39970	0x71947cb13c53922f56b7881169f97357ad8a465a	500
6220 40902	0xf6aa36a5bb1955b741f11a82fa8e185ec74b40b2	500
7133 39989	0x3e0ad95d235c9175c14b85b6b27fddb441eb4b44	500
5464 41658	0xfe0f7c722b04bb73cf2028415811e3d98d0af295	500
5814 41308	0xe6474d67bdc106221136ff2a6c20420c6505fbfb	500
4934 42188	0x16529e2081ae0d4ecdca1ac27a81ec9693bee286	500
5552 41570	0x0b0441cdcd867c79ef66aa556504626e69e005de	500
4337 42785	0x1b3cd68b2fcea1e02b12bfcb83c7f167df55283c	500
5520 41602	0xff6ae0d72c0d4229b254aa7f81c893e5be7b21c5	500
4397 42725	0xcd261bb4fb0d390b72324a6002ae63abe9d57422	500
6937 40185	0x20c0b79571aabd309d1c2672aca0e1a76817bc2a	500
5923 41199	0x07bc45627de245e7cd6e0a37b3c433a868a2a94e	500
5929 41193	0x20e13e46090bb00e1d5c233241f45c26b47cd866	500
5182 41940	0xfd7e940d0862a34e4632f98576bd5365529cf8f2	500
5217 41905	0xbcbd4885ee8b2b74249c5ad9b8b668fb256a51b1	500
6922 40200	0xe03ec7c250d8cf5d96ce0ca0293d974abe3847d3	500
4876 42246	0x2c9f39bce307956205b7e3d4b77475dab657ef70	500
7555 39567	0xd745b071d9188f57feda378020173faed9dbf327	500
5761 41361	0xdf1dd8f308bd9116f5eb03157bca7ea311010974	500
7230 39892	0x5844391b36a7fd46f335ccf4056b58c3be272a5d	500
4398 42724	0xf90f819031899a487d24fdd9c49599e20aa27572	500
6719 40403	0xb278550ebf8010b8f9aed23c4d0dd32b253f4644	500
6152 40970	0x60c669e0caeb21352b0403be0c41359b3edaf627	500
5872 41250	0xeb4e17f4b6a9490ee3579c0f1edf144868f2753c	500
4522 42600	0xbca3a27da478f038e78544a9fb4b1eae0c14a0e6	500
4212 42910	0xd4e688205158ad377237b38daf59c61a532abe8b	500
5468 41654	0xd2dc28f65c76510a4a930d28664a60828c4cf64e	500
4463 42659	0x6e5425fcdd0d27e3a77ae23ade36436d181337f7	500
7295 39827	0xa3d3a7d0ce80173e99af14ca3a004c789df64323	500
4806 42316	0xbf9a4ecc4151f28c03100ba2c0555a3d3e439e69	500
How do I move up the leaderboard?
7323 39799	0x0a67584e178192fe61756f8633f3c5eb264aff7c	500
4482 42640	0x234c38870ddbf92231df6bda0e73cde5f9837b9b	500
4771 42351	0x2932516d9564cb799dda2c16559cad5b8357a0d6	500
7046 40076	0xa0b6253d7787ae282749b71fd4ef5d5c9d8a9e87	500
5231 41891	0x3961927081e0ff240c9f6550af7eb676f0612bc2	500
6062 41060	0x0a9c593ed710c6a6928fd03e9620f1fe40bae40c	500
5579 41543	0x5b80c38c81b5a9410f81026497601ab005fdef9b	500
4829 42293	0x1f2acefbb92ba21881c0e26357efc52640e87b92	500
6675 40447	0x666a31f167eabb6eb986af97f362d2d71aa8fe54	500
5202 41920	0x57280d899fb8d7d63366a34eca4f66b81a5a87d4	500
6856 40266	0x0aadd259211f712b57b6648b305f336f637b6713	500
5853 41269	0x9f27029363d8a3a6ba117f24d4479921310ea386	500
4851 42271	0x9ed4dd5b3b6172e9fa1b628662f660cb511a5865	500
7097 40025	0x94c0784467b77cc8e90ab1ca53d5aec8dd98c63d	500
7351 39771	0x17c9cf35b9aa40e4eb62f5768b020e3587d90b6e	500
6286 40836	0xdc059f3c00d214f11bbca1257692474b40dd47cb	500
6190 40932	0xefcde2b644977cc2e6fd32e60084f524db9b7dd4	500
4331 42791	0x941cacf4aeb2dcda53152e333506c92747e57923	500
5518 41604	0x2d018eeeab1593b8f9042f70863d15c074750398	500
6039 41083	0xc6d00eb64b5197f89d3818b2176ef06c96d4fd18	500
5005 42117	0x10c2b2623c54d4a03f3f59fcbd98bd16ff3742b1	500
4220 42902	0x43093861e897d139342ce149935a5f721532a660	500
4606 42516	0x37690f20c2b226518ddd306ad3df0b7c1ac918ae	500
6970 40152	0x9908bb558f9b86f2bebc48542c8b2c51dcae2a2e	500
7541 39581	0xce7aa2d3c1f8b572b50238230f5d55a78db86087	500
5195 41927	0x08fb8805166bb9f009ec4c4ec837bcc6a084424c	500
4994 42128	0x775f257b08d549b18db348d29160b3aea8e9c2e6	500
5023 42099	0xbec6e4ac010114e515483060fda81cf9088040ff	500
4977 42145	0x2b5d13d0b275e91f428248370e02e3800f908324	500
6841 40281	0xea4670cb895ad7b4a4739745bc9462a79cf2de30	500
5380 41742	0xeb395447321970ad74419bf4bc177112fba91a1a	500
6621 40501	0x5513eaafbb5676cd8f0bb5359abd949ef2071f29	500
5755 41367	0xf188761c1beefdfc9ec1ff4dc3095be7dd74e6a8	500
5123 41999	0x5f93d3d64e416c3e3e63db631072bcfa8321a0ad	500
5753 41369	0x1d4b898d0f7e34e28913b2dcd42f7f8eab48e6b4	500
7488 39634	0xbcc0983d8ee842f016b881f8b70b8602d008b4a9	500
6218 40904	0x08a8cdb90bc9305bf079a208d1fc77049ae6f634	500
4380 42742	0x1b3cc974dfb9f962f9448096df229e52184e4994	500
7160 39962	0x22acb809d08ae7c79f0b84513efce0577acfe514	500
7303 39819	0x0bec35a2fe64b38d9850d6a225c23bc4a1aef427	500
How do I move up the leaderboard?
7288 39834	0xd14ab59a934a22b072f331453c205f85c168aae4	500
4617 42505	0xe3491998e82d355bc777327d137be31b458bbad6	500
7492 39630	0x66d3ece23023d838c231215acd7328a7d664b82a	500
6411 40711	0x0417ad62bee5df0adab31121bee4d89de7586d0f	500
6050 41072	0xd247c45d64a21b7c1f7cd3372a3645e549a50cb6	500
6237 40885	0x055ad5e56c11c0ef55818155c69ed9ba2f4b3e90	500
7148 39974	0xae7428c9874b211cbbdca19e89b583e856d36413	500
5799 41323	0x8094fd1473df3b5d01c87fd0dbe81e1315e11e8b	500
7540 39582	0xad64708775efa0d390a24cff42d1d768418e0f83	500
5041 42081	0x0dd488037792083e9b7591ae709ab64e14aa0520	500
4210 42912	0xc2c78f21a1396bc4cfd6381f22d5dc506e68bdae	500
4572 42550	0x137a09148d08d6ceeb8697693496ea37f31fa78a	500
5696 41426	0xd0d16f936c1e00feb9fc93fa8f7972673e3cb3df	500
5197 41925	0x21296255bea8b75aa6236d898459b1ac6f283120	500
7034 40088	0xed60b1e49cad22e635f981bb03a58a9ec8943faf	500
5264 41858	0x8165f66f206a7ba47be7b878de70e6f4cf141d0e	500
4672 42450	0xbe2c2e0391aef6ccf86d8871343dd1ff5f15dade	500
5412 41710	0xc031d5e3822be0335027ecf88afdfd3433a97fe1	500
5077 42045	0xa3c1c91403f0026b9dd086882adbc8cdbc3b3cfb	500
4699 42423	0x679d13191ed8a43bb2103cbae47a591f80094830	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 13.28% on your WSTETH

Earn 11.50% on your DAI

Earn 9.14% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 325641754.30% LTV

Borrow against DAI from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About