Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 12.12x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
6270 40759	0x7d2bfda1dbb2f1aa523396f0c87212a0abcd7566	500
5740 41289	0x3ea62ef471bc2a27a50f6ab16a6c99dbd3b2eac0	500
5996 41033	0x31b9289e2f31745e28ea8f0391127e4c3cde3920	500
4414 42615	0xe03a5189dac8182085e4adf66281f679fff2291d	500
5027 42002	0xb0dab85eb5896fa249eb448ee692d6d636c14c95	500
4216 42813	0x089f5a5fd767d736f67f13d36286e2c66fb131f9	500
6323 40706	0x44a19463c22337cf80cd4edf4b2eeba94d900450	500
5598 41431	0x1f71ab5f2a187ef95b12cff78bbf62a42f624f1f	500
6612 40417	0xe8daf72958a50f02cb683096bd00d3f1981bf6de	500
5405 41624	0x13efcd0477a64447a55d98a3d308d2355f63c3a0	500
5079 41950	0x0167940dd408bd12b8c319e979109d0f1c07e1d2	500
7124 39905	0x728b87636f8db404f70cbe4e86c9c5a23cb74783	500
4469 42560	0x79d4da48709e007f851383e466123abf9ffdb9b5	500
5475 41554	0xd4cf2edce775851ddfaaa2ea39cf595b998dee02	500
6100 40929	0x164ba6d1e6dd5f937908c34137d271ea3852c214	500
6326 40703	0x70dac40adc7c9fc435bbe3e62126867713291900	500
5900 41129	0x1567f9688e892ba76cb533fb9ebb08d4834af454	500
4517 42512	0xa623c4fe2502a99056d800fb33799d2724d657d4	500
7296 39733	0xef95e465aafff526b7ee2d49de367e7616f9fe0d	500
5636 41393	0x7cfa59c0aeab32faeec9c191565959ddec6e6655	500
5331 41698	0xf275de16c1019002e81bb5096b267b818b97149b	500
4629 42400	0x4b2de6e4aaff455e23ab3525528dd79f8e3e00b9	500
4996 42033	0xe7ed69b5b87088e5c6400d652d1b08180113d0fc	500
6957 40072	0x74e60d06f3ef2adfcf70468b1f8832e421140eaa	500
6864 40165	0xbdcadc4bc5805b67b43da380b4bade25e3936ffa	500
4158 42871	0x7a082f34519306057d644f87c7c95474717b643d	500
4181 42848	0x652740d58e182a6ae5fd5217063094a98d6ab8d1	500
4344 42685	0x07453f2d29d96b779cc1aee67349b407f55f85e6	500
4257 42772	0xbc722152042d4e5a4252a6d4a01607e3a381480c	500
4726 42303	0x6a184eb57d2eb8fed03234a044fd4ccb24b7eb50	500
4678 42351	0xef46a9851de5b9ccb7289cdb81f56cbaadbf41f9	500
6163 40866	0x9a40ac0a5755e9338887940e977b33ca48c5d8f3	500
4156 42873	0xa0a9ad080abcbe33641cd7fa97bf3d205f1980cd	500
5504 41525	0x2ba583396ae2af58766f684af9d734aff59be87a	500
6247 40782	0x649b2c98d4c3e2740a205da0405e7391bafbd7e9	500
7216 39813	0xd977714dc94e80dcadb4882b2ecd532946190e3c	500
5081 41948	0xbb372224d0d87d7500f4dd57ec392e998695f8d6	500
4911 42118	0x296c2d4daaef7b105ea4482a842e1cc882583547	500
5068 41961	0xbd160c0de7cc1bd36ab1a3a6ec5b801daf92a962	500
6896 40133	0xadb6f19761e695c663998b0232b0c3d1b003e717	500
How do I move up the leaderboard?
7443 39586	0xdcf603a248ad9534a482596bef1f5e20262266f1	500
5798 41231	0x3fe8203c176969a7de17b487eddac1b026fe2855	500
5836 41193	0x288b495abd83656ba6eef2d689d7a085a5a9fdc2	500
5919 41110	0xd916e35b331245e9ca8cc10b7b633f46d3fd51d4	500
4715 42314	0xe8801f3715631caa6d6a1de9f30fd85a798eecef	500
5310 41719	0x8a62b848e73862ec5efe465b9d664f593241fd7b	500
7103 39926	0xc7f9b8f25e1dc372d5092d747031f9bec38d4878	500
4369 42660	0x9a1d76f8940fcd1a88cf399c93776d4fdbf2f640	500
5292 41737	0xa63524cd362d22f79c949b922cc509d0f2a54aff	500
6342 40687	0xc1ed4bb443cf2afdd038621f6ef88c7804801325	500
6946 40083	0xd2405a7fbdfc3ffbaab54e600db0e752a556ac21	500
5651 41378	0x737d5902b5363b4a6e62ecac05994851b86b053f	500
5324 41705	0x727d5dc8006796d4bf224eebad824ee5c771ff96	500
6290 40739	0x852cd465597acd094464b657c69cdd6ca343260f	500
5318 41711	0x78af09a26d7a004c6de020aa5e454d6ed9766356	500
5233 41796	0x2dbcd61d7866eaa5528fd45721066c44cb9fbd94	500
7155 39874	0x7dd4e4210968fb10d6ef1a8c7b067ab2ff5010f1	500
6340 40689	0x6ec4f659b0d35d28483bcc8d223c7ebef0427878	500
7213 39816	0x44287e97d852c60b8d307143add12bf16fcc8486	500
5097 41932	0x212c2a2891227f39b48d655c5eca0b1377daff90	500
6158 40871	0xb0380dd6ae72c813c33986314951e30b56b77d84	500
5311 41718	0xddb50ffdba4d89354e1088e4ea402de895562173	500
4359 42670	0x5fd1fbd87a17657e8f36acbc0e5c09a83676f680	500
5927 41102	0x6b6a30d79ddfebc3884bbb8f05f61d83a7631a9b	500
7336 39693	0x2367386801e28b15a7ef606fd55fe455dfee6053	500
5066 41963	0x2307ac63c122f47e498fc9ff7b77257a2b006442	500
4313 42716	0x85419d3637f65773068d9f8329b3a80920c8ca76	500
7099 39930	0x005b1173f6a762f5b92e48ea9d23a88a357ceac9	500
6686 40343	0xfc117cb4c186586f415cebaaa0644aa0ad530b8a	500
6589 40440	0xd6a6beea41361b475c9eec0cc78ef273a8f448f4	500
4951 42078	0x13c60de9e82a78eec2060de7c1a7dea40646c8f1	500
4583 42446	0x00c9cf6d9479fc3abec435346d8d3330661944ee	500
5217 41812	0xe56a192ab8571628ab1ade27dfc2f0cf47221eae	500
4888 42141	0x6e4863fcd6a276538a5b9165efc807752b4c26d2	500
6218 40811	0x3824ff083cc4452d5a9700a5f99c821d4a92e823	500
6682 40347	0x0d0a955ddbac22b8a51c61c289386a178015719e	500
5254 41775	0x8dabeaa91b77fa464f5b1511aaae7ecffa07c2c7	500
7290 39739	0x9389e143dff86096766cd9ff82198857745a8d7b	500
6894 40135	0xbc6ad843a1024f2d18626acf5ef7a8e4cbd0e85c	500
4982 42047	0x2e748c90489545214a7f59fe97b343440a800ad5	500
How do I move up the leaderboard?
7083 39946	0x59512422af0709c7cab8285838975cd8d7c7ce7d	500
5428 41601	0xc781b829aff316334fd732a8822ca27677872a31	500
4094 42935	0x236f233dbf78341d25fb0f1bd14cb2ba4b8a777c	500
7044 39985	0x1f1e3ae905b8df4c67132d565005f8ecea526402	500
4294 42735	0x7560ec8d375eeefabe2dc1a1dbd038ccab45263b	500
5095 41934	0xa59c818ddb801f1253edebf0cf08c9e481ea2fe5	500
4504 42525	0x023bf0c0bd87df17153fcd2a8f441d177ee21c64	500
5399 41630	0x4dd0bba91c023a39e942533cc9daeef8f9f39dd6	500
4459 42570	0xf97dee2d5aef90a99dde88edb3e8050b435e88b5	500
4514 42515	0x5e7f3b42e4b6567785f9fdd702519f23bf285a1d	500
7271 39758	0x8e23803326a182df61dd7ad1aace1b7633c75244	500
4280 42749	0x97891bb5a666800d2f07c27feb00ddddb69af221	500
7342 39687	0x1c72a8abeca71141d22cdc6696b49a1bd9565ee9	500
4508 42521	0xf35bf057bcd469ed2e80b54ed2ecddc385e7e630	500
4128 42901	0x0172e05392aba65366c4dbbb70d958bbf43304e4	500
6807 40222	0xbe5a9d804ef8a91144ed804e6585c76dcfd154d3	500
4637 42392	0x9aa5b9922f7b1912b3798373cf48f51a54e4c14d	500
5364 41665	0xee97c4aac2720422cfbb25e418191af26043bb67	500
4800 42229	0xb7435f59a5f867805ca797f73b362bfe4f149c9a	500
7077 39952	0xa9c7c3559c0f93539b58a67c0111c5192875e179	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 3.63% on your WSTETH

Earn 5.50% on your DAI

Earn 4.10% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.28% LTV

Borrow against DAI from 0.07% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About