Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.68%.

Get $RAYS

Leaderboard

Rank	User	Rays
4620 42428	0xd79fe5ca182b112e62d1466068b572493b88cb24	500
5130 41918	0xeb72929778eacc166a62ee71ddd8a19fa78871a9	500
5893 41155	0xcbf0e8ba08d0c330c3b8586eda50860f3367380a	500
4339 42709	0x44a19463c22337cf80cd4edf4b2eeba94d900450	500
4709 42339	0xe8daf72958a50f02cb683096bd00d3f1981bf6de	500
4746 42302	0x0167940dd408bd12b8c319e979109d0f1c07e1d2	500
5438 41610	0x728b87636f8db404f70cbe4e86c9c5a23cb74783	500
6515 40533	0xd4cf2edce775851ddfaaa2ea39cf595b998dee02	500
6458 40590	0x164ba6d1e6dd5f937908c34137d271ea3852c214	500
7061 39987	0xa623c4fe2502a99056d800fb33799d2724d657d4	500
5695 41353	0xef95e465aafff526b7ee2d49de367e7616f9fe0d	500
6779 40269	0xf275de16c1019002e81bb5096b267b818b97149b	500
6945 40103	0x4b2de6e4aaff455e23ab3525528dd79f8e3e00b9	500
7443 39605	0x7a082f34519306057d644f87c7c95474717b643d	500
7418 39630	0x652740d58e182a6ae5fd5217063094a98d6ab8d1	500
7243 39805	0x07453f2d29d96b779cc1aee67349b407f55f85e6	500
5894 41154	0x6a184eb57d2eb8fed03234a044fd4ccb24b7eb50	500
4141 42907	0x9a40ac0a5755e9338887940e977b33ca48c5d8f3	500
4247 42801	0x649b2c98d4c3e2740a205da0405e7391bafbd7e9	500
5581 41467	0xd977714dc94e80dcadb4882b2ecd532946190e3c	500
4742 42306	0xbb372224d0d87d7500f4dd57ec392e998695f8d6	500
7108 39940	0xdcf603a248ad9534a482596bef1f5e20262266f1	500
6101 40947	0x3fe8203c176969a7de17b487eddac1b026fe2855	500
6141 40907	0x288b495abd83656ba6eef2d689d7a085a5a9fdc2	500
6230 40818	0xd916e35b331245e9ca8cc10b7b633f46d3fd51d4	500
5908 41140	0xe8801f3715631caa6d6a1de9f30fd85a798eecef	500
6814 40234	0x8a62b848e73862ec5efe465b9d664f593241fd7b	500
5413 41635	0xc7f9b8f25e1dc372d5092d747031f9bec38d4878	500
7214 39834	0x9a1d76f8940fcd1a88cf399c93776d4fdbf2f640	500
6788 40260	0x727d5dc8006796d4bf224eebad824ee5c771ff96	500
4301 42747	0x852cd465597acd094464b657c69cdd6ca343260f	500
6800 40248	0x78af09a26d7a004c6de020aa5e454d6ed9766356	500
6384 40664	0x2dbcd61d7866eaa5528fd45721066c44cb9fbd94	500
5575 41473	0x44287e97d852c60b8d307143add12bf16fcc8486	500
4708 42340	0x212c2a2891227f39b48d655c5eca0b1377daff90	500
4135 42913	0xb0380dd6ae72c813c33986314951e30b56b77d84	500
6813 40235	0xddb50ffdba4d89354e1088e4ea402de895562173	500
7225 39823	0x5fd1fbd87a17657e8f36acbc0e5c09a83676f680	500
6238 40810	0x6b6a30d79ddfebc3884bbb8f05f61d83a7631a9b	500
5755 41293	0x2367386801e28b15a7ef606fd55fe455dfee6053	500
How do I move up the leaderboard?
4784 42264	0x2307ac63c122f47e498fc9ff7b77257a2b006442	500
7277 39771	0x85419d3637f65773068d9f8329b3a80920c8ca76	500
5406 41642	0x005b1173f6a762f5b92e48ea9d23a88a357ceac9	500
4821 42227	0xfc117cb4c186586f415cebaaa0644aa0ad530b8a	500
4682 42366	0xd6a6beea41361b475c9eec0cc78ef273a8f448f4	500
6476 40572	0xe56a192ab8571628ab1ade27dfc2f0cf47221eae	500
5466 41582	0x6e4863fcd6a276538a5b9165efc807752b4c26d2	500
4213 42835	0x3824ff083cc4452d5a9700a5f99c821d4a92e823	500
4816 42232	0x0d0a955ddbac22b8a51c61c289386a178015719e	500
6296 40752	0x8dabeaa91b77fa464f5b1511aaae7ecffa07c2c7	500
5094 41954	0x2e748c90489545214a7f59fe97b343440a800ad5	500
5379 41669	0x59512422af0709c7cab8285838975cd8d7c7ce7d	500
6625 40423	0x4dd0bba91c023a39e942533cc9daeef8f9f39dd6	500
7124 39924	0xf97dee2d5aef90a99dde88edb3e8050b435e88b5	500
5763 41285	0x1c72a8abeca71141d22cdc6696b49a1bd9565ee9	500
7071 39977	0xf35bf057bcd469ed2e80b54ed2ecddc385e7e630	500
6621 40427	0x0172e05392aba65366c4dbbb70d958bbf43304e4	500
6936 40112	0x9aa5b9922f7b1912b3798373cf48f51a54e4c14d	500
6709 40339	0xee97c4aac2720422cfbb25e418191af26043bb67	500
5736 41312	0xb7435f59a5f867805ca797f73b362bfe4f149c9a	500
5370 41678	0xa9c7c3559c0f93539b58a67c0111c5192875e179	500
7135 39913	0x2ad5993c48e00f288fc10c0a7624baee75a117e5	500
4876 42172	0xf158bcecc70bf0e27baeaf43ecc25a84e45d1d57	500
5903 41145	0x1bea81e6a339f0f559c7e504929c5f1f869f1600	500
5569 41479	0x451aff1d2326787590ef3fa3258aab49c49631d6	500
4400 42648	0x4ae958b4de0e6f21d51e73625fb9d5e0c3b0985f	500
5637 41411	0xaf2908c5d67c28c595948ea5c1cd03d426f84870	500
4378 42670	0x185edd1553735e2bd47db34b823a4cf6353e1b37	500
7405 39643	0x5c8472ae8af4dbefe9d2695c1f798d382dcf3773	500
6986 40062	0x6ecc36d0453f3b2ab0cc65af06fbba43c2886b7e	500
5061 41987	0xe238545cad42aaddf29ecb823ded5966a360a46a	500
5281 41767	0x617311eaed829c63d728e228e3742bad95daaa81	500
4329 42719	0xe6d2c0d5616cb02db1ccb75cc590be2bb154f3ba	500
7345 39703	0x0de42103e5856aacbb29a95987d762eb5ba1be2f	500
7321 39727	0x0f45336625f030b99c3f2a2d91c1bc5625ca4743	500
7139 39909	0xf3e111646cadc868efb1097061c7e96f1a2e487d	500
4996 42052	0xbe5a9d804ef8a91144ed804e6585c76dcfd154d3	500
7312 39736	0x97891bb5a666800d2f07c27feb00ddddb69af221	500
5656 41392	0x8e23803326a182df61dd7ad1aace1b7633c75244	500
7064 39984	0x5e7f3b42e4b6567785f9fdd702519f23bf285a1d	500
How do I move up the leaderboard?
7075 39973	0x023bf0c0bd87df17153fcd2a8f441d177ee21c64	500
4715 42333	0xa59c818ddb801f1253edebf0cf08c9e481ea2fe5	500
7298 39750	0x7560ec8d375eeefabe2dc1a1dbd038ccab45263b	500
5322 41726	0x1f1e3ae905b8df4c67132d565005f8ecea526402	500
5320 41728	0x236f233dbf78341d25fb0f1bd14cb2ba4b8a777c	500
6554 40494	0xc781b829aff316334fd732a8822ca27677872a31	500
5123 41925	0xbc6ad843a1024f2d18626acf5ef7a8e4cbd0e85c	500
5685 41363	0x9389e143dff86096766cd9ff82198857745a8d7b	500
6994 40054	0x00c9cf6d9479fc3abec435346d8d3330661944ee	500
5204 41844	0x13c60de9e82a78eec2060de7c1a7dea40646c8f1	500
4366 42682	0x6ec4f659b0d35d28483bcc8d223c7ebef0427878	500
5488 41560	0x7dd4e4210968fb10d6ef1a8c7b067ab2ff5010f1	500
6862 40186	0x737d5902b5363b4a6e62ecac05994851b86b053f	500
5194 41854	0xd2405a7fbdfc3ffbaab54e600db0e752a556ac21	500
4368 42680	0xc1ed4bb443cf2afdd038621f6ef88c7804801325	500
6845 40203	0xa63524cd362d22f79c949b922cc509d0f2a54aff	500
5125 41923	0xadb6f19761e695c663998b0232b0c3d1b003e717	500
4778 42270	0xbd160c0de7cc1bd36ab1a3a6ec5b801daf92a962	500
5388 41660	0x296c2d4daaef7b105ea4482a842e1cc882583547	500
6570 40478	0x2ba583396ae2af58766f684af9d734aff59be87a	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 5.99% on your WSTETH

Earn 5.50% on your DAI

Earn 4.90% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.05% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About