Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.71%.

Get $RAYS

Leaderboard

Rank	User	Rays
7249 39830	0x2fb8f7fc5b95d67e9d4b9e785dc4587d55b3083f	500
6378 40701	0xb96f7ba0803c8ec655cbc965ce1aa2a6fb37ed6e	500
6146 40933	0x25c261e5e0bb6c3046b2afc76922b24ff06e718f	500
5894 41185	0xcd393dc930d976de3dc6b2dd28c19dc0d3877404	500
5519 41560	0x98ed2d5a40f7b47e5f2f369b52c4e0d6270be183	500
4853 42226	0x7dabce8ef7b0096a53892aca3e462dffb81ec005	500
6226 40853	0x4fc4d16b8dd58ae3fa7aac8ff29336d17f199f97	500
5494 41585	0x983e89740ee164a5e1529f5cf33ee82f990d041f	500
4844 42235	0x1b1b6caed0d90978658770636217f20cde5ee4df	500
6900 40179	0x2d8ed84d04b17dd0c4ea08d40645cc4c278c76a8	500
6096 40983	0x34d0265ee4ffb23192709b5f2dc686cf31b89ab8	500
6734 40345	0x7f85c38d42c22e3c2e82590f0234901757d77218	500
4427 42652	0x5f981045dea5677e099fc291e2287f97b7d59659	500
6602 40477	0x8540f80fab2afcae8d8fd6b1557b1cf943a0999b	500
5712 41367	0x9859dd8f057334ae0c6c0f2c03af39803cb36d56	500
5175 41904	0xe9061f863bcfecb595928b5cdc69a05b1818569f	500
6555 40524	0x5a5fe81a376495c7ab16a762611afacb14280218	500
4556 42523	0x8ebc255474e5c806517ff4cc51bf0abdf728ddfd	500
5714 41365	0xc69aca7e5c69748c55375103fe0bddec4ab35902	500
4215 42864	0xc4b853f10f8fff315f21c6f9d1a1cea8fbf0df01	500
5010 42069	0xbf96108197ef7a94cacf9cc2f54d884fa1cfb490	500
6937 40142	0x24df9ca6c7bd036d4b20048cf8718860165d2bcd	500
5681 41398	0xa4d809dee0692c16a8a7552155a07b905ce8578b	500
7516 39563	0x2eb5e98a660cc9f5c948edda9a1b7e27147ec072	500
5083 41996	0xffc3dc3e3da68753d286e62e2d38437c64d521db	500
7148 39931	0x1fcd321042d83e78f58de19b142cdde098799244	500
5437 41642	0x3120a7c463f7993e85ac2a40aa7b2c8a0a9acd54	500
4842 42237	0xd46a1881fa0332c0ed1a767eae3990e6d1fe1f29	500
7093 39986	0x1effd55a8646f7dc67c7578c20ce575cefeb1120	500
4173 42906	0x8873e2d6aeb0494c61e512167a87d6ccd759ca53	500
5941 41138	0xf1548775df7a3f0b5e7bcce63bd1dfa470ead53a	500
4381 42698	0x5d0860864c73dd2945e797b60c7149821ca2dbb3	500
6939 40140	0x19803e8c2e54722d22e8dd05c3c602db3271e5fb	500
6124 40955	0xd6fa0351348e16c101a2462c90019949cc936b66	500
4202 42877	0xdb1da78dc92a6ec8868c214338c251439035d564	500
5986 41093	0x898c22cfa7b47a513f361d01fc6ecef0511afc2f	500
6610 40469	0xdaf92fbda8495c2bd1e5dccc4801fee49a9d222a	500
4597 42482	0x5e4d69ee0b1f5d9adf06b973d176221f1664f6a9	500
5703 41376	0x8fe743b95a63604e5a8ec5e8af0854efad5d6cfe	500
6396 40683	0x8a550bfa4122e28ceed9591430e7d92cb42697a2	500
How do I move up the leaderboard?
6250 40829	0x86eb418354b39d67c17a9c79b8dd5156bec421d2	500
6603 40476	0x8c6796b5b7887056ff3f474220389e48b3d6d086	500
5045 42034	0x929947470be23e9e96d9d39c5e27a6c38ba6f7ea	500
7453 39626	0xac3e2b760232a413171d539c78008cdb7c18ab52	500
5926 41153	0xd03da0e83208dd1baa96c525197bf4c1caa497ad	500
7140 39939	0x5191bc74f0825c7b15b89215969f69aa22df9d6e	500
6658 40421	0xd3fd5c2f754591a3c9148bc72cc4d28b9e88283e	500
5384 41695	0xec36e9b03849e15a349f7d0e4362d16d0f2a526c	500
4558 42521	0x897f76958796a634c52f35de8662f172ce2b4a38	500
4772 42307	0x84f4ccc36fc9d5fb1947949ae5572a33ad738667	500
7171 39908	0x783d24c7efd9545e52d71fbb4b29c3c60582d8d6	500
5097 41982	0x182a0dd51b8baee3c1932f22560cad5b77ae8091	500
5339 41740	0xff001256c72926c871892ae775583e8e5ce9583a	500
4560 42519	0xa547ae5c30c92ce58789f78a6b9d7802ab7955af	500
7327 39752	0xb495c494c3b7c8a08701f014d25eb5411898501d	500
7102 39977	0xf2368a334936ceec7809e32c334e1aafda9c58ee	500
5292 41787	0xcffaaf34835b6a550741c9d36afa95dee70a2e8d	500
7508 39571	0x3be221cc24aeaf13554220465051fcf4ce152d57	500
7377 39702	0x99686944dd50cba648f1dc1dff4ff2dbdb05abb9	500
6622 40457	0xd7580338de996a8ad78610e74947e950b29770d3	500
5509 41570	0x7320b0bfcdc29d4bff6334481e6a58912fd53035	500
7512 39567	0x1f9bb27d0c66feb932f3f8b02620a128d072f3d8	500
6809 40270	0x18aeb0798bb9625414e9190fb9bf3f2ce661da88	500
4670 42409	0xdd8c96399d5c16456910e58837c2da8224568ccb	500
5143 41936	0xd211aa4552b29f591e89d89e212bc8eee15135ac	500
6703 40376	0x4450e3362289813b9db295a7859f8ef7b8885c81	500
4175 42904	0x5d7e2d973ab65b6628c37457dd3d5a2a12a80fdd	500
4177 42902	0x3e3ee511e30f98cc1a39a0bc74d37f183d682269	500
4678 42401	0x28802056d379fffab87bd566473313b06bedf359	500
4385 42694	0x898efa55ce5ccec7efad8c7b77204edeb8847961	500
4869 42210	0x41de6b0654997118c8c17dcc5ee52d98f53cd44e	500
5191 41888	0x29c42c0ff2d6dd3e72c6ee03259318f8f2f692d6	500
5972 41107	0x0da40fa8171574bdc01019b269dc90ad926f2390	500
4142 42937	0x2c9f39bce307956205b7e3d4b77475dab657ef70	500
5800 41279	0x8479cf0c5741ed0240128856cf1122d5dbff82a4	500
6618 40461	0x4202e733eb2d17a92401fd75148d04ac1b28f1c3	500
5992 41087	0x8fb7a5744c839781f896a2551b3886701d45c6a8	500
7359 39720	0x80a700eb20a9f1a79119067835c8a500e852ed8b	500
4515 42564	0x50c6a981b80a72d98af87b626d3dfbe226e7d9e0	500
6352 40727	0xcf7c25b821b27370afce74994af7d17f304105fc	500
How do I move up the leaderboard?
5478 41601	0xa09d6ea7263430d73e06ce8e2d1df3e8b014cd55	500
6281 40798	0xfab434f658372ed5fdc7cbd8225604b93954f5b4	500
6263 40816	0x72ec26bb8aeecb6dabab39fe90bfa0e2311dbeea	500
7131 39948	0xa5522efe7c13f3eef012f6871d4bd07d48e515c8	500
4456 42623	0x39764845c6cffb3ad9efc0473005aea05f75abbc	500
5974 41105	0xbc9dc77fe9294081b1b3bd5862ce325f02d3ba4c	500
7048 40031	0xb278550ebf8010b8f9aed23c4d0dd32b253f4644	500
6629 40450	0x60c669e0caeb21352b0403be0c41359b3edaf627	500
4662 42417	0xeb4e17f4b6a9490ee3579c0f1edf144868f2753c	500
4377 42702	0x57de8382e52279c2428ab556fe9d418c50fe97d7	500
5184 41895	0x5844391b36a7fd46f335ccf4056b58c3be272a5d	500
6780 40299	0x6234fa23db2d02beb16e2e27f68979171a25ccc7	500
6129 40950	0xd2dc28f65c76510a4a930d28664a60828c4cf64e	500
5635 41444	0x6e5425fcdd0d27e3a77ae23ade36436d181337f7	500
5119 41960	0xa3d3a7d0ce80173e99af14ca3a004c789df64323	500
4810 42269	0xbf9a4ecc4151f28c03100ba2c0555a3d3e439e69	500
5573 41506	0x7bebf3d7eb8351edea30564d07f17cda22e65467	500
6480 40599	0x508b0907701dfad406bc80e7833fd60e267e26bb	500
5653 41426	0x234c38870ddbf92231df6bda0e73cde5f9837b9b	500
4843 42236	0x2932516d9564cb799dda2c16559cad5b8357a0d6	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 7.33% on your WSTETH

Earn 7.50% on your DAI

Earn 7.47% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 129.39% LTV

Borrow against DAI from 0.11% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About