Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.52%.

Get $RAYS

Leaderboard

Rank	User	Rays
4887 42186	0x0609a51be9b94ec56840d73312a458159cbce421	500
7045 40028	0x172b2be0d028161683e3113dfa19d296d4ac361b	500
5734 41339	0x92b7a575a95dbc2e0448820a1a861668b74ae013	500
5153 41920	0x6aa9cd8de141b99b5b22e47d50fe525247b31466	500
7184 39889	0xc8f6237a3f7acbf3c16cb85f883fe41a00683b9e	500
7170 39903	0xcfedb2552d8e8ce5e492c1976ef08af99f19eb98	500
6876 40197	0x2d6dbbe8e304017897cfc6fa91c9dd71b91b62a3	500
6050 41023	0x695a2d04aafa8aabb6e97b79906b38bd93303636	500
6720 40353	0xc7c37b0c7af5af560bf31b0bcbfec04b97361275	500
6609 40464	0x38bc5934d41152fc74ef50c5ee15ccece3a41c93	500
5026 42047	0x622438202bb50583dfa854b89ecaf6593289c714	500
6136 40937	0xbf57f59d35124f071001fc9185e5169a7c44da1b	500
6220 40853	0xb49877bae8b5ee5e19cb87da9dd7e99437653688	500
4984 42089	0x1053e162c387fef8e1f8e4bbd3f2363f1c7d4066	500
6866 40207	0xa2c6817b00a8e45ed15438fdb79564316843c6d9	500
6927 40146	0x2c51978916976e9041d22e3b164f033e553e2c3d	500
4940 42133	0xe8b57ceef46cb983de4e08e48446a5c51b75fab0	500
5625 41448	0xf45f4f634746d69ffdd6b369fa416a617cdc64ae	500
6312 40761	0xb4355d0420821b499c199de5e28f1668422f4963	500
4285 42788	0x3fde69a46006fb172ff8d6fb0b09106f4deedd60	500
5203 41870	0x55977dbaa11902772d8a661962544a1583c35099	500
4159 42914	0x81f62fc8626363961677a213573b0de61de521e4	500
6972 40101	0xde605c92727aa270fffbd39a99cf07e5d3cc3a1a	500
4287 42786	0x699c3f33da71d392afdb97767801d5e6a59c67d6	500
6131 40942	0x7a0dff2a955b72159650300a9acef97146dd12e6	500
5677 41396	0x51904b09216975ba76a2dd94e69010b1a0ee9643	500
6385 40688	0x9c0da3467aed02e49fe051104efb2255c2982c61	500
4501 42572	0x456767cbbd27e1fc187a32181c9741f8313dafed	500
4208 42865	0x8273e38cd191df0a82d3a67e7991e999d48f88bc	500
5748 41325	0x3d3fb403f9614393304ef477ac96543e39ea64db	500
6740 40333	0x8dfd545a2d6ba57d0ccfb060a0eefe01f41f2902	500
4687 42386	0x6c76e681cbc01b283677cb5255587c22a29780f0	500
6438 40635	0x06d14a9b14017f18f9f7a4c1460458d6097a7a08	500
7136 39937	0xdb2ed468930cd4594fb3bf8a17dcbbe206b3562f	500
6068 41005	0x65b9e2138dcb91be48f77f234838db5fe46807c8	500
6585 40488	0x65cf8ebc125aa5e320fb8dd5569fe1b0a86d0759	500
5609 41464	0x0b08dcc37e449c04a55a12454a8957a72e608994	500
7037 40036	0x54f50320f5de1420361c2f09285ae5be513a067a	500
5323 41750	0xeff1c285f3580662b6d7edb92f37e74afe94f56b	500
6123 40950	0xe895084850c04af3a57fdd90c0ba42ba440bc3a8	500
How do I move up the leaderboard?
5850 41223	0x1e6dfc5287c5357d55bf897d5b57481cf645cbf4	500
6055 41018	0x6222354ad88f7a412e97901ab3f772a2769d0fc7	500
6714 40359	0x347dc91a32bc00e6fb38e2b4380e6a1c0fbca254	500
5919 41154	0xd7931a598fecc7a53160edc4d4f213927737e8bd	500
6556 40517	0x26c7bcd61784450aa355ab90116264c8f2e0f758	500
7161 39912	0xbe433100eab05c2fcd541f3ad897aa73e0b4d6ab	500
4562 42511	0xb2969d3429e99e4846e5be4df47d74ba87069e0d	500
6462 40611	0x202f5492d81ebfd07998e95ac74ca0de811663fd	500
7257 39816	0xe10a232f587b44e81425a83cbef2997e7457501f	500
5056 42017	0x312e02d14b8d2bb593f681739dc0fe51ac84d23b	500
5736 41337	0x6b0b8e5880d1772d1bc13d318bb6821bcbae31f3	500
5200 41873	0xa55b65c1f4f4d6895374e9f13193d4f004f536f0	500
7310 39763	0xfdef61e8fb46d3c836c75a2a14be1f1af00e1291	500
7393 39680	0x643f5eeec98ce266c484fd1457744cfaa1ba5f9b	500
6419 40654	0x9aa4e6641fefd0764bfebdeda637e7782d7ed4dc	500
4415 42658	0x0fa2a3b8823766967ccce3265db9adc8f6fbb90d	500
6259 40814	0x7cea41844b4b90528708a69c722c6e6e67adf8d9	500
6735 40338	0xa94e0e247ee415adcce5d0f5630b735c70c9842a	500
4487 42586	0x7181fa3d8e1620efa2d7a98646280ad7c181cbb6	500
4898 42175	0x056b19b3908b12dae166101644b5307c2a70e2c6	500
5762 41311	0x0f574c3526e9b3d10bcfb71e3ce3359375873bdd	500
7175 39898	0xee9ae5bdc43ac8e0cb1168a99eb7fa1684043ae0	500
5361 41712	0x971ef8176d1b995eacf9811d4fc16b366f15484e	500
5447 41626	0x7801bf252acfa0143b2a928f9f48db30c3ca1e77	500
6206 40867	0x039274ed5c6a33fd1dc12a91d260a4f5096b133f	500
6989 40084	0xd4eddcef8643be102338e1d967d2516bd8904fef	500
4434 42639	0xf491687bc3d8fd1c910ed444da494cf66df40d56	500
4302 42771	0xe4326e3fbaf6e028e1496dddf964071b56d81797	500
6169 40904	0x4b09fae65705466ef0f646e158ff156c6229c197	500
4239 42834	0xc3788908cb8999c9b7c928c1d17dbe78736713f7	500
4174 42899	0x27c01ef62d559547ae7dbe4420f12190685ae959	500
6899 40174	0x2fb8f7fc5b95d67e9d4b9e785dc4587d55b3083f	500
5668 41405	0xb96f7ba0803c8ec655cbc965ce1aa2a6fb37ed6e	500
5372 41701	0x25c261e5e0bb6c3046b2afc76922b24ff06e718f	500
4724 42349	0xcd393dc930d976de3dc6b2dd28c19dc0d3877404	500
4273 42800	0x98ed2d5a40f7b47e5f2f369b52c4e0d6270be183	500
7494 39579	0x7dabce8ef7b0096a53892aca3e462dffb81ec005	500
5457 41616	0x4fc4d16b8dd58ae3fa7aac8ff29336d17f199f97	500
4238 42835	0x983e89740ee164a5e1529f5cf33ee82f990d041f	500
7503 39570	0x1b1b6caed0d90978658770636217f20cde5ee4df	500
How do I move up the leaderboard?
6399 40674	0x2d8ed84d04b17dd0c4ea08d40645cc4c278c76a8	500
5318 41755	0x34d0265ee4ffb23192709b5f2dc686cf31b89ab8	500
6176 40897	0x7f85c38d42c22e3c2e82590f0234901757d77218	500
6101 40972	0x5f981045dea5677e099fc291e2287f97b7d59659	500
5996 41077	0x8540f80fab2afcae8d8fd6b1557b1cf943a0999b	500
4505 42568	0x9859dd8f057334ae0c6c0f2c03af39803cb36d56	500
7174 39899	0xe9061f863bcfecb595928b5cdc69a05b1818569f	500
5931 41142	0x5a5fe81a376495c7ab16a762611afacb14280218	500
6743 40330	0x8ebc255474e5c806517ff4cc51bf0abdf728ddfd	500
4509 42564	0xc69aca7e5c69748c55375103fe0bddec4ab35902	500
4588 42485	0xc4b853f10f8fff315f21c6f9d1a1cea8fbf0df01	500
7335 39738	0xbf96108197ef7a94cacf9cc2f54d884fa1cfb490	500
6455 40618	0x24df9ca6c7bd036d4b20048cf8718860165d2bcd	500
4474 42599	0xa4d809dee0692c16a8a7552155a07b905ce8578b	500
5573 41500	0x2eb5e98a660cc9f5c948edda9a1b7e27147ec072	500
7264 39809	0xffc3dc3e3da68753d286e62e2d38437c64d521db	500
6768 40305	0x1fcd321042d83e78f58de19b142cdde098799244	500
5115 41958	0x3120a7c463f7993e85ac2a40aa7b2c8a0a9acd54	500
7505 39568	0xd46a1881fa0332c0ed1a767eae3990e6d1fe1f29	500
6681 40392	0x1effd55a8646f7dc67c7578c20ce575cefeb1120	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 8.66% on your WSTETH

Earn 7.50% on your DAI

Earn 7.58% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 116.86% LTV

Borrow against DAI from 0.11% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About