Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 11.82x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.73%.

Get $RAYS

Leaderboard

Rank	User	Rays
5983 41048	0x4994e3394a641dd1e36e59bde488de6e098b5f17	500
6484 40547	0xc1540d74bed404282f062c33afb991f4de37e43c	500
6673 40358	0x82ab72623b1e29942781df85bd6a49326a977333	500
6758 40273	0x1fdebd374939c85a2068d1be6c620a3c8ebe831f	500
7328 39703	0xce7298e5ef1ae8af0573edc2ebd03ab0f837e214	500
4763 42268	0x19360799a15730fac556088793895aa7650ee442	500
7275 39756	0x3fd2bcf0d407983b18a29ad2e1ec4053c298ab5d	500
4186 42845	0x635689a6342eedf4fda188169aa9df47425bbb36	500
4231 42800	0x29b20c2eba813f316485f834868f5fa707dd89c0	500
4589 42442	0x01f6a06ec1f5341f7d322a27a3dac7004c698963	500
5006 42025	0x46a0b4fa58141aba23185e79f7047a7dfd0ff100	500
7221 39810	0x31ee25b6b653b02526027e4ec29496b7748ba953	500
5921 41110	0x8b1b0f049b9a7c76bd721b14d90359a3dee1f58d	500
5169 41862	0xd5bb449ebd48276d1b5cbd2ccf1b0fb453059d28	500
5412 41619	0xb6875ec94be06d159a28d627422b7c9388cc8861	500
7174 39857	0xccf96983180998229965efdc416cdfcf9fc80fe6	500
7243 39788	0x8f55fb74b8fc011c9a50f062ccfce272177c8847	500
5339 41692	0xc243fe7e28abb957beebfcee6df694d5bc944fff	500
6666 40365	0xafa454ad02ae3ad5cac4d04342756fb90e51462c	500
6197 40834	0xfe5ea1b842ea067ffd3761b10e4e018aebfe7a8f	500
6976 40055	0xe5350d96fc3161bf5c385843ec5ee24e8b465b2f	500
4916 42115	0xc3fb3ce620a7bdaae936e8a284028b938b5584f7	500
6138 40893	0x0fe8583c45d181fda20d49b05361cd41236485a9	500
6321 40710	0x9ae301f85aa01190be7e06a23ed110cde0930511	500
6811 40220	0xbe294571f4d9c6f99707e18dfc49b86ce1110e83	500
5500 41531	0x4c54facfcbdecdaefd722bf6acc7ec8863d1c715	500
5101 41930	0xaf1caed60ec8fea41d493efa393c6fd500cf15d7	500
4256 42775	0x218f23c2b1cbc74525ee557ee366b636f4731636	500
5183 41848	0x66ea2d335291a5afa8d3522eef6adfc3f8746e16	500
4242 42789	0xab24b4cf2346539c6015141d2c9af9706df8ada1	500
6656 40375	0x174c19f1d1589198ad028c81075ca0551f843e36	500
6905 40126	0x0e7e9300dc6e143fab3e6b8ba950b3fcca54146b	500
6201 40830	0x77bd91d91530e766b009a240670965680998ffff	500
4486 42545	0x3613bc8c90c3fc79bad550a371ed0cdc77200901	500
7058 39973	0x47ecd7054cda10e941524514f25082e1fd210f56	500
4455 42576	0x867bcd07f1cbaeb7b1eb8024e8922409ab4f247b	500
7026 40005	0x8dd6538ec8a33cd75006d3fef6efbdcd239b5651	500
5382 41649	0x940a93344fb7d658fedd9db54daaffd6cb52f481	500
6814 40217	0xedcf354909dc19734bdc5b35f800238f592d5a92	500
4327 42704	0x769538c3ba280cb7b5018239937cc8f92458e689	500
How do I move up the leaderboard?
4765 42266	0x0099fa965c7620921332455e3a1f9ae24867ddab	500
5601 41430	0xe0fcd728feca04f2ac5a9b43da124f5418f917da	500
6419 40612	0x6cad7524593155d31ef529af231b782f7f7442c6	500
4373 42658	0xeefa7451c03d52ce909a93654664c46cf81ddd21	500
4228 42803	0xb9d64860f0064dbfb9b64065238dda80d36fca17	500
4287 42744	0xe45f3aa7c32eae6c2594bcc0330b6287afe7248e	500
4210 42821	0x0fcc4f38a9578a0fb0e58c954c2e6d485f23ed06	500
4515 42516	0xc06dbddf5b059d4de36ed72fde4bc3793c63ce6e	500
6243 40788	0x25e2888e17ea78be034c75f08324a803bf4efcfa	500
4997 42034	0x0339865fce92b197e6d5e29f1d20886f1a6702b3	500
4603 42428	0xdb6aab3f6e320926ade666f03a34af31ed08372a	500
4188 42843	0x07b3ca546c1011aa0b801a539e6ee5c5bba1a86f	500
4837 42194	0x6fc6f371763371f0fd66e65b157017eb7ce7e1a1	500
4285 42746	0x9f6d129b16f5d789f282a848851a70319ad05ce3	500
6240 40791	0xf5422827e1a3791fb06605aff0d24fb824be126e	500
6400 40631	0xd0f7824a307c4ed5f343ef0b726f9472c983a88a	500
7119 39912	0xd76764cc7cbd5440da0e40584f314eaca939336d	500
6120 40911	0x7892fc5e981d03193a52b1e7f17c564b2b346a38	500
7469 39562	0x0337dcbc6f5f2c2ca665fdd487f7d8f23c305b08	500
5070 41961	0x55a5f913ae82c43f1d63f338a304a0d1af0f3ac0	500
6244 40787	0xbb5e9f954fb0b190225f1b0f9f946d78ff0fa0e6	500
7364 39667	0x5770c83ce0c3d5ebd0f2429ef4d2bc464046d27e	500
6521 40510	0x96671ece6ad478e806978bfcf296d2e734445461	500
5685 41346	0x4bc3754b624ec2acca8bc687bcf0c2edacd69943	500
6141 40890	0x59cdf8f0298210cbe8ed2326cf4d6cc75f65705e	500
6760 40271	0x5229b61841fbebb4e0f70cf82714d16b8ca436a7	500
5535 41496	0xeff9cf0574ede99eb23d34e9e058ad6056cfc3c7	500
5960 41071	0xd270e8113dfdd403d02545c37265e5e2061e049e	500
7313 39718	0x8e3ff5639aec60121a3a627bf50f4aac31ff21fc	500
6553 40478	0xaaaa7ecdcded220ceeb1a1a16b70ac894746727b	500
5969 41062	0xb32b951513b32f30905afaae5517963fd8ea850c	500
6568 40463	0xf318b7964549cf3b3f1076a8d795c3ebbc231b01	500
7408 39623	0x756e0868dee2adc7e46c5c3281df3e75053a1b59	500
5016 42015	0xab2731d2889e9111623568c191fcc12ea25562c6	500
7050 39981	0x3b11267dfc4b9ebe8427e8f557056b4b6ce98112	500
5114 41917	0xd79fe5ca182b112e62d1466068b572493b88cb24	500
6900 40131	0xeb72929778eacc166a62ee71ddd8a19fa78871a9	500
4727 42304	0xcbf0e8ba08d0c330c3b8586eda50860f3367380a	500
6323 40708	0x44a19463c22337cf80cd4edf4b2eeba94d900450	500
6612 40419	0xe8daf72958a50f02cb683096bd00d3f1981bf6de	500
How do I move up the leaderboard?
5079 41952	0x0167940dd408bd12b8c319e979109d0f1c07e1d2	500
7124 39907	0x728b87636f8db404f70cbe4e86c9c5a23cb74783	500
5475 41556	0xd4cf2edce775851ddfaaa2ea39cf595b998dee02	500
6100 40931	0x164ba6d1e6dd5f937908c34137d271ea3852c214	500
4517 42514	0xa623c4fe2502a99056d800fb33799d2724d657d4	500
7296 39735	0xef95e465aafff526b7ee2d49de367e7616f9fe0d	500
5331 41700	0xf275de16c1019002e81bb5096b267b818b97149b	500
4629 42402	0x4b2de6e4aaff455e23ab3525528dd79f8e3e00b9	500
5217 41814	0xe56a192ab8571628ab1ade27dfc2f0cf47221eae	500
4888 42143	0x6e4863fcd6a276538a5b9165efc807752b4c26d2	500
6218 40813	0x3824ff083cc4452d5a9700a5f99c821d4a92e823	500
6682 40349	0x0d0a955ddbac22b8a51c61c289386a178015719e	500
5254 41777	0x8dabeaa91b77fa464f5b1511aaae7ecffa07c2c7	500
4982 42049	0x2e748c90489545214a7f59fe97b343440a800ad5	500
7083 39948	0x59512422af0709c7cab8285838975cd8d7c7ce7d	500
5399 41632	0x4dd0bba91c023a39e942533cc9daeef8f9f39dd6	500
4459 42572	0xf97dee2d5aef90a99dde88edb3e8050b435e88b5	500
7342 39689	0x1c72a8abeca71141d22cdc6696b49a1bd9565ee9	500
4508 42523	0xf35bf057bcd469ed2e80b54ed2ecddc385e7e630	500
4128 42903	0x0172e05392aba65366c4dbbb70d958bbf43304e4	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 3.60% on your WSTETH

Earn 5.50% on your DAI

Earn 4.13% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.08% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About