Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.71%.

Get $RAYS

Leaderboard

Rank	User	Rays
6487 40590	0xdee3ac81081ec6318f689df4a35258d046ddd329	500
5849 41228	0xec00e4392bfdc9346e9ee881a4c3f3832b03e55a	500
4259 42818	0x6beb625bcb844992dca349fff79281c5cad0bbe8	500
4917 42160	0xe42e3ff374ca52ee3d4d4767d8606b263369465c	500
6983 40094	0x728e7f512e01e7811037985ddfb15f9bfef517a8	500
7004 40073	0xd21d809692a62e73532348d8a6f68aab3a64f913	500
6935 40142	0x8d8b9c79196f32161bcb2a9728d274b3b45eb9af	500
7425 39652	0xb23447dfe6ce14c6771f7a2d83f01e49eac151b3	500
4916 42161	0xb34e48227beb089b67541e918d9a9307601b886d	500
5783 41294	0xdf5562b943a27b391d14cd487d99d0fd23d493f6	500
6751 40326	0x887c3599c4826f7b3cde82003b894430f27d5b92	500
6495 40582	0xd0b8dfcf9da999db981a60a8da6584e8e52b757c	500
6732 40345	0xea4670cb895ad7b4a4739745bc9462a79cf2de30	500
5737 41340	0x92b7a575a95dbc2e0448820a1a861668b74ae013	500
5154 41923	0x6aa9cd8de141b99b5b22e47d50fe525247b31466	500
7184 39893	0xc8f6237a3f7acbf3c16cb85f883fe41a00683b9e	500
7170 39907	0xcfedb2552d8e8ce5e492c1976ef08af99f19eb98	500
6878 40199	0x2d6dbbe8e304017897cfc6fa91c9dd71b91b62a3	500
6054 41023	0x695a2d04aafa8aabb6e97b79906b38bd93303636	500
6723 40354	0xc7c37b0c7af5af560bf31b0bcbfec04b97361275	500
6620 40457	0x38bc5934d41152fc74ef50c5ee15ccece3a41c93	500
5028 42049	0x622438202bb50583dfa854b89ecaf6593289c714	500
6139 40938	0xbf57f59d35124f071001fc9185e5169a7c44da1b	500
6223 40854	0xb49877bae8b5ee5e19cb87da9dd7e99437653688	500
4985 42092	0x1053e162c387fef8e1f8e4bbd3f2363f1c7d4066	500
6870 40207	0xa2c6817b00a8e45ed15438fdb79564316843c6d9	500
6929 40148	0x2c51978916976e9041d22e3b164f033e553e2c3d	500
4939 42138	0xe8b57ceef46cb983de4e08e48446a5c51b75fab0	500
5627 41450	0xf45f4f634746d69ffdd6b369fa416a617cdc64ae	500
6314 40763	0xb4355d0420821b499c199de5e28f1668422f4963	500
4287 42790	0x3fde69a46006fb172ff8d6fb0b09106f4deedd60	500
5205 41872	0x55977dbaa11902772d8a661962544a1583c35099	500
4162 42915	0x81f62fc8626363961677a213573b0de61de521e4	500
6977 40100	0xde605c92727aa270fffbd39a99cf07e5d3cc3a1a	500
4293 42784	0x699c3f33da71d392afdb97767801d5e6a59c67d6	500
6133 40944	0x7a0dff2a955b72159650300a9acef97146dd12e6	500
5679 41398	0x51904b09216975ba76a2dd94e69010b1a0ee9643	500
6387 40690	0x9c0da3467aed02e49fe051104efb2255c2982c61	500
4502 42575	0x456767cbbd27e1fc187a32181c9741f8313dafed	500
4210 42867	0x8273e38cd191df0a82d3a67e7991e999d48f88bc	500
How do I move up the leaderboard?
5750 41327	0x3d3fb403f9614393304ef477ac96543e39ea64db	500
6744 40333	0x8dfd545a2d6ba57d0ccfb060a0eefe01f41f2902	500
4688 42389	0x6c76e681cbc01b283677cb5255587c22a29780f0	500
6440 40637	0x06d14a9b14017f18f9f7a4c1460458d6097a7a08	500
7136 39941	0xdb2ed468930cd4594fb3bf8a17dcbbe206b3562f	500
6070 41007	0x65b9e2138dcb91be48f77f234838db5fe46807c8	500
6587 40490	0x65cf8ebc125aa5e320fb8dd5569fe1b0a86d0759	500
5613 41464	0x0b08dcc37e449c04a55a12454a8957a72e608994	500
7039 40038	0x54f50320f5de1420361c2f09285ae5be513a067a	500
5325 41752	0xeff1c285f3580662b6d7edb92f37e74afe94f56b	500
6125 40952	0xe895084850c04af3a57fdd90c0ba42ba440bc3a8	500
5852 41225	0x1e6dfc5287c5357d55bf897d5b57481cf645cbf4	500
6059 41018	0x6222354ad88f7a412e97901ab3f772a2769d0fc7	500
6716 40361	0x347dc91a32bc00e6fb38e2b4380e6a1c0fbca254	500
5920 41157	0xd7931a598fecc7a53160edc4d4f213927737e8bd	500
6571 40506	0x26c7bcd61784450aa355ab90116264c8f2e0f758	500
7161 39916	0xbe433100eab05c2fcd541f3ad897aa73e0b4d6ab	500
4563 42514	0xb2969d3429e99e4846e5be4df47d74ba87069e0d	500
6785 40292	0x38441a7e52b04a345741d1a9a1031cf718f11e74	500
7369 39708	0xb51e0709df01d9a70167a23160e0e0911a4c178f	500
4512 42565	0xe0527e66ed8c7e372007de0d65a5eb45cac53e07	500
6293 40784	0x05b258373d15956a927c3a57c3005e9d37fc0949	500
5790 41287	0x370a5275f69cb3c2e76cfe575cf7f846f906b34d	500
5038 42039	0x2ce1a66f22a2dc6e410d9021d57aeb8d13d6bfef	500
5582 41495	0xd0d16f936c1e00feb9fc93fa8f7972673e3cb3df	500
5083 41994	0x21296255bea8b75aa6236d898459b1ac6f283120	500
6926 40151	0xed60b1e49cad22e635f981bb03a58a9ec8943faf	500
5145 41932	0x8165f66f206a7ba47be7b878de70e6f4cf141d0e	500
5301 41776	0xc031d5e3822be0335027ecf88afdfd3433a97fe1	500
5024 42053	0xa3c1c91403f0026b9dd086882adbc8cdbc3b3cfb	500
4658 42419	0x679d13191ed8a43bb2103cbae47a591f80094830	500
4290 42787	0x4ee79e19c9c398e364d135f01b25dccc0473047c	500
4935 42142	0x628b414a88edbeafc2c0104041208297da840b5f	500
6827 40250	0x5cbe17ac145472072aeb8da4013e774d77ed676a	500
6612 40465	0x236e37f4aaf681b904e86be58f7db7562e9271f3	500
5405 41672	0xbb289e9188633256c8cf591b62a0fc60d6bd0e93	500
7304 39773	0x2d91338a647f78db6be147e64028c2e4008bc6de	500
7162 39915	0xd53046601e88ea3d7ec29f723ee855ac1ae7ab60	500
4558 42519	0x347e8ad1eaa19d2cafc2bf107a826d4ffefd5c9e	500
4521 42556	0x0f863cf5cc89f2b00c47752f9e78928006cb7b67	500
How do I move up the leaderboard?
5733 41344	0x00ad3f07838961c10584e288a4bbeb2e9e99c155	500
7089 39988	0x81ca0f7411d0efd737adae4969d7b301b1f82faa	500
6235 40842	0xf4395c25143cf2252252600e67746ac27370a530	500
6606 40471	0x30faf0d46b99ece90d616912176a4e9097240eac	500
6095 40982	0x9800c2b37733d4f60827db465dff635348450ebc	500
5476 41601	0x2789bae4d737b63a476f02c5d89c4142cf4e0ef8	500
5513 41564	0x770fe46d043b5e6bece644fb2ae75486e4bb6697	500
6783 40294	0xbfd640edb7266d764412b0d2bd1392837442ee9a	500
7103 39974	0xd874387ebb001a6b0bea98072f8de05f8965e51e	500
4386 42691	0x91675eb4e32badbe176948c5b1d193186a0d83c1	500
6396 40681	0x1a6db538813dbfa63e1f19f8804447187b7d401d	500
4687 42390	0x508a700185bae013e06862c307c84523cf46435e	500
5533 41544	0xdc2e88dd9bdf3dc44636c7ccac86ac6dbae0a8b3	500
7448 39629	0x5042fcf60d007d6379109e247b8d24aee321ab68	500
4429 42648	0xe59758f944077c84c6fc19b61c6ef13b8a8b5203	500
4583 42494	0xf2259acf73bcefe7607db044771dca0355d80a28	500
6488 40589	0x75b58da9e5c601a35d1aecb3b873396062d5ecd9	500
6378 40699	0x4196d3479fda0ebed8b67ff8b3134dbf4c35f1a9	500
6112 40965	0x5c6f0e48e9eb6a8cdfaf4f00234bd8727a363484	500
7277 39800	0x0eac6a6ce95bc1ee0c561fb8406afa4be8c7046c	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 8.39% on your WSTETH

Earn 7.50% on your DAI

Earn 7.33% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 125.42% LTV

Borrow against DAI from 0.11% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About