Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
6391 40686	0x753cb2cfb62d4d7c5e12c67e7bfc9b5e134def47	500
7087 39990	0x775f257b08d549b18db348d29160b3aea8e9c2e6	500
6464 40613	0x8aecc5526f92a46718f8e68516d22038d8670e0d	500
5467 41610	0x5b80c38c81b5a9410f81026497601ab005fdef9b	500
7286 39791	0x17c9cf35b9aa40e4eb62f5768b020e3587d90b6e	500
5119 41958	0xbb1e599e15f2bf248732ef060cadffeb6363cc4c	500
7371 39706	0x499db9ed991debbd47356b880eb98a4d6ea5d114	500
5867 41210	0x57de8382e52279c2428ab556fe9d418c50fe97d7	500
6609 40468	0xb278550ebf8010b8f9aed23c4d0dd32b253f4644	500
6040 41037	0x60c669e0caeb21352b0403be0c41359b3edaf627	500
5774 41303	0xeb4e17f4b6a9490ee3579c0f1edf144868f2753c	500
5099 41978	0xbcbd4885ee8b2b74249c5ad9b8b668fb256a51b1	500
6197 40880	0x63d1cae75d367be8af4c2cbb975b3bdef349d265	500
5360 41717	0x6b8e55286e0f30a2e8f69d685cfb3fea84cb2d11	500
7230 39847	0xa3d3a7d0ce80173e99af14ca3a004c789df64323	500
4421 42656	0x6e5425fcdd0d27e3a77ae23ade36436d181337f7	500
5355 41722	0xd2dc28f65c76510a4a930d28664a60828c4cf64e	500
6729 40348	0xd59ca61aec1933a19a26a751b0eb6f5fdf8fb06a	500
4579 42498	0xe3491998e82d355bc777327d137be31b458bbad6	500
7504 39573	0x2932516d9564cb799dda2c16559cad5b8357a0d6	500
4442 42635	0x234c38870ddbf92231df6bda0e73cde5f9837b9b	500
5828 41249	0x508b0907701dfad406bc80e7833fd60e267e26bb	500
4348 42729	0x7bebf3d7eb8351edea30564d07f17cda22e65467	500
4751 42326	0xbf9a4ecc4151f28c03100ba2c0555a3d3e439e69	500
4997 42080	0x326d9d4870c636d9b25c939237e0f1ea9ea1a974	500
4835 42242	0x1ffb2124ba89d45472184b653aba3a2620d6645d	500
6728 40349	0x7bc0146115c29168c9ca25086e42c2b50c3c8768	500
4929 42148	0x5e66e1618a782d19dbc19c14695b707a8a8b15f4	500
5914 41163	0x9dcef327ea66947156eaa2a5335af772b91177ae	500
6572 40505	0x1bbce7eb5fb02d7854b0ec69b479a1c99b4ae660	500
4405 42672	0xd57def61cf1f958ba9d8e8caae81fe9786e0f7df	500
5017 42060	0x4bc67ad2f21f0325568325c25da892ef7e7958b8	500
4402 42675	0x9140754bc4995e51e2268475df7f3de4d71f2b43	500
7295 39782	0x370df8e1f117793d8142f9a801897614952261a5	500
4356 42721	0xba90e5b6d3376d792ca3927524c27a185fbfb159	500
5474 41603	0x21f0dc23dc2516fb347ac64b9cdf6c7d4eb14566	500
7419 39658	0xf1b58ab117dbcd16be35f079e8ef9acaaa28cbdb	500
6486 40591	0x5271d6149c4e1e10e952b059b62a96c33bf09f93	500
5983 41094	0x1f2dae739843041fe2a81b20f3ef9a2a6ba8ea7c	500
5340 41737	0x383f5b7f94a9574df930611967464bcb53a5afc7	500
How do I move up the leaderboard?
5016 42061	0x409411817b3c5c752a84c777ebe1c19d9d4aa209	500
6476 40601	0x3b5677595284dafba92320dc3c64e9cd08046907	500
4595 42482	0xfc9685364840db1362b16f15d72c1b294e031089	500
5463 41614	0x3cbfdc86b5ad587577b7eb6885de531d2bd0e9b5	500
5128 41949	0xfd7e940d0862a34e4632f98576bd5365529cf8f2	500
5292 41785	0x8c822f1377cd8a3e26b99a77a78ff1bbf2aeced3	500
5891 41186	0x24e09f0b6e050754a9ddee77d867a786a38339dd	500
7243 39834	0xd59228cea6d813012c58a3e74c7dcfe5dcaa137e	500
5275 41802	0x916378e803e899f0a30c66302c9d0896ac6a7431	500
4886 42191	0xd7129fc6118a7bc6197d6f3dace7757b05339f22	500
4869 42208	0x9c7de17133271abe6d8ce355ec5eb5aba4641f32	500
7106 39971	0x2d85c5f793728692de01f59b61871f43cbaaac65	500
6483 40594	0x131c1eeac6ce18033be0c4c06350114ba9a94983	500
4359 42718	0x2e970945c64f7a41fca935c68b0024986e096021	500
7164 39913	0x7b40c9250d2697ec25936d4c901df046d59623d2	500
6626 40451	0x04efd5b8f6a498ed0b0df0490f1761f1e5fcfffd	500
4276 42801	0xba3b9deaa7f0f7bcd93c4b0e2a057a67eeb9d33e	500
4979 42098	0x43cf0eed4bbf72830ac2bc65f74aab59e596903f	500
7179 39898	0xbb58eb71c07e8721b60dd6c9f285358793740b0a	500
6841 40236	0x1768d745673e9ee2f350f6de817ad88fd72c637e	500
4672 42405	0x9319ddcd58c8e9657a9bc039c5f5c184fb9c814e	500
7152 39925	0x39d7723eb0ac4a278c7a5775d06b1e1f53246c9c	500
4470 42607	0x5eaaa37b6e8fa18e473d278edc0b303e585be281	500
6428 40649	0x09173487b272311edda01f45f97911aeb6abd602	500
6978 40099	0xc3f8d5096d81770d58988c4330a8262112a04e24	500
4231 42846	0x224910152ff0b9cf2dfcf1931a4866f5d336fc9c	500
5445 41632	0x5e6d26cf3370c61fe369d724224e3d12af8d74de	500
5389 41688	0x4404dea49f2342c46da9bc0580ec4d2f93848e03	500
5694 41383	0x859d41d50ffe4e7f8f916da4968c5f0e850a417b	500
7431 39646	0x8e4c045940d1aa75e38c6148e44239c06b8e0961	500
5869 41208	0xb926f4eae7795c009c2b5478c7f7358ad309a8a3	500
5626 41451	0xdcb67e5e80e7411c451ca9edeebcde0cc9af175b	500
6091 40986	0x852fd9c2cbcba000663a35e15d6604dde40ee7f3	500
4517 42560	0x2828bcb8d08f60b6e7df4640e15aba6e385e7473	500
4253 42824	0x812d2e05afb6e15a47355ac616fc69098b22c794	500
7148 39929	0x7915203ab23230b0043a412e9e0800f5e653102d	500
6913 40164	0x70265950add51748aa041de8accce6747507adce	500
4815 42262	0x7e4066640fbf4aa3b9eb6c1e39b6572268bb5b8a	500
6579 40498	0xc7a89cc20fdd54af6f3b31704ac8f2d319b3fbf6	500
6224 40853	0xafdbf0d20ea5fd75d6a2c59bbfab9ea90e238fcd	500
How do I move up the leaderboard?
5372 41705	0xcc4f660155d0b35aa6bbc71f71b3f3722e01f19d	500
4281 42796	0xccbeb5370d9ca93a13c80cabf8dbcc9ecee2947a	500
5855 41222	0x97ae524baeb06a035488a0e452f3901e67beb6e2	500
5059 42018	0x86c38963e837b6c977d6e4a5a78b5836f985ff36	500
4752 42325	0x724fe5339d310487251afae6269726c6533d9a77	500
5519 41558	0xc999fa649c40c95899c752e635df8bda01581349	500
4185 42892	0xbbb0115caa125df29b77d2152f2e3242a33cee13	500
5990 41087	0x7ff40b10781e5e6a05f8f33a1478064a44ccb5a9	500
5079 41998	0x976d34936f9adb2712a1f0325984e18ca6a020c4	500
6900 40177	0xce87b45a6b54d7f5bcf8270ab27c0582c479dd8b	500
7402 39675	0xe467d1dcb1f04949a432d423d2b2cd1f606ea558	500
6543 40534	0x2f5bb1a7665da4fbefb160dce96724c2e20a2d20	500
4888 42189	0x4accd34447a79981f2d480ab3e869ba375f000d9	500
4590 42487	0xb2e083b127986a9342a6918e1d7a8c0053e828a4	500
5404 41673	0x9141e07491347467855e16a2d973bf84c6ecd8de	500
4594 42483	0xc12b521a95c6a82dd6fbab8ebfcaae404e8c8fb8	500
6789 40288	0x36eee454d09971274fa580730338b29d50ad5ba0	500
5394 41683	0x8f91a830f387a79ec51f7ab6ab13dbb61d0e91a5	500
7354 39723	0x10786a8634aaffb234c3983553f27bff8ab4aabd	500
5632 41445	0xce0990b254573d7594a515543558fa5695509f52	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 8.42% on your WSTETH

Earn 7.50% on your DAI

Earn 7.33% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 127.64% LTV

Borrow against DAI from 0.11% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About