Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 8.26x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
7033 40000	0x74b2ed3972897156f7646303e1612570ffe54895	500
6264 40769	0x2876d4e97a272e7a3c2764de9f090e06cbd62915	500
6048 40985	0x5192a9272c92e9a9912bdece3e854db70d249139	500
5348 41685	0x981bd14bf51b9fba7dbe6c50d6b3a520e2f3a92b	500
4112 42921	0x1a677955f6f111061393beffbf350b22863e1fa3	500
5248 41785	0x046e7d7ad00c6b89f334ea9fcd9df364a12720db	500
6465 40568	0x51b0a8d89edb1146c55e72b3cf028560defa129b	500
4457 42576	0x867bcd07f1cbaeb7b1eb8024e8922409ab4f247b	500
6202 40831	0xa4c1011fb7482b0cd3862e4f1c6645b31442d76a	500
6578 40455	0x4f3c2c213a00c0bee6ff27da6b6d2f8edc56b5d4	500
7396 39637	0x1eb0df2ef0ef7a08bcfcbb511a0aebaeee0a8345	500
6707 40326	0x337b62c9266e1dd1dffd8d5f266488ca28bde971	500
7082 39951	0xd92fdb169bf65654bc88383fd142a66dd456cf63	500
7283 39750	0x93317663640016b5b2351e42b3284bafaa4ebb4e	500
4818 42215	0x9ace5df0fb6c1d6087ff5e82c93124096d054e97	500
7138 39895	0x99a41f138172a493fca0743c3c440d4ec7f54fe9	500
7249 39784	0x5ca4df5c99a390064c8e7a5f6980a65c3af597c3	500
4540 42493	0x823b92d6a4b2aed4b15675c7917c9f922ea8adad	500
6477 40556	0xe7be3b63fcdadb873d69b3ce17967ce211c230b8	500
6654 40379	0xaa2b89a48a9d30f55384da342c430e385a6357f5	500
6924 40109	0xab9317a3d1c141be550112e1187294742ef3cd77	500
6515 40518	0x86786534f0c88af39bf0109c7a3458e6b5c73de9	500
6175 40858	0xf93adee9f14871ae716287b49e24d4a912e84714	500
6997 40036	0x14295f90dc7a40441576cc731f65fc6a1d714813	500
5668 41365	0xf90a01af91468f5418cda5ed6b19c51550eb5352	500
5673 41360	0x177e3e1cba47340f3c24d1b3d4dc511099bffea8	500
4869 42164	0x99b25f2b6a5ccb8dc45ea07041f6caf045d8eda5	500
4187 42846	0x806da29201d10cdda91f299d68fb326b1d9fcb48	500
4485 42548	0xbac4d298de484bef485ec5a7b38ce40bf1844f87	500
7066 39967	0x473c31058d14f8eadfb6627adbbc90dddc7bbf09	500
4792 42241	0x533caaeaee0396bed2714c547104591ca3e2f345	500
5110 41923	0xf46f6120821b00ac5ffe036da826804cb0170bfc	500
4555 42478	0x987e0cddce6f6b2c4b1bc6f23573f1b91cc7645a	500
6326 40707	0x21b98f5698fd33d9cb58f6ab8d5ec58e803fcba2	500
5905 41128	0x236ddcbec59db65e1641c11adab444bf159ae3b5	500
6041 40992	0xaa071b314f9f84dd3bb946feb4961c2845564690	500
4225 42808	0x4e106d5e97b59c6b0cd84bb9c65ea67570502176	500
4335 42698	0x7d02e5a16ba38d61ac5eca5c6536f23d09e3add0	500
5431 41602	0x6bd4361f03d345da1a357b72026f787cfab51c92	500
4721 42312	0xcfb96bc298aadf182d9f1300c37bd4c5fef25b45	500
How do I move up the leaderboard?
5830 41203	0xd57caf59a0243897162a514f6ba7bffdbf170e98	500
5090 41943	0x879804243d7d62dfa20191b75e0bd3af64356951	500
6595 40438	0x0952615cd36904d97c736a0b0a5eea75c75e26d8	500
4424 42609	0x8bb2a140e43d2ddd4a36dca27317e5d08aab5719	500
4851 42182	0xa766718b7e2b99c13585a07129caf27aa31fc865	500
5421 41612	0xdd706f081e8e30500924b51fbb871663e9f81b9c	500
6318 40715	0x1c789fa68223c1701ae3a1cb3f37f0d8a3d53297	500
5400 41633	0xda2492f0918b3e3f0b791649a3c76831a869e7ed	500
4679 42354	0x7196ccdc9ba6214492e165a5dda53e20de5b5352	500
7214 39819	0x3ca8e210d3978f1bbf96399bf26c641113b667bc	500
5076 41957	0xe6d81358a1322e29cbc5f347f8d59c60b42f4324	500
6700 40333	0xcdfeeff98ef0f6ccf4ac0e3e3f6c7c8ab5ab3a4d	500
4674 42359	0x0dac1e97d866cad71fd9c71abb904612443fc755	500
5365 41668	0x79282db7be479ae091ff5df9cddb91d8d4118217	500
6339 40694	0x6581ecde05ef7c7350131e456ba10a3547cbae0b	500
5973 41060	0xb0cf98ef1dcae360d0f22d21983acf8008b30ae9	500
6984 40049	0x20ed77eb091744f9ffadc66a22aa461312db5c51	500
4101 42932	0xc19847b4f3dd807246773adc5fc24714dcc545c7	500
5925 41108	0x21bd1d5644d8f44efe986a804c66f87542c6f5ff	500
6285 40748	0xe502f5caa229ccb9ad1069790b04492175d34888	500
6459 40574	0xa5c3a513645a9a00cb561fed40438e9dfe0d6a69	500
4880 42153	0x3b2cba3423199f73924ad609fa8eec504e1fac1f	500
5474 41559	0x136edafec835282851a8efa757dc4eb1c4500a3f	500
5015 42018	0xa60f9584e7b1f4841b745792bb5f83f18c4f35dd	500
4402 42631	0x43fe64b38cff692264096302d32210d7f63ad974	500
6468 40565	0x8e0a0a0c69c21b6461723d732a80689075c4994e	500
6235 40798	0xc3e742f00a31eb831da3175919e4ce47cf7de06d	500
5189 41844	0xe97178f627268f4cead069237db9f50f66d17d97	500
5932 41101	0xfb9dacd74858de050de6ceed43a5002c340eca01	500
7276 39757	0xb07cf779bebfe51727cedf85e16a00a8c08f2571	500
6029 41004	0x6a6388c71bfdabd129cbee5763510ea1bb96597b	500
5026 42007	0x8ffdb5a0b79576d6ea9e9e4e2a3594d33bce96da	500
7448 39585	0xbc2ec0acb440a170473299177c1cf997fd77667a	500
5417 41616	0x0a8a06071c878df9ec2b5f9663a4b08b0f8c08f4	500
4681 42352	0x4ec6a271246e63a44fe7468b3c2821c1d7861e21	500
6968 40065	0x664ec12af7ec2a51dcd355f8ccbebc36e7767a52	500
6276 40757	0x654985bc0adbaf5d78f6ebf56e6e8af44f9a050d	500
5013 42020	0xaaa8a090e78724c8e3f3de407205fff160017568	500
4339 42694	0x506cf3ff1ce0bbadb0ff11a4a655ce66be221643	500
6141 40892	0xc66778c0355adae47abe8b1a89ae9c06ffa53133	500
How do I move up the leaderboard?
6817 40216	0xf2b7d747c08afe7a668db7081483ee9ac8563390	500
6067 40966	0xe29e146aca283e0e3e7117d56822942614917cf3	500
7459 39574	0xf44af6dc04a209fd295af4b8911d42041e0846fd	500
7377 39656	0xdda936d9b15473489503d4b5668e7af8ba8993b8	500
4614 42419	0x1f2d657cd16c0df5c1e6e7f86b445caac3a62533	500
4933 42100	0xd4f072b18c7a31d50bbf1df729b68e9ace7bc0d9	500
6411 40622	0x27fb938b7aa16cc301b38b487d7a267ef6bf773d	500
4298 42735	0x7117fb4e85286c159efa691a7699587ccd01e26e	500
4183 42850	0x2b5e3dc9791ac4ae92638513fdda5ce97816d30d	500
4730 42303	0xff3a7ac62f9e858187d0a42607f991084389c639	500
5266 41767	0x022a29ebe2be30f0c7ffc7dc9c51ffd3714762d0	500
5471 41562	0x2f7c56d73e77ec00406e4a50de5b6f5f99b0fdf0	500
6151 40882	0xd8e81aaa80a009410b10681067b46a4340e8c929	500
5663 41370	0x3cf3c26a35bfda5cd0b43afcb2e57aabee434bdb	500
6824 40209	0xb9afd25589450134610b618c6499c3d9a5803759	500
4830 42203	0x234dfbd48838323c133a1b857f5ec2309e3845f6	500
5955 41078	0x7c488d194ad746920768bcce265d60fafc5f72d8	500
4161 42872	0x7a082f34519306057d644f87c7c95474717b643d	500
4184 42849	0x652740d58e182a6ae5fd5217063094a98d6ab8d1	500
4346 42687	0x07453f2d29d96b779cc1aee67349b407f55f85e6	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 3.23% on your WSTETH

Earn 5.50% on your DAI

Earn 4.15% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.15% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About