Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.71%.

Get $RAYS

Leaderboard

Rank	User	Rays
4221 42813	0x089f5a5fd767d736f67f13d36286e2c66fb131f9	500
5031 42003	0xb0dab85eb5896fa249eb448ee692d6d636c14c95	500
4418 42616	0xe03a5189dac8182085e4adf66281f679fff2291d	500
6000 41034	0x31b9289e2f31745e28ea8f0391127e4c3cde3920	500
5744 41290	0x3ea62ef471bc2a27a50f6ab16a6c99dbd3b2eac0	500
6274 40760	0x7d2bfda1dbb2f1aa523396f0c87212a0abcd7566	500
5929 41105	0xa0551958edf6f408429bea57416ca017b7fc520b	500
6948 40086	0x80556f5d177f7cb96cf8453898d8e931ade3d85b	500
7387 39647	0x6631ac0e5a93662847efa72b2a888702edfa99a4	500
6717 40317	0x784f1375f430485f061ca603fd8d3573ef2302f4	500
6853 40181	0x9cc08c4f484a6dca20ab177c471933baa40aee9d	500
4366 42668	0x11c4a4e91d851976f59d8e6381044d8571c9fd45	500
6663 40371	0x8d0bd4df6e2af6d88073bae81fa78a1e043a667f	500
4524 42510	0x9754d3e51161b42ae68d3805da6de290665c2cdb	500
4619 42415	0xcc82a253b050b842e4b3445276bc3ed3f4ee84ed	500
5690 41344	0xaeba9f8bff0d1ace3a1bc2555aa6fdebeedb7433	500
6876 40158	0xc94f282af425199b29a406c30f9c0093241b6085	500
6844 40190	0x1e21d538c7b6733ecc3ce593c47bf0c23240998c	500
5865 41169	0x3163b30cb2a8aefea2c12bb144749ffce562bdd9	500
4187 42847	0xf6b6f07862a02c85628b3a9688beae07fea9c863	500
7303 39731	0xc2dc6a76abc610387ce3dd672c6e4b8a249782a3	500
7199 39835	0x25b248911b9551f48cd3fdf016f9ef7653d78433	500
5463 41571	0xd582d8067eb63243ccb7411bf85474ad1937ac36	500
7015 40019	0xe46e8996a7bfd82ca059ceccbf99df153c199e64	500
5832 41202	0xd57caf59a0243897162a514f6ba7bffdbf170e98	500
5092 41942	0x879804243d7d62dfa20191b75e0bd3af64356951	500
6597 40437	0x0952615cd36904d97c736a0b0a5eea75c75e26d8	500
4426 42608	0x8bb2a140e43d2ddd4a36dca27317e5d08aab5719	500
5675 41359	0x177e3e1cba47340f3c24d1b3d4dc511099bffea8	500
4871 42163	0x99b25f2b6a5ccb8dc45ea07041f6caf045d8eda5	500
6508 40526	0xc3dafa27d265a2ae6a8c2f6eca5bce471b86f906	500
6921 40113	0x48545646a7c3185854fbd4a4bbe2b3deba6ddb37	500
6083 40951	0xbf11c3c49d9d172f8a6f4754d23a67ad2c9ba309	500
4591 42443	0x010b0d82cb1f8084c4357415fbe0d20a561dcde5	500
6673 40361	0x222ad0d795f1b86bcea45db800c5a4c550d8219a	500
6656 40378	0xaa2b89a48a9d30f55384da342c430e385a6357f5	500
6926 40108	0xab9317a3d1c141be550112e1187294742ef3cd77	500
6517 40517	0x86786534f0c88af39bf0109c7a3458e6b5c73de9	500
6177 40857	0xf93adee9f14871ae716287b49e24d4a912e84714	500
6999 40035	0x14295f90dc7a40441576cc731f65fc6a1d714813	500
How do I move up the leaderboard?
5670 41364	0xf90a01af91468f5418cda5ed6b19c51550eb5352	500
6955 40079	0x3f3601613fc12f2bea6654432883d2c1398b98b3	500
7068 39966	0x473c31058d14f8eadfb6627adbbc90dddc7bbf09	500
7208 39826	0xd120cf3e0408dd794f856e8ca2a23e3396a9b687	500
4359 42675	0x25f14502c0400b469c7d19e9df7a8f59fdf05d0f	500
5358 41676	0x2e3bd4e33281ec73b88233ab5f8b0e52a8d6f913	500
6395 40639	0x18d355370cffa7ec4815743f14833b0cd11d3d32	500
6199 40835	0x20e66e3541df0fd5944857e6a60c2578a572ff97	500
4966 42068	0x71a91c9202c8091c62c630ca2de44b333ddcd0d7	500
4645 42389	0x5273611f2caadcda536495909ea87bd2bb9cb9f9	500
7035 39999	0x74b2ed3972897156f7646303e1612570ffe54895	500
6266 40768	0x2876d4e97a272e7a3c2764de9f090e06cbd62915	500
6050 40984	0x5192a9272c92e9a9912bdece3e854db70d249139	500
5350 41684	0x981bd14bf51b9fba7dbe6c50d6b3a520e2f3a92b	500
4114 42920	0x1a677955f6f111061393beffbf350b22863e1fa3	500
5250 41784	0x046e7d7ad00c6b89f334ea9fcd9df364a12720db	500
6467 40567	0x51b0a8d89edb1146c55e72b3cf028560defa129b	500
4459 42575	0x867bcd07f1cbaeb7b1eb8024e8922409ab4f247b	500
6204 40830	0xa4c1011fb7482b0cd3862e4f1c6645b31442d76a	500
6580 40454	0x4f3c2c213a00c0bee6ff27da6b6d2f8edc56b5d4	500
7398 39636	0x1eb0df2ef0ef7a08bcfcbb511a0aebaeee0a8345	500
7284 39750	0xe8d95c8d0a4b1cb573e95a74cc7b64cde71aa63e	500
4686 42348	0xacdc50e4eb30749555853d3b542bfa303537ada5	500
6281 40753	0x6b395d5964c5c698fc36cde3008747aacfe1f8a5	500
7357 39677	0x4b1f31eb6440e101ddadd9bf10c1a6c8b9d8981d	500
7256 39778	0x29534646cfe255419b1299874eb6d38cc7df2d56	500
6362 40672	0x6f155ff2c6ff3c152206c9c9069e941c42cb0f3b	500
5458 41576	0x929ae2674c0f639d94b3507f69c8f8761b36cb71	500
5778 41256	0xc31471e4a7429ba0bdea9fa061adff491e9839d4	500
4526 42508	0x7ac76056b8c68bce493cf0e402e30d327657dae4	500
5955 41079	0x86e20163d39637ec8d484b884dc0c644feb7a4a5	500
6994 40040	0xa333e7a5a85f5022bc58c2f299765134b927c163	500
5944 41090	0xb9c350b95efde941310e227c0a578f3f05906fc8	500
5515 41519	0x1f5f8f6a9ed1a3c7d895dcbf14660337b4fb60e9	500
6407 40627	0x69898295bad5cd0c999275aa57f3c823c046d126	500
4151 42883	0x43fc188f003e444e9e538189fc675acdfb8f5d12	500
7070 39964	0x42e0c028032ff2bfb0a52201d699a9455e920a0d	500
5987 41047	0x4994e3394a641dd1e36e59bde488de6e098b5f17	500
5373 41661	0x8b07bc7b5276f7e0ee1f7c786ad654af01671a8e	500
6631 40403	0xffa959e7f5a394acdbbf263d22b0fdbb0c1d1157	500
How do I move up the leaderboard?
6762 40272	0x1fdebd374939c85a2068d1be6c620a3c8ebe831f	500
7332 39702	0xce7298e5ef1ae8af0573edc2ebd03ab0f837e214	500
4767 42267	0x19360799a15730fac556088793895aa7650ee442	500
7279 39755	0x3fd2bcf0d407983b18a29ad2e1ec4053c298ab5d	500
4191 42843	0x635689a6342eedf4fda188169aa9df47425bbb36	500
4235 42799	0x29b20c2eba813f316485f834868f5fa707dd89c0	500
7110 39924	0xcdba19e0e34d6ac31922b1c153d1f6c80bb03a60	500
7017 40017	0xd10fcd8e8085bf01896290f6cb097eefc1a95634	500
5687 41347	0x7453c0cf1a48edbdb277b37b372db7c851363823	500
7178 39856	0xccf96983180998229965efdc416cdfcf9fc80fe6	500
4593 42441	0x01f6a06ec1f5341f7d322a27a3dac7004c698963	500
5173 41861	0xd5bb449ebd48276d1b5cbd2ccf1b0fb453059d28	500
5416 41618	0xb6875ec94be06d159a28d627422b7c9388cc8861	500
7247 39787	0x8f55fb74b8fc011c9a50f062ccfce272177c8847	500
5343 41691	0xc243fe7e28abb957beebfcee6df694d5bc944fff	500
6670 40364	0xafa454ad02ae3ad5cac4d04342756fb90e51462c	500
7225 39809	0x31ee25b6b653b02526027e4ec29496b7748ba953	500
5925 41109	0x8b1b0f049b9a7c76bd721b14d90359a3dee1f58d	500
4920 42114	0xc3fb3ce620a7bdaae936e8a284028b938b5584f7	500
6142 40892	0x0fe8583c45d181fda20d49b05361cd41236485a9	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.93% on your WSTETH

Earn 5.50% on your DAI

Earn 4.79% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.06% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About