Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
7248 39829	0xbe8fd1a2cdb1a5611b82d86590b97d2a7585440f	500
5889 41188	0x622a69180982c3469f0a9080724c194268ee9797	500
5959 41118	0x310d5c8ee1512d5092ee4377061ae82e48973689	500
4311 42766	0xba2522bb321793fbb6beeae9c8cb1120ee8dfb8d	500
4459 42618	0xc39467091b1897779a8a275c7bdf67affd0b0852	500
4580 42497	0x4909c0ff1b5044490e88e3f02a41d696054316bb	500
6607 40470	0x561ada4b0243f1d83df80d1653e9f76e84128b0b	500
7511 39566	0xd3c9a57df7eb5f3183444164b13d2faef0e012d4	500
7213 39864	0xa910901140d6a2c64b1fcb5889cc142d00c80941	500
6623 40454	0x7d6149ad9a573a6e2ca6ebf7d4897c1b766841b4	500
5381 41696	0x4b80ba8cbac5fa281658ba07cbdbc151c73553c9	500
4321 42756	0xd862eb8753f55f30a0b694f268ecb72c5a9ea176	500
4628 42449	0xbe2c2e0391aef6ccf86d8871343dd1ff5f15dade	500
5074 42003	0x63048fa9d83c6e07dbb01efc0fb576f73dc1580c	500
5931 41146	0x70cb64fc8a03a979edd1bddc2801a763ad108a9b	500
5754 41323	0x13aff6b6d6ad092e8d552af8fbde6203770ad0eb	500
6940 40137	0x4086e3e1e99a563989a9390facff553a4f29b6ee	500
7342 39735	0x652ff69683e62d57e17094d69ed00f022737ff00	500
5221 41856	0x056ae750b6fa8501f5bc9c8acb0caf986fa224ef	500
6002 41075	0x376e0b7d3cf6d256bb8869e5f1ab73597bc6bdf1	500
6678 40399	0x0355cc56e32b5265ff66f775b77113b9c1eb212a	500
5218 41859	0x9b77944268691fdcb40b6dbd87743eccc836880d	500
4469 42608	0x484cbd8b6e3644d07ef72fa2dc272d6f3d77be50	500
4830 42247	0xc49b9da005e2c1f69ccb5290797ade3d1fac062c	500
6688 40389	0x7c04786f04c522ca664bb8b6804e0d182eec505f	500
5383 41694	0x75b6132cefedcadabfffa58868f1955d433ea5cb	500
7109 39968	0xfb700c826c2b923748cb220db2a4a8e760e9def8	500
6985 40092	0xb2d26c0bb9fe6c5eb699e04d2a0048c4c990fdc4	500
4642 42435	0x6f0504cf5dfee0c239ccad89fc44608a66744a7c	500
7305 39772	0x6651fc2d0c347cd0072ff12a64be74ac35f18693	500
6806 40271	0x1b82dca4d87ce173563f5b524770bd3c71365fa3	500
6084 40993	0x35d04f4f70f39d402ba2c2a93180e700b0a5611c	500
6108 40969	0xaf02cd3f19316d7c8a96987fd056931cb125494c	500
4607 42470	0x71f6429b87dc1f3539bc00303cdbc3a335365063	500
6767 40310	0x86f3bd39f7a9431b53fa984d6e8ba5b1593eb5eb	500
4684 42393	0x107edc84f7c06e926c5127166a4b9b4c1ff0840d	500
5710 41367	0xdbcf1fc7655b24ae681334e8aa192ecc79f5ba00	500
7202 39875	0x0d5926184e886db1a736d88f0fb257be3f99ebd5	500
5061 42016	0x239a0a64ed64d96a1a5261f42719fc64c27f02e3	500
6406 40671	0xd53a09059e46ae357e02a803f89a807a82381ca1	500
How do I move up the leaderboard?
4489 42588	0xfc8fcfaba20fd142fd9839173d18cf4b094c11ca	500
4633 42444	0x59c2f94df6621b967c68bbe8e9291f3080e1bff5	500
6004 41073	0xdd138f26e5224f40f80d1d6fd05c09f4b580302a	500
6846 40231	0x1cdde20fd300c95427819be44a4fdc8c537361f1	500
7378 39699	0x41c837095bfb417d5768a3a48017e6130309c24e	500
5581 41496	0x1c027c0ab897028467ed6367ca2c99f0ca99121c	500
6651 40426	0xd8014b36b8e304a6b9659867e7b430e2383efcf3	500
5633 41444	0x0eb59acd1f0b73970e5b2fd095bf373ce569e4a9	500
4966 42111	0x28430f7887e17c4028f4ae55e1c1c1a3962d81c9	500
5938 41139	0x3faddecd0e7ac609002360c4416994e354099736	500
6751 40326	0x86f35cbfa96d6d143055b787c188cc49d6e6570a	500
6380 40697	0xffe46a6a80497df667a251aa0392d09278f7eec7	500
6152 40925	0x706e714e63eabaa8602c209ecc92943655e0c7b8	500
4649 42428	0x31176a669d6912e87e4ba60f71c066fb9bf7516a	500
6217 40860	0x2fda012d3d7478f7aab877c264bb362dbe3f575e	500
6166 40911	0x03bf7fd823908e56c8785e4c7ebfc46fc6a6e41b	500
6204 40873	0x801df1783ba4f3d60f6d035b9ab1be8e4725c6d2	500
7439 39638	0xab95d2cd70a80469985fafe7457de81498211ed4	500
6395 40682	0xa76bb9d0b8b5d40157ae65333e7fd3c97fd8ad8a	500
6172 40905	0x5637bf8cf5f25799faf7c372184bfa6b790f901a	500
4625 42452	0xd283519a942fca17bd478c65cf2eb74bbcd4cfff	500
5371 41706	0x3f40c47b7d3a0d6bf1a48f96a0656a1062311339	500
6738 40339	0xdfc8056a3375dffda7d7400bb39327960486fcd5	500
6757 40320	0xe67e43b831a541c5fa40de52ab0afbe311514e64	500
7106 39971	0x2d85c5f793728692de01f59b61871f43cbaaac65	500
6029 41048	0x42a9ef92f7c61fb40bcc6aea56a68c1d594db551	500
4495 42582	0x6951cbf075d3f719e8a6fcd0e279b3a19ccd89db	500
4303 42774	0xbd2940e549c38cc6b201767a0238c2c07820ef35	500
4438 42639	0x941f06f25385ad47e6e7940fe9c0822f88958c89	500
6161 40916	0x03d4e3f7598107487fc7c7549f5fd02a54346f28	500
4777 42300	0x92cb284a7c0316751148222e310a3654bc2d113d	500
5090 41987	0x28d5142a8677688bfeabea774a180d886117a86c	500
4443 42634	0x4bc8804c1377bdd1345ee20d9b9a8742f138a98e	500
6244 40833	0xf0bea6f5bab274955ff9d587d49f6287878ef9c6	500
7383 39694	0xc0a1861277acdd1c340fbd192d0a6da8ac47c0c8	500
5972 41105	0xe31ca893b9e7d221eec832416372a851ba5b0071	500
5953 41124	0x3c0ff4a30e43bb0b1966dafe43b097d96c7f7905	500
7407 39670	0x154b54cdb205db5553aaa7c8302ef6fab7f6646b	500
4725 42352	0xfbf3bf1ffe79f59cb58958288f0dfb596098ab6f	500
5322 41755	0xf6a8c989bd02f7986757f1a24380e452ca79557c	500
How do I move up the leaderboard?
7105 39972	0x16529e2081ae0d4ecdca1ac27a81ec9693bee286	500
5410 41667	0xff6ae0d72c0d4229b254aa7f81c893e5be7b21c5	500
4222 42855	0x0da40fa8171574bdc01019b269dc90ad926f2390	500
4822 42255	0x2c9f39bce307956205b7e3d4b77475dab657ef70	500
4618 42459	0x8479cf0c5741ed0240128856cf1122d5dbff82a4	500
6022 41055	0x4202e733eb2d17a92401fd75148d04ac1b28f1c3	500
5208 41869	0x8fb7a5744c839781f896a2551b3886701d45c6a8	500
7056 40021	0x80a700eb20a9f1a79119067835c8a500e852ed8b	500
6557 40520	0x50c6a981b80a72d98af87b626d3dfbe226e7d9e0	500
5630 41447	0xcf7c25b821b27370afce74994af7d17f304105fc	500
4224 42853	0xbc9dc77fe9294081b1b3bd5862ce325f02d3ba4c	500
5524 41553	0xfab434f658372ed5fdc7cbd8225604b93954f5b4	500
5500 41577	0x72ec26bb8aeecb6dabab39fe90bfa0e2311dbeea	500
6746 40331	0xa5522efe7c13f3eef012f6871d4bd07d48e515c8	500
5995 41082	0x90faae2db20120d6b8bc60f1a8af79ab9d1eefc5	500
6270 40807	0x9d3c241a24c8a34bae2f3c06e93e8ca1c6e69443	500
6984 40093	0x728e7f512e01e7811037985ddfb15f9bfef517a8	500
7004 40073	0xd21d809692a62e73532348d8a6f68aab3a64f913	500
4916 42161	0xe42e3ff374ca52ee3d4d4767d8606b263369465c	500
4258 42819	0x6beb625bcb844992dca349fff79281c5cad0bbe8	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 8.42% on your WSTETH

Earn 7.50% on your DAI

Earn 7.33% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 127.04% LTV

Borrow against DAI from 0.11% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About