Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 11.52x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
5671 41359	0x177e3e1cba47340f3c24d1b3d4dc511099bffea8	500
7247 39783	0x5ca4df5c99a390064c8e7a5f6980a65c3af597c3	500
4538 42492	0x823b92d6a4b2aed4b15675c7917c9f922ea8adad	500
7080 39950	0xd92fdb169bf65654bc88383fd142a66dd456cf63	500
7281 39749	0x93317663640016b5b2351e42b3284bafaa4ebb4e	500
6475 40555	0xe7be3b63fcdadb873d69b3ce17967ce211c230b8	500
4816 42214	0x9ace5df0fb6c1d6087ff5e82c93124096d054e97	500
4483 42547	0xbac4d298de484bef485ec5a7b38ce40bf1844f87	500
4184 42846	0x806da29201d10cdda91f299d68fb326b1d9fcb48	500
4344 42686	0x07453f2d29d96b779cc1aee67349b407f55f85e6	500
5097 41933	0x212c2a2891227f39b48d655c5eca0b1377daff90	500
6158 40872	0xb0380dd6ae72c813c33986314951e30b56b77d84	500
5311 41719	0xddb50ffdba4d89354e1088e4ea402de895562173	500
7213 39817	0x44287e97d852c60b8d307143add12bf16fcc8486	500
4359 42671	0x5fd1fbd87a17657e8f36acbc0e5c09a83676f680	500
5927 41103	0x6b6a30d79ddfebc3884bbb8f05f61d83a7631a9b	500
7336 39694	0x2367386801e28b15a7ef606fd55fe455dfee6053	500
5233 41797	0x2dbcd61d7866eaa5528fd45721066c44cb9fbd94	500
5318 41712	0x78af09a26d7a004c6de020aa5e454d6ed9766356	500
5066 41964	0x2307ac63c122f47e498fc9ff7b77257a2b006442	500
4313 42717	0x85419d3637f65773068d9f8329b3a80920c8ca76	500
6290 40740	0x852cd465597acd094464b657c69cdd6ca343260f	500
7099 39931	0x005b1173f6a762f5b92e48ea9d23a88a357ceac9	500
6686 40344	0xfc117cb4c186586f415cebaaa0644aa0ad530b8a	500
6589 40441	0xd6a6beea41361b475c9eec0cc78ef273a8f448f4	500
5324 41706	0x727d5dc8006796d4bf224eebad824ee5c771ff96	500
7299 39731	0xc2dc6a76abc610387ce3dd672c6e4b8a249782a3	500
7195 39835	0x25b248911b9551f48cd3fdf016f9ef7653d78433	500
4369 42661	0x9a1d76f8940fcd1a88cf399c93776d4fdbf2f640	500
7103 39927	0xc7f9b8f25e1dc372d5092d747031f9bec38d4878	500
5310 41720	0x8a62b848e73862ec5efe465b9d664f593241fd7b	500
4715 42315	0xe8801f3715631caa6d6a1de9f30fd85a798eecef	500
5919 41111	0xd916e35b331245e9ca8cc10b7b633f46d3fd51d4	500
5836 41194	0x288b495abd83656ba6eef2d689d7a085a5a9fdc2	500
5798 41232	0x3fe8203c176969a7de17b487eddac1b026fe2855	500
4996 42034	0xe7ed69b5b87088e5c6400d652d1b08180113d0fc	500
7443 39587	0xdcf603a248ad9534a482596bef1f5e20262266f1	500
5081 41949	0xbb372224d0d87d7500f4dd57ec392e998695f8d6	500
7216 39814	0xd977714dc94e80dcadb4882b2ecd532946190e3c	500
6247 40783	0x649b2c98d4c3e2740a205da0405e7391bafbd7e9	500
How do I move up the leaderboard?
4158 42872	0x7a082f34519306057d644f87c7c95474717b643d	500
4181 42849	0x652740d58e182a6ae5fd5217063094a98d6ab8d1	500
6163 40867	0x9a40ac0a5755e9338887940e977b33ca48c5d8f3	500
4726 42304	0x6a184eb57d2eb8fed03234a044fd4ccb24b7eb50	500
4587 42443	0x010b0d82cb1f8084c4357415fbe0d20a561dcde5	500
6669 40361	0x222ad0d795f1b86bcea45db800c5a4c550d8219a	500
7049 39981	0x475a24c7c7679e3399cf55e90cb3d50a6aceea7b	500
5911 41119	0x65f85007f7db4a6eddc1f13e57cac7ed3bb348bf	500
7204 39826	0xd120cf3e0408dd794f856e8ca2a23e3396a9b687	500
4962 42068	0x71a91c9202c8091c62c630ca2de44b333ddcd0d7	500
4641 42389	0x5273611f2caadcda536495909ea87bd2bb9cb9f9	500
7031 39999	0x74b2ed3972897156f7646303e1612570ffe54895	500
6262 40768	0x2876d4e97a272e7a3c2764de9f090e06cbd62915	500
6046 40984	0x5192a9272c92e9a9912bdece3e854db70d249139	500
5346 41684	0x981bd14bf51b9fba7dbe6c50d6b3a520e2f3a92b	500
4109 42921	0x1a677955f6f111061393beffbf350b22863e1fa3	500
5246 41784	0x046e7d7ad00c6b89f334ea9fcd9df364a12720db	500
6951 40079	0x3f3601613fc12f2bea6654432883d2c1398b98b3	500
6922 40108	0xab9317a3d1c141be550112e1187294742ef3cd77	500
4675 42355	0xe0c43cf26b0bacb408c6334468700179c61aeebf	500
7280 39750	0xe8d95c8d0a4b1cb573e95a74cc7b64cde71aa63e	500
7064 39966	0x473c31058d14f8eadfb6627adbbc90dddc7bbf09	500
4553 42477	0x987e0cddce6f6b2c4b1bc6f23573f1b91cc7645a	500
6324 40706	0x21b98f5698fd33d9cb58f6ab8d5ec58e803fcba2	500
5903 41127	0x236ddcbec59db65e1641c11adab444bf159ae3b5	500
6039 40991	0xaa071b314f9f84dd3bb946feb4961c2845564690	500
4223 42807	0x4e106d5e97b59c6b0cd84bb9c65ea67570502176	500
4333 42697	0x7d02e5a16ba38d61ac5eca5c6536f23d09e3add0	500
5429 41601	0x6bd4361f03d345da1a357b72026f787cfab51c92	500
4790 42240	0x533caaeaee0396bed2714c547104591ca3e2f345	500
5108 41922	0xf46f6120821b00ac5ffe036da826804cb0170bfc	500
4719 42311	0xcfb96bc298aadf182d9f1300c37bd4c5fef25b45	500
4867 42163	0x99b25f2b6a5ccb8dc45ea07041f6caf045d8eda5	500
4143 42887	0x58295bba59b4bf056cb99a900da9bde190606eea	500
6144 40886	0xbf35741a0c151fbdc37dad5c6b8a14cd21277cf4	500
4383 42647	0x62b724a0bb9d8afd48493e8bbed7c0dd56e2f711	500
6630 40400	0x25f00a2c3155503fe36c74904638c817ac9fdada	500
4501 42529	0x3c84ed12b015af1d964f97328bb9739a75bf074c	500
6291 40739	0x54a24c7155681a561ae9dfe600134854d52f5be5	500
5889 41141	0x76afba96774d4c940ed607476f4c32a27b88f71b	500
How do I move up the leaderboard?
4545 42485	0xa4b7b2abfa9c99eeb002c881c0bb6604ccc60fe8	500
5617 41413	0x3ccc87c683f389aa6ce6ef103639940841e8ecb4	500
6443 40587	0x698e49fed80bce1c3958616c25c2fca4fabae11e	500
7359 39671	0x852928b8566f134d9f223fe4f00169dfa543599c	500
6346 40684	0x65227c68d0410a4340944810d8f88a1df4c573a1	500
4366 42664	0xa2b9a5f796ef1f68b2aef0c984f961bed1085500	500
6365 40665	0xc4ea7bbc6b186089ae4b90e282dec17ee08bc340	500
6074 40956	0x8b4288e47e43436a99c0851a226fac8508bfb779	500
5999 41031	0x8a1440926ed7b7e8fbbb9f735f3b8e0433cca61b	500
6579 40451	0x68047ab3f0dfb43aeb5d94949368655e94d2b51c	500
4310 42720	0x02d7bddf6e42001a8058e2c67482b32aa72a9e39	500
5640 41390	0x09fe227727119fa25fcceb88d75b09fdcbe87385	500
4401 42629	0xe59b150ab850ce59c3be44aaa963fd5239d658f6	500
7343 39687	0xcfe14e771973e4803e5cc9d7fe35541e883fc096	500
4871 42159	0x837995018ba8e99dda3d293ef3db59cfc8dbf06f	500
6460 40570	0x09442f025c47d0e3280c8c418001a60911df2914	500
4730 42300	0x20b4210281ec50ddd8fdae6ab7db8aebbc797239	500
7329 39701	0x2af5de789f9349ef9cf68b67f9c9cc718f17bce8	500
6264 40766	0x3619157e14408eda5498ccfbeccfe80a8bb315d5	500
5336 41694	0x96e1199931a9e201a4d209262c8c379e2c0e4852	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 3.55% on your WSTETH

Earn 5.50% on your DAI

Earn 4.13% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.60% LTV

Borrow against DAI from 0.07% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About