Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 13.29x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 3.52%.

Get $RAYS

Leaderboard

Rank	User	Rays
5900 41129	0x236ddcbec59db65e1641c11adab444bf159ae3b5	500
6036 40993	0xaa071b314f9f84dd3bb946feb4961c2845564690	500
4586 42443	0x01f6a06ec1f5341f7d322a27a3dac7004c698963	500
4330 42699	0x7d02e5a16ba38d61ac5eca5c6536f23d09e3add0	500
5320 41709	0x627ce855f25223859bb360aa096a2fe6b8eae319	500
7306 39723	0xc99ee469a38109e9deac40b20d343163d057c0cc	500
6501 40528	0xc3dafa27d265a2ae6a8c2f6eca5bce471b86f906	500
6914 40115	0x48545646a7c3185854fbd4a4bbe2b3deba6ddb37	500
5303 41726	0xdf63be2e473ba04c26b1609e51d08cf0d78e0913	500
7414 39615	0x5abd1c9387b58bc233cd0daa86640d0ec1e1dcfe	500
4707 42322	0x3a9b02c14d967333ce68e353a64653e258da2baa	500
6624 40405	0xffa959e7f5a394acdbbf263d22b0fdbb0c1d1157	500
5443 41586	0x251199baeb4236ec5b54e9ef8a0b7cd493cc8155	500
6472 40557	0xe7be3b63fcdadb873d69b3ce17967ce211c230b8	500
4813 42216	0x9ace5df0fb6c1d6087ff5e82c93124096d054e97	500
6282 40747	0xf75fcd9849d3365d436d0cd889ed500150c9482a	500
7277 39752	0xe8d95c8d0a4b1cb573e95a74cc7b64cde71aa63e	500
6792 40237	0xfc47cdb245701e57ec80cfe66316861699008264	500
5342 41687	0x2f02c976a0311e7edac8a465d151d20b2be7bf28	500
5623 41406	0xe2e61752ef7ed9ab04b61bcc88b918d5264dc259	500
5710 41319	0xd352eeb43ed458a7cb069f6364cabfcb6e158f21	500
5206 41823	0x03894d4ac41dd6c4c2f524ed4417c90fa46972c6	500
7386 39643	0xf1cd2ff3d38257abe3e9d47c572037b70b972555	500
5553 41476	0x931292c42a5f600e80d75b7c7743f0164240882c	500
5414 41615	0x3e25f8a910b4fb671b95caeb22a6c550fe82e877	500
5841 41188	0x0e0fa3935b16986b1f27be306364980107f2ea1b	500
7012 40017	0xa27008afcf6491df18d01bae2d17b931def1d5b4	500
4546 42483	0xd3dab9080aa8225c4b3839c2a66b35ca8d39d3bf	500
4643 42386	0xedf4a91ebec2270c12991704ab010ecb93565b2d	500
4380 42649	0x62b724a0bb9d8afd48493e8bbed7c0dd56e2f711	500
6627 40402	0x25f00a2c3155503fe36c74904638c817ac9fdada	500
7061 39968	0x473c31058d14f8eadfb6627adbbc90dddc7bbf09	500
4498 42531	0x3c84ed12b015af1d964f97328bb9739a75bf074c	500
6288 40741	0x54a24c7155681a561ae9dfe600134854d52f5be5	500
5886 41143	0x76afba96774d4c940ed607476f4c32a27b88f71b	500
6987 40042	0xa333e7a5a85f5022bc58c2f299765134b927c163	500
4796 42233	0xc6c2a697e27242b3ba5a393f304b64a27040e006	500
4542 42487	0xa4b7b2abfa9c99eeb002c881c0bb6604ccc60fe8	500
5614 41415	0x3ccc87c683f389aa6ce6ef103639940841e8ecb4	500
6440 40589	0x698e49fed80bce1c3958616c25c2fca4fabae11e	500
How do I move up the leaderboard?
7356 39673	0x852928b8566f134d9f223fe4f00169dfa543599c	500
6343 40686	0x65227c68d0410a4340944810d8f88a1df4c573a1	500
4363 42666	0xa2b9a5f796ef1f68b2aef0c984f961bed1085500	500
6362 40667	0xc4ea7bbc6b186089ae4b90e282dec17ee08bc340	500
6071 40958	0x8b4288e47e43436a99c0851a226fac8508bfb779	500
5996 41033	0x8a1440926ed7b7e8fbbb9f735f3b8e0433cca61b	500
6576 40453	0x68047ab3f0dfb43aeb5d94949368655e94d2b51c	500
4307 42722	0x02d7bddf6e42001a8058e2c67482b32aa72a9e39	500
5637 41392	0x09fe227727119fa25fcceb88d75b09fdcbe87385	500
4398 42631	0xe59b150ab850ce59c3be44aaa963fd5239d658f6	500
7340 39689	0xcfe14e771973e4803e5cc9d7fe35541e883fc096	500
4868 42161	0x837995018ba8e99dda3d293ef3db59cfc8dbf06f	500
6457 40572	0x09442f025c47d0e3280c8c418001a60911df2914	500
4727 42302	0x20b4210281ec50ddd8fdae6ab7db8aebbc797239	500
7326 39703	0x2af5de789f9349ef9cf68b67f9c9cc718f17bce8	500
6261 40768	0x3619157e14408eda5498ccfbeccfe80a8bb315d5	500
5333 41696	0x96e1199931a9e201a4d209262c8c379e2c0e4852	500
5945 41084	0x5d9c1eb3dec9b3545583f67eaa030fbfaeabacf7	500
5395 41634	0xda2492f0918b3e3f0b791649a3c76831a869e7ed	500
4674 42355	0x7196ccdc9ba6214492e165a5dda53e20de5b5352	500
7209 39820	0x3ca8e210d3978f1bbf96399bf26c641113b667bc	500
5071 41958	0xe6d81358a1322e29cbc5f347f8d59c60b42f4324	500
6695 40334	0xcdfeeff98ef0f6ccf4ac0e3e3f6c7c8ab5ab3a4d	500
4669 42360	0x0dac1e97d866cad71fd9c71abb904612443fc755	500
5360 41669	0x79282db7be479ae091ff5df9cddb91d8d4118217	500
6334 40695	0x6581ecde05ef7c7350131e456ba10a3547cbae0b	500
5968 41061	0xb0cf98ef1dcae360d0f22d21983acf8008b30ae9	500
6979 40050	0x20ed77eb091744f9ffadc66a22aa461312db5c51	500
4095 42934	0xc19847b4f3dd807246773adc5fc24714dcc545c7	500
5920 41109	0x21bd1d5644d8f44efe986a804c66f87542c6f5ff	500
6280 40749	0xe502f5caa229ccb9ad1069790b04492175d34888	500
6454 40575	0xa5c3a513645a9a00cb561fed40438e9dfe0d6a69	500
4220 42809	0x4e106d5e97b59c6b0cd84bb9c65ea67570502176	500
4875 42154	0x3b2cba3423199f73924ad609fa8eec504e1fac1f	500
5469 41560	0x136edafec835282851a8efa757dc4eb1c4500a3f	500
5010 42019	0xa60f9584e7b1f4841b745792bb5f83f18c4f35dd	500
4397 42632	0x43fe64b38cff692264096302d32210d7f63ad974	500
6463 40566	0x8e0a0a0c69c21b6461723d732a80689075c4994e	500
6230 40799	0xc3e742f00a31eb831da3175919e4ce47cf7de06d	500
5184 41845	0xe97178f627268f4cead069237db9f50f66d17d97	500
How do I move up the leaderboard?
5927 41102	0xfb9dacd74858de050de6ceed43a5002c340eca01	500
7271 39758	0xb07cf779bebfe51727cedf85e16a00a8c08f2571	500
6024 41005	0x6a6388c71bfdabd129cbee5763510ea1bb96597b	500
5021 42008	0x8ffdb5a0b79576d6ea9e9e4e2a3594d33bce96da	500
7444 39585	0xbc2ec0acb440a170473299177c1cf997fd77667a	500
5412 41617	0x0a8a06071c878df9ec2b5f9663a4b08b0f8c08f4	500
4676 42353	0x4ec6a271246e63a44fe7468b3c2821c1d7861e21	500
6963 40066	0x664ec12af7ec2a51dcd355f8ccbebc36e7767a52	500
6271 40758	0x654985bc0adbaf5d78f6ebf56e6e8af44f9a050d	500
5008 42021	0xaaa8a090e78724c8e3f3de407205fff160017568	500
4334 42695	0x506cf3ff1ce0bbadb0ff11a4a655ce66be221643	500
6136 40893	0xc66778c0355adae47abe8b1a89ae9c06ffa53133	500
6812 40217	0xf2b7d747c08afe7a668db7081483ee9ac8563390	500
6062 40967	0xe29e146aca283e0e3e7117d56822942614917cf3	500
7455 39574	0xf44af6dc04a209fd295af4b8911d42041e0846fd	500
7372 39657	0xdda936d9b15473489503d4b5668e7af8ba8993b8	500
4609 42420	0x1f2d657cd16c0df5c1e6e7f86b445caac3a62533	500
4928 42101	0xd4f072b18c7a31d50bbf1df729b68e9ace7bc0d9	500
5180 41849	0x66ea2d335291a5afa8d3522eef6adfc3f8746e16	500
6406 40623	0x27fb938b7aa16cc301b38b487d7a267ef6bf773d	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 3.87% on your WSTETH

Earn 5.50% on your DAI

Earn 4.01% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.21% LTV

Borrow against DAI from 0.07% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About