Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.71%.

Get $RAYS

Leaderboard

Rank	User	Rays
4236 42799	0x29b20c2eba813f316485f834868f5fa707dd89c0	500
7111 39924	0xcdba19e0e34d6ac31922b1c153d1f6c80bb03a60	500
5688 41347	0x7453c0cf1a48edbdb277b37b372db7c851363823	500
7179 39856	0xccf96983180998229965efdc416cdfcf9fc80fe6	500
4594 42441	0x01f6a06ec1f5341f7d322a27a3dac7004c698963	500
5174 41861	0xd5bb449ebd48276d1b5cbd2ccf1b0fb453059d28	500
5417 41618	0xb6875ec94be06d159a28d627422b7c9388cc8861	500
7248 39787	0x8f55fb74b8fc011c9a50f062ccfce272177c8847	500
5344 41691	0xc243fe7e28abb957beebfcee6df694d5bc944fff	500
6671 40364	0xafa454ad02ae3ad5cac4d04342756fb90e51462c	500
7226 39809	0x31ee25b6b653b02526027e4ec29496b7748ba953	500
5926 41109	0x8b1b0f049b9a7c76bd721b14d90359a3dee1f58d	500
4921 42114	0xc3fb3ce620a7bdaae936e8a284028b938b5584f7	500
6143 40892	0x0fe8583c45d181fda20d49b05361cd41236485a9	500
6326 40709	0x9ae301f85aa01190be7e06a23ed110cde0930511	500
6464 40571	0xe32998f3d8be95cabd63d0a4859af887e7594719	500
6202 40833	0xfe5ea1b842ea067ffd3761b10e4e018aebfe7a8f	500
6981 40054	0xe5350d96fc3161bf5c385843ec5ee24e8b465b2f	500
5106 41929	0xaf1caed60ec8fea41d493efa393c6fd500cf15d7	500
6816 40219	0xbe294571f4d9c6f99707e18dfc49b86ce1110e83	500
5505 41530	0x4c54facfcbdecdaefd722bf6acc7ec8863d1c715	500
5188 41847	0x66ea2d335291a5afa8d3522eef6adfc3f8746e16	500
4247 42788	0xab24b4cf2346539c6015141d2c9af9706df8ada1	500
5772 41263	0x14ae02f8b3857666ddecbce8e78809e4ab44d7e2	500
4261 42774	0x218f23c2b1cbc74525ee557ee366b636f4731636	500
6661 40374	0x174c19f1d1589198ad028c81075ca0551f843e36	500
6910 40125	0x0e7e9300dc6e143fab3e6b8ba950b3fcca54146b	500
6206 40829	0x77bd91d91530e766b009a240670965680998ffff	500
4491 42544	0x3613bc8c90c3fc79bad550a371ed0cdc77200901	500
7063 39972	0x47ecd7054cda10e941524514f25082e1fd210f56	500
6345 40690	0x6ec4f659b0d35d28483bcc8d223c7ebef0427878	500
7160 39875	0x7dd4e4210968fb10d6ef1a8c7b067ab2ff5010f1	500
4795 42240	0x533caaeaee0396bed2714c547104591ca3e2f345	500
5113 41922	0xf46f6120821b00ac5ffe036da826804cb0170bfc	500
4109 42926	0x563159debca67f15273e85ef556d27db5e5c109d	500
5011 42024	0x46a0b4fa58141aba23185e79f7047a7dfd0ff100	500
4558 42477	0x987e0cddce6f6b2c4b1bc6f23573f1b91cc7645a	500
6329 40706	0x21b98f5698fd33d9cb58f6ab8d5ec58e803fcba2	500
5908 41127	0x236ddcbec59db65e1641c11adab444bf159ae3b5	500
4338 42697	0x7d02e5a16ba38d61ac5eca5c6536f23d09e3add0	500
How do I move up the leaderboard?
6044 40991	0xaa071b314f9f84dd3bb946feb4961c2845564690	500
4228 42807	0x4e106d5e97b59c6b0cd84bb9c65ea67570502176	500
7018 40017	0xd10fcd8e8085bf01896290f6cb097eefc1a95634	500
7348 39687	0xcfe14e771973e4803e5cc9d7fe35541e883fc096	500
7285 39750	0xe8d95c8d0a4b1cb573e95a74cc7b64cde71aa63e	500
4190 42845	0x806da29201d10cdda91f299d68fb326b1d9fcb48	500
4488 42547	0xbac4d298de484bef485ec5a7b38ce40bf1844f87	500
4967 42068	0x71a91c9202c8091c62c630ca2de44b333ddcd0d7	500
4646 42389	0x5273611f2caadcda536495909ea87bd2bb9cb9f9	500
7036 39999	0x74b2ed3972897156f7646303e1612570ffe54895	500
6267 40768	0x2876d4e97a272e7a3c2764de9f090e06cbd62915	500
6051 40984	0x5192a9272c92e9a9912bdece3e854db70d249139	500
5351 41684	0x981bd14bf51b9fba7dbe6c50d6b3a520e2f3a92b	500
4115 42920	0x1a677955f6f111061393beffbf350b22863e1fa3	500
5251 41784	0x046e7d7ad00c6b89f334ea9fcd9df364a12720db	500
6468 40567	0x51b0a8d89edb1146c55e72b3cf028560defa129b	500
4460 42575	0x867bcd07f1cbaeb7b1eb8024e8922409ab4f247b	500
6205 40830	0xa4c1011fb7482b0cd3862e4f1c6645b31442d76a	500
6581 40454	0x4f3c2c213a00c0bee6ff27da6b6d2f8edc56b5d4	500
7399 39636	0x1eb0df2ef0ef7a08bcfcbb511a0aebaeee0a8345	500
6800 40235	0xfc47cdb245701e57ec80cfe66316861699008264	500
5093 41942	0x879804243d7d62dfa20191b75e0bd3af64356951	500
6598 40437	0x0952615cd36904d97c736a0b0a5eea75c75e26d8	500
4427 42608	0x8bb2a140e43d2ddd4a36dca27317e5d08aab5719	500
4854 42181	0xa766718b7e2b99c13585a07129caf27aa31fc865	500
5424 41611	0xdd706f081e8e30500924b51fbb871663e9f81b9c	500
6321 40714	0x1c789fa68223c1701ae3a1cb3f37f0d8a3d53297	500
5403 41632	0xda2492f0918b3e3f0b791649a3c76831a869e7ed	500
4682 42353	0x7196ccdc9ba6214492e165a5dda53e20de5b5352	500
7217 39818	0x3ca8e210d3978f1bbf96399bf26c641113b667bc	500
5079 41956	0xe6d81358a1322e29cbc5f347f8d59c60b42f4324	500
6703 40332	0xcdfeeff98ef0f6ccf4ac0e3e3f6c7c8ab5ab3a4d	500
4677 42358	0x0dac1e97d866cad71fd9c71abb904612443fc755	500
5368 41667	0x79282db7be479ae091ff5df9cddb91d8d4118217	500
6342 40693	0x6581ecde05ef7c7350131e456ba10a3547cbae0b	500
5976 41059	0xb0cf98ef1dcae360d0f22d21983acf8008b30ae9	500
6987 40048	0x20ed77eb091744f9ffadc66a22aa461312db5c51	500
4104 42931	0xc19847b4f3dd807246773adc5fc24714dcc545c7	500
5928 41107	0x21bd1d5644d8f44efe986a804c66f87542c6f5ff	500
6288 40747	0xe502f5caa229ccb9ad1069790b04492175d34888	500
How do I move up the leaderboard?
6462 40573	0xa5c3a513645a9a00cb561fed40438e9dfe0d6a69	500
4883 42152	0x3b2cba3423199f73924ad609fa8eec504e1fac1f	500
5477 41558	0x136edafec835282851a8efa757dc4eb1c4500a3f	500
5018 42017	0xa60f9584e7b1f4841b745792bb5f83f18c4f35dd	500
4405 42630	0x43fe64b38cff692264096302d32210d7f63ad974	500
6471 40564	0x8e0a0a0c69c21b6461723d732a80689075c4994e	500
6238 40797	0xc3e742f00a31eb831da3175919e4ce47cf7de06d	500
5192 41843	0xe97178f627268f4cead069237db9f50f66d17d97	500
5935 41100	0xfb9dacd74858de050de6ceed43a5002c340eca01	500
7279 39756	0xb07cf779bebfe51727cedf85e16a00a8c08f2571	500
6032 41003	0x6a6388c71bfdabd129cbee5763510ea1bb96597b	500
5029 42006	0x8ffdb5a0b79576d6ea9e9e4e2a3594d33bce96da	500
7451 39584	0xbc2ec0acb440a170473299177c1cf997fd77667a	500
5420 41615	0x0a8a06071c878df9ec2b5f9663a4b08b0f8c08f4	500
4684 42351	0x4ec6a271246e63a44fe7468b3c2821c1d7861e21	500
6971 40064	0x664ec12af7ec2a51dcd355f8ccbebc36e7767a52	500
6279 40756	0x654985bc0adbaf5d78f6ebf56e6e8af44f9a050d	500
5016 42019	0xaaa8a090e78724c8e3f3de407205fff160017568	500
4342 42693	0x506cf3ff1ce0bbadb0ff11a4a655ce66be221643	500
6144 40891	0xc66778c0355adae47abe8b1a89ae9c06ffa53133	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.74% on your WSTETH

Earn 5.50% on your DAI

Earn 4.66% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.21% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About