Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
4296 42781	0x699c3f33da71d392afdb97767801d5e6a59c67d6	500
6134 40943	0x7a0dff2a955b72159650300a9acef97146dd12e6	500
5680 41397	0x51904b09216975ba76a2dd94e69010b1a0ee9643	500
6388 40689	0x9c0da3467aed02e49fe051104efb2255c2982c61	500
4505 42572	0x456767cbbd27e1fc187a32181c9741f8313dafed	500
4211 42866	0x8273e38cd191df0a82d3a67e7991e999d48f88bc	500
5751 41326	0x3d3fb403f9614393304ef477ac96543e39ea64db	500
6745 40332	0x8dfd545a2d6ba57d0ccfb060a0eefe01f41f2902	500
4691 42386	0x6c76e681cbc01b283677cb5255587c22a29780f0	500
6441 40636	0x06d14a9b14017f18f9f7a4c1460458d6097a7a08	500
7137 39940	0xdb2ed468930cd4594fb3bf8a17dcbbe206b3562f	500
6071 41006	0x65b9e2138dcb91be48f77f234838db5fe46807c8	500
6588 40489	0x65cf8ebc125aa5e320fb8dd5569fe1b0a86d0759	500
5614 41463	0x0b08dcc37e449c04a55a12454a8957a72e608994	500
7040 40037	0x54f50320f5de1420361c2f09285ae5be513a067a	500
5326 41751	0xeff1c285f3580662b6d7edb92f37e74afe94f56b	500
6126 40951	0xe895084850c04af3a57fdd90c0ba42ba440bc3a8	500
5853 41224	0x1e6dfc5287c5357d55bf897d5b57481cf645cbf4	500
6060 41017	0x6222354ad88f7a412e97901ab3f772a2769d0fc7	500
6717 40360	0x347dc91a32bc00e6fb38e2b4380e6a1c0fbca254	500
5922 41155	0xd7931a598fecc7a53160edc4d4f213927737e8bd	500
6572 40505	0x26c7bcd61784450aa355ab90116264c8f2e0f758	500
7162 39915	0xbe433100eab05c2fcd541f3ad897aa73e0b4d6ab	500
4565 42512	0xb2969d3429e99e4846e5be4df47d74ba87069e0d	500
6468 40609	0x202f5492d81ebfd07998e95ac74ca0de811663fd	500
7258 39819	0xe10a232f587b44e81425a83cbef2997e7457501f	500
5064 42013	0x312e02d14b8d2bb593f681739dc0fe51ac84d23b	500
5741 41336	0x6b0b8e5880d1772d1bc13d318bb6821bcbae31f3	500
5214 41863	0xa55b65c1f4f4d6895374e9f13193d4f004f536f0	500
7311 39766	0xfdef61e8fb46d3c836c75a2a14be1f1af00e1291	500
7394 39683	0x643f5eeec98ce266c484fd1457744cfaa1ba5f9b	500
6422 40655	0x9aa4e6641fefd0764bfebdeda637e7782d7ed4dc	500
4419 42658	0x0fa2a3b8823766967ccce3265db9adc8f6fbb90d	500
6267 40810	0x7cea41844b4b90528708a69c722c6e6e67adf8d9	500
6740 40337	0xa94e0e247ee415adcce5d0f5630b735c70c9842a	500
4491 42586	0x7181fa3d8e1620efa2d7a98646280ad7c181cbb6	500
4900 42177	0x056b19b3908b12dae166101644b5307c2a70e2c6	500
5765 41312	0x0f574c3526e9b3d10bcfb71e3ce3359375873bdd	500
7176 39901	0xee9ae5bdc43ac8e0cb1168a99eb7fa1684043ae0	500
5368 41709	0x971ef8176d1b995eacf9811d4fc16b366f15484e	500
How do I move up the leaderboard?
5504 41573	0x7801bf252acfa0143b2a928f9f48db30c3ca1e77	500
6211 40866	0x039274ed5c6a33fd1dc12a91d260a4f5096b133f	500
6992 40085	0xd4eddcef8643be102338e1d967d2516bd8904fef	500
4438 42639	0xf491687bc3d8fd1c910ed444da494cf66df40d56	500
4305 42772	0xe4326e3fbaf6e028e1496dddf964071b56d81797	500
6172 40905	0x4b09fae65705466ef0f646e158ff156c6229c197	500
4244 42833	0xc3788908cb8999c9b7c928c1d17dbe78736713f7	500
4178 42899	0x27c01ef62d559547ae7dbe4420f12190685ae959	500
6903 40174	0x2fb8f7fc5b95d67e9d4b9e785dc4587d55b3083f	500
5671 41406	0xb96f7ba0803c8ec655cbc965ce1aa2a6fb37ed6e	500
5375 41702	0x25c261e5e0bb6c3046b2afc76922b24ff06e718f	500
4728 42349	0xcd393dc930d976de3dc6b2dd28c19dc0d3877404	500
4278 42799	0x98ed2d5a40f7b47e5f2f369b52c4e0d6270be183	500
7495 39582	0x7dabce8ef7b0096a53892aca3e462dffb81ec005	500
5460 41617	0x4fc4d16b8dd58ae3fa7aac8ff29336d17f199f97	500
4242 42835	0x983e89740ee164a5e1529f5cf33ee82f990d041f	500
7504 39573	0x1b1b6caed0d90978658770636217f20cde5ee4df	500
6403 40674	0x2d8ed84d04b17dd0c4ea08d40645cc4c278c76a8	500
5321 41756	0x34d0265ee4ffb23192709b5f2dc686cf31b89ab8	500
6181 40896	0x7f85c38d42c22e3c2e82590f0234901757d77218	500
6107 40970	0x5f981045dea5677e099fc291e2287f97b7d59659	500
5999 41078	0x8540f80fab2afcae8d8fd6b1557b1cf943a0999b	500
4511 42566	0x9859dd8f057334ae0c6c0f2c03af39803cb36d56	500
7175 39902	0xe9061f863bcfecb595928b5cdc69a05b1818569f	500
5934 41143	0x5a5fe81a376495c7ab16a762611afacb14280218	500
6753 40324	0x8ebc255474e5c806517ff4cc51bf0abdf728ddfd	500
4514 42563	0xc69aca7e5c69748c55375103fe0bddec4ab35902	500
4588 42489	0xc4b853f10f8fff315f21c6f9d1a1cea8fbf0df01	500
7336 39741	0xbf96108197ef7a94cacf9cc2f54d884fa1cfb490	500
6458 40619	0x24df9ca6c7bd036d4b20048cf8718860165d2bcd	500
4479 42598	0xa4d809dee0692c16a8a7552155a07b905ce8578b	500
5576 41501	0x2eb5e98a660cc9f5c948edda9a1b7e27147ec072	500
7265 39812	0xffc3dc3e3da68753d286e62e2d38437c64d521db	500
6771 40306	0x1fcd321042d83e78f58de19b142cdde098799244	500
5119 41958	0x3120a7c463f7993e85ac2a40aa7b2c8a0a9acd54	500
7506 39571	0xd46a1881fa0332c0ed1a767eae3990e6d1fe1f29	500
6686 40391	0x1effd55a8646f7dc67c7578c20ce575cefeb1120	500
4793 42284	0x8873e2d6aeb0494c61e512167a87d6ccd759ca53	500
4190 42887	0xf1548775df7a3f0b5e7bcce63bd1dfa470ead53a	500
5891 41186	0x5d0860864c73dd2945e797b60c7149821ca2dbb3	500
How do I move up the leaderboard?
6462 40615	0x19803e8c2e54722d22e8dd05c3c602db3271e5fb	500
5351 41726	0xd6fa0351348e16c101a2462c90019949cc936b66	500
4570 42507	0xdb1da78dc92a6ec8868c214338c251439035d564	500
5203 41874	0x898c22cfa7b47a513f361d01fc6ecef0511afc2f	500
6010 41067	0xdaf92fbda8495c2bd1e5dccc4801fee49a9d222a	500
6988 40089	0x5e4d69ee0b1f5d9adf06b973d176221f1664f6a9	500
4501 42576	0x8fe743b95a63604e5a8ec5e8af0854efad5d6cfe	500
5701 41376	0x8a550bfa4122e28ceed9591430e7d92cb42697a2	500
5485 41592	0x86eb418354b39d67c17a9c79b8dd5156bec421d2	500
6002 41075	0x8c6796b5b7887056ff3f474220389e48b3d6d086	500
5250 41827	0x929947470be23e9e96d9d39c5e27a6c38ba6f7ea	500
4448 42629	0xac3e2b760232a413171d539c78008cdb7c18ab52	500
4169 42908	0xd03da0e83208dd1baa96c525197bf4c1caa497ad	500
6757 40320	0x5191bc74f0825c7b15b89215969f69aa22df9d6e	500
6083 40994	0xd3fd5c2f754591a3c9148bc72cc4d28b9e88283e	500
5052 42025	0xec36e9b03849e15a349f7d0e4362d16d0f2a526c	500
6763 40314	0x897f76958796a634c52f35de8662f172ce2b4a38	500
4339 42738	0x84f4ccc36fc9d5fb1947949ae5572a33ad738667	500
6796 40281	0x783d24c7efd9545e52d71fbb4b29c3c60582d8d6	500
7252 39825	0x182a0dd51b8baee3c1932f22560cad5b77ae8091	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 8.42% on your WSTETH

Earn 7.50% on your DAI

Earn 7.33% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 127.02% LTV

Borrow against DAI from 0.11% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About