Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.68%.

Get $RAYS

Leaderboard

Rank	User	Rays
5657 41393	0x8e23803326a182df61dd7ad1aace1b7633c75244	500
7035 40015	0xa4b7b2abfa9c99eeb002c881c0bb6604ccc60fe8	500
7066 39984	0x5e7f3b42e4b6567785f9fdd702519f23bf285a1d	500
6188 40862	0x76afba96774d4c940ed607476f4c32a27b88f71b	500
7077 39973	0x023bf0c0bd87df17153fcd2a8f441d177ee21c64	500
4716 42334	0xa59c818ddb801f1253edebf0cf08c9e481ea2fe5	500
7300 39750	0x7560ec8d375eeefabe2dc1a1dbd038ccab45263b	500
5323 41727	0x1f1e3ae905b8df4c67132d565005f8ecea526402	500
5321 41729	0x236f233dbf78341d25fb0f1bd14cb2ba4b8a777c	500
6545 40505	0xc781b829aff316334fd732a8822ca27677872a31	500
4304 42746	0x54a24c7155681a561ae9dfe600134854d52f5be5	500
7080 39970	0x3c84ed12b015af1d964f97328bb9739a75bf074c	500
5124 41926	0xbc6ad843a1024f2d18626acf5ef7a8e4cbd0e85c	500
5686 41364	0x9389e143dff86096766cd9ff82198857745a8d7b	500
6996 40054	0x00c9cf6d9479fc3abec435346d8d3330661944ee	500
5205 41845	0x13c60de9e82a78eec2060de7c1a7dea40646c8f1	500
6560 40490	0x2ba583396ae2af58766f684af9d734aff59be87a	500
7448 39602	0xa0a9ad080abcbe33641cd7fa97bf3d205f1980cd	500
4744 42306	0x25f00a2c3155503fe36c74904638c817ac9fdada	500
5963 41087	0xef46a9851de5b9ccb7289cdb81f56cbaadbf41f9	500
7202 39848	0x62b724a0bb9d8afd48493e8bbed7c0dd56e2f711	500
7337 39713	0xbc722152042d4e5a4252a6d4a01607e3a381480c	500
5080 41970	0xbdcadc4bc5805b67b43da380b4bade25e3936ffa	500
5212 41838	0x74e60d06f3ef2adfcf70468b1f8832e421140eaa	500
6929 40121	0xedf4a91ebec2270c12991704ab010ecb93565b2d	500
7031 40019	0xd3dab9080aa8225c4b3839c2a66b35ca8d39d3bf	500
5289 41761	0xa27008afcf6491df18d01bae2d17b931def1d5b4	500
6139 40911	0x0e0fa3935b16986b1f27be306364980107f2ea1b	500
6569 40481	0x3e25f8a910b4fb671b95caeb22a6c550fe82e877	500
6652 40398	0x931292c42a5f600e80d75b7c7743f0164240882c	500
5863 41187	0xf1cd2ff3d38257abe3e9d47c572037b70b972555	500
4126 42924	0x03894d4ac41dd6c4c2f524ed4417c90fa46972c6	500
6003 41047	0xd352eeb43ed458a7cb069f6364cabfcb6e158f21	500
6820 40230	0x7cfa59c0aeab32faeec9c191565959ddec6e6655	500
6795 40255	0xe2e61752ef7ed9ab04b61bcc88b918d5264dc259	500
6749 40301	0x2f02c976a0311e7edac8a465d151d20b2be7bf28	500
6200 40850	0x1567f9688e892ba76cb533fb9ebb08d4834af454	500
4345 42705	0x70dac40adc7c9fc435bbe3e62126867713291900	500
5688 41362	0xb118c2132613a6cb8f581f03bd7fdad1393602ec	500
5184 41866	0x36cef04b8fb1679e877499a564b144b8732358fc	500
How do I move up the leaderboard?
4512 42538	0xcbb4c43307ad77e4e5ac2c742d05f548c2212491	500
5670 41380	0xd628c8aca6d482d4e8e84beaa91ef75e2039d77f	500
6056 40994	0xdab60d0ae9fdb14a8722614078defaf2fa332a5c	500
5191 41859	0x80556f5d177f7cb96cf8453898d8e931ade3d85b	500
5849 41201	0x6631ac0e5a93662847efa72b2a888702edfa99a4	500
4856 42194	0x784f1375f430485f061ca603fd8d3573ef2302f4	500
5059 41991	0x9cc08c4f484a6dca20ab177c471933baa40aee9d	500
7224 39826	0x11c4a4e91d851976f59d8e6381044d8571c9fd45	500
6280 40770	0xb32b951513b32f30905afaae5517963fd8ea850c	500
4788 42262	0x8d0bd4df6e2af6d88073bae81fa78a1e043a667f	500
7060 39990	0x9754d3e51161b42ae68d3805da6de290665c2cdb	500
6962 40088	0xcc82a253b050b842e4b3445276bc3ed3f4ee84ed	500
6896 40154	0xaeba9f8bff0d1ace3a1bc2555aa6fdebeedb7433	500
5089 41961	0xc94f282af425199b29a406c30f9c0093241b6085	500
5552 41498	0x25b248911b9551f48cd3fdf016f9ef7653d78433	500
5041 42009	0x1e21d538c7b6733ecc3ce593c47bf0c23240998c	500
6157 40893	0x3163b30cb2a8aefea2c12bb144749ffce562bdd9	500
7420 39630	0xf6b6f07862a02c85628b3a9688beae07fea9c863	500
5699 41351	0xc2dc6a76abc610387ce3dd672c6e4b8a249782a3	500
6782 40268	0x5fdab11e7d3ae700af9e8c50e976cd0a85b12438	500
4471 42579	0xfc3bf7918ba967f3dba6b60a29db990cfcd3da63	500
5760 41290	0x06ec2f2c6521101565b8b833a763dd1b41210956	500
4340 42710	0x44a19463c22337cf80cd4edf4b2eeba94d900450	500
4710 42340	0xe8daf72958a50f02cb683096bd00d3f1981bf6de	500
4747 42303	0x0167940dd408bd12b8c319e979109d0f1c07e1d2	500
5439 41611	0x728b87636f8db404f70cbe4e86c9c5a23cb74783	500
5894 41156	0xcbf0e8ba08d0c330c3b8586eda50860f3367380a	500
5131 41919	0xeb72929778eacc166a62ee71ddd8a19fa78871a9	500
6505 40545	0xd4cf2edce775851ddfaaa2ea39cf595b998dee02	500
4621 42429	0xd79fe5ca182b112e62d1466068b572493b88cb24	500
6448 40602	0x164ba6d1e6dd5f937908c34137d271ea3852c214	500
5330 41720	0x3b11267dfc4b9ebe8427e8f557056b4b6ce98112	500
4968 42082	0xab2731d2889e9111623568c191fcc12ea25562c6	500
7063 39987	0xa623c4fe2502a99056d800fb33799d2724d657d4	500
5922 41128	0x756e0868dee2adc7e46c5c3281df3e75053a1b59	500
4651 42399	0xf318b7964549cf3b3f1076a8d795c3ebbc231b01	500
5696 41354	0xef95e465aafff526b7ee2d49de367e7616f9fe0d	500
4636 42414	0xaaaa7ecdcded220ceeb1a1a16b70ac894746727b	500
5723 41327	0x8e3ff5639aec60121a3a627bf50f4aac31ff21fc	500
6269 40781	0xd270e8113dfdd403d02545c37265e5e2061e049e	500
How do I move up the leaderboard?
6618 40432	0xeff9cf0574ede99eb23d34e9e058ad6056cfc3c7	500
6770 40280	0xf275de16c1019002e81bb5096b267b818b97149b	500
6947 40103	0x4b2de6e4aaff455e23ab3525528dd79f8e3e00b9	500
6260 40790	0x7c488d194ad746920768bcce265d60fafc5f72d8	500
5652 41398	0x234dfbd48838323c133a1b857f5ec2309e3845f6	500
5018 42032	0xb9afd25589450134610b618c6499c3d9a5803759	500
6870 40180	0x3cf3c26a35bfda5cd0b43afcb2e57aabee434bdb	500
4124 42926	0xd8e81aaa80a009410b10681067b46a4340e8c929	500
6488 40562	0x2f7c56d73e77ec00406e4a50de5b6f5f99b0fdf0	500
7445 39605	0x7a082f34519306057d644f87c7c95474717b643d	500
6241 40809	0x022a29ebe2be30f0c7ffc7dc9c51ffd3714762d0	500
7421 39629	0x652740d58e182a6ae5fd5217063094a98d6ab8d1	500
7245 39805	0x07453f2d29d96b779cc1aee67349b407f55f85e6	500
5895 41155	0x6a184eb57d2eb8fed03234a044fd4ccb24b7eb50	500
4142 42908	0x9a40ac0a5755e9338887940e977b33ca48c5d8f3	500
4248 42802	0x649b2c98d4c3e2740a205da0405e7391bafbd7e9	500
5893 41157	0xff3a7ac62f9e858187d0a42607f991084389c639	500
5582 41468	0xd977714dc94e80dcadb4882b2ecd532946190e3c	500
7422 39628	0x2b5e3dc9791ac4ae92638513fdda5ce97816d30d	500
7297 39753	0x7117fb4e85286c159efa691a7699587ccd01e26e	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 5.73% on your WSTETH

Earn 5.50% on your DAI

Earn 5.01% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.25% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About