Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.71%.

Get $RAYS

Leaderboard

Rank	User	Rays
5600 41477	0x91675eb4e32badbe176948c5b1d193186a0d83c1	500
6895 40182	0x1a6db538813dbfa63e1f19f8804447187b7d401d	500
5855 41222	0x508a700185bae013e06862c307c84523cf46435e	500
6287 40790	0xdc2e88dd9bdf3dc44636c7ccac86ac6dbae0a8b3	500
4897 42180	0x5042fcf60d007d6379109e247b8d24aee321ab68	500
5640 41437	0xe59758f944077c84c6fc19b61c6ef13b8a8b5203	500
4636 42441	0xf2259acf73bcefe7607db044771dca0355d80a28	500
6956 40121	0x75b58da9e5c601a35d1aecb3b873396062d5ecd9	500
6883 40194	0x4196d3479fda0ebed8b67ff8b3134dbf4c35f1a9	500
6678 40399	0x5c6f0e48e9eb6a8cdfaf4f00234bd8727a363484	500
5069 42008	0x0eac6a6ce95bc1ee0c561fb8406afa4be8c7046c	500
6915 40162	0x3befcb841faf938cf294a033d93eb56f0b227b98	500
7380 39697	0x3cb07d1f0620090bb667df1a5c90b4b80f8ede73	500
5303 41774	0xde3faa27dd5daca77115e3af6a2077c111bb81a6	500
6949 40128	0x00c76cd5aa04d2eee7d50226ad53cd1a3c78845a	500
6867 40210	0x7295c0918f2524d94d855425f92c7a8bb1b7da03	500
6137 40940	0x42fc6bf3b3f247d528483279153cd32a8de9bc53	500
6618 40459	0xc149701eb565de8f94b9b7ef35e7017029cf1cb7	500
7445 39632	0x010f9534964929fa82160ea6782da44df961ec7b	500
5500 41577	0x8d84d31700c17f31f570082a43cb7c830f9b52bf	500
5349 41728	0xff1704ed58389ed6012dcf885c74eece4a6adf75	500
5351 41726	0xcaf5b90131fc9d799fba1712bb655d1fd257ceca	500
7262 39815	0x7dcf87df7b6b9626c705927bf15fa83dc9bf54be	500
4594 42483	0xc272279ab6544c88f85505d45ff4c0775cb870c1	500
5405 41672	0x48f78003f2fd9575f7a75d8591eab4788e50a82c	500
4985 42092	0xa69e7a9147602a051ae127c128961fbd2e1754e5	500
6088 40989	0x9581d20acbecc3d09c2a7e78d210e3323330d90f	500
6490 40587	0xd378fc596c4882eeb5737b751e24fdaec2cd819b	500
6456 40621	0x225d824d4f8a1f393cd3fd22d08e423bbcb79427	500
4651 42426	0x94225985d15b663486f6acaac64207f3a8440b0d	500
6454 40623	0xf753befe986e8be8ebe7598c9d2b6297d9dd6662	500
7159 39918	0x68e224065325c640131672779181a2f2d1324c4d	500
6759 40318	0xb1d2086966b0fd7bc6d2f517112c7a6a6452d94f	500
7187 39890	0x71b3c575e2c1deed2ea7eaa51f6f168298add8e6	500
5357 41720	0xc7e2354f4b22b9c76fbb48d0534f419f1e32d178	500
7309 39768	0xed41bb902a1bf884f861835197dea07e0c97e372	500
7193 39884	0xca72a40efd660eb48be9b9456e8651e4631260f6	500
6968 40109	0x5111817277151611310ccd2aa2873ff0081f316f	500
4507 42570	0x6fd3df4ba884f165ee1897e555edc919316cd057	500
5624 41453	0x272d95e753fa4b43609ca22e91be6d186c5fc1f7	500
How do I move up the leaderboard?
5604 41473	0x716c59f6fb15c8bdb35cb87340c165461e8f39aa	500
5975 41102	0xda1da8691d7aab2d281cf5fa0786a9acc2fa3faf	500
7479 39598	0xa8eac1ec5054543ba627d0a06a96be024a6e924b	500
6584 40493	0xd360b8810689f99c22a3ab89cf22b5fc1df02712	500
7161 39916	0x3c01e0cdc9d7c3b548b4e6e6a558d78ea52c1f9e	500
7305 39772	0xe1d3baa26d94f53897efbeb550d95cc2ab72d5f7	500
6062 41015	0x3e2278342f272c18fd23f85dc5eb6c36ae689de9	500
5475 41602	0xb7b94b3000b013f339a5ac9afe050bc6b8bbe1bd	500
4812 42265	0x2d21a056182a86b7a9221ec1ad48ab623f10353e	500
4831 42246	0xd3adc16a06828e8f053b3ed1aee793b15f99b71b	500
5492 41585	0x16a33dcbec8cb50471d425f4c6ae7bb5e8cb6aa6	500
6053 41024	0x4149f044998bac5407ff1a194dc568af905bc480	500
4969 42108	0x35b860303938431ed0fe053bfdad15ef677728fc	500
6944 40133	0xf2e6d74cfbe87259ebceab5bb0e6b4c9a55af20c	500
4463 42614	0x50adf7a75d7cd6132acc0a2fb21c019011286635	500
4475 42602	0xf75ea61daaf847849b173a2734f0e8cd15453ec8	500
4290 42787	0x89c1deb43fea7f299d404e7c252b8c2c7e79ee17	500
5997 41080	0x0ea5b251d7c4883027f082d9193dfdf4cdd98696	500
4954 42123	0x1ea02b6367670fb06b9465106836eb31978f4db5	500
6005 41072	0x54d7d300d3b1e4268bac4a52d81cfc180c75842b	500
6884 40193	0xe9cc26f9d0237c4fa976e9a2d10579fff3e0a649	500
6897 40180	0x857cd16a827db79369ff9920e94e22fb916d2d3d	500
5329 41748	0xc385caee082bb0e900bccbbec8bb2fe650369ecb	500
4630 42447	0x3170bd1144e67e4f146a22a1307c1d10b9f4ab81	500
6345 40732	0xb983e9a2ae11a3d5e1ad56aba86a70466c19dcf6	500
6385 40692	0x701bd63938518d7db7e0f00945110c80c67df532	500
6303 40774	0x18a4e9b06065c447f68c05c213a0670f92f60c7f	500
4465 42612	0x5e242c306ed40fe63c4dcd58ccd590cd8ccd8964	500
4536 42541	0x5839dd13ad2c78ddcf3365d54302d65764619737	500
5400 41677	0x6666eb64ef0fcfa65fdd10e9cd71acc7cfe88999	500
5287 41790	0x794d19b1b0525dea7af414dae9bcebd21af3d79d	500
6001 41076	0xde70baeec8afb311d46c62b9bcda338d07da5407	500
4392 42685	0xa20442124a3ebb4cc81468fa7ed9e4c4643fd4e6	500
6491 40586	0x3b4ba6d791170f8cce75cab1b0085fb549416cc2	500
5631 41446	0x803a2a2f9196583852bb549488576a21448f8a90	500
5592 41485	0xe883d5f747230bf3900b3175bf8f8f311415b039	500
4652 42425	0xa30372e216025c1fc84d05d5b1d465cfed701dd1	500
4562 42515	0x9dd45eb7a21fdd243c98a96e777f332f2743348e	500
5583 41494	0x12bc42540a1d98428ad9872cd80370ac48109bba	500
4362 42715	0x181b12729ccb398a7151635e7a61fc9edd3369bb	500
How do I move up the leaderboard?
5513 41564	0xeccd7127ed5c291fb1e91ef5aa62113d30769345	500
6950 40127	0xdbaa75e14dba1a4f57e1daaa7b0a16fc0dd5dd4a	500
5159 41918	0x0fe580d0e226fd8b356162fe2eed0b274b63e828	500
5832 41245	0x235a0eb8503a88d5f3e58c58e15e7dfabb8754f1	500
5732 41345	0x9df330f7b07b434c8dc9baf5e3fedce2bc62ad3f	500
5215 41862	0xfe731d0abac0464aff89cca7bd85b2a8017480b2	500
7070 40007	0xfe763070ff20407fcb5b00f2f7ef72cb3dc9cd1a	500
7035 40042	0x96342f72f2d51027347cba749e852a3e6518e1a9	500
4793 42284	0x8fc2e87db46e107756d1363174f015d84178636d	500
5421 41656	0x91270f9558319432a8ed74fa886ab684cf34f42c	500
4367 42710	0xa24e114bea925eee368262a3d7647f7baf21db5e	500
5339 41738	0xce612d91a21203671901142034a76ded9d8591ee	500
7288 39789	0x762476a04bb9b66b5ac8a5445a4a2808552d94c7	500
7442 39635	0x45c90da6dc0b7d6282824e684492f48cd50ca5da	500
5469 41608	0x11814552ae8f05cd79950dd11aa549b52766464a	500
7020 40057	0xdbbbc0a4b5b5971f09774219daee1285e42a98ce	500
5914 41163	0xc2c78f21a1396bc4cfd6381f22d5dc506e68bdae	500
6826 40251	0x0417ad62bee5df0adab31121bee4d89de7586d0f	500
6556 40521	0xd247c45d64a21b7c1f7cd3372a3645e549a50cb6	500
6693 40384	0x055ad5e56c11c0ef55818155c69ed9ba2f4b3e90	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 7.33% on your WSTETH

Earn 7.50% on your DAI

Earn 7.47% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 129.26% LTV

Borrow against DAI from 0.11% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About