Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.69%.

Get $RAYS

Leaderboard

Rank	User	Rays
7059 39982	0xf35bf057bcd469ed2e80b54ed2ecddc385e7e630	500
6686 40355	0x0172e05392aba65366c4dbbb70d958bbf43304e4	500
6925 40116	0x9aa5b9922f7b1912b3798373cf48f51a54e4c14d	500
6698 40343	0xee97c4aac2720422cfbb25e418191af26043bb67	500
5725 41316	0xb7435f59a5f867805ca797f73b362bfe4f149c9a	500
5367 41674	0xa9c7c3559c0f93539b58a67c0111c5192875e179	500
7124 39917	0x2ad5993c48e00f288fc10c0a7624baee75a117e5	500
4853 42188	0xf158bcecc70bf0e27baeaf43ecc25a84e45d1d57	500
5899 41142	0x1bea81e6a339f0f559c7e504929c5f1f869f1600	500
5564 41477	0x451aff1d2326787590ef3fa3258aab49c49631d6	500
4396 42645	0x4ae958b4de0e6f21d51e73625fb9d5e0c3b0985f	500
5629 41412	0xaf2908c5d67c28c595948ea5c1cd03d426f84870	500
4373 42668	0x185edd1553735e2bd47db34b823a4cf6353e1b37	500
7395 39646	0x5c8472ae8af4dbefe9d2695c1f798d382dcf3773	500
6975 40066	0x6ecc36d0453f3b2ab0cc65af06fbba43c2886b7e	500
5056 41985	0xe238545cad42aaddf29ecb823ded5966a360a46a	500
5274 41767	0x617311eaed829c63d728e228e3742bad95daaa81	500
4324 42717	0xe6d2c0d5616cb02db1ccb75cc590be2bb154f3ba	500
7335 39706	0x0de42103e5856aacbb29a95987d762eb5ba1be2f	500
7311 39730	0x0f45336625f030b99c3f2a2d91c1bc5625ca4743	500
7128 39913	0xf3e111646cadc868efb1097061c7e96f1a2e487d	500
4992 42049	0xbe5a9d804ef8a91144ed804e6585c76dcfd154d3	500
7302 39739	0x97891bb5a666800d2f07c27feb00ddddb69af221	500
5652 41389	0x8e23803326a182df61dd7ad1aace1b7633c75244	500
7053 39988	0x5e7f3b42e4b6567785f9fdd702519f23bf285a1d	500
7064 39977	0x023bf0c0bd87df17153fcd2a8f441d177ee21c64	500
4703 42338	0xa59c818ddb801f1253edebf0cf08c9e481ea2fe5	500
7288 39753	0x7560ec8d375eeefabe2dc1a1dbd038ccab45263b	500
5317 41724	0x1f1e3ae905b8df4c67132d565005f8ecea526402	500
5322 41719	0x236f233dbf78341d25fb0f1bd14cb2ba4b8a777c	500
6541 40500	0xc781b829aff316334fd732a8822ca27677872a31	500
5119 41922	0xbc6ad843a1024f2d18626acf5ef7a8e4cbd0e85c	500
5681 41360	0x9389e143dff86096766cd9ff82198857745a8d7b	500
6983 40058	0x00c9cf6d9479fc3abec435346d8d3330661944ee	500
5192 41849	0x13c60de9e82a78eec2060de7c1a7dea40646c8f1	500
4361 42680	0x6ec4f659b0d35d28483bcc8d223c7ebef0427878	500
5483 41558	0x7dd4e4210968fb10d6ef1a8c7b067ab2ff5010f1	500
6854 40187	0x737d5902b5363b4a6e62ecac05994851b86b053f	500
5191 41850	0xd2405a7fbdfc3ffbaab54e600db0e752a556ac21	500
4363 42678	0xc1ed4bb443cf2afdd038621f6ef88c7804801325	500
How do I move up the leaderboard?
6830 40211	0xa63524cd362d22f79c949b922cc509d0f2a54aff	500
5121 41920	0xadb6f19761e695c663998b0232b0c3d1b003e717	500
4768 42273	0xbd160c0de7cc1bd36ab1a3a6ec5b801daf92a962	500
5374 41667	0x296c2d4daaef7b105ea4482a842e1cc882583547	500
6558 40483	0x2ba583396ae2af58766f684af9d734aff59be87a	500
7435 39606	0xa0a9ad080abcbe33641cd7fa97bf3d205f1980cd	500
5953 41088	0xef46a9851de5b9ccb7289cdb81f56cbaadbf41f9	500
7325 39716	0xbc722152042d4e5a4252a6d4a01607e3a381480c	500
5074 41967	0xbdcadc4bc5805b67b43da380b4bade25e3936ffa	500
5208 41833	0x74e60d06f3ef2adfcf70468b1f8832e421140eaa	500
6820 40221	0x7cfa59c0aeab32faeec9c191565959ddec6e6655	500
6204 40837	0x1567f9688e892ba76cb533fb9ebb08d4834af454	500
4339 42702	0x70dac40adc7c9fc435bbe3e62126867713291900	500
5683 41358	0xb118c2132613a6cb8f581f03bd7fdad1393602ec	500
5180 41861	0x36cef04b8fb1679e877499a564b144b8732358fc	500
4499 42542	0xcbb4c43307ad77e4e5ac2c742d05f548c2212491	500
5665 41376	0xd628c8aca6d482d4e8e84beaa91ef75e2039d77f	500
6061 40980	0xdab60d0ae9fdb14a8722614078defaf2fa332a5c	500
7102 39939	0x79d4da48709e007f851383e466123abf9ffdb9b5	500
6587 40454	0x13efcd0477a64447a55d98a3d308d2355f63c3a0	500
6731 40310	0x1f71ab5f2a187ef95b12cff78bbf62a42f624f1f	500
7367 39674	0x089f5a5fd767d736f67f13d36286e2c66fb131f9	500
4925 42116	0xb0dab85eb5896fa249eb448ee692d6d636c14c95	500
7158 39883	0xe03a5189dac8182085e4adf66281f679fff2291d	500
6318 40723	0x31b9289e2f31745e28ea8f0391127e4c3cde3920	500
6035 41006	0x3ea62ef471bc2a27a50f6ab16a6c99dbd3b2eac0	500
4271 42770	0x7d2bfda1dbb2f1aa523396f0c87212a0abcd7566	500
6231 40810	0xa0551958edf6f408429bea57416ca017b7fc520b	500
5749 41292	0x06ec2f2c6521101565b8b833a763dd1b41210956	500
4446 42595	0xfc3bf7918ba967f3dba6b60a29db990cfcd3da63	500
6779 40262	0x5fdab11e7d3ae700af9e8c50e976cd0a85b12438	500
5694 41347	0xc2dc6a76abc610387ce3dd672c6e4b8a249782a3	500
5547 41494	0x25b248911b9551f48cd3fdf016f9ef7653d78433	500
6287 40754	0xb32b951513b32f30905afaae5517963fd8ea850c	500
7464 39577	0xd582d8067eb63243ccb7411bf85474ad1937ac36	500
5275 41766	0xe46e8996a7bfd82ca059ceccbf99df153c199e64	500
6742 40299	0x2f02c976a0311e7edac8a465d151d20b2be7bf28	500
6795 40246	0xe2e61752ef7ed9ab04b61bcc88b918d5264dc259	500
6008 41033	0xd352eeb43ed458a7cb069f6364cabfcb6e158f21	500
4101 42940	0x03894d4ac41dd6c4c2f524ed4417c90fa46972c6	500
How do I move up the leaderboard?
5858 41183	0xf1cd2ff3d38257abe3e9d47c572037b70b972555	500
6650 40391	0x931292c42a5f600e80d75b7c7743f0164240882c	500
6565 40476	0x3e25f8a910b4fb671b95caeb22a6c550fe82e877	500
6144 40897	0x0e0fa3935b16986b1f27be306364980107f2ea1b	500
5282 41759	0xa27008afcf6491df18d01bae2d17b931def1d5b4	500
7018 40023	0xd3dab9080aa8225c4b3839c2a66b35ca8d39d3bf	500
6915 40126	0xedf4a91ebec2270c12991704ab010ecb93565b2d	500
7190 39851	0x62b724a0bb9d8afd48493e8bbed7c0dd56e2f711	500
4738 42303	0x25f00a2c3155503fe36c74904638c817ac9fdada	500
7067 39974	0x3c84ed12b015af1d964f97328bb9739a75bf074c	500
4297 42744	0x54a24c7155681a561ae9dfe600134854d52f5be5	500
6192 40849	0x76afba96774d4c940ed607476f4c32a27b88f71b	500
7022 40019	0xa4b7b2abfa9c99eeb002c881c0bb6604ccc60fe8	500
6776 40265	0x3ccc87c683f389aa6ce6ef103639940841e8ecb4	500
4490 42551	0x698e49fed80bce1c3958616c25c2fca4fabae11e	500
5785 41256	0x852928b8566f134d9f223fe4f00169dfa543599c	500
4368 42673	0x65227c68d0410a4340944810d8f88a1df4c573a1	500
7207 39834	0xa2b9a5f796ef1f68b2aef0c984f961bed1085500	500
4392 42649	0xc4ea7bbc6b186089ae4b90e282dec17ee08bc340	500
6421 40620	0x8b4288e47e43436a99c0851a226fac8508bfb779	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.14% on your WSTETH

Earn 5.50% on your DAI

Earn 4.05% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.08% LTV

Borrow against DAI from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About